Pay in 4 over 6 weeksAvailable in 4 countriesPay in 4 and US Pay MonthlyCash AppAfterpay

Book flights with Afterpay payment plans

Yes. You can use Afterpay's Pay in 4 to book flights and buy plane tickets for any airline, any route, and any fare class when you book through Laters.com.

Where from?Add a city
Where to?Add a city
WhenOut – Back
Who1, Economy

Over a million travelers a year
find flights on Laters.com

Afterpay flights

Can You Use Afterpay for Flights?

Yes, Afterpay Works on Any Airline on Laters.com

Yes. You can use Afterpay's Pay in 4 to book flights and buy plane tickets for any airline, any route, and any fare class when you book through Laters.com. It works this way because Afterpay sits inside our checkout as a payment method, not because every airline has signed up with Afterpay directly. Pick your flight, choose Afterpay, and your e-ticket follows once payment is confirmed.

None of the major carriers take Afterpay at their own checkout. Delta, American Airlines and United don't offer it in the US, and British Airways, Lufthansa and Finnair don't across the UK, Germany and the Nordics either. Book any of them through Laters.com instead, and Afterpay becomes a live option: select it at checkout, choose the plan that fits your budget, and your e-ticket is issued once payment is confirmed.

Pay in 4 is the plan on offer everywhere Afterpay operates, and in the US you can also spread a larger fare over Pay Monthly financing. That range covers a long-haul business fare and a short domestic hop alike, though every plan is subject to approval and some carry interest, and applicants must be 18 or older. Visa is also accepted at our checkout if you want to compare the two.

Afterpay flights on Laters.com: key facts

US Pay in 4 over 6 weeks, first at checkout, interest-free when paid on time
4 payments
US Pay Monthly terms for purchases from $100 to $20,000, subject to eligibility
Up to 24 months
US Pay Monthly minimum purchase, depending on merchant (up to $20,000)
$100
US late fee maximum per missed installment / cap per order
$8 / 25%
Laters.com booking fee or surcharge for paying with Afterpay
$0
US Pay Monthly maximum purchase, depending on merchant
$20,000

Figures as published by Afterpay, verified against Afterpay’s country terms.

  1. Search flights and compare fares
  2. Choose Afterpay at checkout and pick a plan
  3. Fly now, pay the rest to Afterpay on schedule

Afterpay promo codes on Laters.com

Find the latest Laters.com deals below, add the code in the promo box at checkout, then choose Afterpay to split what is left.

Afterpay

AUD 100 off

Code AFTERPAY100

Conditions

  • AUD bookings only
  • Spend AUD 2,000 or more
  • Covers the whole booking
  • Pay with Afterpay
  • One code per booking
Full terms and how to redeem
  1. Search your route and pick a flight.
  2. Enter AFTERPAY100 at checkout.
  3. Pay with Afterpay.
Afterpay

USD 100 off

Code AFTERPAY100USD

Conditions

  • USD bookings only
  • Spend USD 2,000 or more
  • Covers the whole booking
  • Pay with Afterpay
  • One code per booking
Full terms and how to redeem
  1. Search your route and pick a flight.
  2. Enter AFTERPAY100USD at checkout.
  3. Pay with Afterpay.
Afterpay

AUD 200 off

Code AFTERPAY200

Conditions

  • AUD bookings only
  • Spend AUD 3,000 or more
  • Covers the whole booking
  • Pay with Afterpay
  • One code per booking
Full terms and how to redeem
  1. Search your route and pick a flight.
  2. Enter AFTERPAY200 at checkout.
  3. Pay with Afterpay.
Afterpay

USD 200 off

Code AFTERPAY200USD

Conditions

  • USD bookings only
  • Spend USD 3,000 or more
  • Covers the whole booking
  • Pay with Afterpay
  • One code per booking
Full terms and how to redeem
  1. Search your route and pick a flight.
  2. Enter AFTERPAY200USD at checkout.
  3. Pay with Afterpay.
Afterpay

AUD 25 off

Code AFTERPAY25

Conditions

  • AUD bookings only
  • Spend AUD 500 or more
  • Covers the whole booking
  • Pay with Afterpay
  • One code per booking
Full terms and how to redeem
  1. Search your route and pick a flight.
  2. Enter AFTERPAY25 at checkout.
  3. Pay with Afterpay.
Afterpay

USD 25 off

Code AFTERPAY25USD

Conditions

  • USD bookings only
  • Spend USD 500 or more
  • Covers the base fare and service fee
  • Pay with Afterpay
  • One code per booking
Full terms and how to redeem
  1. Search your route and pick a flight.
  2. Enter AFTERPAY25USD at checkout.
  3. Pay with Afterpay.
Afterpay

AUD 50 off

Code AFTERPAY50

Conditions

  • AUD bookings only
  • Spend AUD 1,000 or more
  • Covers the whole booking
  • Pay with Afterpay
  • One code per booking
Full terms and how to redeem
  1. Search your route and pick a flight.
  2. Enter AFTERPAY50 at checkout.
  3. Pay with Afterpay.
Afterpay

USD 50 off

Code AFTERPAY50USD

Conditions

  • USD bookings only
  • Spend USD 1,000 or more
  • Covers the whole booking
  • Pay with Afterpay
  • One code per booking
Full terms and how to redeem
  1. Search your route and pick a flight.
  2. Enter AFTERPAY50USD at checkout.
  3. Pay with Afterpay.
Afterpay

CAD 100 off

Code AFTERPAYCA100

Conditions

  • CAD bookings only
  • Spend CAD 2,000 or more
  • Covers the base fare and service fee
  • Pay with Afterpay
  • One code per booking
Full terms and how to redeem
  1. Search your route and pick a flight.
  2. Enter AFTERPAYCA100 at checkout.
  3. Pay with Afterpay.
Afterpay

CAD 200 off

Code AFTERPAYCA200

Conditions

  • CAD bookings only
  • Spend CAD 3,000 or more
  • Covers the base fare and service fee
  • Pay with Afterpay
  • One code per booking
Full terms and how to redeem
  1. Search your route and pick a flight.
  2. Enter AFTERPAYCA200 at checkout.
  3. Pay with Afterpay.
Afterpay

CAD 25 off

Code AFTERPAYCA25

Conditions

  • CAD bookings only
  • Spend CAD 500 or more
  • Covers the base fare and service fee
  • Pay with Afterpay
  • One code per booking
Full terms and how to redeem
  1. Search your route and pick a flight.
  2. Enter AFTERPAYCA25 at checkout.
  3. Pay with Afterpay.
Afterpay

CAD 50 off

Code AFTERPAYCA50

Conditions

  • CAD bookings only
  • Spend CAD 1,000 or more
  • Covers the base fare and service fee
  • Pay with Afterpay
  • One code per booking
Full terms and how to redeem
  1. Search your route and pick a flight.
  2. Enter AFTERPAYCA50 at checkout.
  3. Pay with Afterpay.
Afterpay

NZD 100 off

Code AFTERPAYNZ100

Conditions

  • NZD bookings only
  • Spend NZD 1,000 or more
  • Covers the whole booking
  • Pay with Afterpay
  • One code per booking
Full terms and how to redeem
  1. Search your route and pick a flight.
  2. Enter AFTERPAYNZ100 at checkout.
  3. Pay with Afterpay.
Afterpay

NZD 50 off

Code AFTERPAYNZ50

Conditions

  • NZD bookings only
  • Spend NZD 500 or more
  • Covers the whole booking
  • Pay with Afterpay
  • One code per booking
Full terms and how to redeem
  1. Search your route and pick a flight.
  2. Enter AFTERPAYNZ50 at checkout.
  3. Pay with Afterpay.

See all promo codes

Payment plans explained

Pay Your Flight Over Time with Afterpay

Afterpay lets you split a fare into smaller payments rather than paying the whole ticket at once. Pay in 4 covers most bookings, while Pay Monthly stretches bigger fares across a longer term and may carry interest. A credit check applies to the longer-term option, and this is a form of credit, so borrow only what you can repay on schedule.

Shopper holding a phone showing the Afterpay app
Your Afterpay fareUSD

$500

Most popular

Pay in 4

Per instalment
$125.00every 2 weeks, 4 times
Due today
$125.00if approved
Total you pay
$500.00no interest

0% APR · 25% upfront

  1. Today$125.00
  2. Day 14$125.00
  3. Day 28$125.00
  4. Day 42$125.00

Pay in 4 suits travelers who want a short, fortnightly schedule and prefer to keep costs interest-free, though late fees can still apply. First payment due at checkout, with the remaining payments spread over the six-week schedule. Pay in 4 is interest-free when payments are made on time; late fees may apply.

Pay Monthly

Payments
At checkoutmonthly
Down payment
Not specifiedin this example
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

0.00%–35.99% APR · $100–$20,000 · late fee No late fees

Pay Monthly fits larger fares needing a longer runway, but it can carry interest depending on your term and always requires a credit check. US Pay Monthly offers eligible customers loan terms of 3, 6, 12 or 24 months for purchases from $100 to $20,000, depending on merchant and eligibility. A simple-interest APR of 0.00% to 35.99% applies depending on credit profile and merchant; see the Truth in Lending disclosure shown at checkout. Loans are subject to credit check and approval.

You repay Afterpay directly on its set schedule, not the airline. Laters issues your e-ticket in full once your Afterpay payment is approved, regardless of how many installments remain.

Figures are shown in USD and assume payments are made on time. For Pay in 4 the first payment is due at checkout and included in the total; Afterpay sets the real plan, rate and eligibility you're offered at checkout.

Afterpay plans by country

Afterpay Flight Booking: Available Countries

Afterpay flight checkout shows up most often for travelers booking from the United States, Australia, New Zealand, the United Kingdom and Canada, so most searches land on one of those. That is a snapshot, not the whole list. Afterpay publishes short-term installment plans that split a fare into separate payments due on a fixed schedule, alongside longer monthly financing that spreads the cost over a series of monthly payments instead. Open your own country in the grid below to see which product applies, its schedule and what it costs. This guide reflects what Afterpay publishes for each market. It does not confirm which products Laters.com can actually offer on a given booking, since that is decided at checkout. This guide lists instalment plans in 4 markets. This guide lists financing in 1 market.

Across the United States, Australia, New Zealand and Canada, the short-term plan is called Pay in 4. In the United Kingdom, the same style of plan runs under the Pay in 3 label instead. Where a country in the grid carries no plan listed, Afterpay has not published a flight-eligible option there yet. This plan takes one payment at checkout and the rest at fixed intervals afterward, interest-free when paid on time, though approval is never guaranteed and Afterpay's longer monthly financing option carries interest. Limits, fees and exact rates vary by country and are shown by Afterpay at checkout before you confirm.

Laters.com vs booking direct

Why Book Your Afterpay Flights on Laters.com?

Here, you compare flights across every airline we sell, then choose an Afterpay plan at the Laters.com checkout, the same place Afterpay lists us as a merchant. You pick the flight first, the payment plan second, both at the same checkout, and whatever installments remain simply continue on the schedule you agreed to.

What the table doesn't spell out is who you're actually dealing with once you've booked. Laters.com is the merchant on your ticket, so we handle the booking, any changes to it, and any refund, no matter which airline flies you or which Afterpay plan you were approved for. That approval isn't guaranteed, and some plans carry an APR, but the person you call afterward is always us.

Paying in store by tapping a phone at a card terminal with Afterpay
Laters.com compared with booking direct with the airline
What you getLaters.comBook direct with the airline
Compare flight optionsCompare available flights across airlines before choosing how to pay.Search that airline and its available partner itineraries.
Afterpay at checkoutSelect Afterpay at Laters.com checkout when it is available for the flight and customer.Afterpay availability depends on the airline’s own checkout and the booking.
Other ways to payReview the payment options shown for your selected booking at the same checkout.Review the airline’s own payment options for its direct booking.
Booking supportUse Laters.com booking support for the reservation you make here.Use the airline’s support channels for a direct reservation.
Payment scheduleReview the Afterpay schedule and eligibility shown before confirming your booking.Review the airline’s own checkout terms before confirming a direct booking.

Winner marks the broader comparison feature in each row; it does not guarantee payment availability. Checkout shows the options and final terms for your booking. Sources checked 23 September 2026: Afterpay Pay in 4 terms, Afterpay Pay Monthly terms, and Laters.com payment options.

Independently scored, no paid placement

Laters.com Payment Score: Afterpay

Cyan cartoon hand making a peace sign with black outline sticker style illustration

What is the Laters.com Payment Score?

Our editorial rating, out of 10, for how well a buy now, pay later provider works when you are booking a flight.

  1. 1Repayment Flexibility
  2. 2Interest Rate
  3. 3Eligibility
  4. 4Approval Process

Every provider at our checkout is scored on the same 4 measures, so you can compare them like for like before you choose how to pay. See all fly now pay later provider scores →

Each of the four criteria above is scored out of 10 against Afterpay's published plan terms, published rates and eligibility criteria for flight bookings. The headline is the unweighted average of those four, rounded to one decimal. No brand pays to be rated on Laters.com. Last reviewed September 2026.

Laters.com is the merchant for every booking on this page: we sell the ticket and earn from the fare, which is the same whichever payment method you choose. No payment provider pays us for placement, ranking or its Payment Score, and this page contains no affiliate links.

Pay in 4 uses four interest-free installments over six weeks, with the first payment due at checkout. Late fees may apply if a payment is missed. For eligible US purchases from $100 to $20,000, Pay Monthly offers terms up to 24 months; review the final offer shown at checkout.

What works well

  • Pay in 4 charges 0% interest across all four installments
  • Only 25% of the fare is due at checkout
  • Pay Monthly stretches big fares over 3 to 24 months
  • Late fees are capped at 25% of order value

What to watch

  • Pay Monthly's APR runs as high as 35.99%
  • AU and NZ can only use Pay in 4
  • Pay Monthly needs a $100 minimum basket
  • A soft credit check applies to Pay Monthly

4 measures, scored the same way for every provider at our checkout.

Eligibility7/10

US Pay Monthly offers terms up to 24 months for purchases from $100 to $20,000, subject to eligibility and the offer shown at checkout.

Sources: Afterpay Pay Monthly terms

Approval Process8/10

Pay in 4 is checked at checkout without a hard credit pull. Pay Monthly, by contrast, runs a soft credit check and can require a down payment, adding a step before ticketing on that plan.

The editorial take

Strongest on
Interest rate: Pay in 4 stays at 0% throughout, with late fees capped at 25% of order value rather than open-ended.
Held back by
Held back by geography: Pay Monthly's longer terms and its up-to-35.99% APR exist only in the US, leaving AU and NZ travelers with one fixed shape.
Which plan
Pay in 4 for a fare due within six weeks. Pay Monthly for a large US fare paid down over months.

This table prices one fare across Afterpay's plans as they apply in the United States, where both options are offered. The fare itself does not change. Laters adds no booking fee or surcharge for choosing to pay this way.

PlanUpfront paymentThenYou pay in allCost of credit
Pay in 40% APR$250.00$250.00 every 2 weeks, 3 times$1,000.00Nothing
Pay Monthly0.00%–35.99% APRNot specifiedAt checkoutAt checkoutAt checkout

What else can cost you

On-time Pay in 4
No interest and no fee when all four fortnightly payments land on schedule.
Late payment
A late fee applies on Pay in 4, capped at 25% of the order value.
Pay Monthly interest
APR runs from 0.00% to 35.99% depending on term and approval, on US orders from $100.
Refunded flight
Check afterpay.com for how a canceled or refunded booking is credited back against your plan.
Credit file
Pay Monthly involves a soft credit check; Pay in 4 does not run one.

The figures above are an illustration, not a quote for your booking. What you're offered depends on your market and on approval, and every provider we score is run through the same rows so you can compare them fairly.

Where Afterpay leads

  • Pay in 4 charges 0% interest across all four installments
  • Only 25% of the fare is due at checkout
  • Pay Monthly stretches big fares over 3 to 24 months
  • Late fees are capped at 25% of order value

Before you apply

  1. Pay in 4 is not a loan in the usual sense and Afterpay does not run a credit check for it.
  2. Pay Monthly is a credit product: it involves a soft credit check and is offered in the US only.
  3. Very low-cost fares may not qualify for Pay Monthly, since it starts at a $100 basket.
  4. Age and residency rules vary by market. Check afterpay.com for the current requirements where you live.
40+ScoredFly now pay later provider scoresAfterpay is scored on the same measures as every other buy now, pay later provider we rate for booking flights.See all provider scores
Compare flights and payment options

Which Airlines Can You Book with Afterpay?

If you searched "airlines that accept Afterpay," here is the answer: every airline we sell can be paid for with Afterpay, right here on Laters.com. That holds on any route and any fare class, from short-haul low-cost tickets to long-haul business class, though it is always subject to Afterpay's own limits and eligibility check. Which Afterpay plan you are offered depends on the country you book from, not the airline you fly, so check the country section below for what Afterpay publishes where you are. On a full-service carrier, the checked bag, seat selection, meals and frequent-flyer earning are exactly as the airline sells them. On a low-cost airline, those extras get added à la carte at checkout, with Afterpay splitting the basket total either way. Paying with Afterpay does not change the fare, the baggage allowance or the miles earned. You fly as the airline's own passenger and simply split the cost.

Full-service airlines

American Airlines

American Airlines credits every fare to AAdvantage, so those miles still add up whether you pay outright or split the cost with an Afterpay plan at Laters.com checkout.

Explore American Airlines payment plans

Delta Air Lines

Delta credits SkyMiles on every fare class it sells, from Basic Economy up to Delta One, regardless of how you split the cost with Afterpay at checkout.

Explore Delta Air Lines payment plans

United Airlines

United credits MileagePlus miles on every ticket it sells, from Basic Economy to United Polaris, so that earning carries over when you split the fare with Afterpay.

Explore United Airlines payment plans

Alaska Airlines

Alaska Airlines credits Mileage Plan miles on every fare it sells, so that earning still applies however you split the cost with an Afterpay plan at checkout.

Explore Alaska Airlines payment plans

Qantas

Qantas credits its Frequent Flyer program on every fare it sells for flights booked on Laters.com, so those points still add up if you split the cost with Afterpay.

Explore Qantas payment plans

Air New Zealand

Air New Zealand credits its Airpoints program on every fare class it sells, so that earning holds whether you pay upfront or split the cost with Afterpay.

Explore Air New Zealand payment plans

Hawaiian Airlines

Compare Hawaiian Airlines fares, cabins and baggage in our airline guide, then split the cost with Afterpay at checkout where it is offered.

Explore Hawaiian Airlines payment plans

Fiji Airways

Nadi (NAN) · oneworld

Fiji's national carrier, flying across the Pacific from its Nadi hub.

Explore Fiji Airways payment plans

ANA

ANA credits every fare to ANA Mileage Club, so those miles still add up whether you pay outright or split the cost with an Afterpay plan at Laters.com checkout.

Explore ANA payment plans

Japan Airlines

Tokyo (HND) · oneworld

Compare Japan Airlines cabins and what each fare covers, choose the flight first, then review the Afterpay plans the checkout shows.

Explore Japan Airlines payment plans

SWISS

SWISS credits Miles & More on every fare class it sells, so that earning carries over when you split the fare with Afterpay at Laters.com checkout.

Explore SWISS payment plans

Thai Smile

Thai Smile's own former fareSplit named Afterpay as a pay-later provider; the airline is now defunct, but its guide page on Laters.com remains for reference.

Explore Thai Smile payment plans

China Eastern Airlines

Shanghai (PVG) · skyteam

Check what a China Eastern Airlines fare includes, from cabin to baggage, before paying with Afterpay at checkout.

Explore China Eastern Airlines payment plans

China Airlines

Shanghai (TPE) · skyteam

Check what a China Airlines fare includes, from cabin to baggage, before paying with Afterpay at checkout.

Explore China Airlines payment plans

Bangkok Airways

Compare the Bangkok Airways fare conditions in our guide, then review the payment methods offered for your booking.

Explore Bangkok Airways payment plans

Garuda Indonesia

skyteam

Skytrax rates Garuda Indonesia 4 stars, and splitting the fare with an Afterpay plan at Laters.com checkout leaves the fare, baggage allowance and GarudaMiles earning exactly as booked.

Explore Garuda Indonesia payment plans

Thai Airways

Compare the Thai Airways fare conditions in our guide, then review the payment methods offered for your booking.

Explore Thai Airways payment plans

Air Malta

Malta (MLA)

Compare Air Malta (KM) fares, cabins and included baggage in our airline guide. Check KM Rewards earning rules for your fare.

Explore Air Malta payment plans

Caribbean Airlines

Port of Spain (POS)

Compare Caribbean Airlines fares, cabins and Caribbean Miles earning in our airline guide. Check the fare rules for your route before you pay.

Explore Caribbean Airlines payment plans

JetSuiteX

Review JetSuiteX's hop-on public charter fare inclusions before checkout; Afterpay availability and eligibility are confirmed in the payment flow.

Explore JetSuiteX payment plans

Low-cost airlines

Southwest Airlines

Southwest Airlines charges no cancellation fee on any fare, so weigh that against the total before splitting the cost with an Afterpay plan at Laters.com checkout.

Explore Southwest Airlines payment plans

Frontier Airlines

Frontier prices its base fare bare and adds seat selection, carry-on and checked-bag fees separately, so factor those extras in before you split the total with an Afterpay plan.

Explore Frontier Airlines payment plans

Allegiant Air

Allegiant sells an unbundled base fare and charges extra for seat choice, carry-on and checked bags, so weigh those add-ons before splitting the total with an Afterpay plan.

Explore Allegiant Air payment plans

JetBlue Airways

JetBlue credits TrueBlue points on every fare, including its lowest Blue Basic tier, so that earning holds however you split the cost with an Afterpay plan.

Explore JetBlue Airways payment plans

Malaysia Airlines

Malaysia Airlines lists Maybank, Public Bank, CIMB and Hong Leong installment options for Malaysian bookings, so compare the fare and direct airline terms before choosing a payment plan at Laters.com checkout.

Explore Malaysia Airlines payment plans

Jetstar

Jetstar takes Afterpay on its own site too; compare the fare and payment fee here, then check your Afterpay options at the Laters.com checkout.

Explore Jetstar payment plans

Vueling

Tell the Vueling fare types apart so you can pick the one that fits your bags and plans.

Explore Vueling payment plans

Breeze Airways

Compare a Breeze Airways fare bundle against the total cost before Afterpay's pay-in-4 option appears at checkout.

Explore Breeze Airways payment plans

Viva Aerobus

Monterrey (MTY)

Compare a Viva Aerobus fare bundle against the total cost before Afterpay's pay-in-4 option appears at checkout.

Explore Viva Aerobus payment plans

GOL

See how a GOL fare breaks down and compare it against the total with installments.

Explore GOL payment plans

Norse Atlantic Airways

Norse Atlantic Airways sells low-cost, long-haul fares on its all-Boeing-787-9 fleet, so splitting a bigger transatlantic fare with an Afterpay plan at Laters.com checkout can help spread the cost.

Explore Norse Atlantic Airways payment plans

easyfly

A Practica, Cercana or Flexible easyfly fare can be split four ways with Afterpay at the Laters.com checkout, with 25% due upfront and 0% shown on the card.

Explore easyfly payment plans

Wingo

Compare Lucky Air fares from its Kunming hub, then choose a plan at Laters.com checkout.

Explore Wingo payment plans

REX Airlines

REX Airlines (Regional Express) flies regional turboprop services across Australia; Rex Flyer points still earn on every fare class whether you pay outright or split the cost with Afterpay at Laters.com checkout.

Explore REX Airlines payment plans

Avelo Airlines

Avelo prices its base fare unbundled and adds seat selection, carry-on and checked-bag fees separately, so factor those extras in before you split the total with an Afterpay plan.

Explore Avelo Airlines payment plans
650+AirlinesExplore more airlinesCompare available flights across Laters.com, then check the payment options offered for your selected booking.Browse all airlines
Compare pay-later options

More Ways to Pay Later for Flights

Afterpay and Visa can both be available at Laters.com checkout for the same ticket. Afterpay Pay in 4 uses four interest-free installments over six weeks, with the first payment due at checkout. Visa terms and payment options are set by the card issuer. Compare Visa for flights on Laters.com.

Afterpay decal on a shop door

Other providers

Klarna

Pay in instalments
Klarna

Klarna splits purchases into scheduled payments and, depending on the plan, may run a credit check or charge interest. Approval isn't guaranteed, so it pays to check the terms before booking.

Covers North America, Europe, Oceania, Latin America, the Middle East, Southeast Asia, South Asia and Africa.

View provider guide

Affirm

Longer monthly financing
Affirm

Affirm is built around monthly repayment plans rather than short fortnightly splits, which suits a larger fare spread over more time. Some plans carry an APR and a credit check, and approval depends on your application.

Covers North America and Europe; check availability at checkout outside those regions.

View provider guide

Zip

Pay in instalments
Zip

Zip lets you break a fare into scheduled payments, with a credit check typically part of signing up and fees possible if a payment is missed. It's worth reading Zip's own terms before you book.

Covers Oceania and North America; check availability at checkout outside those regions.

View provider guide

Clearpay

Pay in 4 instalments
Clearpay

Clearpay is Afterpay's own brand in some markets, offering a similar pay-in-4 structure. Missed payments can still trigger fees, so the same discipline around due dates applies.

Clearpay is Afterpay's own UK and EU brand, so coverage is Europe; Afterpay runs no other regions we track.

View provider guide

Sezzle

Pay in 4 instalments

Sezzle offers a comparable four-payment split for travellers who want a similar rhythm to Afterpay's plan. A missed instalment can bring a fee, so it's not a cost-free fallback.

Regional coverage isn't published in our records for Sezzle; check availability at checkout.

View provider guide

PayPal

Pay in instalments
PayPal

PayPal's instalment option lets you split a fare while paying through an account you may already use for other bookings. Eligibility and any interest depend on approval, so check the details before checkout.

Covers most regions we serve, from North America and Latin America to Europe, the Middle East, Africa and Asia-Pacific; check availability at checkout.

View provider guide

Each provider's own plans and fees are from its own published terms, checked 20 October 2026.

40+ProvidersEvery fly now pay later providerExplore the provider guides and compare their payment products. The options available for your booking, approval and terms are shown at checkout.Compare fly now pay later providers

Fees, refunds, credit checks and eligibility

FAQs: using Afterpay to book flights

Everything you need to know about paying for flights with Afterpay on Laters.com.

Can I book flights with Afterpay on Laters.com?

Check whether Afterpay is offered at Laters.com checkout for the flight you select. Where Pay in 4 is available, it splits the purchase into four interest-free installments over six weeks, with the first payment due at checkout. US Pay Monthly is a separate option for eligible purchases from $100 to $20,000, with terms up to 24 months. Sources: https://www.afterpay.com/en-US/mobile-app and https://www.afterpay.com/en-US/pay-monthly

Which airlines can I pay for with Afterpay on Laters.com?

Check Afterpay at Laters.com checkout for the itinerary you select. Availability is determined for that booking, so this page does not claim that every airline offers it on its own website. Where offered, Pay in 4 uses four interest-free installments over six weeks. Source: https://www.afterpay.com/en-US/mobile-app

Does paying with Afterpay cost more than paying by card?

Review the final total and payment schedule at checkout. Afterpay says Pay in 4 is free when payments are made on time; late fees may apply if a payment is missed. Source: https://www.afterpay.com/en-US/help/900005359783-Is-there-a-cost-to-using-Afterpay

When do I get my e-ticket if I pay with Afterpay?

As soon as your Afterpay plan is approved. Laters.com is the merchant of record and issues the e-ticket in full once Afterpay approves your payment, whether you chose Pay in 4 or Pay Monthly; the remaining installments run on Afterpay's own schedule afterward and don't hold up ticketing.

Does Afterpay run a credit check for flight bookings?

Pay in 4 and Pay Monthly have different eligibility processes. Review the offer and any credit-related terms presented for your US Pay Monthly application before confirming. Source: https://www.afterpay.com/en-US/pay-monthly

What happens if I miss an Afterpay payment on a flight booking?

Late fees may apply if you miss a Pay in 4 payment. Review your schedule and the current fees before confirming your booking. Source: https://www.afterpay.com/en-US/help/900005359783-Is-there-a-cost-to-using-Afterpay

Which countries can use Afterpay to book flights on Laters.com?

Afterpay is available in the US, Australia, New Zealand and Canada. In the UK, the same product is called Clearpay. Check the provider and final plan shown at Laters.com checkout for your booking. Source: https://developers.afterpay.com/afterpay-button-documentation/guides/about-afterpay/what-is-afterpay

Which Afterpay plan works best for an expensive long-haul fare?

For an expensive fare, compare the options shown at checkout. In the US, Pay Monthly is available for eligible purchases from $100 to $20,000 and offers terms up to 24 months. Source: https://www.afterpay.com/en-US/pay-monthly

Does using Afterpay for a flight affect my credit score?

Review the eligibility and payment terms shown for the option offered at checkout. Afterpay’s Pay Monthly terms may differ from Pay in 4, so consult the current provider terms before you apply. Source: https://www.afterpay.com/en-US/pay-monthly

What happens to my Afterpay payments if my flight is canceled or refunded?

For a canceled or refunded booking, follow Laters.com's booking and fare rules, then review the payment schedule in your Afterpay account. The outcome depends on the booking and refund status.

Can I use Afterpay for international or multi-stop flight itineraries?

Check Afterpay at Laters.com checkout for the specific international or multi-stop itinerary you select. Availability and the offered payment plan depend on the booking and customer eligibility. Source: https://www.afterpay.com/en-US/mobile-app

Afterpay or Visa: which is better for booking flights?

Afterpay Pay in 4 divides an eligible purchase into four interest-free installments over six weeks. A Visa card’s terms depend on the card issuer. Compare the actual checkout schedule and your card terms before deciding. Source: https://www.afterpay.com/en-US/mobile-app

Is a Pay in 4 deferral with Afterpay really interest-free?

Afterpay describes Pay in 4 as four interest-free installments over six weeks. The first payment is due at checkout, and late fees may apply if a payment is missed. US Pay Monthly is a separate product with its own terms. Sources: https://www.afterpay.com/en-US/mobile-app and https://www.afterpay.com/en-US/help/900005359783-Is-there-a-cost-to-using-Afterpay

Will I still earn airline miles if I book with Afterpay?

Yes, the usual way. Because Afterpay settles the fare with the airline in full once your plan is approved, your ticket is issued the same as a card payment, so miles and points follow that airline's normal fare and loyalty-program rules rather than anything specific to Afterpay's installment schedule.

Can I book business or premium cabin flights with Afterpay?

Check Afterpay at Laters.com checkout for the premium-cabin fare you select. In the US, eligible purchases from $100 to $20,000 may be offered Pay Monthly with terms up to 24 months. Source: https://www.afterpay.com/en-US/pay-monthly

How do I track and manage my Afterpay repayments for a flight booking?

Use your Afterpay account to review the payment schedule for an approved order. Check the displayed schedule and current fee terms, and contact Afterpay for account-specific payment support. Source: https://www.afterpay.com/en-US/help/900005359783-Is-there-a-cost-to-using-Afterpay

Do any flights accept Afterpay?

Yes. On Laters.com, choose a flight first and then select Afterpay at checkout when it is available for your booking. Pay in 4 lets you pay in four interest-free installments over six weeks, with the first payment due at checkout. Terms and approval vary, so review the payment schedule before confirming. Source: https://www.afterpay.com/en-US/mobile-app

Which airlines do Afterpay?

On Laters.com, Afterpay is offered at our checkout for flights sold through the site, rather than being a payment method each airline switches on separately. Compare the fare you want, then check the Afterpay option and its final schedule at checkout. Pay in 4 uses four interest-free installments over six weeks. Source: https://www.afterpay.com/en-US/mobile-app

Can I pay for my flight in 4 payments?

Yes, if Afterpay Pay in 4 is available for your Laters.com booking. It divides the fare into four interest-free installments over six weeks, with the first payment due at checkout. Late fees may apply under Afterpay's terms. Source: https://www.afterpay.com/en-US/mobile-app

Can I use Afterpay on Southwest?

For a Southwest fare sold on Laters.com, check whether Afterpay is shown at our checkout for your booking. The option is provided through our checkout, not by assuming that Southwest's own site accepts it. If offered, Pay in 4 uses four interest-free installments over six weeks. Source: https://www.afterpay.com/en-US/mobile-app

Which airlines can you use Afterpay with?

Use Laters.com to compare flights, then check Afterpay at checkout for the itinerary you select. Availability is determined for that booking, so it should not be inferred from an airline's own payment page. Where Pay in 4 is offered, it uses four interest-free installments over six weeks. Source: https://www.afterpay.com/en-US/mobile-app

Which app allows book flights with Afterpay?

Laters.com lets you compare flights and check whether Afterpay is available at checkout for your booking. Pay in 4 is an interest-free four-installment option over six weeks, with the first payment due at checkout. Confirm the payment schedule and eligibility shown before you book. Source: https://www.afterpay.com/en-US/mobile-app

What ticket site allows Afterpay?

On Laters.com, search flights and check Afterpay at checkout for the fare you choose. This avoids assuming that a particular airline's direct website offers Afterpay. If available, Pay in 4 splits the fare into four interest-free installments over six weeks. Source: https://www.afterpay.com/en-US/mobile-app

Is there a way I can book a flight and pay later?

Yes. On Laters.com, check Afterpay at checkout for your selected flight. Pay in 4 can divide an eligible fare into four interest-free installments over six weeks, with the first payment due at checkout. Pay Monthly is a separate US product for eligible higher-value purchases, with its final offer shown before you confirm. Sources: https://www.afterpay.com/en-US/mobile-app and https://www.afterpay.com/en-US/pay-monthly

Can I buy flight tickets with Afterpay?

Yes, when Afterpay is available at the Laters.com checkout for the flight you select. Pay in 4 divides the fare into four interest-free installments over six weeks, starting with the first payment at checkout. Review the displayed schedule and eligibility before completing your booking. Source: https://www.afterpay.com/en-US/mobile-app

Which airline company uses Afterpay?

Afterpay on Laters.com is selected at our checkout for the flight you choose, so do not treat it as a claim about any airline's direct website. Compare the itinerary, then review the Afterpay option shown for that booking. Source: https://www.afterpay.com/en-US/mobile-app

What airlines do fly now pay later?

On Laters.com, compare the flights you want and see the pay-later options available for that booking at checkout. Afterpay Pay in 4, where offered, divides an eligible fare into four interest-free installments over six weeks. Availability and approval depend on the booking and customer eligibility. Source: https://www.afterpay.com/en-US/mobile-app

Does Southwest accept Afterpay?

Not on Southwest's own site: Southwest's in-house book-now-pay-later program is Flex Pay, run by Upgrade, and does not involve Afterpay. On Laters.com, Southwest is one of the carriers in our Afterpay-eligible airline list, so you can still choose Afterpay at checkout here when it is offered for your fare.

Does American Airlines take Afterpay?

American Airlines doesn't run its own Afterpay program. Laters.com lists American Airlines among the carriers you can book here and pay with Afterpay at checkout, subject to the usual approval and availability shown for your booking.

Can I use Afterpay on Delta?

Yes, on Laters.com. Delta is one of the airlines in our Afterpay-eligible list here, so you can select Afterpay at checkout for an eligible Delta fare, subject to approval.

Is there a downside to using Afterpay?

A few, depending on the plan. Pay in 4 is interest-free but can carry a late fee up to $8 per missed installment, capped at 25% of the order value. Pay Monthly requires a soft credit check and carries interest from 0.00% up to 35.99% APR depending on eligibility. Travelers in Australia, New Zealand and Canada can only use Pay in 4, since Pay Monthly is a US-only product.

Where is Afterpay not accepted?

On Laters.com, Afterpay flight checkout is most consistently offered to travelers booking from the United States, Australia, New Zealand and Canada. Outside those markets, or at an airline that doesn't currently show Afterpay at checkout, choose another payment method shown for your booking.

Which airline offers Buy Now, Pay Later flights?

No single airline runs Afterpay itself; it's a checkout option Laters.com can offer across dozens of carriers, from full-service airlines like Delta and Qantas to low-cost carriers like Southwest and Jetstar, each shown with its own fare and eligibility at checkout.

Is Klarna or Afterpay better?

It depends what you need. Laters.com scores Klarna 8.3/10 and Afterpay 7.5/10 on the same four criteria (repayment flexibility, interest rate, eligibility, approval process); Afterpay's edge is Pay in 4 staying interest-free throughout, while Klarna's wider plan range scores higher overall. Compare both on their own payment pages before choosing.

Which travel sites offer Afterpay?

Afterpay lists travel as one of its shopping categories, and Laters.com is one of the sites where it can appear at checkout for a flight booking; availability still depends on the airline and the specific fare you choose.

What airlines let you do Afterpay?

On Laters.com, Afterpay can show up at checkout across both full-service and low-cost carriers; this page's airline list above names them, and it runs well past two dozen names rather than a single partner airline.

About Afterpay and Laters.com

Booking Buy Now Pay Later Flights with Afterpay

Hand holding a phone in a mint case with the Afterpay logo mark

Who is Afterpay?

Afterpay is a buy now, pay later provider. Where Pay in 4 is available for a Laters.com booking, it divides an eligible purchase into four interest-free installments over six weeks, with the first payment due at checkout. In the US, Pay Monthly is a separate option for eligible purchases from $100 to $20,000, with terms up to 24 months. Check the payment option and final terms shown for your booking before confirming.

Afterpay is available in Australia, Canada, New Zealand, and the United States. In the UK, the product is called Clearpay. Payment availability depends on the booking and customer eligibility, so confirm the option shown at checkout.

Only commit to payments you can repay on the agreed schedule. Review Afterpay's current terms before booking.

Booking with Afterpay on Laters.com

Booking with Afterpay on Laters.com starts the same way as any other search: find your route, pick your flight, and choose Afterpay at checkout. You'll be offered a plan based on your basket and location, such as Pay in 4, split into fortnightly installments, or in the US, Pay Monthly, spread over several months. Some plans charge no interest when paid on schedule, while others are interest-bearing and require a credit check and approval before your e-ticket is issued.

Laters.com is the merchant of record for your booking and issues the ticket. Afterpay is the payment method and the lender behind the installments, not the party selling you the flight. Repayments run on Afterpay's schedule and go to Afterpay, not to Laters.com, and Afterpay settles the fare with the airline on your behalf once your plan is approved. You don't need a credit card to book this way. Paying with Afterpay carries no payment surcharge and no booking fee on Laters.com, so the fare you see is the same one you'd pay by card. Travelers who want to see how the Pay Monthly plan works can check the details directly on Afterpay's site before choosing it at checkout.

Laters.com earns from the fare as the merchant, the same whichever payment method you choose; no payment provider pays for placement on this page.

How pay-later flight bookings work

A flight booking and a repayment plan run on different schedules. Our guide explains the practical questions to consider before splitting a fare.

  • What changes when you pay for a flight in instalments
  • How to compare the total cost and repayment dates
  • Why a flight change or refund does not automatically end the payment plan
  • How a worked example divides a fare into payments
Afterpay is a credit product

Borrowing responsibly means only committing to instalments you can afford. Missed payments can result in late fees, may be reported to credit reference agencies, and may affect your credit standing and your ability to borrow in future. Visit Afterpay’s own terms for current terms, eligibility criteria and country-specific plan availability. Laters.com is the new name for Fly Fairly; nothing about your booking or support changes. Last reviewed by the Laters.com editorial team in September 2026. *Late fees may apply. Eligibility criteria apply. See www.afterpay.com for more details. For US customers: Loans to California residents made or arranged pursuant to a California Finance Lenders Law license. **You must meet eligibility criteria to qualify. For US customers: Loans through the Afterpay Pay Monthly program are underwritten and issued by First Electronic Bank. Loans are subject to credit check and approval and are not available in all states. See www.afterpay.com/en-US/loan-agreement for complete terms.

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Sources

Facts on this page were checked against these sources between and ; figures are re-checked when their sources publish new data.