Split the fare at checkout82.4% on-time arrivals in 2025Skytrax 4-Star airlineLATAM Airlines logo

LATAM Airlines flights: pay later plans

Book LATAM Airlines flights on Laters.com and choose a pay-later plan at checkout where a provider serves your country.

Where from?Add a city
Where to?Add a city
WhenOut – Back
Who1, Economy

Over a million travelers a year
find flights on Laters.com

LATAM Airlines pay later

Can You Pay Later on LATAM Airlines?

Yes, Where a Provider Covers Your Country

Yes, where a provider serves your country. LATAM Airlines takes cards, LATAM Wallet and local bank-debit or Pix routes on its own site and lists no pay-later provider, so a payment plan on Laters.com comes from a provider at checkout, such as Mercado Pago in Chile and Brazil. The e-ticket issues once the plan is approved.

Paying later is a payment method at the Laters.com checkout, not something LATAM Airlines switches on. Which plans appear depends on the country you book from, not the route you fly, so checkout shows only the plans your booking qualifies for. Search the route, look at the providers shown for your country and, if none appears, pay by card.

An instalment plan leaves the fare, the baggage allowance and the seat alone: you fly on LATAM Airlines' own fare rules and only the paying is spread. Interest-free plans usually run a soft eligibility check, while interest-bearing financing runs a full credit check, and approval is never guaranteed on either. If a plan isn't for you, pay in full by card, or with crypto, at the same checkout.

LATAM Airlines on Laters.com: key facts

Skytrax airline rating
4-Star
Economy carry-on, max 55 x 35 x 25 cm, where your fare includes one
12 kg
Personal item size limit, up to 10 kg
45 x 35 x 20 cm
Standard checked bag weight, max 158 linear cm
23 kg
On-time arrivals across 2025, measured by Cirium
82.4%
LATAM fleet at the end of 2025, with 410 planned by the end of 2026
371 aircraft

Providers are the LatAm list at the Laters.com checkout; your booking shows the ones offered.

  1. Search LATAM Airlines and compare the fare
  2. Choose a pay-later plan at checkout
  3. Fly now, pay later: your e-ticket arrives once the flight is ticketed
Pay later at the Laters.com checkout

Pay later on LATAM Airlines flights

Split the fare on LATAM Airlines flights at the Laters.com checkout with the pay-later providers for LatAm. Plans and approval depend on the provider and your booking; Laters.com charges no booking fees or payment surcharges. LATAM Airlines itself offers Credit and debit cards, LATAM Wallet and Pix and bank debit at its own website; the providers below are the extra choices on Laters.com.

Laters.com vs booking direct

Why buy LATAM Airlines flights with Laters.com?

Booking direct with LATAM Airlines is a reasonable choice if you are paying by card in full. LATAM's own payment page lists cards, LATAM Wallet and local bank-debit or Pix routes, while Laters.com adds pay-later providers where they serve your country, crypto, and the other airlines on your route in the same search. Compare the same itinerary, cabin, baggage and total repayment in both before you choose.

LATAM Airlines Embraer E195-E2 aircraft parked in a hangar
Booking LATAM Airlines on Laters.com compared with booking direct with the airline
What you getLaters.comBook direct with LATAM Airlines
Pay-later choice at checkoutPay-later providers that serve your country, shown at checkout; Mercado Pago covers Chile and Brazil, with 40+ providers worldwide.Cards, LATAM Wallet and local bank-debit or Pix routes; no pay-later provider is listed.
Compare airlines in one searchLATAM Airlines beside every other airline on your route, including carriers outside its partner network.LATAM's own flights and its airline partners' itineraries on latamairlines.com.
Crypto and local walletsCrypto payments and regional wallets where available.LATAM Wallet, Pix in Brazil and bank debit in Chile, Colombia, Ecuador and Peru; no crypto listed.
Managing the trip after bookingLaters.com support handles changes, cancellations and refund requests and takes them up with the airline.Manage the booking yourself in My Trips on latamairlines.com, with LATAM's Help Center and contact channels.
Paying by card in fullPay in full by card at the same checkout.Visa, Mastercard and American Express; Diners Club in Brazil, Chile, Colombia, Ecuador and Argentina; Hipercard and Elo in Brazil only.

Verdicts compare the feature in each row. The provider, crypto and wallet rows compare published catalogues; checkout shows your actual options. LATAM's payment pages name cards, LATAM Wallet and local bank-debit or Pix routes and no pay-later provider, and card instalments vary by country and card. Sources checked 28 September 2026: Laters.com payment options, LATAM payment methods and LATAM Brazil payment methods

Independently scored, no paid placement

The Laters.com Airline Quality Score, LATAM Airlines

Cyan cartoon hand making a peace sign with black outline sticker style illustration

What is the Laters.com Airline Quality Score?

Our editorial rating, out of 10, for what an airline is actually like to fly once you have booked it.

  1. 1Reliability & operations
  2. 2Comfort & experience
  3. 3Value & network
  4. 4Professional airline rating

Every airline we ticket is scored on the same 4 measures, so you can compare them like for like before you book. See the full methodology See all airline scores →

Scored by the Laters.com editorial team from the airline’s own published specifications and named third-party measurements. No airline pays to be rated, no placement is sold, and this page contains no affiliate links.

LATAM Airlines scores 7.5 out of 10: the plain average of the measures below, rounded to one decimal. Each measure is an editorial assessment of the published facts.

What to watch

  • No annual cancellation rate found in a published source
  • Seat pitch and cabin service differ by aircraft, so no fleet-wide figure is stated
  • LATAM lists cards, LATAM Wallet and local bank-debit or Pix routes, and no pay-later provider
  • Carry-on limit is 12 kg in Economy; over-limit cabin bags are sent to the hold for a fee

The editorial take

Strongest on
Punctuality: Cirium recorded 82.4% of arrivals on time in 2025.
Held back by
No published cancellation rate, and seat and cabin figures that differ by aircraft.
Which cabin
Economy suits short hops on a fare that includes the 12 kg carry-on; Premium Economy and Premium Business raise the limit to 16 kg.

4 measures, scored the same way for every airline we ticket.

Reliability & operations8/10

Cirium recorded 82.4% of LATAM Airlines arrivals on time across 2025, counting an arrival within 15 minutes of schedule as on time (checked 28 September 2026). No annual cancellation rate from a published source was found, so this score rests on the on-time figure alone.

Sources: Cirium: on-time performance review 2025

Comfort & experience7/10

Skytrax certified LATAM Airlines as a 4-Star Airline in 2026. Seat pitch and cabin-service figures differ by aircraft and were not confirmed for the whole fleet, so comfort stays a step below the top band.

Sources: Skytrax: LATAM Airlines 4-Star rating

Value & network7/10

An Economy fare that includes the cabin bag allows up to 12 kg, and checked bags of up to 23 kg each (158 linear cm) are available; whether one is included depends on the fare. LATAM's own site lists cards, LATAM Wallet and local bank-debit or Pix routes but no pay-later provider.

Sources: LATAM baggage dimensions and weight · LATAM payment methods

Professional airline rating8/10

Skytrax certified LATAM Airlines as a 4-Star Airline in 2026 after audits at the end of 2025, covering its airport and onboard product and staff service. Skytrax publishes the star level, not sub-scores.

Sources: Skytrax: LATAM Airlines certification

The published ratings and awards behind this score, each from the body that issued it.

Star rating
4-star, rated by Skytrax
On-time performance
82.4% of arrivals on time in 2025, reported by Cirium.

Awards

4-Star Airline
Skytrax, 2026

How the score is built

  • 4 measures, each scored out of 10
  • The headline is the plain average of those measures, computed in the open
  • Each measure is an editorial assessment based on the published facts and sources in the breakdown
  • No airline pays to be rated, and no placement is sold

What we deliberately left out

  1. Safety. It is not a marketing metric and we will not rank carriers on it.
  2. Cancellation rate and fleet age. Omitted rather than estimated, until a sourced field exists for every airline.
  3. Any sub-metric we cannot attribute. An unsourced measure is dropped, not guessed.
  4. Blended third-party scores that mix in inputs we have already rejected elsewhere on this page.

The full method, measure by measure, is on how we score airlines.

Everyairline we scoreAirline Quality ScoresCompare Laters.com Airline Quality Scores across the airlines we ticket, every one of them scored on the same measures as LATAM Airlines.See all airline scores
Compare the carrier, keep the payment plan

LATAM Airlines or another carrier? Compare before you split

The carriers most often compared with LATAM Airlines, on the facts we hold for both. Every one of them can be booked on Laters.com with the same payment plans.

Compare carriers

650+AirlinesEvery other airline we ticketCompare available flights across the airlines on Laters.com, then review the payment options for your selected booking.Compare all airlines

Baggage, fees, miles, refunds and eligibility

FAQs: Booking LATAM Airlines and Paying Later

Everything about booking LATAM Airlines flights on Laters.com and splitting the fare, plus the airline’s own rules that decide what you get.

LATAM Airlines Embraer E195-E2 cabin with tan headrest covers and navy seats

Can I book LATAM Airlines flights on Laters and pay later?

Yes. Laters.com lets you search LATAM Airlines (IATA code LA) flights and choose a pay-later or instalment plan at checkout instead of paying the full fare upfront. The option sits alongside 100+ other payment methods on the same booking flow.

Does LATAM Airlines run its own buy now, pay later scheme?

LATAM's own payment help page lists cards, LATAM Wallet and local bank-debit or Pix routes and names no pay-later provider (checked 28 September 2026). Card instalments depend on your card and country. A payment plan on Laters.com comes from a provider at checkout, not from LATAM Airlines.

Will paying later affect my LATAM Airlines booking reference?

No. Once your instalment plan is approved, you get a normal LATAM Airlines booking reference that works in LATAM's My Trips system the same as a fare paid in full.

What happens to my payment plan if LATAM Airlines cancels my flight?

LATAM Airlines' conditions of carriage, published at latamairlines.com/gb/en/legal/transportation-contract-conditions, set out your refund and rebooking rights when the airline cancels a flight. Any outstanding instalments on your Laters.com plan are adjusted according to the refund you're owed under those conditions.

Is LATAM Airlines usually on time if I book a payment plan?

Cirium recorded 82.4% of LATAM Airlines arrivals on time in 2025, counting an arrival within 15 minutes of schedule as on time. Paying in instalments does not change how a flight runs; check your flight's status on latamairlines.com nearer to travel.

What's the cabin baggage allowance on LATAM Airlines?

In Economy the carry-on limit is 12 kg and 55 x 35 x 25 cm; Premium Economy and Premium Business allow 16 kg. A small bag or backpack of up to 10 kg and 45 x 35 x 20 cm is separate, per LATAM's baggage help page (checked 28 September 2026). Whether your fare includes the carry-on depends on the fare, so check it at booking.

Can I check in online for a LATAM Airlines flight booked through Laters?

Yes. LATAM Airlines offers online check-in, and a booking made through Laters.com with a pay-later plan gives you the same LATAM booking reference to check in with at latamairlines.com.

Does a LATAM Airlines pay-later plan affect my credit score?

That depends on the plan and provider you choose at Laters.com checkout, since some instalment options run a credit check and report to credit bureaus while others don't. Read the specific plan's terms before confirming, since this varies by provider rather than by LATAM Airlines itself.

How big is the LATAM Airlines fleet?

AeroTime reports LATAM had 371 aircraft at the end of 2025 and expects 410 by the end of 2026. The mix changes as new aircraft arrive, so check the aircraft type shown on your booking.

Does LATAM Airlines cancel flights often?

We found no published annual cancellation rate for LATAM Airlines, so this page states none. If LATAM cancels a flight, its conditions of carriage set your refund and rebooking rights, and the instalments on your plan follow the refund you are owed.

Is choosing a pay-later plan a good idea for a bigger LATAM Airlines fare?

Spreading a larger fare, such as a long-haul Premium Business ticket, over instalments can ease the upfront cost, but a plan is still credit. Choose one only if you can meet every repayment on schedule, and read the provider's terms first, since interest and late fees vary by plan.

¿Cómo revisar un vuelo en LATAM?

LATAM's flight-status page lets you search by flight number or by route, plus the flight date, to see departure and arrival times. A booking made through Laters.com carries a normal LATAM booking reference, so you can also follow the trip in My Trips on latamairlines.com.

¿Cómo conseguir vuelos baratos en LATAM?

LATAM sets its own fares, and Laters.com does not set LATAM's fares. What you can control is the extras: a cabin bag over the limit (12 kg and 55 x 35 x 25 cm in Economy) is sent to the hold at an extra cost, and overweight or oversize checked bags are charged at check-in. Compare the total for your itinerary and check the baggage limits before you pay.

¿Qué no llevar en equipaje de mano LATAM?

LATAM does not allow sharp objects such as knives, nail clippers, razors and hand tools in the cabin, and firearms are not allowed there either. Power banks are cabin-only, up to 2 units of 100 Wh each, and never in checked baggage. On international flights liquids are limited to containers of 100 ml or less in one transparent bag of up to 1 litre. Limits vary by route, so check LATAM's restricted-items page.

About LATAM Airlines and Laters.com

About LATAM Airlines

LATAM Airlines Boeing 787-9 taxiing at Santiago airport with the Andes behind
On-time arrivals, 2025
82.4%

Cirium: on-time performance review 2025 · Skytrax: LATAM Airlines rating

Who is LATAM Airlines?

LATAM Airlines flies under the IATA code LA and belongs to LATAM Airlines Group, a Chilean airline holding company based in Santiago. Its own conditions of carriage govern every ticket, including one paid in instalments through Laters.com, which changes how the fare is paid and nothing about what is flown or checked. Spreading a fare is a form of credit: some plans carry interest and some don't, a soft check may apply, and missing a payment has consequences with the provider, so commit only to instalments you can keep up with. Manage the booking through My Trips on latamairlines.com once it is confirmed.

Fleet and on-time performance

AeroTime reports LATAM had 371 aircraft at the end of 2025. Cirium recorded 82.4% of its arrivals on time in 2025, counting an arrival within 15 minutes of schedule as on time. That is an annual record, not a forecast for your flight. Seat dimensions and cabin layouts differ by aircraft, so the aircraft shown for your flight is more useful than a fleet-wide average; fleet age and cancellation rate are not stated here because no source we could open gives one.

Laters.com is operated by Fly Fairly Pte. Ltd., a travel agent licensed by the Singapore Tourism Board under licence TA04059. Contact Laters.com about a booking, including changes and cancellations; contact your payment provider about your repayment account.

Fleet and punctuality figures verified 28 September 2026.

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Sources

Facts on this page were checked against these sources between and ; figures are re-checked when their sources publish new data.