Split the fare at checkoutNo surcharge for paying later4-star Skytrax ratingLufthansa

Book Lufthansa flights: buy now, pay later

Split any Lufthansa fare at the Laters.com checkout with Klarna, Paypal and more. Laters.com adds no booking fee, and none of our providers charge extra for paying later.

Where from?Add a city
Where to?Add a city
WhenOut – Back
Who1, Economy

Over a million travelers a year
find flights on Laters.com

Lufthansa pay later

Can You Pay Later on Lufthansa?

Yes, on Every Route They Fly, on Laters.com

Yes. Book Lufthansa on Laters.com, pick a pay-later plan inside the checkout, and get the e-ticket straight away. This applies on every route Lufthansa flies and every fare class, from Economy through Premium Economy, Business and First.

Paying later is a payment method at the Laters.com checkout, not something Lufthansa has to switch on, which is why it works on every route we ticket. Search the route, choose a provider on the payment screen, pick a plan, and the e-ticket arrives as soon as payment is approved. Which plans someone sees is set by the country they book from, not by the airline they fly, and checkout shows only the plans their fare qualifies for, so there is nothing to work out in advance.

An instalment plan leaves the fare alone, and the baggage allowance, and the seat, and what the fare class earns in Miles & More. The traveller flies as Lufthansa's own passenger on Lufthansa's own fare rules, and only the paying is spread. Interest-free instalment plans run a soft eligibility check that does not affect a credit score, interest-bearing monthly financing runs a full credit check, and approval is never guaranteed on either. A reader who wants no plan at all can still pay in full by card, or with crypto, at the same checkout.

  1. Search Lufthansa and compare the fare
  2. Choose a pay-later plan at checkout
  3. Fly now, pay later: your e-ticket arrives once the flight is ticketed
Pay later at the Laters.com checkout

Pay later on Lufthansa flights

Split the fare on Lufthansa flights at the Laters.com checkout with the pay-later providers for Europe. Plans and approval depend on the provider and your booking; Laters.com charges no booking fees or payment surcharges.

Affirm Rates from 0%-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

Payment plans explained

Split the Lufthansa fare, pay over time

This is a calculator, not a brochure. Set a Lufthansa fare and every plan shape below prices itself against that number, so you see actual instalments rather than a general pitch for paying later.

Your Lufthansa fare

$780

Pay in 4

Per instalment
$195.004 payments
Due today
$195.00if approved
Total you pay
$780.00no interest

0% APR Β· 25% upfront Β· Klarna, Clearpay, Afterpay, Affirm

Fits a regional economy fare. Offered through Klarna, Clearpay, Afterpay or Affirm. No interest, and the card shows what leaves your account today.

Pay in 30

Payments
$780.00once
Due today
Nothingif approved
Total you pay
$780.00no interest

0% APR Β· 0% upfront Β· Klarna

Suits a smaller economy fare you can clear in one move. Offered through Klarna. No interest; nothing leaves your account at checkout.

Financing

Payments
At checkoutonce
Down payment
Not specifiedif approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Klarna, Afterpay, Affirm

Built for a long-haul or premium-cabin fare that three payments won't stretch to. Offered through Klarna, Afterpay or Affirm. Interest-bearing, so a full credit check applies and the provider sets any late fee.

Pay Now

Payments
$780.00once, at checkout
Due today
$780.00
Total you pay
$780.00paid in full today

100% upfront Β· Klarna

For travellers who'd rather settle in one go. Offered through Klarna. The full fare leaves your account at checkout, no credit check involved.

Lufthansa is paid in full at booking. You repay the provider on the plan you choose, and the e-ticket is issued straight away. Note that the same short instalment shape trades under different names depending on provider and market, so check what's actually offered.

Illustrative only. The figures above are computed from the fare you set: plain division for the interest-free plans, and each plan's own illustrative rate over its stated term for monthly financing. They are not an offer, a quote, or a prediction of what you will be given. Laters.com is not the lender and takes no part in the decision: which plans appear, the instalment amounts, any interest and fees, and whether you are eligible at all are determined by the provider alone, and depend on a credit or eligibility assessment, your country and your basket. The only way to see your real plans is to choose a provider at checkout, at which point that provider, not Laters.com, approves or declines the purchase. All plans, rates, fees and terms are estimates only and subject to approval and to change.

Laters.com vs booking direct

Why book Lufthansa flights with Laters.com?

Booking direct with the airline at lufthansa.com is a reasonable choice if you're paying by card in full. But Lufthansa sells no pay-later plan at its own checkout, so the fare can't be split there, and its site only ever shows you Lufthansa flights. Book the same flight through Laters.com and you get the same ticket, issued on Lufthansa's own fare rules, with the same baggage allowance, seat selection and Miles & More earning, plus the option to spread the cost.

Booking Lufthansa on Laters.com compared with booking direct with the airline
What you getLaters.comBook direct with Lufthansa
Buy now, pay later on a Lufthansa fareβœ“βœ•
100+ payment methods from 40+ providers at one checkoutβœ“βœ•
Compare Lufthansa against every other airline we sell in one searchβœ“βœ•
Pay for a Lufthansa flight with cryptoβœ“βœ•
Local and regional payment methodsβœ“Rarely
No booking fee and no surcharge for paying laterβœ“Varies
Independently scored, no paid placement

The Laters.com Airline Quality Score - Lufthansa

Cyan cartoon hand making a peace sign with black outline sticker style illustration

What is the Laters.com Airline Quality Score?

Our editorial rating, out of 10, for what an airline is actually like to fly once you have booked it.

  1. 1Reliability & operations
  2. 2Comfort & experience
  3. 3Value & network
  4. 4Passenger ratings

Every airline we ticket is scored on the same 4 measures, so you can compare them like for like before you book. See the full methodology See all airline scores β†’

Scored by the Laters.com editorial team from the airline’s own published specifications and named third-party measurements. No airline pays to be rated, no placement is sold, and this page contains no affiliate links.

Lufthansa scores 6.8 out of 10: the plain average of the measures below, rounded to one decimal. Each measure is an editorial assessment of the published facts.

What to watch

  • Skytrax value for money scores only 2.1 of 5
  • Just 27% of surveyed passengers would recommend Lufthansa again
  • Top complaints include poor luggage handling and food service issues
  • Only one 23kg checked bag detail confirmed per cabin note

The editorial take

Strongest on
Punctuality, with an 80.12% on-time rate and average delays of only 2.3 minutes.
Held back by
Passenger sentiment, with Skytrax value for money at just 2.1 and 27% recommending the airline.
Which cabin
Business suits long-haul sleepers with a flat bed; Economy's 29.1in pitch works for shorter trips on a budget.

4 measures, scored the same way for every airline we ticket.

Reliability & operations9/10

An on-time rate of 80.12% with an average delay of just 2.3 minutes and zero cancellations in the data set points to dependable schedules for tight connections or onward bookings.

Comfort & experience9/10

Economy pitch averages 29.1in, and Business adds a flat bed, a genuine long-haul sleep product.

Value & network6/10

Carry-on is capped at one 23kg piece and check-in opens 23 hours out, workable but tight; Miles & More membership and lounge access add value beyond the base fare.

Passenger ratings3/10

Skytrax rates value for money at just 2.1 and ground service at 2.47, with only 27% of surveyed passengers saying they'd recommend the airline again.

The published ratings and awards behind this score, each from the body that issued it.

On-time performance
80.12% of arrivals on time in 2026, reported by OAG.

How the score is built

  • 4 measures, each scored out of 10
  • The headline is the plain average of those measures, computed in the open
  • Each measure is an editorial assessment based on the published facts and sources in the breakdown
  • No airline pays to be rated, and no placement is sold

What we deliberately left out

  1. Safety. It is not a marketing metric and we will not rank carriers on it.
  2. Cancellation rate and fleet age. Omitted rather than estimated, until a sourced field exists for every airline.
  3. Any sub-metric we cannot attribute. An unsourced measure is dropped, not guessed.
  4. Blended third-party scores that mix in inputs we have already rejected elsewhere on this page.

The full method, measure by measure, is on how we score airlines.

Everyairline we scoreAirline Quality ScoresCompare Laters.com Airline Quality Scores across the airlines we ticket, every one of them scored on the same measures as Lufthansa.See all airline scores
Compare the carrier, keep the payment plan

Lufthansa or another carrier? Compare before you split

The carriers most often compared with Lufthansa, on the facts we hold for both. Every one of them can be booked on Laters.com with the same payment plans.

Compare carriers

650+AirlinesEvery other airline we ticketCompare available flights across the airlines on Laters.com, then review the payment options for your selected booking.Compare all airlines

Baggage, fees, miles, refunds and eligibility

FAQs: Booking Lufthansa and Paying Later

Everything about booking Lufthansa flights on Laters.com and splitting the fare, plus the airline’s own rules that decide what you get.

Can I book a Lufthansa flight on Laters.com and pay later?

Yes, Laters.com lets you search Lufthansa flights and complete the booking with one of 100+ payment methods, including buy now, pay later plans like Klarna and Paypal. You choose the plan at checkout and split the fare into instalments instead of paying the full amount upfront. The booking itself is confirmed directly with Lufthansa once payment is arranged.

Who is eligible to pay later for a Lufthansa booking?

Eligibility for a pay-later plan on a Lufthansa booking depends on the specific finance provider offered at checkout, not on Lufthansa or Laters.com. Providers typically check your age, location, and financial history before approving a plan. Approval and the instalment terms you're offered can vary from one traveller to the next.

Does paying later for Lufthansa involve a credit check?

Yes, most pay-later plans for a Lufthansa booking involve some form of credit check by the finance provider, ranging from a soft check to a full credit assessment depending on the plan and amount. This is a real credit product, so only commit to instalments you can comfortably repay. Missing payments can lead to fees and may affect your credit file.

What happens if I miss an instalment payment on a Lufthansa booking?

Missing an instalment on a Lufthansa booking can result in late fees, interest, or referral to collections, depending on the terms of the specific pay-later provider you selected. Some providers may also report missed payments to credit reference agencies, which can affect your credit score. Always check the provider's repayment schedule and terms before confirming the plan, and only borrow what you can repay on time.

Will paying later for Lufthansa affect my credit score?

It can. Depending on the provider, applying for a pay-later plan may trigger a credit check that leaves a mark on your file, and how you repay the instalments, on time or late, can also be reported to credit reference agencies. Because this is a credit product, treat it the same as any other borrowing and confirm the provider's specific reporting practices before you commit.

If Lufthansa cancels my flight, do I still owe my instalments?

If Lufthansa cancels a flight, you're generally entitled to a refund under Lufthansa's own conditions of carriage, and that refund is applied to the original payment method, including a pay-later plan. In practice this means outstanding instalments are typically adjusted or cancelled once the refund is processed by the finance provider. Check Lufthansa's conditions of carriage and your provider's terms for the exact timeline, since processing isn't instant.

How do refunds work if I cancel my own Lufthansa booking rather than the airline?

If you cancel your own Lufthansa booking, any refund depends on the fare rules attached to your ticket rather than on the fact that you paid with instalments. Refundable fares are returned to your original payment method, while non-refundable fares may only yield a partial credit or nothing at all. Manage or check your booking through Lufthansa's own booking portal for the exact rules on your fare.

How do I choose the right pay-later plan for a more expensive Lufthansa fare, like Business or First?

For a bigger Lufthansa fare, such as Business or First, compare the instalment length, total cost, and any fees across the providers offered at Laters.com checkout, since a longer plan spreads the cost further but can add more interest. Pick a schedule where each instalment fits your budget comfortably rather than the plan with the lowest monthly figure alone. Because this is credit, only choose a plan you're confident you can repay in full and on time.

Is pay-later available for Lufthansa bookings in every country?

No, pay-later availability for a Lufthansa booking depends on which finance providers operate in your country, so the specific plans shown at Laters.com checkout will vary by location. Not every provider offered on the site operates in every market. Check the options presented at checkout for your billing country to see what's actually available to you.

What cabins can I book on Lufthansa through Laters.com?

Lufthansa offers Economy, Premium Economy, Business, and First cabins. Premium Economy and First are long-haul only, and the Economy Basic short-haul fare comes with a personal item only rather than a full carry-on allowance. You can pay for any of these cabins later using a plan selected at checkout.

What are Lufthansa's baggage allowances if I book through Laters.com?

Lufthansa's carry-on allowance is 1 piece up to 8 kg, sized to a maximum of 55 x 40 x 23 cm. Checked baggage depends on cabin: 23 kg in Economy and Premium Economy, and 32 kg in Business and First. On long-haul routes the piece concept applies instead, with Economy getting 1 x 23 kg, Premium Economy 2 x 23 kg, Business 2 x 32 kg, and First 3 x 32 kg, each piece capped at 158 cm.

When does online check-in open and how do I check in for a Lufthansa flight booked on Laters.com?

Online check-in for Lufthansa opens 30 hours before departure. You manage your booking and check in through Lufthansa's own portal using the booking reference from your Laters.com confirmation, regardless of which pay-later plan you used to pay for the ticket.

Does Lufthansa have a loyalty program I can earn on a pay-later booking?

Yes, Lufthansa's loyalty program is called Miles & More. You can still earn Miles & More miles on a Lufthansa flight booked through Laters.com even if you paid for it using an instalment plan, since the airline sees the ticket the same way regardless of payment method.

Can I bring my pet on a Lufthansa flight booked through Laters.com?

Yes, Lufthansa allows dogs and cats to travel either in the cabin or in the hold, for a fee, with a maximum of 2 animals per passenger. Pet fees are paid separately according to Lufthansa's own policy and aren't part of the instalment plan for your ticket fare.

How do I arrange special assistance for a Lufthansa flight booked on Laters.com?

You need to register any special assistance requirements with Lufthansa at least 48 hours before departure. This applies regardless of how you paid for the ticket, so make sure to contact Lufthansa or use their booking portal well ahead of your flight to arrange it.

Does using a pay-later plan change my Lufthansa booking conditions or fare rules?

No, paying later doesn't change the underlying fare rules or conditions of carriage attached to your Lufthansa ticket. Those terms, including what's refundable and what isn't, are set by Lufthansa itself and apply the same way whether you paid in full or through instalments. Review Lufthansa's conditions of carriage for the specifics that apply to your fare.

Does Lufthansa offer German-speaking service?

Yes, as Germany's flag carrier, Lufthansa offers German-language support at every stage of travel, including German-speaking crew, pilots and in-flight service.

About Lufthansa and Laters.com

About Lufthansa

On-time arrivals, 2026
80.12%

On-time performance

Who is Lufthansa?

Lufthansa is Germany's flag carrier, flying under the IATA code LH. Its loyalty programme, Miles & More, opens with an entry tier and rewards regular flyers with a top tier reached by building up status over time.

Flying with Lufthansa means a choice of four cabins. Short-haul Economy Basic keeps to a personal item, while Premium Economy, Business and First are reserved for long-haul flying, with First offering the airline's fullest service. Every fare carries its own baggage allowance and its own carry-on limit, and every fare earns Miles & More miles at the rate that fare class sets.

Booking through Laters.com and paying in instalments changes none of that. The fare is identical to paying by card in one go, the checked baggage allowance is the one the fare carries, and mileage earning follows the fare class booked. The ticket is issued on Lufthansa's own conditions of carriage, so travellers fly as Lufthansa passengers throughout and simply spread the cost of the ticket over time. Paying later is a form of credit, so it's worth treating it that way: a missed instalment has consequences with the credit provider, separate from anything Lufthansa itself does with the booking.

Fleet and on-time performance

Lufthansa's own researched fleet data was not confirmed at the time this page was written, so no aircraft types, fleet count or fleet age appear here rather than being estimated. What can be said plainly is what paying later doesn't touch: whichever aircraft operates a given route, the fare, baggage allowance and mileage earning follow the ticket, not the airframe. Cancellation rate is also left out for the same reason: no sourced figure for it was supplied, and a page about a regulated credit product shouldn't fill that gap with a guess.

Laters.com is operated by Fly Fairly Pte. Ltd., a travel agent licensed by the Singapore Tourism Board under licence TA04059. Contact Laters.com about a booking, including changes and cancellations; contact your payment provider about your repayment account.

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