Split the fare at checkout80.90% on-time in 2025Cirium Platinum Award, 2024Delta Airlines logo

Delta Airlines payment plans

Book Delta Airlines flights on Laters.com with buy now, pay later from Affirm, Klarna and more, plus no booking fees.

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Delta Airlines pay later

Can You Pay Later on Delta Airlines?Payment options depend on your booking and eligibility

Yes. You can book eligible Delta Airlines flights on Laters.com and pay in installments when a suitable provider appears at checkout. Klarna Pay in 4, for example, splits an eligible purchase into four payments. Compare the total repayment amount and confirm the ticket has been issued before making travel arrangements.

Search your route, choose a fare and review the payment options offered for your country and booking. Approval, any down payment, fees and repayment dates are set by the provider. See payment options and Klarna Pay in 4 terms.

The fare you select determines baggage, seat selection and SkyMiles eligibility. Delta Main Basic does not earn miles; other fare rules vary. Credit checks also differ by provider and product, so review the actual offer rather than assuming every monthly plan uses a full credit check. Compare Delta travel experiences and Klarna payment terms.

Delta Airlines on Laters.com: key facts

Carry-on size, including handles and wheels
56 x 35 x 23 cm
Standard Main, Comfort and Premium Select checked-bag weight; exceptions apply
23 kg
Standard Delta First and Delta One checked-bag weight; exceptions apply
32 kg
Cirium on-time arrivals, full year 2025
80.90%
Skytrax rating on its five-star scale
3-Star
Main, Comfort, First, Premium Select and Delta One; availability varies
5 cabin products

Providers are the North America list at the Laters.com checkout; your booking shows the ones offered. Bag fee from Delta Airlines’s checked-bag policy.

  1. Search Delta Airlines and compare the fare
  2. Choose a pay-later plan at checkout
  3. Fly now, pay later: your e-ticket arrives once the flight is ticketed
Pay later at the Laters.com checkout

Pay later on Delta Airlines flights

Split the fare on Delta Airlines flights at the Laters.com checkout with the pay-later providers for North America. Plans and approval depend on the provider and your booking; Laters.com charges no booking fees or payment surcharges. Delta Airlines itself offers Amex Plan It and PayPal Credit at its own website; the providers below are the extra choices on Laters.com.

Payment plans explained

Split the Delta Airlines fare, pay over time

These fixed examples illustrate how a fare can be split. They do not quote the plans, fees or dates you will receive. Monthly financing and fee-bearing products are described in the FAQs; compare the actual offer at checkout.

Your Delta Airlines fare

$780

Pay in 4

Per instalment
$195.004 payments
Due today
$195.00if approved
Total you pay
$780.00no interest

0% APR · 25% upfront · Klarna

Illustrative Klarna Pay in 4 example: four equal payments, with the first payment making up 25% of the fare. Eligibility, actual due dates and any late charges follow your checkout agreement. This is not a personalized credit offer.

Pay in 30

Payments
$780.00once
Due today
Nothingif approved
Total you pay
$780.00no interest

0% APR · 0% upfront · Klarna

Illustrative Klarna Pay in 30 example: no upfront payment, followed by one payment of the fare. Confirm eligibility and the actual due date in the checkout agreement; the provider describes its standard schedule from shipment.

Pay Now

Payments
$780.00once, at checkout
Due today
$780.00
Total you pay
$780.00paid in full today

0% APR · 100% upfront · Klarna

Illustrative Klarna Pay Now example: pay the full fare at checkout. This is not an installment loan. Any card-issuer charges follow your card agreement.

Examples use Klarna Pay in 4, Pay in 30 and Pay Now terms checked September 23, 2026. Availability and approval vary. Confirm ticket issuance separately from payment approval.

Illustrative only. The figures above are computed from the fare you set: plain division for the interest-free plans, and each plan's own illustrative rate over its stated term for monthly financing. They are not an offer, a quote, or a prediction of what you will be given. Laters.com is not the lender and takes no part in the decision: which plans appear, the instalment amounts, any interest and fees, and whether you are eligible at all are determined by the provider alone, and depend on a credit or eligibility assessment, your country and your basket. The only way to see your real plans is to choose a provider at checkout, at which point that provider, not Laters.com, approves or declines the purchase. All plans, rates, fees and terms are estimates only and subject to approval and to change.

Laters.com vs booking direct

Compare Booking Delta Through Laters.com or Direct

Choose the booking channel that fits your payment and servicing needs. Compare the same itinerary and fare conditions, including baggage, seat selection, SkyMiles eligibility and any financing cost. Direct booking also has pay-over-time options for eligible customers.

Booking Delta Airlines on Laters.com compared with booking direct with the airline
What you getLaters.comBook direct with Delta Airlines Winner
Choice of pay-later providersCompare eligible plans from providers such as Affirm, Afterpay, Klarna and Zip when offered for your booking.Amex Plan It for eligible U.S. personal Amex cards on purchases of $100 or more, with a fixed monthly fee; PayPal Credit for eligible U.S.-origin bookings, subject to approval. Laters.com
Comparing competing airlinesSearch Delta alongside other airlines sold on Laters.com.Search Delta and its partner itineraries; not a general comparison of competing airline sellers. Laters.com
Paying with cryptocurrencyCryptocurrency payment options are listed on Laters.com; confirm those offered for your booking.Delta's published online payment methods do not list cryptocurrency. Laters.com
Using a Delta eCreditMost Delta eCredits cannot be redeemed through a travel agency.Redeem eligible Delta eCredits through Delta, subject to their terms. Book direct
Handling a booking directly with DeltaStart with Laters.com for changes to a ticket purchased through Laters.Work directly with Delta for a ticket purchased from Delta. Book direct

Checked September 23, 2026. Winners concern the feature named in each row, not the cheapest fare or guaranteed approval. Sources: Laters payment methods, Laters airline search, Delta online payment and eCredit rules, Amex Plan It, Delta PayPal Credit restrictions and Delta ticket support. PayPal Credit excludes award and reissued tickets and itineraries originating outside the U.S. Provider availability and terms depend on the actual booking.

Independently scored, no paid placement

The Laters.com Airline Quality Score: Delta Airlines

Cyan cartoon hand making a peace sign with black outline sticker style illustration

What is the Laters.com Airline Quality Score?

Our editorial rating, out of 10, for what an airline is actually like to fly once you have booked it.

  1. 1Reliability & operations
  2. 2Comfort & experience
  3. 3Value & network
  4. 4Professional airline rating

Every airline we ticket is scored on the same 4 measures, so you can compare them like for like before you book. See the full methodology See all airline scores →

Scored by the Laters.com editorial team from the airline’s own published specifications and named third-party measurements. No airline pays to be rated, no placement is sold, and this page contains no affiliate links.

Delta Airlines scores 6.0 out of 10: the plain average of the measures below, rounded to one decimal. Each measure is an editorial assessment of the published facts.

What to watch

  • Standard U.S. domestic Main/Comfort first checked bag: $45 each way; exemptions apply
  • Standard U.S. domestic Main/Comfort second checked bag: $55 each way; exemptions apply
  • Seat space and Wi-Fi availability vary by aircraft and route
  • 80.90% on-time arrivals in Cirium's annual 2025 report

The editorial take

Strongest on
North American operational reliability: Cirium measured 80.90% on-time arrivals in 2025. Delta also received Cirium's Platinum Award for 2024.
Held back by
Cabin amenities vary by aircraft and route, and standard Main/Comfort fares can carry checked-bag charges.
Which cabin
Delta One suits long-haul travelers wanting a premium cabin; Delta Main fits short domestic hops on a budget.

4 measures, scored the same way for every airline we ticket.

Reliability & operations7/10

Cirium measured Delta's on-time arrivals at 80.90% for the full year 2025, the highest result among North American airlines in that report. This remains below Laters' 85% top-band threshold. Delta's separate Platinum Award is a historical 2024 award.

Sources: Cirium annual 2025 results · Delta 2024 Cirium awards

Comfort & experience5/10

Delta publishes cabin products, aircraft seat maps and Wi-Fi information. Seat space and onboard facilities vary by aircraft and route; the published A321 layout is an example, not a fleet-wide measurement. This remains Laters' editorial comfort score.

Sources: Delta travel experiences · Delta A321 seat map · Delta onboard Wi-Fi

Value & network6/10

A carry-on and personal item are generally free. Standard U.S. domestic Main and Comfort checked-bag fees are $45 for the first bag and $55 for the second each way, before eligible exemptions. SkyMiles includes Medallion tiers from Silver to Diamond.

Sources: Delta carry-on rules · Delta baggage fees · SkyMiles Medallion program

Professional airline rating6/10

Skytrax rates Delta a 3-Star Airline on its five-star scale. Laters displays that rating as 6/10 by multiplying by two; the published rating is retained without changing its relative weight.

Sources: Skytrax Delta Air Lines rating

The published ratings and awards behind this score, each from the body that issued it.

Star rating
3-star, rated by Skytrax
On-time performance
80.9% of arrivals on time in 2025, reported by Cirium.

Awards

Platinum Award (operational excellence)
Cirium, 2024
Most On-Time Airline, North America
Cirium, 2024

What else can cost you

Carry-on bag and personal item
Free
First standard checked bag, U.S. domestic Main/Comfort; exemptions apply
$45 USD each way
Second standard checked bag, U.S. domestic Main/Comfort; exemptions apply
$55 USD each way
Cabin pet, U.S./Canada/PR/USVI, one-way; tickets issued from April 8, 2025; restrictions apply
$150 USD/CAD
Cabin pet, international, one-way; departure-country currency and route restrictions apply
$200 USD/CAD/EUR

Standard U.S. domestic Main/Comfort fees shown before status, card, military and other applicable exemptions. Check your itinerary. Delta baggage fees. Skytrax 3/5 is displayed as 6/10; overall score is the average of 7, 5, 6 and 6.

How the score is built

  • 4 measures, each scored out of 10
  • The headline is the plain average of those measures, computed in the open
  • Each measure is an editorial assessment based on the published facts and sources in the breakdown
  • No airline pays to be rated, and no placement is sold

What we deliberately left out

  1. Safety. It is not a marketing metric and we will not rank carriers on it.
  2. Cancellation rate and fleet age. Omitted rather than estimated, until a sourced field exists for every airline.
  3. Any sub-metric we cannot attribute. An unsourced measure is dropped, not guessed.
  4. Blended third-party scores that mix in inputs we have already rejected elsewhere on this page.

The full method, measure by measure, is on how we score airlines.

Everyairline we scoreAirline Quality ScoresCompare Laters.com Airline Quality Scores across the airlines we ticket, every one of them scored on the same measures as Delta Airlines.See all airline scores
Baggage, check-in, cabins and miles

Delta baggage, check-in and cabin guide

Compare the cabin, included baggage and onboard services before you choose a fare, then use the check-in, connection and assistance details to prepare for your trip.

Compare the carrier, keep the payment plan

Delta Airlines or another carrier? Compare before you split

The carriers most often compared with Delta Airlines, on the facts we hold for both. Every one of them can be booked on Laters.com with the same payment plans.

Compare carriers

650+AirlinesEvery other airline we ticketCompare available flights across the airlines on Laters.com, then review the payment options for your selected booking.Compare all airlines
Baggage, fees, miles, refunds and eligibility

FAQs: Booking Delta Airlines and Paying Later

Everything about booking Delta Airlines flights on Laters.com and splitting the fare, plus the airline’s own rules that decide what you get.

01Can I book my Delta flight now and pay later?

Yes, if a pay-later option is offered for your booking on Laters.com and you are approved. Choose the flight first, then review the repayment schedule and total cost at checkout. A payment application is not a ticket confirmation; check that your booking has been ticketed. Payment options.

02Will Laters run a credit check for a Delta Airlines pay-later plan?

The payment provider determines the check. Klarna describes soft credit checks for its U.S. payment products, while terms differ across lenders and plans. Review the lender's disclosure before applying; approval is not guaranteed. Klarna payment terms.

03What happens if I miss a payment on a Delta Airlines booking bought through a payment plan?

Contact the payment provider promptly. Late charges, collection activity and credit reporting depend on your agreement. Do not assume that a missed repayment cancels the ticket or that it can never affect the booking; confirm both the repayment account and ticket status with the relevant provider. Klarna terms and Afterpay costs.

04If Delta Airlines cancels my flight, do I still owe payments on my plan?

Contact Laters.com about a ticket purchased through Laters and ask your payment provider how it handles a pending refund. A cancellation does not by itself prove that your credit balance has cleared. Follow the provider's instructions until the refund or repayment adjustment is confirmed. Delta ticket support.

05How much luggage can I bring on Delta Airlines if I book through Laters?

Delta generally allows one carry-on plus one personal item free. The carry-on limit is 56 x 35 x 23 cm, including handles and wheels. For standard U.S. domestic Delta Main and Delta Comfort tickets without an exemption, the first checked bag is $45 USD each way and the second $55. Route, cabin, status and card benefits can change the allowance. Carry-on rules and checked-bag fees.

06Does paying later change Delta Airlines' checked baggage weight limits?

The booked fare and itinerary determine baggage rules. Delta's standard limits are 23 kg per checked bag in Delta Main, Delta Comfort and Delta Premium Select, and 32 kg in Delta First and Delta One. These are weight limits, not a promise of free bags; benefits and route exceptions can differ. Delta baggage guide.

07What's the check-in cutoff for a Delta Airlines flight booked on Laters?

At most U.S. airports, Delta requires domestic passengers without checked bags to be checked in at least 30 minutes before departure; checked bags must be accepted at least 45 minutes before departure. These distinguish baggage situations, not online versus counter check-in. Some airports require earlier arrival and gate deadlines are separate. Check your airport's cutoff.

08Can I pay for my flight in monthly installments?

Monthly financing may be available for an eligible Delta booking on Laters.com. Compare the APR, any down payment, repayment period and total cost in the offered agreement. Affirm's U.S. monthly financing can carry interest, and Afterpay Pay Monthly terms depend on the merchant and applicant. Affirm terms and Afterpay Pay Monthly.

09Is Delta Airlines pay-later booking available outside the US?

Payment options depend on your billing country, provider eligibility and booking. Use the options actually displayed at Laters.com checkout; the U.S. examples on this page do not establish availability elsewhere. Browse payment options.

10Will booking Delta Airlines with a payment plan affect my credit score?

A soft eligibility check and the later handling of an active loan are different matters. Read the selected provider's credit-check and reporting disclosures, including what happens after missed payments. Do not assume every installment product has the same effect. Klarna disclosures and Affirm terms.

11Can I earn Delta SkyMiles if I pay later through Laters?

Eligible fares can earn SkyMiles, but Delta Main Basic does not earn miles. Add your membership number and check the earning rules for the fare and operating airline before booking. Paying in installments does not make an ineligible fare eligible. Delta travel experiences.

12How reliable is Delta Airlines for a connecting itinerary?

Cirium measured Delta's on-time arrivals at 80.90% for the full year 2025, the highest result among North American airlines in that report. Annual performance does not predict your individual connection. Check the itinerary and allow for transfer requirements. Cirium's 2025 results.

13Do I need to tell Delta Airlines about a wheelchair or mobility device?

Contact Delta about the assistance and equipment you need. Delta recommends 48 hours' notice for best service; ordinary wheelchair assistance does not have a blanket 48-hour advance-notice requirement. Battery-operated devices can require specific arrangements, so confirm your device with Delta. Wheelchair and device guidance.

14Can I bring my pet on a Delta Airlines flight booked with a payment plan?

Eligible small pets can travel in an approved cabin carrier on permitted routes; arrange this with Delta. The one-way cabin fee is $150 USD/CAD for the U.S., Canada, Puerto Rico and U.S. Virgin Islands for tickets issued on or after April 8, 2025, or $200 USD/CAD/EUR internationally, subject to restrictions and departure-country currency. Delta Cargo pet shipping is restricted to eligible active U.S. military and State Department Foreign Service personnel with permanent-change-of-station orders; confirm eligibility with Delta Cargo. Pet rules and fees and shipping restrictions.

15Can you put Delta flights on a payment plan?

Eligible Delta flights can be paid over time through payment providers offered on Laters.com. Delta also offers Amex Plan It for eligible U.S. personal American Express cards on purchases of $100 or more, with a fixed monthly fee, and PayPal Credit on eligible U.S.-origin bookings, subject to credit approval. Amex Plan It and Delta PayPal Credit restrictions.

16Can I pay for a Delta flight with Affirm?

You can select Affirm for an eligible Delta booking if it appears at Laters.com checkout. Affirm offers Pay in 4 and monthly financing in the U.S.; the offered plan, any down payment and total cost depend on eligibility. This describes booking through Laters, not a promise that Delta's own flight checkout accepts Affirm. Affirm terms and Laters payment options.

17Can I put my flight on a payment plan?

On Laters.com, select your flight and see whether an eligible payment plan is offered at checkout. Compare the repayment amount with paying in full and choose only a schedule you can afford. Availability depends on the booking, country and provider's decision. Payment options.

18Can I do a payment plan for a Delta flight?

For a Delta booking, compare the options shown by Laters.com with Delta's direct checkout. Amex Plan It requires an eligible card and charges a monthly plan fee; PayPal Credit requires approval and has booking restrictions. Choose based on the actual offer and total repayment cost. Delta Plan It and PayPal Credit eligibility.

19Does Delta allow pay in 4?

Klarna Pay in 4 may be offered for an eligible Delta booking through Laters.com. It divides a purchase into four interest-free payments under Klarna's terms; payment dates and approval are confirmed in the offer. Do not assume that a Laters payment option is available at Delta's own checkout. Klarna Pay in 4.

20Can you pay with Afterpay on Delta?

Afterpay may appear for an eligible Delta fare booked through Laters.com. Check the specific product and cost: Pay in 4 at partnered merchants is interest-free when paid on time, but certain app purchases can carry a finance fee, and Pay Monthly is a separate credit product. Afterpay costs and Laters payment options.

About Delta Airlines and Laters.com

About Delta Airlines

Founded
1925
On-time arrivals, 2025
80.9%
Skytrax rating
3-star
Primary hub
Hartsfield-Jackson Atlanta International Airport (ATL)

Delta history · On-time performance · Skytrax Delta rating · Delta Atlanta airport guide

Who is Delta Airlines?

Delta traces its origins to an aviation business incorporated in 1925. Its modern network includes the Atlanta hub and domestic and international services. Delta's history.

SkyMiles is Delta's loyalty program, with Medallion tiers from Silver through Diamond. Earning depends on the fare and operating airline: Delta Main Basic does not earn miles. Check baggage, seat selection and change conditions for the fare you choose. Travel experiences.

Paying in installments is a separate credit arrangement. Compare its total cost, repayment dates and provider terms before applying.

Fleet and on-time performance

Delta publishes aircraft layouts and seat maps. Check the aircraft assigned to your itinerary because cabin layouts, seat dimensions and amenities vary, and aircraft substitutions can occur. The Airbus A321 seat map illustrates a particular aircraft type, not a fleet-wide specification. Cirium measured Delta's on-time arrivals at 80.90% for 2025. Cirium annual 2025 results.

Laters.com is operated by Fly Fairly Pte. Ltd., a travel agent licensed by the Singapore Tourism Board under licence TA04059. Contact Laters.com about a booking, including changes and cancellations; contact your payment provider about your repayment account.

Fleet and punctuality figures verified 24 September 2026.

Rated 4.8 on Google

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