Split the fare at checkoutice entertainment in every cabinSkytrax award winner 2024Emirates Airlines

Book Emirates flights: buy now, pay later

Split any Emirates fare at the Laters.com checkout with Klarna, Afterpay, PayPal and more. Laters.com adds no booking fee.

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Emirates pay later

Can You Pay Later on Emirates?Yes, on Every Route They Fly, on Laters.com

Yes. Book Emirates on Laters.com, pick a pay-later plan inside the checkout, and get the e-ticket straight away. This applies on every route Emirates flies and every fare class, from Economy through First, so there is no route or fare that falls outside it.

Paying later is a payment method at the Laters.com checkout, not something Emirates has to switch on, which is why it works on every route we ticket. Search the route, choose a provider on the payment screen, pick a plan, and the e-ticket lands as soon as payment is approved. Which plans a traveller sees is set by the country they book from, not by the airline they fly, and checkout shows only the plans their fare qualifies for, so there is nothing to work out in advance.

An instalment plan leaves the fare alone, and the baggage allowance, and the seat, and what the fare class earns in Emirates Skywards. The traveller flies as Emirates's own passenger on Emirates's own fare rules, and only the paying is spread. Interest-free instalment plans run a soft eligibility check that does not affect a credit score, interest-bearing monthly financing runs a full credit check, and approval is never guaranteed on either. A traveller who wants no plan at all can still pay in full by card, or with crypto, at the same checkout.

  1. Search Emirates and compare the fare
  2. Choose a pay-later plan at checkout
  3. Fly now, pay later: your e-ticket arrives once the flight is ticketed
Pay later at the Laters.com checkout

Pay later on Emirates flights

Split the fare on Emirates flights at the Laters.com checkout with the pay-later providers for Middle East + Africa. Plans and approval depend on the provider and your booking; Laters.com charges no booking fees or payment surcharges.

Payment plans explained

Split your Emirates fare, pay over time

This is a calculator, not a brochure. Set the Emirates fare you're looking at, and every plan shape below prices itself against that number, showing what moves upfront and what follows in instalments.

Your Emirates fare

$780

Pay in 4

Per instalment
$195.004 payments
Due today
$195.00if approved
Total you pay
$780.00no interest

0% APR · 25% upfront · Tabby, Clearpay, Grab, Klarna, Afterpay

Suits a regional economy fare. Offered through Tabby, Clearpay, Grab, Klarna or Afterpay. No interest, generally no credit check, provider sets any late fee. Part leaves the account at checkout.

Pay in 3

Per instalment
$260.003 payments
Due today
Not specifiedin this example
Total you pay
$780.00no interest

0% APR · Tabby

Fits a shorter-haul economy fare. Offered through Tabby. No interest, and Tabby sets any late fee if a payment is missed.

Pay in 12

Per instalment
$65.0012 payments
Due today
Not specifiedif approved
Total you pay
$780.00no interest

0% APR · Tabby, Grab

Better suited to a long-haul or premium-cabin fare that fewer instalments won't stretch to. Offered through Tabby or Grab, no interest shown.

Pay in 30

Payments
$780.00once
Due today
Nothingif approved
Total you pay
$780.00no interest

0% APR · 0% upfront · Grab, Klarna

A short deferral rather than a split. Offered through Grab or Klarna, no interest, nothing leaves the account at checkout.

Pay in 8

Per instalment
$97.508 payments
Due today
Not specifiedif approved
Total you pay
$780.00no interest

0% APR · Grab

Suits a long-haul fare needing a longer spread than four instalments. Offered through Grab, no interest shown on this shape.

Financing

Payments
$780.00once
Due today
Not specifiedif approved
Total you pay
$780.00no interest

Klarna, Afterpay

Aimed at a long-haul or premium-cabin fare. Offered through Klarna or Afterpay, carries interest, and a full credit check applies before approval.

Pay Now

Payments
$780.00once, at checkout
Due today
$780.00
Total you pay
$780.00paid in full today

100% upfront · Klarna

For a traveller who'd rather not split anything. Offered through Klarna, full amount leaves the account at checkout, no credit check involved.

Emirates is paid in full at booking, and the e-ticket issues straight away. The traveller then repays the provider on the chosen plan. Note that the same short instalment shape trades under different names depending on provider and market.

Illustrative only. The figures above are computed from the fare you set: plain division for the interest-free plans, and each plan's own illustrative rate over its stated term for monthly financing. They are not an offer, a quote, or a prediction of what you will be given. Laters.com is not the lender and takes no part in the decision: which plans appear, the instalment amounts, any interest and fees, and whether you are eligible at all are determined by the provider alone, and depend on a credit or eligibility assessment, your country and your basket. The only way to see your real plans is to choose a provider at checkout, at which point that provider, not Laters.com, approves or declines the purchase. All plans, rates, fees and terms are estimates only and subject to approval and to change.

Laters.com vs booking direct

Why buy Emirates flights with Laters.com?

Booking direct at emirates.com is a reasonable choice if you're paying by card in full. But Emirates sells no pay-later plan at its own checkout, so the fare can't be spread there at all, and its site only ever shows you Emirates flights. Book the same route through Laters.com and it's still the same Emirates ticket, same fare rules, same baggage allowance, same seat selection and the same Skywards earning. Nothing about the ticket changes, only how you're allowed to pay for it.

Booking Emirates on Laters.com compared with booking direct with the airline
What you getLaters.comBook direct with Emirates
Buy now, pay later on a Emirates fare
100+ payment methods from 40+ providers at one checkout
Compare Emirates against every other airline we sell in one search
Pay for a Emirates flight with crypto
Local and regional payment methodsRarely
No booking fee and no surcharge for paying laterVaries
Independently scored, no paid placement

The Laters.com Airline Quality Score, Emirates

Cyan cartoon hand making a peace sign with black outline sticker style illustration

What is the Laters.com Airline Quality Score?

Our editorial rating, out of 10, for what an airline is actually like to fly once you have booked it.

  1. 1Reliability & operations
  2. 2Comfort & experience
  3. 3Value & network
  4. 4Passenger ratings

Every airline we ticket is scored on the same 4 measures, so you can compare them like for like before you book. See the full methodology See all airline scores →

Scored by the Laters.com editorial team from the airline’s own published specifications and named third-party measurements. No airline pays to be rated, no placement is sold, and this page contains no affiliate links.

Emirates scores 6.5 out of 10: the plain average of the measures below, rounded to one decimal. Each measure is an editorial assessment of the published facts.

What to watch

  • Wi-Fi is only 10MB free, 500MB costs US$1
  • Extra Legroom seat fees reach USD 260
  • Skytrax ground service rated 2.59, its lowest sub-score
  • Only 36% of surveyed passengers would recommend Emirates

The editorial take

Strongest on
Comfort, with 72in seat pitch and complimentary meals, Wi-Fi and ice entertainment in every cabin.
Held back by
Passenger ratings, dragged down by a Skytrax ground service score of 2.59 and a 36% recommend rate.
Which cabin
First Class suits long-haul travellers wanting Private Suites and Shower Spas; Economy fits budget flyers accepting seat and Wi-Fi fees.

4 measures, scored the same way for every airline we ticket.

Reliability & operations8/10

On-time performance sits at 94% (Aviationstack) with an average delay of just 3.2 minutes and 0% cancellations, though the mixed A380/A350/777 fleet has no single-type simplicity to back it up.

Source: research.fleet, research.hubFacts

Comfort & experience9/10

Seat pitch of 72in (FlightSeatMap, reclining seats) pairs with complimentary meals and ice entertainment in all cabins, plus Private Suites and Shower Spas on the A380 First Class.

Source: research.cabins, research.onboard, research.baggage

Value & network5/10

Extra Legroom seats cost USD 30 to 260 and seat selection during booking runs USD 7 to 40, while Wi-Fi is only 10MB free before US$1 buys 500MB, offsetting the Skywards programme's four tiers up to Platinum.

Source: research.feeExamples, research.loyalty, research.checkIn

Passenger ratings4/10

Skytrax sub-scores average low, with ground service at 2.59 and value for money at 2.4, and only 36% of surveyed passengers said they would recommend Emirates despite 2024 Skytrax wins for Best Inflight Entertainment.

Source: research.awards

The published ratings and awards behind this score, each from the body that issued it.

On-time performance
85.24% of arrivals on time, as published.

Awards

World's Best Airline Inflight Entertainment
Skytrax World Airline Awards, 2024
Best First Class Airline Comfort Amenities
Skytrax World Airline Awards, 2024
Best First Class Airline in the Middle East
Skytrax World Airline Awards, 2024
Best First Class Onboard Catering in the Middle East
Skytrax World Airline Awards, 2024
Most Family Friendly Airline in the Middle East
Skytrax World Airline Awards, 2024
Best Premium Economy Class Airline in the Middle East
Skytrax World Airline Awards, 2024
Best Premium Economy Class Onboard Catering in the Middle East
Skytrax World Airline Awards, 2024

What else can cost you

Regular seat selection (Economy Special/Saver)
USD 7–40
Preferred seat (except A380 upper deck)
USD 15–100
Twin seat
USD 20–135
Extra Legroom seat
USD 30–260
Seat selection after online check-in opens
Free (except Extra Legroom)
First extra checked bag, USA–Europe (online)
USD 65
First extra checked bag, USA–Europe (at airport)
USD 100
Inflight Wi-Fi 500MB
US$1
Inflight Wi-Fi 10MB
Free
Champagne in Economy (200ml)
US$15
Transfer Skywards Miles
US$25 per 1,000 Miles
Purchase Skywards Miles
US$40 per 1,000 Miles
First checked bag, Economy Class
Included in the fare allowance on Special, Saver, Flex and Flex Plus economy fares

Charges are set and collected by Emirates, not by Laters.com, and vary by route and fare type.

How the score is built

  • 4 measures, each scored out of 10
  • The headline is the plain average of those measures, computed in the open
  • Each measure is an editorial assessment based on the published facts and sources in the breakdown
  • No airline pays to be rated, and no placement is sold

What we deliberately left out

  1. Safety. It is not a marketing metric and we will not rank carriers on it.
  2. Cancellation rate and fleet age. Omitted rather than estimated, until a sourced field exists for every airline.
  3. Any sub-metric we cannot attribute. An unsourced measure is dropped, not guessed.
  4. Blended third-party scores that mix in inputs we have already rejected elsewhere on this page.

The full method, measure by measure, is on how we score airlines.

Everyairline we scoreAirline Quality ScoresCompare Laters.com Airline Quality Scores across the airlines we ticket, every one of them scored on the same measures as Emirates.See all airline scores
Baggage, check-in, cabins and miles

Emirates baggage, check-in and cabin guide

Compare the cabin, included baggage and onboard services before you choose a fare, then use the check-in, connection and assistance details to prepare for your trip.

Compare the carrier, keep the payment plan

Emirates or another carrier? Compare before you split

The carriers most often compared with Emirates, on the facts we hold for both. Every one of them can be booked on Laters.com with the same payment plans.

Compare carriers

650+AirlinesEvery other airline we ticketCompare available flights across the airlines on Laters.com, then review the payment options for your selected booking.Compare all airlines
Baggage, fees, miles, refunds and eligibility

FAQs: Booking Emirates and Paying Later

Everything about booking Emirates flights on Laters.com and splitting the fare, plus the airline’s own rules that decide what you get.

01Can I book an Emirates flight on Laters.com and pay for it later?

Yes, Laters.com lets you book Emirates flights and split the cost using one of its buy now, pay later options at checkout (Klarna, Afterpay, PayPal and many more). You choose the plan that suits your budget and confirm the booking, and Emirates issues the ticket as normal. The instalment plan is a separate credit arrangement from the airline, so read the terms before you commit to a schedule of repayments.

02Who is eligible for Emirates pay-later plans on Laters.com?

Eligibility for a pay-later plan on an Emirates booking depends on the specific finance provider's own criteria, typically age, residency and a basic affordability check. Not everyone will be approved, and the amount you're offered may be less than the full fare. Because this is a credit decision, approval isn't guaranteed just because you've found a flight you want to book.

03Will paying for my Emirates flight later trigger a credit check?

Most pay-later providers run some form of credit or affordability check before approving an instalment plan on an Emirates booking, ranging from a soft search to a full credit check depending on the provider. A soft check usually won't affect your credit score, but a hard check can leave a visible mark on your credit file. Missing repayments afterwards can also affect your ability to get credit in future, so only take on a plan you're confident you can repay on time.

04What happens if I miss an instalment on my Emirates booking?

Missing an instalment on an Emirates pay-later plan can lead to late fees, interest charges or the remaining balance being demanded in full, depending on the provider's terms. Persistent missed payments may be reported to credit reference agencies and can damage your credit score. This is a real credit commitment, so treat missed payments seriously and contact the provider straight away if you think you'll be late.

05Does a pay-later plan for Emirates affect my credit score?

A pay-later plan on an Emirates booking can affect your credit score, mainly through the type of credit check used and how reliably you keep up repayments. A hard credit check at application can leave a mark on your file, and on-time repayments generally help while missed or late payments generally hurt your score. Because the impact depends on the provider and your repayment behaviour, borrow only what you can comfortably repay.

06If Emirates cancels my flight, do I still owe the instalments?

If Emirates cancels the flight, you're still bound by your instalment agreement with the pay-later provider until any refund from the airline is processed and passed back to you. Refund eligibility and timing for a cancelled Emirates flight are governed by Emirates's own conditions of carriage, which you can review on the airline's site. Keep paying instalments as scheduled while the refund is sorted out, since stopping payment can trigger late fees or credit reporting even if a refund is due.

07Can I get a refund if I cancel my own Emirates booking part-way through paying instalments?

Refunds for a cancellation you initiate on an Emirates booking depend on the fare rules attached to your ticket, as set out in Emirates's conditions of carriage. Any refund due from Emirates is separate from your instalment agreement with the pay-later provider, so outstanding instalments generally still need to be paid unless the provider's own terms say otherwise. Check both the fare conditions and your instalment agreement before cancelling.

08Which countries can use pay-later plans for Emirates bookings on Laters.com?

Availability of pay-later plans on Laters.com varies by country, since each instalment provider only operates where it holds the right licences and partnerships. You'll see which plans are offered at checkout based on your billing address and card details when booking your Emirates flight. If no pay-later option appears for your country, you can still book the Emirates flight and pay in full through Laters.com's other payment methods.

09How do I choose the right pay-later plan for a bigger Emirates fare, like Business or First?

For a larger Emirates fare, such as Business or First Class, compare the length of each pay-later plan and the total number of instalments on offer at checkout, since a longer plan spreads a bigger fare into smaller, more manageable payments. Check whether interest or fees apply over that longer term, as this can add materially to the total cost of a premium fare. Pick a plan whose repayment amount and schedule you're confident you can meet every time, rather than the one that simply looks cheapest per instalment.

10What are Emirates's carry-on and checked baggage allowances?

Emirates allows one carry-on bag weighing up to 7kg, sized within 55 x 38 x 22cm, across its cabins. Checked baggage varies by cabin: Premium Economy gets 35kg, Business gets 40kg and First Class gets 50kg, while Economy's checked allowance varies by the fare booked. On routes to and from the Americas and Africa, Emirates instead uses a piece concept, with Economy getting one to two pieces of 23kg depending on fare, Premium Economy two pieces of 23kg, and Business and First two pieces of 32kg each.

11What's the check-in window for an Emirates flight?

Online check-in for Emirates opens 48 hours before departure and closes 90 minutes before your flight. Booking through Laters.com and paying in instalments doesn't change this window, since check-in is managed directly through Emirates once your ticket is issued. Make sure you complete online check-in within that 90-minute cut-off to avoid issues at the airport.

12What loyalty programme does Emirates run, and does it work with pay-later bookings?

Emirates runs the Emirates Skywards loyalty programme, with Blue as the entry tier and Platinum as the top tier. Booking an Emirates flight through Laters.com and paying by instalments doesn't stop you earning or using Skywards Miles on that ticket, since the loyalty programme is tied to your Emirates booking rather than to how it was paid for. Check your Skywards number is added to the booking to make sure miles are credited correctly.

13What's included onboard an Emirates flight?

Emirates includes complimentary meals in all cabins, along with its ice inflight entertainment system, also complimentary in all cabins. Wi-Fi is available with 10MB free and a 500MB package for US$1. These onboard features are the same whether you pay for your Emirates ticket in full or use a pay-later plan through Laters.com.

14Where is Emirates's hub, and does it matter for a pay-later booking?

Emirates operates its hub at Dubai International Airport (DXB), flying out of Terminal 3. This is simply the airline's home base and doesn't affect how a pay-later plan on Laters.com works, since the instalment agreement covers the cost of the ticket regardless of which airport your Emirates itinerary connects through.

15Can I fly with a pet on Emirates?

Emirates carries guide and assistance dogs in the cabin, but only on selected routes, while other service animals travel in the hold. Check Emirates's own rules for your specific route before booking, since cabin eligibility isn't available network-wide. This pet policy applies the same way whether you pay for the ticket upfront or through a Laters.com instalment plan.

About Emirates and Laters.com

About Emirates

Founded
1985
On-time arrivals
85.24%
Primary hub
Dubai International (DXB)

On-time performance

Who is Emirates?

Emirates flies as the flag carrier of Dubai, and in 2024 it took seven honours at the Skytrax World Airline Awards, including World's Best Airline Inflight Entertainment and Best First Class Airline in the Middle East. Its hub sits at Dubai International, and its Skywards loyalty programme starts at the Blue entry tier and runs up to Platinum for those who fly enough to reach it. Founded in 1985, the airline has built its reputation on a full four-cabin product, from Economy through Premium Economy and Business to First, with complimentary meals and its ice entertainment system across every cabin.

Booking through Laters.com and paying in instalments does not touch any of that. The fare you pay is the same fare you would pay by card, the baggage allowance is whatever your fare carries, and any Skywards miles you earn are the miles your fare class earns. Emirates issues the ticket under its own conditions of carriage, so you fly as its passenger in the ordinary way. All Laters changes is when the money leaves your account, spreading the cost over instalments rather than paying it all at booking. That spreading is a form of credit: a missed instalment carries consequences with the payment provider, so treat it with the same care as any other borrowing.

Fleet and on-time performance

Emirates runs a mixed long-haul fleet built around Airbus and Boeing widebodies rather than a single aircraft type. Its long-haul flying is carried on the Airbus A380 and A350 alongside Boeing's 777-300ER, 777-300 and 777-200LR, giving it both double-deck and twin-aisle capacity across its network. These are the types Emirates had in service when these facts were confirmed, and deliveries and retirements will move that list over time. Fleet age and cancellation rate are left out here, since no sourced field for this airline carries them.

Laters.com is operated by Fly Fairly Pte. Ltd., a travel agent licensed by the Singapore Tourism Board under licence TA04059. Contact Laters.com about a booking, including changes and cancellations; contact your payment provider about your repayment account.

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