Edited by Tamara
7% off
Code TAMARA7
Conditions
- AED or SAR bookings only
- Covers the base fare only
- Pay with Tamara
- One code per booking
Full terms and how to redeem
- Search your route and pick a flight.
- Enter TAMARA7 at checkout.
- Pay with Tamara.
Up to 3 plan types650+ airlinesE-ticket delivered after approval
Book Tamara Flights
Yes, you can use Tamara to book flights on Laters.com: select it at checkout across our full range of airlines, routes and fare classes.
Where from?Add a city
Where to?Add a city
WhenOut – Back
Who1, Economy
Over a million travelers a year
find flights on Laters.com
Edited by Alex Yardley
Tamara flights
Can You Use Tamara for Flights?
Yes, you can use Tamara to book on Laters.com
Yes, you can use Tamara to book flights on Laters.com: select it at checkout across our full range of airlines, routes and fare classes. It suits travellers who'd rather split a fare into instalments than pay it all at once, subject to a credit check and approval. Tamara is a credit product, so plans carry the usual conditions: some are interest-free when paid on time, others carry interest.
Even in Tamara's own core market, coverage is inconsistent: Saudia and flynas both integrate Tamara at their own checkout, but most other airlines flying to and from Saudi Arabia and the UAE do not. That's exactly why booking through a comparison platform matters: you can just select Tamara at the Laters.com checkout, pick a plan that fits your budget, and get your e-ticket once payment is confirmed, regardless of which airline you fly or whether that airline offers Tamara itself.
Tamara expect pay-in-3, pay-in-4 and longer financing plans, subject to approval and available to travellers aged 18 and over, with availability varying by market. That should cover everything from a long-haul business-class seat to a short domestic hop, though some plans carry interest and a credit check applies before approval. Zilch is also accepted at our checkout for travellers who want to compare options.
Tamara flights on Laters.com: key facts
- Interest-free instalments, the core Tamara plan
- Split in 4
- Longest instalment term offered in Saudi Arabia
- Up to 24 months
- Tamara's stated policy on missed payments
- No late fees
- Regulated by the Saudi Central Bank, Sharia compliant
- SAMA-licensed
Figures as published by Tamara, verified against Tamara’s country terms.
- Search flights and compare fares
- Choose Tamara at checkout and pick a plan
- Fly now, pay the rest to Tamara on schedule
Tamara promo codes on Laters.com
Find the latest Laters.com deals below, add the code in the promo box at checkout, then choose Tamara to split what is left.
Payment plans explained
Split Your Flight, Pay Over Time with Tamara
Spread the cost of your flight with Tamara: three payments, four instalments, or a longer monthly plan for bigger trips. The shorter plans are interest-free when you pay on time, longer plans can carry interest, and Tamara runs a credit check before approving.
Your Tamara fareUSD
$500
Pay in 3
- Per instalment
- $166.67One at order, two monthly thereafter, 3 times
- Due today
- Not specifiedin this example
- Total you pay
- $500.00no interest
Pay in 3 stays interest-free when every payment lands on time, split across one due at order and two more in the following months. Miss one and a fee may apply, so keep the dates in view. three interest-free payments: one at order, two monthly thereafter. Zero fees on the 3-payment split when paid on time.
Pay in 4
- Per instalment
- $125.00every 4 weeks, 4 times
- Due today
- Not specifiedif approved
- Total you pay
- $500.00no interest
Pay in 4 spreads the fare into four equal instalments and costs nothing extra when you pay on schedule. Fall behind and a fee can apply, so treat the due dates like a bill. Four equal interest-free instalments, 0% interest when paid on time.
Pay over time
- Payments
- At checkoutonce
- Down payment
- Not specifiedin this example
- Total you pay
- At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.
Pay over time turns a fare into monthly instalments over a longer stretch, and this one is a credit product: a credit check applies, and the longer the term, the more likely interest is charged. The rate and term you're offered are set by Tamara after that check, not fixed in advance. Long-form financing: up to 24 monthly instalments (interest-bearing for longer terms; APR varies per product)
Tamara repays itself directly on the schedule you agree at checkout, and your e-ticket is issued in full once the booking is approved, whatever plan you choose to split it with.
Illustrative only. The figures above are computed from the fare you set: plain division for the interest-free plans, and the plan's own illustrative rate over its stated term for monthly financing. They are not an offer, a quote, or a prediction of what you will be given. Laters.com is not the lender and takes no part in the decision: which plans appear, the instalment amounts, any interest and fees, and whether you are eligible at all are determined by the provider alone, and depend on a credit or eligibility assessment, your country and your basket. The only way to see your real plans is to choose this payment method at checkout, at which point the provider, not Laters.com, approves or declines the purchase. All plans, rates, fees and terms are estimates only and subject to approval and to change.
Tamara plans by country
Tamara Flight Booking: Available Countries
Tamara is on Laters.com. Tamara's own footprint centres on Saudi Arabia and the United Arab Emirates, with the wider Gulf region as its home market. The supplied coverage here matches Saudi Arabia and the United Arab Emirates, Tamara is on checkout on Laters.com and reflects the markets Tamara operates in for flight bookings, with fares settled in SAR and AED rather than converted at checkout. This guide lists instalment plans in 2 markets. This guide lists financing in 2 markets. 2 currencies are listed in this guide.
Saudi Arabia
Pay in 3Pay in 4Pay over time
Plans as published by Tamara for Saudi Arabia (SA), verified . Tamara Saudi Arabia terms
United Arab Emirates
Pay in 3Pay in 4Pay over time
Plans as published by Tamara for United Arab Emirates (AE), verified . Tamara United Arab Emirates terms
Tamara's short-term instalment plan is called Pay in 3 in Saudi Arabia and the United Arab Emirates, its main published markets. It works by taking one payment at the time of purchase and two more at monthly intervals afterward, with no interest charged when every instalment lands on time. Approval is never guaranteed, since a credit check applies, and Tamara's longer financing option, running well beyond three payments, does carry interest. Limits and rates differ by country and market, and the exact terms for your fare will be shown by Tamara at checkout.
Laters.com vs booking direct
Why Book Your Tamara Flights on Laters.com?
Tamara is live on Laters.com. Most airlines don't offer Tamara at their own checkout, and the few that do set their own rules; here it'll sit in one checkout covering every airline we sell.
The booking is now available with Laters.com, not the airline or Tamara. That means one party to call if your flight changes or a refund is due, whichever airline operates it and whichever Tamara plan you're approved for, a credit decision that carries its own terms.
| What you get | Laters.com | Book direct with the airline |
|---|---|---|
| Flight search | Compare available flights across airlines before choosing how to pay. | Search the airline and its partner itineraries. |
| Tamara at checkout | Compare 650+ airlines in one place and choose Tamara at checkout. | Most airlines don't offer Tamara at their own checkout; where an airline does, it sets its own rules. |
| Other ways to pay | 40+ pay-later providers worldwide, including Afterpay and Affirm, plus cards, crypto and regional methods. Checkout filters the choices for your booking. | Limited to the airline's own payment options. Pay-later choices vary by airline. |
| Fare conditions and extras | Seats and baggage allowance depend on the fare selected. Add extras including baggage protection, eSIMs, lounge passes, carbon offsetting and more. | Seats and baggage allowance depend on the fare selected. |
| Payment surcharges | None. Laters.com charges no payment surcharges, and Tamara charges no late fee even if a payment is missed. | Some airlines' published terms add a payment fee in certain markets: American Airlines, for example, may charge a processing fee of £4.50 a ticket on some UK card and PayPal payments. |
Choose Laters if...
You want to compare every airline in one search before you choose how to pay. You would like a pay-later plan at one checkout, whichever airline you fly.
Book direct if...
You are paying in full by card and want to manage the booking with the airline yourself. You want the status bonuses that only the airline's own site gives.
Each row compares the feature in each row. The provider and payment rows compare the published catalogues; checkout shows your actual options. The payment-fee comparison rests on published terms; checkout fees have not been independently checked. Sources checked 25 September 2026, late-fee policy re-verified 20 October 2026: Tamara UAE, Tamara Saudi Arabia, Laters.com payment options and American Airlines fee disclosure
Independently scored, no paid placement
Laters.com Payment Score: Tamara
What is the Laters.com Payment Score?
Our editorial rating, out of 10, for how well a buy now, pay later provider works when you are booking a flight.
- 1Repayment Flexibility
- 2Interest Rate
- 3Eligibility
- 4Approval Process
Every provider at our checkout is scored on the same 4 measures, so you can compare them like for like before you choose how to pay. See all fly now pay later provider scores →
This score is based on Tamara's published plan terms, SAMA licensing status, and eligibility criteria for flight bookings as supplied by Tamara; no brand pays Laters.com for its rating. Last reviewed August 2026.
Laters.com is the merchant for every booking on this page: we sell the ticket and earn from the fare, which is the same whichever payment method you choose. No payment provider pays us for placement, ranking or its Payment Score, and this page contains no affiliate links.
Tamara covers Saudi Arabia and the United Arab Emirates with three plan shapes: Pay in 3, Pay in 4, and financing up to 24 months. The short plans are interest-free when paid on time, while financing is interest-bearing for longer terms with APR set per product. Tamara is live on Laters.com today.
What works well
- Three distinct shapes: Pay in 3, Pay in 4, financing to 24 months
- Pay in 3 and Pay in 4 both run at 0% when paid on time
- Licensed by SAMA, Saudi Arabia's central bank, as an active regulated entity
What to watch
- Only available for Saudi Arabia and UAE bookings right now
- Financing plan's APR varies by product, not fixed
- Repeated missed payments can suspend your Tamara account, even though no late fee is charged
4 measures, scored the same way for every provider at our checkout.
Repayment Flexibility9/10
Three distinct shapes: Pay in 3 (interest-free), Pay in 4 (interest-free), and Pay over time (up to 24 months, interest-bearing). Held from 10 because the two short plans cluster in the same interest-free shape.
Interest Rate8/10
Pay in 3 and Pay in 4 both run at 0% when paid on time, with zero fees on Pay in 3. Pay over time carries interest for longer terms with APR that varies per product, keeping it out of the top band.
Eligibility7/10
All three plans are confirmed for Saudi Arabia and the United Arab Emirates, the two markets in the supplied country records.
Approval Process7/10
Tamara runs a credit assessment on every plan before approval, including the interest-free Pay in 3 and Pay in 4. Terms disclose late fees may apply, and tenor options aren't fully listed, so this sits at the floor.
The editorial take
- Strongest on
- Repayment flexibility: three shapes from Pay in 3 to 24-month financing give real range beyond a single instalment plan.
- Held back by
- Eligibility sits on one confirmed market, Saudi Arabia, so most travellers outside it cannot check terms before committing to the booking flow.
- Which plan
- Pay in 3 for a fare due soon. Pay over time for a costlier ticket spread to 24 months.
This table prices one Saudi Arabia fare across Tamara's plans. The fare itself does not change: Laters adds no booking fee or surcharge for choosing to pay this way, whichever plan is offered.
| Plan | Upfront payment | Then | You pay in all | Cost of credit |
|---|---|---|---|---|
| Pay in 30% APR | Not specified | Not specified | $1,000.00 | Nothing |
| Pay in 40% APR | Not specified | Not specified | $1,000.00 | Nothing |
| Pay over time | Not specified | At checkout | At checkout | At checkout |
What else can cost you
- Zero fees on Pay in 3/4
- Both short plans carry zero fees when paid on time, per Tamara's published terms.
- Missed payment
- Tamara does not charge a late fee for a missed payment, but repeated delays can suspend your account and affect your credit standing.
- Financing interest
- Pay over time runs up to 24 months and is interest-bearing for longer terms; APR varies per product.
- Refunded flights
- Check Tamara's site for how a cancelled or refunded flight adjusts an open instalment plan.
- Early settlement
- Terms for paying off a plan early aren't detailed in Tamara's published facts; confirm directly with Tamara.
Treat the table as an illustration, not a quote: what Tamara offers depends on the traveller's market and on approval at checkout. Every provider on Laters is costed on the same rows so they can be compared fairly.
Where Tamara leads
- Three distinct shapes: Pay in 3, Pay in 4, financing to 24 months
- Pay in 3 and Pay in 4 both run at 0% when paid on time
- Licensed by SAMA, Saudi Arabia's central bank, as an active regulated entity
Before you apply
- Saudi Arabia and the United Arab Emirates are confirmed for plan availability; travellers elsewhere cannot use Tamara yet.
- Financing (Pay over time) is a credit product with interest on longer terms; Pay in 3 and Pay in 4 are interest-free when paid on time but a credit check still applies to all plans.
- Very low-cost fares may not qualify for every plan; check Tamara's own site to confirm.
- Age and residency rules vary by market: confirm current thresholds at tamara.co/en-sa.
Compare flights and payment options
Which Airlines Can You Book with Tamara?
Tamara is on Laters.com. Every airline we sell is lined up to Tamara, subject to Tamara's own limits and eligibility check. That will hold on any route and any fare class, from short-haul low-cost tickets to long-haul business class. Which Tamara plan a traveller is offered will be set by the country they book from, not by the airline they fly, so check the country section below for what Tamara publishes where you are. A full-service carrier's checked bag, seat selection, meals and frequent-flyer earning will be exactly as the airline sells them, while a low-cost airline's extras get added à la carte at checkout, with Tamara splitting the basket total either way. Paying with Tamara will not change the fare, the baggage allowance or the miles earned.
Compare pay-later options
More Ways to Pay Later for Flights
Tamara is on Laters.com. You can choose between two credit products at the same checkout: Tamara publishes up to three plan types, from short interest-free splits to longer instalment financing, while Zilch is built around a pay-in-4 product with no long-term financing option in its lineup. You can compare Zilch for flights on Laters.com. If Tamara isn't available where you are, these are the other providers that can spread the cost of your flight.
Other providers
Zilch
Pay in 4 instalments
Zilch splits your fare into four payments, and approval is subject to a credit check that can affect which limit you're offered. Missing an instalment can bring fees, so it pays to check the schedule before you book.
Coverage varies by market, so check Zilch's site for your country.
Klarna
Pay in 4 or pay monthly
Klarna offers a pay-in-4 split alongside longer monthly financing on some purchases, and it runs a credit check before approving either plan. Some of its financing options carry interest, so it's worth reading the terms for the specific plan offered at checkout.
Coverage varies by market, so check Klarna's site for your country.
Afterpay
Pay in 4 instalments
Afterpay's core product splits a fare into four instalments, with approval based on an assessment of your account history rather than a hard credit pull in every market. Late payments can trigger fees, so it's worth confirming the schedule before you commit.
Coverage varies by market, so check Afterpay's site for your country.
Affirm
Longer monthly financing
Affirm leans toward multi-month financing rather than a short pay-in-4 split, and approval depends on a credit check with terms that can include interest depending on the plan you're offered. Read the specific rate and term shown at checkout before you confirm.
Coverage varies by market, so check Affirm's site for your country.
Tabby
Pay in 4 instalments
Tabby splits a flight fare into four instalments and, like other BNPL providers, runs an eligibility check before confirming your plan. Missed payments can lead to fees, so it's worth reviewing the repayment dates before booking.
Coverage varies by market, so check Tabby's site for your country.
Atome
Pay in 3 instalments
Atome typically splits purchases into three instalments, and approval is subject to its own eligibility assessment rather than a guarantee for every applicant. Missed payments can carry fees, so check the repayment dates before you fly.
Coverage varies by market, so check Atome's site for your country.
Fees, refunds, credit checks and eligibility
FAQs: using Tamara to book flights
Everything you need to know about paying for flights with Tamara on Laters.com.
Can I book flights with Tamara on Laters.com?
Yes. Tamara is live on Laters.com, so travellers who want to split a fare with Tamara's Pay in 3, Pay in 4, or long-form financing can do so with laters.com. tamara.co confirms all three plans for shoppers in Saudi Arabia and the United Arab Emirates. Keep an eye on Laters.com and confirm current terms at https://tamara.co/en-sa.
Which airlines can I pay for with Tamara?
All of them, on Laters.com. Tamara sits at checkout as a payment method rather than something each airline switches on individually, so any flight sold through Laters.com would be eligible for a Tamara plan such as Pay in 3 or Pay in 4. No airline needs to sign up separately for this to work. Confirm availability and terms at https://tamara.co/en-sa
Does paying with Tamara cost more than paying by card?
No. With Tamara on Laters.com, the fare will be priced the same whether a traveller pays by card or splits it with Tamara, since Laters.com does not add a payment surcharge or booking fee. Tamara does not charge a late fee for a missed payment on any of its three plans, though repeated missed payments can suspend your Tamara account and may affect your credit standing, and the long-form financing plan can be interest-bearing over its term. Check https://tamara.co/en-sa for the current terms.
When will my e-ticket be issued if I use Tamara?
The e-ticket process will follow the same pattern as other payment methods: your ticket is issued once your Tamara payment plan is approved and the booking is confirmed. Exact timing for Tamara approvals is not yet published for Laters.com, so travellers should watch for launch details. https://tamara.co/en-sa outlines how approval works for Tamara generally.
What kind of credit check does Tamara run?
Tamara runs a credit assessment as part of approving any Pay in 3, Pay in 4, or financing application. This is a real check tied to your financial profile, not a formality, and approval is never guaranteed. Review current eligibility and credit-check information directly at https://tamara.co/en-sa before you plan to rely on it.
What happens if I miss a Tamara payment on a flight booking?
Tamara does not charge a late fee for a missed payment. Repeated missed payments can suspend your Tamara account and may be reported in a way that affects your credit standing, so instalments should be treated as a real financial commitment rather than a flexible extra. This applies to Pay in 3, Pay in 4, and the long-form financing plan alike. Confirm the current terms at https://tamara.co/en-sa.
Which countries can use Tamara for flights on Laters.com?
Saudi Arabia and the United Arab Emirates are the markets listed in Tamara's current availability data, with Pay in 3, Pay in 4, and financing plans offered there in SAR and AED respectively. Travellers elsewhere should check https://tamara.co/en-sa for any market expansion.
Which Tamara plan suits an expensive long-haul flight?
The long-form financing plan is built for larger fares, spreading the cost over up to 24 monthly instalments rather than the shorter Pay in 3 or Pay in 4 windows. Longer terms can mean the balance becomes interest-bearing, with the APR varying by product, so a long-haul fare financed this way may cost more than the ticket price alone. Check https://tamara.co/en-sa for current terms before choosing a plan.
Does using Tamara affect my credit score?
It can. Tamara performs a credit assessment before approving Pay in 3, Pay in 4, or financing applications, and missed payments may be reported to credit reference agencies and affect your credit standing. Paying on schedule is unlikely to cause the same issue, but the risk exists across all three plans.
What happens to my Tamara instalments if my flight is cancelled or refunded?
This depends on Tamara's refund process. Generally with instalment providers, a refund is applied against the outstanding balance on the plan, whether that is Pay in 3, Pay in 4, or the financing option, rather than paid out separately while instalments continue. Do not assume repayments pause automatically. Confirm the exact refund handling at https://tamara.co/en-sa before booking a refundable or changeable fare.
Can I use Tamara for an international or multi-stop flight itinerary?
It works the same way, because a Tamara plan applies to the total fare rather than to the route itself. It is the country you book from, not the destinations you fly to, that determines which plans appear, and currently only Saudi Arabia is listed in Tamara's availability data. Multi-stop or international tickets booked from an eligible country would be split like any other fare.
Will I still earn airline miles or status points if I pay with Tamara?
Mile and status accrual is set by the airline's fare rules, not by the payment method, so a ticket paid through Pay in 3, Pay in 4, or Tamara's financing plan should earn the same miles as one paid by card. Tamara's own facts do not address loyalty programmes directly, so this is a general expectation rather than a guarantee. Check the fare rules on your ticket and https://tamara.co/en-sa for any payment-specific caveats.
About Tamara and Laters.com
Who is Tamara?
Who is Tamara?
Tamara is a Sharia-compliant buy now, pay later provider built for shoppers across the Middle East, splitting purchases from groceries to flights into instalments rather than one lump sum. It has grown well beyond a single-category checkout tool into a payment method used across retail, and travel, including flights, sits inside that wider push to make big-ticket purchases easier to schedule rather than easier to skip.
The company was founded in Riyadh in 2020 by Abdulmajeed Alsukhan, Turki Bin Zarah and Abdulmohsen Albabtain, and has operated under the Tamara name since launch. Today it holds a licence from the Saudi Central Bank (SAMA), which places it under formal financial oversight rather than leaving it as an unregulated app, and it remains a privately held company rather than a publicly listed one.
Its regulatory standing has strengthened over time as it moved from provisional approval toward a full licence, though as with any lender, terms and eligibility criteria can and do change, so treat any older report of its status with caution. Only take on a Tamara plan for an amount and schedule you're confident you can repay on time; check tamara.co for its current terms before you commit.
Booking with Tamara on Laters.com
Booking is straightforward in outline: search your route on Laters.com, select Tamara at checkout, and choose from the plan families on offer, Pay in 3, Pay in 4, or longer-term financing, with your e-ticket issued once payment is approved. The 3- and 4-payment splits are interest-free when paid on time, while the longer-term financing option is interest-bearing for extended terms and, like any Tamara plan, is subject to a credit check and approval rather than automatic sign-off.
Laters.com is the merchant of record for this booking and issues the ticket; Tamara is the payment method and credit provider, not the seller of the flight. The booking itself is handled by Tamara Finance Company (CR 1010627663), licensed and regulated by SAMA, so the ticket is sold by a licensed travel agent rather than an anonymous intermediary. Paying this way carries no payment surcharge and no booking fee from Laters.com, so the fare is the same as paying by card.
You don't need a credit card to book when paying with Tamara: Tamara settles the fare with the airline on your behalf, and your repayments go to Tamara, not to Laters.com. Tamara is live on Laters.com today in Saudi Arabia and the UAE, so you can select it at checkout now.
Laters.com earns from the fare as the merchant, the same whichever payment method you choose; no payment provider pays for placement on this page.
How pay-later flight bookings work
A flight booking and a repayment plan run on different schedules. Our guide explains the practical questions to consider before splitting a fare.
- What changes when you pay for a flight in instalments
- How to compare the total cost and repayment dates
- Why a flight change or refund does not automatically end the payment plan
- How a worked example divides a fare into payments
Tamara is a credit product
Borrowing responsibly means only committing to instalments you can afford. Missed payments can result in late fees, may be reported to credit reference agencies, and may affect your credit standing and your ability to borrow in future. Visit Tamara’s own terms for current terms, eligibility criteria and country-specific plan availability. Laters.com is the new name for Fly Fairly; nothing about your booking or support changes. Last reviewed by the Laters.com editorial team in August 2026.
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Sources
Facts on this page were checked against these sources between and ; figures are re-checked when their sources publish new data.
- Tamara Official Page tamara.co
- Tamara Pay in 4 terms tamara.co