650+ airlines to book3 markets in Latin America3 settlement currencies

Book flights with Mercado Pago

Search and compare flights on Laters.com, then split the cost at checkout with a Mercado Pago credit plan, if approved.

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Edited by Alex YardleyUpdated

Mercado Pago flights

Can You Use Mercado Pago for Flights?Yes, Mercado Pago Works on Any Airline on Laters.com

Yes. You can use Mercado Pago to book flights and buy plane tickets for any airline, any route and any fare class on Laters.com. Pick Mercado Pago at checkout and the e-ticket is issued once payment is approved. There are no hidden booking fees from us. Mercado Pago is credit, so approval is not guaranteed, and some plans may carry interest. Availability varies by market.

Plenty of airlines do not list Mercado Pago on their own booking sites. That includes American Airlines, Delta, United and Southwest in the US, and Volaris in Mexico. It also covers AirAsia and Scoot across Asia, and easyJet in Europe. Book through Laters.com and the gap closes. You select Mercado Pago at the Laters.com checkout, pick a plan that fits your budget, and the e-ticket is issued once payment is confirmed.

The range has two ends. A long-haul flight in business class and a short domestic hop both work at checkout. Mercado Pago offers pay now, pay later and instalment plans across 3 markets. It is credit, so everything is subject to approval, and some plans may carry interest. Mercado Pago's website sets the eligibility rules, including any age requirement.

Mercado Pago flights on Laters.com: key facts

Markets: Mexico, Chile and Brazil
3
Mexico's Meses sin Tarjeta term
Up to 12 months
Brazil's Parcelamento sem cartĂŁo term
Up to 12 instalments
Chile's Cuotas sin Tarjeta cap, interest-free
1 to 3 instalments
Approval basis in every market; not guaranteed
Account and limit
Laters.com booking fees and payment surcharges
None

Figures as published by Mercado Pago, verified against Mercado Pago’s country terms.

  1. Search flights and compare fares
  2. Choose Mercado Pago at checkout and pick a plan
  3. Fly now, pay the rest to Mercado Pago on schedule
Payment plans explained

Split Your Flight, Pay Over Time with Mercado Pago

These cards show this provider's plan shapes, priced in the currency you have selected. Set a flight budget first, then compare three things on each card: the amount due today, the payments that follow, and the total repayment. Checkout shows the real offer for your booking. A credit check applies, and some plans carry interest.

Your Mercado Pago fareUSD

$500

Pay Monthly

Payments
At checkoutonce
Down payment
Not specifiedin this example
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Pay Monthly is monthly financing on a Mercado Pago credit line, and it costs nothing extra if your offer carries no interest and you pay on time. Interest or a late fee may apply otherwise, and a credit check applies. Laters.com's own plan label; not confirmed by name on Mexico, Brazil or Chile's official pages, which describe one undifferentiated up-to-12-month mechanism.

Pay Now

Payments
$500.00once, at checkout
Due today
$500.00
Total you pay
$500.00paid in full today

Pay Now involves no credit. You pay the full fare at checkout, so nothing is left owing afterwards, and the e-ticket is issued once payment is approved. Pay the full fare immediately at checkout.

Pay Later

Payments
At checkoutonce
Down payment
Not specifiedif approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Pay Later moves the whole fare into one later payment, and it costs nothing extra if your offer has no interest and you pay on time. Interest or a late fee may apply otherwise, and a credit check applies. Pay later, as a single balance, from your Mercado Pago account.

Pay in 3

Payments
At checkoutonce
Down payment
Not specifiedin this example
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Pay in 3 splits the fare into three payments and costs nothing extra if your offer carries no interest and you pay on time. Interest or a late fee may apply otherwise, and a credit check applies. Available in all three markets: Mexico, Chile and Brazil.

Pay in 6

Payments
At checkoutonce
Down payment
Not specifiedif approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Pay in 6 stretches the fare over six payments, and it costs nothing extra only if your offer carries no interest and you pay on time. Otherwise interest or a late fee may apply, and a credit check applies. Mexico and Brazil only; not offered on Chile's Cuotas sin Tarjeta.

Pay in 12

Payments
At checkoutonce
Down payment
Not specifiedif approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Pay in 12 is the longest spread, and it costs nothing extra only if your offer carries no interest and you pay on time. If interest applies, a longer spread gives it more time to add up. Mexico and Brazil only; Chile's longest confirmed term is Pay in 3.

You repay Mercado Pago, which runs the credit line behind its card-free option. The seller receives the full fare at booking, so the e-ticket is issued in full once payment is approved.

Mexico and Brazil share the same five plans, each running to 12 months or 12 fixed instalments. Chile's Cuotas sin Tarjeta is shorter, up to 3 fixed instalments by risk score. Checked against each market's own Mercado Pago pages.

Mercado Pago plans by country

Mercado Pago Flight Booking: Available Countries

Mercado Pago credit works for flights in Mexico, Chile and Brazil, across Latin America. Checkout on Laters.com covers every market Mercado Pago operates in. A fare in MXN, CLP or BRL is charged in local currency, not converted. Pay in 3, Pay in 6 and Pay in 12 split a fare into payments, and Pay Later delays the balance. Open your country in the grid for product names, schedules and costs. This guide lists what Mercado Pago publishes. It does not confirm what Laters.com offers, which checkout decides per booking. This guide lists instalment plans in 3 markets. 3 currencies are listed in this guide.

Pay in 3 carries the same label in every market in the grid: Mexico, Chile and Brazil. There is no market where it is published under another name, and none where it is missing. It is typically repaid in instalments taken at purchase and at fixed intervals after it, with no interest when each is paid on time. Approval is not guaranteed, and the longer plans may carry interest. Limits and rates differ by country, and Mercado Pago shows them at checkout.

Laters.com vs booking direct

Why Book Your Mercado Pago Flights on Laters.com?

Here you compare flights across every airline we sell, then choose a Mercado Pago credit plan at the Laters.com checkout. You choose the flight before the payment at the same checkout, and any instalments still owing continue on the agreed schedule.

Laters.com is the merchant for your ticket, so one party handles the booking, any change and any refund. When a flight needs changing, you ask us, whichever airline operates it and whichever plan Mercado Pago approves. Approval is not guaranteed, and any plan is credit you repay.

Laters.com compared with booking direct with the airline
What you getLaters.comBook direct with the airline Winner
Flight searchCompare available flights across airlines before choosing how to pay.Search the airline and its partner itineraries. Laters.com
Mercado Pago at checkoutCompare 650+ airlines in one place and choose Mercado Pago at checkout from Mexico, Chile or Brazil.Book that airline's own and partner flights, with Mercado Pago only where the airline's own site accepts it directly. Laters.com
Other ways to payOther pay-later providers are also offered at the Laters.com checkout, including ShopeePayLater, plus cards and other regional methods. Checkout filters the choices for your booking.Limited to the airline's own payment options; pay-later choices vary by airline. Laters.com
Fare conditions and extrasSeats and baggage allowance depend on the fare selected. Add extras including baggage protection and more.Seats and baggage allowance depend on the fare selected. Laters.com
Payment surchargesNone. Laters.com charges no payment surcharge.Mercado Pago's Mexico and Brazil developer pages do not publish an interest rate or late fee for this product; its Chile product is independently reported interest-free. None of the three discloses a separate card-use or processing surcharge either way. Draw

Verdicts compare the feature in each row; checkout shows your actual options. The payment-surcharge row is a draw: Laters.com's no-surcharge policy is confirmed, but Mercado Pago's own published terms do not state whether a comparable fee applies to a direct booking, so no winner is claimed on that point. Sources checked 11 October 2026: Mercado Pago Developers Mexico, Mercado Pago Developers Brazil, Mercado Pago Chile and ChĂłcale.

Independently scored, no paid placement

Laters.com Payment Score: Mercado Pago

Cyan cartoon hand making a peace sign with black outline sticker style illustration

What is the Laters.com Payment Score?

Our editorial rating, out of 10, for how well a buy now, pay later provider actually works when you are booking a flight.

  1. 1Repayment Flexibility
  2. 2Interest Rate
  3. 3Eligibility
  4. 4Approval Process

Every provider at our checkout is scored on the same 4 measures, so you can compare them like for like before you choose how to pay. See all fly now pay later provider scores →

Each of the four criteria is scored out of 10 against published plan terms, published rates and eligibility criteria for flight bookings. The headline is the unweighted average of the four, rounded to one decimal, and no brand pays to be rated. Last reviewed October 2026.

Laters.com is the merchant for every booking on this page: we sell the ticket and earn from the fare, which is the same whichever payment method you choose. No payment provider pays us for placement, ranking or its Payment Score, and this page contains no affiliate links.

Six plans are on file, from Pay Now to Pay in 12, and five of them are listed in each of Mexico, Chile and Brazil. Pay Monthly appears in none of the three. The pages we read confirm instalments of up to 12 months on a Mercado Pago credit line, so approval is not guaranteed and interest may apply. No rate, fee or basket limit is published.

What works well

  • Instalment plans confirmed in all three markets
  • Instalments of up to 12 months confirmed in two markets
  • Range runs from Pay Now to Pay in 12
  • No credit card needed in Mexico or Brazil

What to watch

  • No rate or fee published for six plans
  • Pay Monthly listed in 0 of 3 markets
  • Chile's confirmed plans are shorter: 3 instalments, not 12
  • Spending stops at your available limit

4 measures, scored the same way for every provider at our checkout.

Repayment Flexibility8/10

Mexico and Brazil both offer five plans up to Pay in 12, instalments of up to 12 months or 12 fixed monthly payments. Chile's Cuotas sin Tarjeta is confirmed but shorter: up to 3 fixed instalments, assigned by risk score, with no Pay in 6 or Pay in 12. Pay Monthly (the financing plan) is not separately confirmed as distinct from Pay in 12 by any of the three sources; no basket limits are published.

Sources: Mercado Pago Developers Mexico; Mercado Pago Developers Brazil; Mercado Pago Chile: Cuotas sin Tarjeta

Interest Rate7/10

Mexico and Brazil publish no interest rate or fee for the instalment option, up to 12 months in Mexico and up to 12 fixed instalments in Brazil, run on a Mercado Pago credit line. Chile's Cuotas sin Tarjeta (up to 3 instalments) is independently reported interest-free by a named Mercado Pago spokesperson, though not stated on Mercado Pago's own Chile page. Pay Now is payment in full; Pay Later's cost is unconfirmed.

Sources: Mercado Pago Developers Mexico (no rate disclosed); Mercado Pago Developers Brazil (no rate disclosed); ChĂłcale: Chile product reported interest-free

Eligibility7/10

Three markets: Mexico, Brazil and Chile, all in Latin America, now all independently confirmed. Mexico and Brazil list the same five plans; Chile's confirmed product is narrower, up to 3 instalments only. Pay Monthly is not confirmed by name in any of the three sources.

Sources: Mercado Pago Developers Mexico; Mercado Pago Developers Brazil

Approval Process7/10

The instalment option needs a Mercado Pago account, created beforehand if needed, and spending stops at the available limit. Chile's product caps at 3 instalments, assigned by the customer's own risk score, rather than letting the customer choose, unlike Mexico and Brazil's up to 12. No limit amount is published for any of the three markets, and whether a credit-bureau check applies is not confirmed.

Sources: Mercado Pago Developers Mexico; Mercado Pago Developers Brazil

The editorial take

Strongest on
Range of terms. Five plans, from paying now to paying over up to 12 months, are listed in each of three markets, with no card needed.
Held back by
Opacity. No rate, fee or limit is published, and a Mercado Pago account must exist before the traveller learns their available limit.
Which plan
Pay in 12 for a larger fare. Pay Now to settle at checkout.

The table below prices the same fare on each Mercado Pago plan. The fare itself does not move, because we add no booking fee or surcharge for paying this way. Which plans appear and what they cost are set by your own country.

PlanUpfront paymentThenYou pay in allCost of credit
Pay MonthlyNot specifiedAt checkoutAt checkoutAt checkout
Pay NowNot a credit product$1,000.00Nothing left to pay$1,000.00Nothing
Pay LaterNot specifiedAt checkoutAt checkoutAt checkout
Pay in 3Not specifiedAt checkoutAt checkoutAt checkout
Pay in 6Not specifiedAt checkoutAt checkoutAt checkout
Pay in 12Not specifiedAt checkoutAt checkoutAt checkout

What else can cost you

Laters.com booking fee
We add no booking fee or surcharge for paying with Mercado Pago. Any cost comes from the plan you choose.
Late payment
Late-payment fees and penalties are not confirmed. Check Mercado Pago's own terms before choosing an instalment plan.
Currency conversion
The supported currencies on file are MXN, CLP and BRL. Any conversion charge on other currencies is not confirmed.
Refunded flights
What happens to a plan when a flight is refunded is not confirmed. Ask Mercado Pago before booking.
Credit file
Credit-bureau checks and reporting are not confirmed. Missed instalments on a credit line may carry consequences, so read Mercado Pago's terms.

The worked example is an illustration, not a quote. What a traveller is offered depends on the market and on approval, which is not guaranteed. Every provider we score is costed on the same rows, so the tables can be compared.

Where Mercado Pago leads

  • Instalment plans confirmed in all three markets
  • Instalments of up to 12 months confirmed in two markets
  • Range runs from Pay Now to Pay in 12
  • No credit card needed in Mexico or Brazil

Before you apply

  1. Instalment plans are credit. You need a Mercado Pago account and an available limit, approval is not guaranteed, and interest may apply.
  2. Pay Now is payment in full rather than credit, so no credit check should apply to it. Pay Later defers payment, so treat it as credit and confirm with Mercado Pago.
  3. Spending stops at your available limit, so a high fare may not fit. Minimum and maximum basket amounts are not confirmed.
  4. Minimum age, residency and credit-bureau rules vary by country and are not published by Mercado Pago for any of the three markets. Chile is now confirmed to run a shorter, risk-scored product (up to 3 instalments) rather than the up-to-12 terms in Mexico and Brazil.
40+ScoredFly now pay later provider scoresMercado Pago is scored on the same measures as every other buy now, pay later provider we rate for booking flights.See all provider scores
Compare flights and payment options

Which Airlines Can You Book with Mercado Pago?

Airlines that accept Mercado Pago? Every airline on Laters.com, paid for with Mercado Pago right here. This holds on any route and any fare class, subject to Mercado Pago's limits and eligibility check. It is credit, so approval is not guaranteed. Fares span short-haul low-cost tickets to long-haul business class. The Mercado Pago plan you are offered is set by the country you book from, not the airline you fly. The country section below shows what Mercado Pago publishes where you are. On a full-service carrier, the checked bag, seat selection, meals and frequent-flyer earning are exactly as the airline sells them. On a low-cost airline, extras are added Ă  la carte at checkout. Mercado Pago splits the basket total either way. Paying with Mercado Pago does not change the fare, the baggage allowance or the miles earned. You fly as the airline's own passenger and split the cost.

Full-service airlines

Aeromexico

Full-service carrier, so seats, meals and bags stay as the airline sells them. Miles and tier points earn as normal when the fare is split.

Explore Aeromexico payment plans

LATAM Airlines

Full-service network carrier, with miles and tier points earned as normal. Longer monthly financing may suit long-haul fares, but Mercado Pago decides the plan and approval is not guaranteed.

Explore LATAM Airlines payment plans

American Airlines

Full-service carrier serving Mexico, Brazil and Chile from its US hubs. Compare fares and cabins, then split the cost with Mercado Pago at Laters.com checkout.

Explore American Airlines payment plans

United Airlines

Full-service carrier with routes to Mexico, Brazil and Chile. Fare, seat and bag rules are the airline's own; Mercado Pago splits the total at checkout.

Explore United Airlines payment plans

Delta Air Lines

Full-service carrier flying to SĂŁo Paulo, Santiago and Mexico City. Miles and tier points earn as normal when the fare is split with Mercado Pago.

Explore Delta Air Lines payment plans

Lufthansa

Full-service long-haul carrier connecting Europe with SĂŁo Paulo. Compare the fare and cabin, then split the cost with Mercado Pago at checkout.

Explore Lufthansa payment plans

Low-cost airlines

VivaAerobĂşs

Low-cost airline that sells a base fare, with bags, seats and other extras added at checkout. Mercado Pago splits the basket total, extras included.

Explore VivaAerobĂşs payment plans

Volaris

Low-cost airline, so the fare you split is the base fare plus whichever extras you add at checkout. Credit applies, and approval is not guaranteed.

Explore Volaris payment plans

JetBlue Airways

Low-cost carrier serving Mexico and the Caribbean. The base fare is split with Mercado Pago; extras are added at checkout as usual.

Explore JetBlue Airways payment plans

Frontier Airlines

Low-cost carrier flying to Mexico and the Caribbean. Credit applies through Mercado Pago, and approval is not guaranteed.

Explore Frontier Airlines payment plans

Southwest Airlines

Low-cost carrier with routes into Mexico. No change fees on most fares; Mercado Pago splits the basket total at checkout.

Explore Southwest Airlines payment plans

JetSmart

South American ultra low-cost carrier; Mercado Pago splits the fare total, extras included.

Explore JetSmart payment plans
650+AirlinesExplore more airlinesCompare available flights across Laters.com, then check the payment options offered for your selected booking.Browse all airlines
Compare pay-later options

More Ways to Pay Later for Flights

Mercado Pago and ShopeePayLater are both available at the Laters.com checkout, so you are choosing between two ways to pay for the same ticket. Mercado Pago is a credit line with plans of up to 12 months, so approval applies and spending stops at your available limit. It covers Mexico, Chile and Brazil, so to see how ShopeePayLater's shape and coverage differ, compare ShopeePayLater for flights on Laters.com. If Mercado Pago isn't available where you are, these are the other providers that can spread the cost of your flight.

Other providers

Klarna

Pay later and instalmentsKlarna

Klarna is a credit product, so approval applies and a credit check may run. Read its current terms on the Klarna website before you book.

Coverage varies by country. Check Klarna's website for your market.

View provider guide

Afterpay

Pay in instalmentsAfterpay

Afterpay splits a purchase into payments over time. Approval is not guaranteed, and fees can follow a missed payment, so check its terms first.

Available in selected countries. Confirm yours on Afterpay's website.

View provider guide

Affirm

Pay over timeAffirm

Affirm lets you pay for a purchase over time. Approval applies, a credit check may run, and interest may be charged depending on the plan offered to you.

Coverage is limited to certain markets. See Affirm's website for details.

View provider guide

Zip

Pay later instalmentsZip

Zip is a credit product with its own approval process. Fees can apply, so read the terms shown at checkout before you accept.

Offered in selected countries. Check Zip's website for where it works.

View provider guide

PayPal

Pay later optionPayPal

PayPal's pay later option depends on your account and the offer shown to you. Approval applies and a credit check may run before you can use it.

Availability of pay later offers differs by country. Check PayPal's website.

View provider guide

Visa

Card instalmentsVisa

Instalments on a Visa card depend on your card issuer and its terms. Approval applies, and interest or fees may be charged, so ask your issuer first.

Depends on your card issuer and country. Ask your bank which cards qualify.

View provider guide

Mercado Pago and ShopeePayLater coverage, plans and terms checked 2026-10-11 against each provider's own pages linked above.

40+ProvidersEvery fly now pay later providerExplore the provider guides and compare their payment products. The options available for your booking, approval and terms are shown at checkout.Compare fly now pay later providers

Fees, refunds, credit checks and eligibility

FAQs: Using Mercado Pago to Book Flights

Everything you need to know about paying for flights with Mercado Pago on Laters.com.

Can I book flights on Laters.com with Mercado Pago?

Yes. Mercado Pago is a payment method at Laters.com checkout, offered from Mexico, Chile and Brazil. Depending on where you book from, you may be offered Pay Now, Pay Later, Pay in 3, Pay in 6 or Pay in 12. This is credit, so approval is not guaranteed and a credit limit applies. Some plans may carry interest. Mercado Pago sets the terms, so confirm them on its website before you choose.

Which airlines accept Mercado Pago for flights?

All of them on Laters.com. Mercado Pago is a payment method at our checkout, so no airline has to switch it on. It works on every airline, route and fare class we sell. Several airlines do not list Mercado Pago on their own booking sites, so booking through Laters.com is how you use it with them. It is still credit, so your Mercado Pago limit and approval apply.

Does paying with Mercado Pago cost extra on flights?

Not on Laters.com. We add no payment surcharge and no booking fee, so the fare is the same as paying by card. Mercado Pago's own charges are separate. Interest may apply on instalment plans such as Pay in 3, Pay in 6 or Pay in 12, and a late fee may apply if you miss a payment. Our records do not confirm the amounts, so check Mercado Pago's website.

When do I get my e-ticket if I pay with Mercado Pago?

After payment approval. Laters.com issues the e-ticket once Mercado Pago approves the payment, and approval depends on your available credit limit. A declined payment means no ticket is issued on that attempt. Approval is not guaranteed, and whichever plan you pick, from Pay Later to Pay in 12, is credit you repay to Mercado Pago. Our records do not give a processing time, so check Mercado Pago's website.

What kind of credit check does Mercado Pago run for flights?

Yes, a limit applies. You sign in to your Mercado Pago account, see your available limit and choose how many instalments. You can spend only up to that limit. Our records do not confirm whether Mercado Pago runs a credit bureau check, so read its terms before you book. Approval is not guaranteed, and a lower limit than your fare may mean you cannot pay for that flight with this credit line.

What happens if I miss a Mercado Pago payment on a flight?

Costs can follow. Missed payments may bring late fees, may be reported to credit reference agencies and can affect your credit standing. Our records do not confirm Mercado Pago's late fee amounts or reporting rules. Mercado Pago runs the credit line behind plans like Pay in 3 and Pay in 6, so the debt is owed to it, not to Laters.com. Read its terms before you pick a plan, and pay on time.

Which countries can I use Mercado Pago from on Laters.com?

Mexico, Chile and Brazil. Mexico and Brazil both offer Pay Now, Pay Later, Pay in 3, Pay in 6 and Pay in 12 (Meses sin Tarjeta and Parcelamento sem cartĂŁo). Chile's equivalent, Cuotas sin Tarjeta, is shorter: up to 3 fixed instalments, reported interest-free, with no Pay in 6 or Pay in 12 confirmed there. Credit approval applies in every market.

Which Mercado Pago plan suits an expensive or long-haul flight?

Pay in 12. It is the longest term listed on Laters.com, and Mercado Pago documents instalments of up to 12 months in Mexico and up to 12 fixed monthly instalments in Brazil. Smaller payments mean a longer debt, and interest may apply. Our records do not confirm rates. You can also spend only up to your available credit limit, so a high fare may not fit. Approval is not guaranteed.

Does using Mercado Pago for flights affect my credit score?

It can. Our records do not confirm whether Mercado Pago checks or reports to credit bureaus on Laters.com bookings, so read its terms. Missed payments may be reported to credit reference agencies and can lower your credit standing. Taking on a plan such as Pay in 6 is also a debt you must repay on schedule. Only commit to instalments you can afford.

What happens to my Mercado Pago repayments if my flight is cancelled or refunded?

Keep paying on schedule. Our records do not confirm how Mercado Pago handles refunds or cancellations for shoppers, so do not assume your instalments stop. If an airline cancels a flight booked on Laters.com, contact Laters.com support and Mercado Pago to see how the refund applies. Whatever you owe on Pay in 3, Pay in 6 or Pay in 12 stays owed until Mercado Pago confirms otherwise.

Does Mercado Pago work for international and multi-stop flights?

Yes. On Laters.com the plan applies to the fare, not the route, so international and multi-stop itineraries work like any other booking. The country you book from decides which plans appear, whether Mexico, Chile or Brazil. Your available credit limit still caps what you can pay. Approval is not guaranteed and interest may apply on some plans, so check Mercado Pago's website for terms.

Is Mercado Pago's Pay Later for flights really free?

Not necessarily. Pay Later is the plan name for a single deferred payment (pay-in-1) on Laters.com. Our records do not confirm whether it carries interest or fees. It is still credit, so you owe the full fare on the due date, a limit applies, and approval is not guaranteed. Missing the date may mean late fees. Check Mercado Pago's website for current terms.

Can I use Mercado Pago for flights without an account?

No. You need a Mercado Pago account, or you create one when you choose it. Mercado Pago then shows your available limit and lets you pick the number of instalments, and you can spend only up to that limit. Laters.com cannot approve credit on its own. Approval is not guaranteed, and the terms of plans like Pay in 12 are set by Mercado Pago.

Can I pay for business class flights with Mercado Pago?

Yes, within your limit. Mercado Pago works on every fare class at Laters.com checkout, including premium cabins. You can spend only up to your available credit limit, and our records do not state any limit amount. Pay in 12 spreads a larger fare over more months, but interest may apply and approval is not guaranteed. Check your limit with Mercado Pago before you book.

Can I pay for a Voepass flight with Mercado Pago?

No. Voepass Linhas AĂ©reas had its Air Operator Certificate revoked by ANAC on 24 June 2025 and has no scheduled flights on sale anywhere, so there is no Voepass fare for Mercado Pago to split. If you were booked on Voepass, search Azul, GOL or LATAM Airlines Brasil on Laters.com instead; Mercado Pago is available at checkout on all of them.

About Mercado Pago and Laters.com

About Buy Now Pay Later Flights with Mercado Pago

Markets
3

Who is Mercado Pago?

Mercado Pago is a payments and credit service that operates across several Latin American markets. Its credit line, run by Mercado Pago itself, lets customers pay in monthly instalments without a credit card. In Mexico the option is called Meses sin Tarjeta, and in Brazil it is Parcelamento sem cartĂŁo. On Laters.com, flights are one more thing you can pay for this way. You can only spend up to your available credit limit, and the balance is borrowed money.

We have not confirmed Mercado Pago's founding year, home city, founders, earlier names, licences or whether it is publicly listed, so we do not state them here. Its own website is the place to check how it is authorised as a lender or payments firm. Public review ratings for it are low, which is worth weighing before you borrow. Interest and fees are also not confirmed on our side, so read its current terms. Only borrow what you can repay on schedule.

Booking with Mercado Pago on Laters.com

Search your route on Laters.com and choose a flight. At checkout, select Mercado Pago as the payment method. Then choose a plan, and the e-ticket is issued once payment is approved. The plan families you may be shown are Pay Now, Pay Later, Pay in 3, Pay in 6, Pay in 12 and Pay Monthly. Which ones appear can vary by country and account. You need a Mercado Pago account, and you can only spend up to your available limit. Some plans carry no interest when paid on time. Others are interest-bearing and subject to a credit check and approval.

Laters.com is the merchant for your booking and issues the ticket. Mercado Pago is the payment method and the credit provider, not the seller of the flight. Paying this way adds no payment surcharge and no booking fee, so the fare is the same as paying by card. Any interest on an interest-bearing plan comes from Mercado Pago, not from Laters.com. You do not need a credit card to book with Mercado Pago. Mercado Pago settles the fare with the airline, and you repay Mercado Pago rather than Laters.com.

Laters.com earns from the fare as the merchant, the same whichever payment method you choose; no payment provider pays for placement on this page.

How pay-later flight bookings work

A flight booking and a repayment plan run on different schedules. Our guide explains the practical questions to consider before splitting a fare.

  • What changes when you pay for a flight in instalments
  • How to compare the total cost and repayment dates
  • Why a flight change or refund does not automatically end the payment plan
  • How a worked example divides a fare into payments

Read the guide Visit Mercado Pago’s website

Mercado Pago is a credit product

Borrowing responsibly means only committing to instalments you can genuinely afford. Missed payments can result in late fees, may be reported to credit reference agencies, and may affect your credit standing and your ability to borrow in future. Visit Mercado Pago’s own terms for current terms, eligibility criteria and country-specific plan availability. Laters.com is the new name for Fly Fairly; nothing about your booking or support changes. Last reviewed by the Laters.com editorial team in October 2026.

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Sources

Facts on this page were checked against these sources between and ; figures are re-checked when their sources publish new data.