TABBYFLYFAIRLY
8% off on base fare
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Singapore Travel Agent LicenceTA04059Search and compare fares on Laters.com, then split your flight cost into instalments with Tabby at checkout.
Yes. Book any airline, any route, any fare class through Laters.com and pay with Tabby at checkout. Tabby splits the fare with no payment surcharge and no booking fee added by Laters.com. For Information on Tabby, including current plan terms, check the provider directly before you confirm.
Airlines like Emirates, Qatar Airways, Saudia, Etihad, flydubai and Egyptair don't offer Tabby directly at their own checkout. That's exactly why booking through Laters.com matters: we let you pick the airline and route you actually want, then apply Tabby as the payment method ourselves, so the carrier's own checkout limitations never get in the way.
Pay in 4 and Pay over time are both available in the Middle East markets we support — currently the UAE and Saudi Arabia, letting you spread a fare into monthly instalments rather than paying it all today. Every application remains subject to approval after a credit check, and Tabby is only open to travellers aged 18 and over.
Figures as published by Tabby, verified against Tabby’s country terms.
Find the latest Laters.com deals below, add the code in the promo box at checkout, then choose Tabby to split what is left.
TABBYFLYFAIRLY
8% off on base fare
Discounts apply to the base fare only, not to taxes, carrier charges or add-ons, so your saving off the total is smaller than the headline.
Tabby's flight-booking plans are centred on the Middle East, with the strongest footprint in the UAE and Saudi Arabia. Coverage extends into other Gulf and North African markets, though which specific plan appears at checkout depends on where you're booking from and which airline or travel partner you're paying. Settlement happens in local currency in each market. Both markets offer interest-free instalments on the shorter plans. 2 markets offer interest-free instalments.
Customers in the UAE are charged collection charges if they miss a payment due date; late payments may affect credit score.
Plans as published by Tabby for United Arab Emirates (AE), verified .
Plans with more than 4 payments include pre-agreed Murabaha profit shown at checkout.
Plans as published by Tabby for Saudi Arabia (SA), verified .
Tabby markets its short-term split as Pay in 4 across the region, and it's interest-free when paid on time, though a credit check applies and a processing fee may be charged. Longer, merchant-driven plans of more than four payments are only offered at select merchants and, in Saudi Arabia, carry a pre-agreed Murabaha profit shown at checkout rather than a standard interest rate. Limits, fees and exact terms vary by country and appear at checkout.
Tabby is only one route to spreading the cost of a flight, and it isn't available everywhere or for everyone. Laters.com works with other buy now, pay later providers too, so if Tabby isn't a fit for your country or your circumstances, you still have options for splitting the fare. Check Information on Tabby for its own coverage and terms, then browse the alternatives below.
Klarna splits a fare into short-term instalments or defers the full payment for a few weeks, with plan terms and any interest set out at checkout.
Widely used across Europe and North America, making it a solid pick for travellers booking from those markets.
Afterpay breaks a booking into four instalments and is best known for smaller, shorter-term purchases rather than long financing terms.
Strongest for travellers in the US, Australia, and other markets where it has built its pay-in-4 reputation.
Affirm spreads a fare over several months rather than weeks, which suits a pricier itinerary more than a quick weekend fare, though longer plans can carry interest.
Geared toward US-based bookings where longer repayment terms are commonly offered.
Zip offers a straightforward four-instalment structure similar in shape to Tabby's own Split in 4 plan, aimed at travellers who want the balance cleared within weeks rather than months.
Popular in Australia and the US as an alternative for shorter repayment schedules.
Atome splits a fare into three payments and has built its footprint mainly around Southeast Asian bookings.
A natural alternative for travellers based in Southeast Asia rather than the Middle East.
Tamara, like Tabby, structures its plans around instalments rather than a single deferred date, and has grown out of the same Gulf market.
A close regional comparison for UAE and Saudi travellers weighing up Middle East-focused providers.
Tabby lets travellers split a fare into smaller monthly payments instead of paying the whole amount at booking. Some plans are interest-free when paid on time, while longer plans may carry profit charges or a service fee, and a credit check applies to every application.
$500
Suits travellers who want to spread a fare across a few months; it is interest-free when paid on time, though a credit check applies and a processing fee may apply. First payment collected at purchase; remaining paid monthly. Operator notes a one-time processing fee may apply to Pay in 4; interest-free when paid on time. Available in UAE and KSA.
A shorter, interest-free option with no added fees, good for travellers who want the balance cleared sooner; a credit check still applies. Source FAQ states Pay in 3 has no fees.
Best for bigger bookings at participating merchants; it can carry a pre-agreed profit charge and possible service fee, plus the usual credit check. Merchant-driven feature at select merchants; plans with more than 4 payments include pre-agreed Murabaha profit shown at checkout. May attract a service fee.
You repay Tabby directly on the agreed schedule, not the airline. Your e-ticket is issued in full once the booking is approved, even though the fare is still being paid off. The Pay over time figure divides the fare evenly and does not include the pre-agreed Murabaha profit or any service fee. Your actual total will be higher, and only Tabby can show you what it is.
Illustrative only. The figures above are computed from the fare you set: plain division for the interest-free plans, and the plan's own illustrative rate over its stated term for monthly financing. They are not an offer, a quote, or a prediction of what you will be given. Laters.com is not the lender and takes no part in the decision: which plans appear, the instalment amounts, any interest and fees, and whether you are eligible at all are determined by the provider alone, and depend on a credit or eligibility assessment, your country and your basket. The only way to see your real plans is to choose this payment method at checkout, at which point the provider, not Laters.com, approves or declines the purchase. All plans, rates, fees and terms are estimates only and subject to approval and to change.
Our editorial rating, out of 10, for how well a buy now, pay later provider actually works when you are booking a flight.
Every provider at our checkout is scored on the same 4 measures, so you can compare them like for like before you choose how to pay. See all provider scores →
This score reflects published plan terms, eligibility criteria for flight bookings, and independent research into Tabby's regulatory disclosures; no brand pays to be rated on Laters.com. Last reviewed August 2026.
Laters.com is the merchant for every booking on this page: we sell the ticket and earn from the fare, which is the same whichever payment method you choose. No payment provider pays us for placement, ranking or its Payment Score, and this page contains no affiliate links.
Tabby earns its popularity in the Gulf by keeping the core plan genuinely free when paid on time: Pay in 4 splits the fare into four monthly instalments at 0% APR, with 25% collected upfront. Longer plans exist for bigger trips but bring Murabaha profit or a service fee into the picture. Tabby operates across six regional markets, but flight-booking plans are documented only in the UAE and Saudi Arabia.
4 measures, scored the same way for every provider at our checkout.
Repayment Flexibility8/10
Three plan shapes: Pay in 3, Pay in 4 (25% upfront), and a merchant-driven 12-month option. Real choice, but the two shorter plans cluster in the same 3-4 instalment shape.
Interest Rate9/10
Pay in 4 and Pay in 3 both run at 0% APR with no fees when paid on time. The 12-month plan swaps interest for pre-agreed Murabaha profit shown at checkout.
Eligibility7/10
Tabby covers six currencies across SAR, AED, KWD, BHD, EGP and QAR markets, but flight-relevant plan data only confirms UAE and KSA, leaving four markets undocumented for booking.
Approval Process8/10
Pay in 4 collects 25% at purchase with no listed late fee figure, pointing to a fast decision, though the regulatory note confirms collection charges and credit-score impact on missed UAE payments.
The table below prices one fare across Tabby's plans side by side. The fare itself does not change: Laters.com adds no booking fee or surcharge for choosing to split the payment.
| Plan | Due today | Then | You pay in all | Cost of credit |
|---|---|---|---|---|
| Pay in 40% APR | $250.00 | $250.00 monthly, 3 times | $1,000.00 | Nothing |
| Pay in 30% APR | $333.33 | $333.33 monthly, 2 times | $1,000.00 | Nothing |
| Pay over time | $83.33 | $83.33 monthly, 11 times | $1,000.00 | Nothing |
This worked example illustrates how the plans compare, not a quote for any specific booking. What you're offered depends on your market and on approval, and we cost every provider on the same rows so you can compare fairly. Confirm current terms directly with Tabby before booking.
The same 4 steps apply on every airline and every route on Laters.com.
Search and compare flights across every airline we sell on Laters, then pick the fare that suits your trip.
At checkout, select Tabby and choose "Pay in 4" (or another available plan) to get Tabby's decision on your order.
Pay over time on the plan you chose at checkout. A credit check applies, and fees or profit charges may apply depending on the plan, so review the terms shown before confirming.
Once your payment is confirmed, your e-ticket is issued. Fly now and pay later on the schedule you set.
Tabby is one payment option among many on Laters.com, and it sits alongside every other way to pay for the same fare.
| What you get | Laters.com | Book direct with the airline |
|---|---|---|
| Tabby built into checkout on all 650+ airlines | ✓ | Very few |
| The same Tabby plans, whichever airline you fly | ✓ | ✕ |
| Compare every airline in one search, then pay with Tabby | ✓ | ✕ |
| Official Tabby partner | ✓ | ✕ |
| Other pay-later providers, stablecoins and 100+ more ways to pay at the same checkout | ✓ | ✕ |
| No surcharge and no booking fee for paying with Tabby | ✓ | Varies |
Laters.com gives you more ways to pay and lets you compare BNPL, including Tabby, across every airline we sell in one search. That consistency matters more than any single provider's perks. For current terms on Pay in 4, the Tabby Card or Tabby+, check Tabby's own site before you book.
Tabby splits the fare on any route it sells, from a short hop across the Gulf to a long-haul trek to another continent, and the bigger the fare, the more a payment plan changes what you actually hand over today.
Emirates, Etihad Airways
From
US$1,892
Pay in 4 · Sampled Oct 2025
Etihad Airways, Saudi Arabian Airlines
From
US$854
Pay in 4 · Sampled Oct 2025
Emirates
From
US$253
Pay in 4 · Sampled Dec 2025
Emirates
From
US$2,760
Pay in 4 · Sampled Nov 2025
Emirates
From
US$1,054
Pay in 4 · Sampled Nov 2025
Emirates
From
US$375
Pay in 4 · Sampled Nov 2025
Emirates
From
US$889
Pay in 4 · Sampled Jan 2026
Each fare is the lowest we have seen on that route, shown in the currency it was found in. Fares are indicative and change with date and availability. Tabby settles in its supported currencies at checkout, which may differ from the currency shown here.
Everything you need to know about paying for flights with Tabby on Laters.com.
Booking flights with Tabby is possible on Laters.com wherever airlines and fares support it, letting you split the fare into interest-free instalments instead of paying the full amount upfront. Tabby is a credit product, so approval depends on a checkout eligibility check and isn't guaranteed for every traveller or fare. Availability and exact plan options can vary by airline and country, so confirm current terms at Information on Tabby before you book.
Your e-ticket is typically issued once Tabby approves your payment and the airline confirms the booking, so timing depends on both the checkout decision and the airline's own processing. With Pay in 4, only 25% is paid upfront, with the rest due monthly, and the fare is still owed on that schedule even though the ticket may already be in your inbox. Check your booking confirmation email or account with the airline and Laters.com to verify your ticket has been issued.
Tabby performs an eligibility assessment at checkout to decide whether to approve your payment plan, and this can function like a credit check depending on your market. Missing payments afterward can lead to collection charges and may affect your credit standing, so treat the plan as real credit rather than a free perk. For details on how Tabby's checks work in your country, visit Information on Tabby.
Missing a Tabby payment on a flight booking can trigger collection charges, and in the UAE, customers are charged collection charges if they miss a payment due date. Late payments may also affect your credit score, so it's worth treating the instalment dates as firm commitments, not flexible suggestions. If you think you'll miss a due date, contact Tabby through your account before the payment fails rather than after.
For a pricier fare, Tabby's longer pay-over-time option (up to 12 monthly payments) is designed for bigger purchases at select merchants, though it's a merchant-driven feature and not available everywhere. Plans with more than four payments include a pre-agreed Murabaha profit shown at checkout, and a service fee may also apply, so the total cost is higher than the interest-free Pay in 4 or Pay in 3 options. Compare the total repayable amount shown at checkout before choosing, since a longer plan spreads cost but doesn't necessarily reduce it.
Tabby's flight-friendly plans are confirmed in the UAE and KSA, where Pay in 3, Pay in 4, and the pay-over-time option are all available. Tabby also operates more broadly across Kuwait, Bahrain, Egypt, and Qatar, though plan availability for flights specifically should be confirmed for your market. Currency support follows the local market, including AED, SAR, KWD, BHD, EGP, and QAR, so check Information on Tabby for your country's current options.
Tabby doesn't publish a cabin-class restriction in its plan terms, so premium and business-class fares can generally go through the same Pay in 4, Pay in 3, or pay-over-time plans as economy fares, subject to approval. Because approval is decided at checkout and larger fares may be steered toward the longer pay-over-time option (which carries Murabaha profit and a possible service fee), the cost of splitting a premium fare can be higher than for an economy one. Confirm eligibility for higher-value bookings directly with Tabby before you commit to a premium fare.
If a flight is cancelled or refunded, the refund process runs through the airline and Laters.com first, and Tabby then adjusts your remaining instalments once it receives the refunded funds. Any instalments already paid are typically refunded back through the same method, while future instalments not yet due should stop being collected once the cancellation is processed. Refund timing depends on the airline's own policy, so review the fare rules at booking and contact Tabby support if instalments continue after a confirmed cancellation.
Using Tabby responsibly, meaning paying each instalment on time, is unlikely to cause problems, but missed payments are a different story. In the UAE, late payments may affect your credit score in addition to triggering collection charges, so on-time repayment matters if you care about your credit standing. Treat each instalment date as a real deadline and set reminders, since the impact of missing one can outlast the flight itself.
Tabby doesn't publish a fixed spending limit for flights. Your limit is set at checkout based on Tabby's own assessment of your account, so a fare that's approved for one traveller may be declined for another. Larger fares are more likely to be routed to the longer Pay over time plan, which isn't interest-free — check the total repayable before you accept it.
Airline miles and rewards are determined by the airline and your fare, not by Tabby, so paying with Tabby shouldn't change whether a fare earns miles. What can differ is whether the airline treats a split payment differently for fare class or promotional eligibility, which is worth checking with the airline directly. Tabby itself doesn't publish a miles or rewards program tied to flight bookings, so don't expect extra points for choosing to split the payment.
Tabby processes payment and personal details through its own checkout flow, separate from the airline's and Laters.com's own systems, which limits how many parties see your full payment information. Specific security certifications and data-handling practices aren't detailed in Tabby's public flight-booking terms, so travellers with security-specific questions should check directly with Tabby. As with any online payment method, use a secure connection and avoid completing checkout on public Wi-Fi when entering personal or payment details.
Sale and discounted fares are generally still available when choosing Tabby at checkout, since the instalment plan is a payment method layered on top of the fare Laters.com displays, not a separate pricing tier. The amount split across instalments is based on the fare total at the time of booking, including any discount already applied. Tabby doesn't offer additional spend-based discounts, so the saving comes from the fare itself, not from the payment plan.
You don't need a pre-existing Tabby account to try booking a flight with Tabby, since the option to sign up typically appears at checkout when you select it as a payment method. You'll go through Tabby's eligibility and approval process at that point, and approval isn't guaranteed. First-time users should have a few personal and payment details ready, and can create or link an account during that checkout step, or review setup details at Information on Tabby.
Instalment payments for a flight booked with Tabby are tracked through your Tabby account or app, which shows upcoming due dates, amounts, and payment history for the plan you chose. This is separate from your Laters.com booking confirmation, so it's worth checking both to keep the full picture of what's paid and what's still owed. Setting up notifications through Tabby helps avoid missing a due date, since a missed payment can bring collection charges and affect your credit standing.
Changing or cancelling a flight booked with Tabby follows the airline's and Laters.com's own change and cancellation rules first; Tabby doesn't set flight fare conditions. Once a change or cancellation is processed and any refund issued, Tabby adjusts your remaining instalment schedule to reflect what's still owed, if anything. Because fare rules vary widely, check the specific fare conditions at booking, and contact Tabby if your instalment schedule doesn't update after a confirmed change.
Here's what travellers say about booking with Laters.com
Tabby is a buy now, pay later provider working across the Middle East, with a footprint in the UAE, Saudi Arabia and several neighbouring markets. It built its name letting shoppers split purchases into instalments online and in-store, and that same split-payment model now extends to flights through every airline we sell. The company also offers the Tabby Card, a digital Visa that lets a plan apply to purchases anywhere Visa is accepted, and a Tabby+ subscription that unlocks that feature for a monthly fee.
We can't independently confirm every detail of Tabby's history or reach, so treat scale claims as approximate and check Information on Tabby for the current picture on where it operates and who it partners with. Terms, fees and eligibility rules can change, so Tabby's own site is the reference for what applies to your account today.
Whichever plan you pick, only commit to instalments you're confident you can repay on schedule.
Booking a flight with Tabby through Laters.com follows the same search and select process as any other fare. Once you've chosen your flight, pick Tabby at checkout and select a payment plan, such as splitting the fare into instalments or paying it down over several months where that option is offered. Some plans carry an upfront portion due at booking, and longer plans may include pre-agreed profit or a service fee shown before you confirm, so read the checkout summary carefully.
There's no surcharge from Laters.com for choosing Tabby and no separate booking fee. Your e-ticket is issued once Tabby approves and confirms the plan, and every instalment after that is collected by Tabby directly, not by Laters.com. Keep an eye on your Tabby account for due dates, since managing the schedule is between you and Tabby from that point on.
Laters.com earns from the fare as the merchant, the same whichever payment method you choose; no payment provider pays for placement on this page.
Four questions sit behind the Tabby button at any airline checkout. Our full guide answers them.
Regulatory summaries are general and change over time; they are not legal advice, so confirm current requirements with the relevant regulator or a qualified adviser.
Borrowing responsibly means only committing to instalments you can genuinely afford. Missed payments can result in late fees, may be reported to credit reference agencies, and may affect your credit standing and your ability to borrow in future. Visit Tabby’s own terms for current terms, eligibility criteria and country-specific plan availability. Laters.com is the new name for Fly Fairly; nothing about your booking or support changes. Last reviewed by the Laters.com editorial team in August 2026.
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