Split the fare at checkoutStar Alliance member airline70.48% on-time arrivals, April 2025thai-airways

Thai Airways payment plans

Book Thai Airways flights on Laters.com with buy now, pay later from Grab, Atome and more, no hidden fees, borrow responsibly.

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WhenOut โ€“ Back
Who1, Economy

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Thai Airways pay later

Can You Pay Later on Thai Airways?

Yes, on Every Route They Fly, on Laters.com

Yes. You can book Thai Airways on Laters.com, choose a pay-later plan inside the checkout, and receive your e-ticket straight away. It works on every route Thai Airways flies and every fare class, so you do not need to check anything before you search.

Paying later is a payment method at the Laters.com checkout, not something Thai Airways has to switch on, so it works on every route we ticket. Search the route, choose a provider on the payment screen, pick a plan, and the e-ticket arrives once payment is approved. Which plans you see depends on the country you book from, not the airline. Checkout shows only plans your fare qualifies for, so there is nothing to check first.

An instalment plan leaves the fare, the baggage allowance, the seat and what your fare class earns in Royal Orchid Plus untouched. You fly as Thai Airways's own passenger on its own fare rules, and only the paying is spread. Interest-free plans run a soft eligibility check that does not affect your credit score. Interest-bearing monthly financing runs a full credit check. Approval is never guaranteed on either. You can also pay in full by card or crypto.

Thai Airways on Laters.com: key facts

On-time arrivals (within 15 minutes), Cirium, April 2025
70.48%
Skytrax World's Top 100 Airlines 2026, up from 29th in 2025
20th
Carry-on baggage allowance, one piece
7kg
Credit-card instalment plan over up to 10 months, eligible partner cards
0%
Pay-later providers offered for Thai Airways bookings on Laters.com: Grab, Afterpay, Atome, Clearpay, AFTEE
5
Notice needed to request free wheelchair assistance
48 hours

Providers are the APAC list at the Laters.com checkout; your booking shows the ones offered.

  1. Search Thai Airways and compare the fare
  2. Choose a pay-later plan at checkout
  3. Fly now, pay later: your e-ticket arrives once the flight is ticketed
Pay later at the Laters.com checkout

Pay later on Thai Airways flights

Split the fare on Thai Airways flights at the Laters.com checkout with the pay-later providers for APAC. Plans and approval depend on the provider and your booking; Laters.com charges no booking fees or payment surcharges. Thai Airways itself offers Credit Card Installment Plan 0% at its own website; the providers below are the extra choices on Laters.com.

Payment plans explained

Split the Thai Airways fare, pay over time

This is a calculator, not a brochure. Set a Thai Airways fare and each plan shape below, from one payment later to longer instalment terms, prices itself against it. Which shapes you see depends on the provider and market. The interest-bearing shape needs a full credit check. Read the terms before booking.

Thai Airways Airbus A350-900 HS-THF in flight on approach to Tokyo Narita
Your Thai Airways fare

$780

Pay in 30

Payments
$780.00once
Due today
Nothingif approved
Total you pay
$780.00no interest

0% APR ยท 0% upfront ยท Grab, AFTEE

Suits a short regional economy fare repaid in one go. Offered through Grab or AFTEE. No interest and nothing due at checkout. The provider sets any late fee and decides approval.

Pay in 4

Per instalment
At checkout4 payments
Down payment
$195.00if approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

25% upfront ยท Grab, Afterpay, Clearpay

Fits a regional economy fare split into four. Offered through Grab, Afterpay or Clearpay. A first instalment leaves at checkout. Providers set late fees and approval; check the terms for interest.

Pay in 8

Per instalment
At checkout8 payments
Down payment
Not specifiedif approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Grab

For a larger fare, such as long-haul, spread over eight payments. Grab only. APR varies by market and offer, so it can carry interest and a credit check. Grab sets late fees.

Pay in 12

Per instalment
At checkout12 payments
Down payment
Not specifiedif approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Grab

Longest term here, via Grab, for a long-haul or premium-cabin fare shorter plans will not stretch to. APR varies by market and offer, so interest and a credit check can apply. Grab sets late fees.

Financing

Payments
At checkoutonce
Down payment
Not specifiedif approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Afterpay, Atome

A longer-term loan for a long-haul or premium-cabin fare. Offered through Afterpay or Atome. It carries interest and needs a full credit check. The provider sets late fees, so read the terms first.

Pay in 3

Per instalment
At checkout3 payments
Down payment
Not specifiedin this example
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Atome

Fits a regional economy fare split into three. Offered through Atome. The provider sets late fees and approval, and the terms say whether interest applies.

Thai Airways is paid in full at booking, you repay the provider on the chosen plan, and the e-ticket is issued straight away. The same short instalment shape trades under different names by provider and market, so the plan offered may not carry the name used here.

Illustrative only. The figures above are computed from the fare you set: plain division for the interest-free plans, and each plan's own illustrative rate over its stated term for monthly financing. They are not an offer, a quote, or a prediction of what you will be given. Laters.com is not the lender and takes no part in the decision: which plans appear, the instalment amounts, any interest and fees, and whether you are eligible at all are determined by the provider alone, and depend on a credit or eligibility assessment, your country and your basket. The only way to see your real plans is to choose a provider at checkout, at which point that provider, not Laters.com, approves or declines the purchase. All plans, rates, fees and terms are estimates only and subject to approval and to change.

Laters.com vs booking direct

Why buy Thai Airways flights with Laters.com?

Booking direct at thaiairways.com is a reasonable choice for a straight card payment. What the airline's own checkout does not give you is one search across every airline we sell, or a choice of pay-later plans such as Grab, Afterpay, Atome, Clearpay and AFTEE. It is the same Thai Airways ticket, issued on the airline's own fare rules, with the same baggage allowance, seat selection and Royal Orchid Plus earning. Splitting the fare changes none of it. Pay later is credit, so check the terms before you choose.

Thai Airways Boeing 787-8 Dreamliner HS-TQB taxiing at Fukuoka Airport
Booking Thai Airways on Laters.com compared with booking direct with the airline
What you getLaters.comBook direct with Thai Airways
Pay-later choice at checkoutGrab, Afterpay, Atome, Clearpay and AFTEE for Thai Airways bookings, in that order by booking share.Card payment, or a 0% instalment plan over up to 10 months for eligible partner credit cards on Thai-Baht bookings from Thailand (SCB/CardX 2026 promotion).
Compare airlines in one searchThai Airways beside every other airline on the route, including carriers outside its Star Alliance network.Thai Airways and its Star Alliance partner itineraries only.
Payment surchargesNone. Laters.com charges no payment surcharges.A non-refundable reservation surcharge (YR) applies to international tickets: THB 350 issued in Thailand, USD 10 issued outside Thailand.
Managing the trip after bookingTalk to a person: Laters.com's support team handles changes, cancellations and refund requests and takes them up with the airline for you.Manage the booking yourself through Thai Airways' manage-my-booking page, with its contact centre for anything else.
Crypto and regional walletsBitcoin, Ethereum and stablecoins, plus regional wallets such as Grab and Atome where available.Card payment and partner-bank instalment plans; no crypto listed.

Verdicts compare the feature in each row; checkout shows your actual options. Sources checked 16 October 2026: Thai Airways reservation and ticketing terms, Thai Airways SCB/CardX 2026 instalment promotion and Thai Airways agent-advisory notices on the reservation surcharge (YR), effective 30 October 2022.

Independently scored, no paid placement

The Laters.com Airline Quality Score - Thai Airways

Cyan cartoon hand making a peace sign with black outline sticker style illustration

What is the Laters.com Airline Quality Score?

Our editorial rating, out of 10, for what an airline is actually like to fly once you have booked it.

  1. 1Reliability & operations
  2. 2Comfort & experience
  3. 3Value & network
  4. 4Professional airline rating

Every airline we ticket is scored on the same 4 measures, so you can compare them like for like before you book. See the full methodology See all airline scores โ†’

Scored by the Laters.com editorial team from the airlineโ€™s own published specifications and named third-party measurements. No airline pays to be rated, no placement is sold, and this page contains no affiliate links.

Thai Airways scores 6.0 out of 10: the plain average of the measures below, rounded to one decimal. Each measure is an editorial assessment of the published facts.

What to watch

  • Cirium April 2025 on-time arrivals: 70.48%
  • Saver fares to some destinations include no checked bag
  • Wi-Fi listed on the A321neo only
  • Preferred Seats are paid and non-refundable on cancellation

The editorial take

Strongest on
Comfort: 180ยฐ Royal Silk and 30โ€“35in economy pitch on the A350-900.
Held back by
Punctuality: 70.48% on-time arrivals in Cirium's April 2025 data.
Which cabin
Royal Silk for overnight flights; Economy on the A350-900 (30-35in pitch) over the A320 (from 28in).

4 measures, scored the same way for every airline we ticket.

Reliability & operations5.5/10

Cirium's Southeast Asia report for April 2025 put Thai Airways on-time arrivals (within 15 minutes) at 70.48%, ranked 7th across 6,983 flights, so allow slack on tight connections. Completion factor was 99.94%, meaning flights rarely cancel. The 70.48% figure holds this below 8, and the 80-aircraft fleet spans eight types.

Sources: Cirium On-Time Performance Monthly Report, Southeast Asia, April 2025 ยท Thai Airways reservation and ticketing terms (payment methods)

Professional airline rating6/10

Skytrax ranked Thai Airways 20th in its World's Top 100 Airlines 2026, up from 29th in 2025. No Skytrax star rating or named award was confirmed in our research, and that gap holds this below 8. The ranking is a position among 100 airlines, not a star grade.

The published ratings and awards behind this score, each from the body that issued it.

On-time performance
70.48% of arrivals on time in 2025, reported by Cirium.

What else can cost you

Wheelchair service
Free
Foldable stroller
Free

Charges are set and collected by Thai Airways, not by Laters.com, and vary by route and fare type.

How the score is built

  • 4 measures, each scored out of 10
  • The headline is the plain average of those measures, computed in the open
  • Each measure is an editorial assessment based on the published facts and sources in the breakdown
  • No airline pays to be rated, and no placement is sold

What we deliberately left out

  1. Safety. It is not a marketing metric and we will not rank carriers on it.
  2. Cancellation rate and fleet age. Omitted rather than estimated, until a sourced field exists for every airline.
  3. Any sub-metric we cannot attribute. An unsourced measure is dropped, not guessed.
  4. Blended third-party scores that mix in inputs we have already rejected elsewhere on this page.

The full method, measure by measure, is on how we score airlines.

Everyairline we scoreAirline Quality ScoresCompare Laters.com Airline Quality Scores across the airlines we ticket, every one of them scored on the same measures as Thai Airways.See all airline scores
Baggage, check-in, cabins and miles

Thai Airways baggage, check-in and cabin guide

Compare the cabin, included baggage and onboard services before you choose a fare, then use the check-in, connection and assistance details to prepare for your trip.

Thai Airways Royal Silk business class seats on board a Boeing 777-200ER
Compare the carrier, keep the payment plan

Thai Airways or another carrier? Compare before you split

The carriers most often compared with Thai Airways, on the facts we hold for both. Every one of them can be booked on Laters.com with the same payment plans.

Compare carriers

650+AirlinesEvery other airline we ticketCompare available flights across the airlines on Laters.com, then review the payment options for your selected booking.Compare all airlines

Baggage, fees, miles, refunds and eligibility

FAQs: Booking Thai Airways and Paying Later

Everything about booking Thai Airways flights on Laters.com and splitting the fare, plus the airlineโ€™s own rules that decide what you get.

Thai Airways Boeing 777-300ER HS-TKW climbing out of Tokyo Narita

Can I book Thai Airways flights on Laters and pay later?

Yes. Laters lists five pay-later providers for Thai Airways (TG) flights at checkout, in this order: Grab, Afterpay, Atome, Clearpay and AFTEE. Each provider decides whether to approve you, and your e-ticket is delivered instantly after approval.

Does pay later work on every Thai Airways cabin and fare?

Laters works on every airline, route and fare class at checkout, so Royal First, Royal Silk, Premium Economy and Economy fares are all bookable with the same providers. Seat availability is separate. Royal First, for example, is sold only on Boeing 777-300ER aircraft in the 77Y layout, which has 8 seats.

Is there a credit check when I pay for Thai Airways with a pay-later provider?

The provider you pick (Grab, Afterpay, Atome, Clearpay or AFTEE) makes the approval decision, and Laters does not set its criteria. Read that provider's terms before you confirm, because the checks differ between them. Paying later is credit, so only borrow what you can repay on time.

Will paying for a Thai Airways flight in instalments affect my credit score?

That depends on the provider's own terms, which Laters cannot override. Check whether Grab, Afterpay, Atome, Clearpay or AFTEE runs a credit check or reports repayments before you accept. A missed or late repayment can count against you, so pick a plan you can afford.

If Thai Airways cancels my flight, what happens to my instalments?

Refund rights come from Thai Airways' conditions of carriage, and the provider then handles how a refund is applied to your plan. Ask the provider before you stop paying, because your plan stays in force until it confirms otherwise. Cancellations are uncommon on this carrier: Cirium recorded a 99.94% completion factor across 6,983 flights in April 2025.

How is Thai Airways' own 0% instalment plan different from paying later on Laters?

Thai Airways offers a Credit Card Installment Plan 0% on thaiairways.com and its app, but only with the partner credit cards shown on its payment page. On Laters you choose from Grab, Afterpay, Atome, Clearpay or AFTEE instead, with no hidden booking fees from Laters. Compare the total cost of each route, including any provider charges, before you commit.

How should I choose a payment plan for a Royal Silk or Royal First fare?

Compare the amount due each instalment and the total repayable across the providers shown at checkout, then pick the one your monthly budget can carry. Baggage is part of what you are paying for: international Royal Silk includes 2 x 32 kg and Royal First 3 x 32 kg for travel from 2 March 2026. Larger fares mean larger repayments, so borrow only what you can comfortably clear.

Which pay-later providers can I use for Thai Airways, and does it depend on my country?

Laters shows Grab, Afterpay, Atome, Clearpay and AFTEE for Thai Airways flights, and the checkout displays the ones you can use. Each provider sets its own country and eligibility rules, so not every option appears for every traveller. Check the checkout screen rather than assuming a provider is available.

What checked baggage do I get on a Thai Airways international flight?

For international travel from 2 March 2026, Economy Standard and Saver fares include 1 x 23 kg, while Economy Flex and Full Flex include 2 x 23 kg. Premium Economy is 2 x 23 kg. Some Saver fares to certain destinations include no checked allowance, so read the fare rules before you pay in instalments.

What is the Thai Airways carry-on allowance?

Thai Airways allows 1 carry-on piece of 7 kg, up to 56 x 45 x 25 cm including wheels and handles, in all cabins. You can also bring a free personal item such as a handbag or laptop bag up to 37.5 x 25 x 12.5 cm and 1.5 kg. Foldable strollers travel free.

When does Thai Airways check-in open and close?

Online and app check-in open 24 hours before departure and close 1 hour before. Counters in Thailand close 60 minutes before international departures and 45 minutes before domestic ones. Online check-in is not available if you need a wheelchair or medical assistance, are travelling with a pet, or have sports equipment.

Is Thai Airways reliable enough to book on a payment plan?

Cirium's April 2025 Southeast Asia report put Thai Airways on-time arrivals at 70.48%, ranked 7th, with arrival counted as within 15 minutes of schedule. That is a single month, not a yearly average. Since you may be repaying after you fly, allow for connection time and make sure you can cover the instalments even if your trip is disrupted.

Can I arrange wheelchair help on Thai Airways if I pay in instalments?

Yes. Payment method does not change assistance. Thai Airways asks you to request a wheelchair at booking or at least 48 hours before departure, and the service is free. Own wheelchairs over 32 kg need Thai Airways authorisation.

How can I pay for my flight ticket?

On Laters.com, split a Thai Airways fare with Grab, Afterpay, Atome, Clearpay or AFTEE at checkout, or pay the full fare by card. Booking direct at thaiairways.com, Thai Airways itself takes a card payment, or a 0% credit-card instalment plan over up to 10 months through a partner bank promotion (for eligible cards and bookings in Thai Baht).

What payment methods are accepted by Thai Airways?

Thai Airways' own checkout at thaiairways.com and the THAI app takes card payment and, for eligible partner credit cards, a 0% instalment plan over up to 10 months. Laters.com adds five pay-later providers on top of that: Grab, Afterpay, Atome, Clearpay and AFTEE, so you are not limited to the airline's own payment page.

Does Thai Airways accept Afterpay?

Not at thaiairways.com directly. Thai Airways' own checkout takes card payment and partner-bank instalment plans, not Afterpay. Laters.com lists Afterpay as one of five pay-later providers for Thai Airways bookings, second by booking share after Grab.

Can I book a flight and pay with Afterpay?

Yes, through Laters.com. Search and book your Thai Airways flight on Laters.com and choose Afterpay at checkout; it is one of five pay-later providers Laters offers for Thai Airways, alongside Grab, Atome, Clearpay and AFTEE. Your e-ticket is issued on the airline's own fare rules once Afterpay approves you.

About Thai Airways and Laters.com

About Thai Airways

Row of Thai Airways widebody aircraft parked at Bangkok Suvarnabhumi Airport
Aircraft in the fleet
80
On-time arrivals, 2025
70.48%
Primary hub
Bangkok Suvarnabhumi International Airport (BKK)

Cirium On-Time Performance Monthly Report, Southeast Asia, April 2025 ยท Thai Airways reservation and ticketing terms (payment methods)

Who is Thai Airways?

Thai Airways International Public Company Limited flies as TG, a full-service carrier with Royal First, Royal Silk, Premium Economy and Economy cabins. Skytrax ranked it twentieth in its World's Top 100 Airlines list for 2026, up from twenty-ninth the year before.

Its hub is Bangkok Suvarnabhumi (BKK). As a Star Alliance member, it lets Royal Orchid Plus members earn miles on Thai and on partner airlines, and its Economy baggage rules were aligned with Star Alliance standards for connecting passengers. Royal Orchid Plus is free to join and runs from the entry tier, Silk, up to Platinum. The airline sets the qualifying criteria, so check them on its own pages.

Paying later changes how you fund the ticket, not the ticket. The fare is the same as paying by card. The baggage allowance is the one your fare carries, and you earn the miles your fare class earns. The ticket is issued on Thai Airways's own rules, so you fly as its passenger and spread the cost.

Paying later is credit. Check the terms at checkout, including any fee for a late payment, and borrow only what you can repay. A missed instalment has consequences with the provider, which is a separate company from the airline.

Fleet and on-time performance

Thai Airways runs a mixed fleet from two manufacturers, Boeing and Airbus, not a single type. The long-haul flying sits with the widebodies: Boeing 777-300ER, 777-200ER, 787-9 and 787-8, plus the Airbus A350-900 and A330-300. The Airbus A320-200 and A321neo cover shorter routes. All of it feeds Bangkok, with destinations in its own policies including Hong Kong, Dubai, Sydney, Auckland, London Heathrow and Tokyo Narita. Cirium's April 2025 Southeast Asia report ranked Thai seventh for arrivals within fifteen minutes, and the stats panel carries the percentage. The counts shown are the types in service when the facts were confirmed, and deliveries and retirements change them. Cancellation rate and fleet age are left out on purpose, because no confirmed figure exists for either.

Laters.com is operated by Fly Fairly Pte. Ltd., a travel agent licensed by the Singapore Tourism Board under licence TA04059. Contact Laters.com about a booking, including changes and cancellations; contact your payment provider about your repayment account.

Fleet and punctuality figures verified 6 October 2026.

Rated 4.7 on Google

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