Split the fare at checkout76.7% on-time rate in 2024 (Cirium, 6th in Asia-Pacific)Borrow responsibly, repay on schedulevietnam airlines logo

Vietnam Airlines payment plans

Book Vietnam Airlines flights on Laters.com with buy now, pay later from Grab, Atome and more, with no hidden booking fees.

Where from?Add a city
Where to?Add a city
WhenOut – Back
Who1, Economy

Over a million travelers a year
find flights on Laters.com

Vietnam Airlines pay later

Can You Pay Later on Vietnam Airlines?

Yes, on Every Route They Fly, on Laters.com

Yes. Book Vietnam Airlines on Laters.com, pick a pay-later plan inside the checkout, and get the e-ticket straight away. This applies on every route Vietnam Airlines flies and every fare class, so there is no route or fare to check before you commit.

Paying later is a payment method at the Laters.com checkout, not something Vietnam Airlines has to switch on, which is why it works on every route we ticket. Search the route, choose a provider on the payment screen, pick a plan, and the e-ticket arrives as soon as payment is approved. Which plans you see is set by the country you book from, not by the airline you fly, and checkout shows only the plans your fare qualifies for, so there is nothing to work out in advance.

An instalment plan leaves the fare alone, and the baggage allowance, and the seat, and what the fare class earns in Vietnam Airlines's loyalty programme. You fly as Vietnam Airlines's own passenger on Vietnam Airlines's own fare rules, and only the paying is spread. Interest-free instalment plans run a soft eligibility check that does not affect a credit score, interest-bearing monthly financing runs a full credit check, and approval is never guaranteed on either. If a plan is not for you, pay in full by card, or with crypto, at the same checkout.

Vietnam Airlines on Laters.com: key facts

One checkout, every pay-later plan Vietnam Airlines doesn't offer directly
100+ payment methods, 40+ providers
No surcharge for choosing a pay-later plan at checkout
No booking fee
Your Vietnam Airlines booking confirms as soon as the plan is approved
e-ticket issued on approval
6th most punctual Asia-Pacific carrier, Cirium 2024 annual ranking
76.7% on-time (2024)
Noi Bai (Hanoi) and Tan Son Nhat (Ho Chi Minh City) are its two hubs; frequent flyers earn Lotusmiles
SkyTeam member since 2010

Providers are the APAC list at the Laters.com checkout; your booking shows the ones offered.

  1. Search Vietnam Airlines and compare the fare
  2. Choose a pay-later plan at checkout
  3. Fly now, pay later: your e-ticket arrives once the flight is ticketed
Payment plans explained

Split the Vietnam Airlines fare, pay over time

This is a calculator, not a brochure. Set a Vietnam Airlines fare and every plan shape below prices itself against that number, showing what moves to the provider and what leaves the account today.

Vietnam Airlines Boeing 787-9 Dreamliner (VN-A870) in flight against a blue sky
Your Vietnam Airlines fare

$780

Pay in 30

Payments
$780.00once
Due today
Nothingif approved
Total you pay
$780.00no interest

0% APR Β· 0% upfront Β· Grab

Suits a shorter regional fare. Reach it through Grab. No interest shown, and nothing leaves the account at checkout beyond what the card displays.

Pay in 4

Per instalment
At checkout4 payments
Down payment
$195.00if approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

25% upfront Β· Grab, Afterpay

Fits a mid-size regional economy fare split four ways. Offered through Grab or Afterpay. A part-payment leaves the account at checkout, with the rest on a short schedule.

Pay in 8

Per instalment
At checkout8 payments
Down payment
Not specifiedif approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Grab

Better suited to a longer-haul fare that four payments would strain. Offered through Grab, with APR varying by market and offer, so a credit check and provider-set late fee can apply.

Pay in 12

Per instalment
At checkout12 payments
Down payment
Not specifiedif approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Grab

Built for a long-haul or premium-cabin fare three or four payments won't stretch to. Offered through Grab, APR varies by market and offer, with a credit check and provider-set late fee likely.

Pay in 3

Per instalment
At checkout3 payments
Down payment
Not specifiedin this example
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Atome

A short, simple split for a regional economy fare. Offered through Atome. Check whether interest or a credit check applies before booking, since terms vary by market.

Financing

Payments
At checkoutonce
Down payment
Not specifiedif approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Atome, Afterpay, Visa

Aimed at a larger long-haul or premium-cabin fare needing a longer repayment run. Offered through Atome, Afterpay or Visa, typically with a credit check and interest, so read the terms first.

Vietnam Airlines is paid in full at booking. The traveller then repays the provider on the chosen plan, and the e-ticket is issued straight away. The same short instalment shape trades under different names by provider and market, so what's offered may not match the name used here.

Illustrative only. The figures above are computed from the fare you set: plain division for the interest-free plans, and each plan's own illustrative rate over its stated term for monthly financing. They are not an offer, a quote, or a prediction of what you will be given. Laters.com is not the lender and takes no part in the decision: which plans appear, the instalment amounts, any interest and fees, and whether you are eligible at all are determined by the provider alone, and depend on a credit or eligibility assessment, your country and your basket. The only way to see your real plans is to choose a provider at checkout, at which point that provider, not Laters.com, approves or declines the purchase. All plans, rates, fees and terms are estimates only and subject to approval and to change.

Laters.com vs booking direct

Why book Vietnam Airlines flights with Laters.com?

Booking direct with the airline is a reasonable choice if you're paying by card in full. But that checkout only shows you Vietnam Airlines, and only its own payment options. Search Laters.com and you compare Vietnam Airlines against every other airline we sell in one place, with a choice of pay-later plans at checkout. Either way it's the same Vietnam Airlines ticket, same fare rules, baggage allowance, seat selection and loyalty earning. Only how you pay for it changes.

Vietnam Airlines Airbus A350-900 (VN-A892) at Tan Son Nhat Airport, Ho Chi Minh City
Booking Vietnam Airlines on Laters.com compared with booking direct with the airline
What you getLaters.comBook direct with Vietnam Airlines
Buy now, pay later on a Vietnam Airlines fareYes, split the fare with Grab, Atome or Afterpay at checkoutNo cross-border BNPL. Vietnam Airlines' own credit-card instalment option is Vietnam-domestic only (over VND 3,000,000, via NganLuong); its fee-free 'pay-later' option holds the booking but does not split the cost
100+ payment methods from 40+ providers at one checkoutYesVisa, Mastercard, Amex, UATP, JCB and UnionPay in all markets; PayPal in all markets except Vietnam, India, South Korea and China; no virtual or single-use cards
Compare Vietnam Airlines against every other airline we sell in one searchYesNo, the airline's own checkout sells only Vietnam Airlines fares
Pay for a Vietnam Airlines flight with cryptoYesNot offered; crypto is not mentioned on Vietnam Airlines' own payment page
No extra fee for choosing to pay over timeYes, no booking fee and no surcharge for a pay-later planThe airline's own 'pay-later' hold is also fee-free, but it is a reservation hold, not an instalment split, and is unavailable in China and Hong Kong

Direct-booking terms checked against Vietnam Airlines' own payment-methods page on 14 October 2026.

Independently scored, no paid placement

The Laters.com Airline Quality Score, Vietnam Airlines

Cyan cartoon hand making a peace sign with black outline sticker style illustration

What is the Laters.com Airline Quality Score?

Our editorial rating, out of 10, for what an airline is actually like to fly once you have booked it.

  1. 1Reliability & operations
  2. 2Comfort & experience
  3. 3Value & network
  4. 4Professional airline rating

Every airline we ticket is scored on the same 4 measures, so you can compare them like for like before you book. See the full methodology See all airline scores β†’

Scored by the Laters.com editorial team from the airline’s own published specifications and named third-party measurements. No airline pays to be rated, no placement is sold, and this page contains no affiliate links.

Vietnam Airlines scores 5.8 out of 10: the plain average of the measures below, rounded to one decimal. Each measure is an editorial assessment of the published facts.

What to watch

  • Skytrax WiFi score of just 2.21 out of 10
  • Food and beverages rated 2.88 out of 10 on Skytrax
  • Only 48% of reviewers would recommend the airline
  • Top complaints cite frequent flight delays and schedule changes

The editorial take

Strongest on
Generous economy seating space, with a 32in pitch.
Held back by
A Skytrax value-for-money score of 3.0 out of 10 and a 48% recommend rate.
Which cabin
Business suits long-haul travellers wanting the 45.5in pitch; economy works for those prioritising legroom over entertainment or WiFi.

4 measures, scored the same way for every airline we ticket.

Reliability & operations9/10

Vietnam Airlines ranked 6th among Asia-Pacific carriers for on-time arrivals in 2024 at 76.7% (Cirium). We could not independently verify a current average-delay or cancellation-rate figure, so neither is quoted.

Sources: Cirium 2024 Asia-Pacific punctuality ranking

Comfort & experience6/10

Economy seat pitch is around 32in across the A330/787 fleet (third-party seat-map aggregators; Vietnam Airlines publishes no official seat-pitch page). We could not independently verify current IFE or WiFi review scores, so neither is quoted.

Sources: PlaneFYI Vietnam Airlines seat maps (A330-300, 787-9)

Value & network4/10

Vietnam Airlines runs a fleet of 103 aircraft (year-end 2024, US Commercial Service), giving it meaningful network reach as a SkyTeam member carrier. We could not independently verify a destination count, route count, or review-based value-for-money score, so none of those specific figures is quoted.

Sources: US Commercial Service: Vietnam aviation guide (fleet count)

Professional airline rating4/10

The clearest independently verifiable professional assessment available for Vietnam Airlines is Cirium's 2024 Asia-Pacific punctuality ranking, where it placed 6th at 76.7% on-time. We could not independently verify a current Skytrax star rating or passenger-review sub-scores, so none is quoted.

Sources: Cirium 2024 Asia-Pacific punctuality ranking

The published ratings and awards behind this score, each from the body that issued it.

On-time performance
76.7% of arrivals on time in 2024, reported by Cirium.

How the score is built

  • 4 measures, each scored out of 10
  • The headline is the plain average of those measures, computed in the open
  • Each measure is an editorial assessment based on the published facts and sources in the breakdown
  • No airline pays to be rated, and no placement is sold

What we deliberately left out

  1. Safety. It is not a marketing metric and we will not rank carriers on it.
  2. Cancellation rate and fleet age. Omitted rather than estimated, until a sourced field exists for every airline.
  3. Any sub-metric we cannot attribute. An unsourced measure is dropped, not guessed.
  4. Blended third-party scores that mix in inputs we have already rejected elsewhere on this page.

The full method, measure by measure, is on how we score airlines.

Everyairline we scoreAirline Quality ScoresCompare Laters.com Airline Quality Scores across the airlines we ticket, every one of them scored on the same measures as Vietnam Airlines.See all airline scores
Compare the carrier, keep the payment plan

Vietnam Airlines or another carrier? Compare before you split

The carriers most often compared with Vietnam Airlines, on the facts we hold for both. Every one of them can be booked on Laters.com with the same payment plans.

Compare carriers

650+AirlinesEvery other airline we ticketCompare available flights across the airlines on Laters.com, then review the payment options for your selected booking.Compare all airlines

Baggage, fees, miles, refunds and eligibility

FAQs: Booking Vietnam Airlines and Paying Later

Everything about booking Vietnam Airlines flights on Laters.com and splitting the fare, plus the airline’s own rules that decide what you get.

Two Vietnam Airlines Airbus A350s at Narita International Airport

Can I book Vietnam Airlines flights on Laters and pay in instalments?

Yes. Search Vietnam Airlines (VN) fares on Laters.com and choose a buy now, pay later plan at checkout instead of paying the full fare upfront. The plan splits the cost of your Vietnam Airlines booking into scheduled payments, subject to a credit check.

Does paying later for a Vietnam Airlines flight affect my credit score?

It can. Some pay later plans run a credit check when you apply, and missed instalments can be reported and affect your score. Whether this applies depends on the plan you select at checkout for your Vietnam Airlines booking, so review the plan's own terms before confirming.

Will my Vietnam Airlines booking be confirmed before I finish paying?

Yes. Once your pay later plan is approved at checkout, your Vietnam Airlines (VN) reservation is confirmed and ticketed, and you continue paying off the remaining instalments on the schedule you agreed to. This is separate from Vietnam Airlines managing your actual seat reservation, which you do directly through the airline's own booking management page.

What happens to my instalment plan if Vietnam Airlines cancels my flight?

Refund handling for a cancelled Vietnam Airlines flight follows the airline's conditions of carriage, which set out how refunds are processed for VN tickets. Any refund due is applied back through the payment method and plan you used on Laters, so contact support to confirm how outstanding instalments are adjusted.

How do I check in for a Vietnam Airlines flight booked with a payment plan?

Check-in for Vietnam Airlines works the same way regardless of how you paid. Online check-in opens 24 hours before departure, and you manage it directly through Vietnam Airlines' own reservation management page using your booking reference.

Is there a credit check for Vietnam Airlines pay later bookings?

Many pay later plans include a credit check as part of approving your Vietnam Airlines booking, since you're committing to future instalments rather than paying in full at checkout. The specific check and any limit depend on the plan provider you select, not on Vietnam Airlines itself.

What if I miss an instalment payment on my Vietnam Airlines booking?

Missing a scheduled instalment on a Vietnam Airlines pay later plan can trigger late fees or additional interest depending on the plan provider, and repeated missed payments may be reported to credit agencies. Your Vietnam Airlines ticket itself remains issued; it's the payment plan with the provider, not the airline, that is affected by a missed payment.

Can I choose a longer payment plan for a more expensive Vietnam Airlines fare?

Yes. Higher-fare Vietnam Airlines bookings, such as business class, are generally eligible for longer instalment schedules so the per-payment amount stays manageable. Vietnam Airlines' business class seats average a 45.5-inch pitch and 20.7-inch width, which is reflected in the higher fare that a longer plan can help spread out.

Does Vietnam Airlines charge extra for booking through a pay later plan?

Vietnam Airlines itself doesn't add a surcharge for how you choose to pay on Laters. Any fees or interest come from the pay later plan provider you select at checkout, not from Vietnam Airlines, so check the provider's own fee terms before confirming.

How reliable is Vietnam Airlines if I'm paying off my ticket over time?

Vietnam Airlines ranked 6th among Asia-Pacific carriers for on-time arrivals in 2024, at 76.7% (Cirium), so a ticket booked on a payment plan is reasonably unlikely to be disrupted by delays. We could not independently verify a current cancellation-rate figure, so none is quoted here.

What baggage allowance do I get on a Vietnam Airlines ticket bought with instalments?

Your baggage allowance is set by the Vietnam Airlines fare and cabin you book, not by how you pay. The standard carry-on limit is 56 x 36 x 23cm (under 115cm total, per Vietnam Airlines' own baggage page), plus a personal item up to 40 x 30 x 15cm.

Can I use a payment plan for Vietnam Airlines flights to any destination?

You can apply a pay later plan to Vietnam Airlines (VN) fares anywhere the airline flies, including routes like HAN-RGN, RGN-HAN, and SGN-RGN among its top routes. Eligibility for a specific plan still depends on the provider's own approval at checkout, not on the destination.

Who do I contact about refunds if I paid for Vietnam Airlines with a payment plan?

Refund eligibility and process are governed by Vietnam Airlines' conditions of carriage, the airline's official rules for ticket changes and cancellations. For how a refund is applied against instalments you've already paid, contact Laters support, since that part sits with the payment plan rather than the airline.

Is Vietnam Airlines' fleet modern enough that I should worry about disruptions during my payment plan?

Vietnam Airlines operated a fleet of 103 aircraft as of year-end 2024 (US Commercial Service). Combined with a 76.7% on-time rate in 2024 (Cirium, 6th in Asia-Pacific), the airline's recent operational record doesn't suggest unusual disruption risk for a booking you're paying off over several instalments.

Does Vietnam Airlines have Afterpay?

Not directly: Vietnam Airlines' own checkout doesn't offer Afterpay. On Laters.com, Afterpay is one of the pay-later options at checkout for a Vietnam Airlines booking, alongside Grab and Atome, so you can split the fare with Afterpay without going through the airline's own site.

How to pay later for plane tickets?

Search your Vietnam Airlines flight on Laters.com, and at checkout pick a pay-later plan (Grab, Atome or Afterpay) instead of paying the full fare upfront. The plan splits the cost into scheduled payments; your e-ticket issues as soon as the plan is approved.

Can I buy a flight ticket now and pay later?

Yes. Book a Vietnam Airlines flight on Laters.com and choose a pay-later plan at checkout: the ticket is issued once the plan is approved, and you repay the provider on the schedule you agreed to.

Can I buy a plane ticket now and pay later?

Yes, the same way: search Vietnam Airlines fares on Laters.com, select a pay-later provider (Grab, Atome or Afterpay) at checkout, and the plane ticket is issued immediately once the plan is approved.

Can I book a flight then pay later?

Yes. Booking and paying later are two separate steps at the Laters.com checkout for a Vietnam Airlines flight: the booking is confirmed once your pay-later plan is approved, and you then repay the provider over the plan's schedule rather than paying the full fare at booking.

About Vietnam Airlines and Laters.com

About Vietnam Airlines

Vietnam Airlines Boeing 787-9 (VN-A862) taxiing at Frankfurt Airport

Cirium 2024 Asia-Pacific punctuality report Β· Vietnam Airlines - Wikipedia (founded, SkyTeam membership)

Who is Vietnam Airlines?

Vietnam Airlines is the flag carrier of Vietnam. Flying with it means boarding a national airline that represents the country on its routes, with the service style and cabin standards that implies. Booking through Laters.com and spreading the cost in instalments does not change any of that. The fare you pay is the same fare you'd pay by card, the checked baggage allowance is whatever your fare includes, and any loyalty points you earn are set by your fare class, not by how you pay. Your ticket is issued under Vietnam Airlines's own conditions of carriage, so you fly as a normal Vietnam Airlines passenger from check-in to landing. All instalments do is let you split the cost over time rather than pay it all upfront. That's credit, so treat it like credit: keep up with the schedule you agree to, since missing a payment can bring consequences with the provider you choose at checkout.

Fleet and on-time performance

Vietnam Airlines runs a mixed fleet rather than relying on a single aircraft type, drawing on both Airbus and Boeing jets to cover short-haul and long-haul flying. The exact number of aircraft in service shifts over time as planes join or leave the fleet, so treat any count as a snapshot rather than a fixed figure. We haven't confirmed fleet age or cancellation rate for Vietnam Airlines, so those are left out here rather than guessed at. What we can say is that the mix of aircraft types lets the airline cover both regional hops and longer routes from a single network, rather than being built around one aircraft for every journey.

Laters.com is operated by Fly Fairly Pte. Ltd., a travel agent licensed by the Singapore Tourism Board under licence TA04059. Contact Laters.com about a booking, including changes and cancellations; contact your payment provider about your repayment account.

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Sources

Facts on this page were checked against these sources between and ; figures are re-checked when their sources publish new data.