Search flights on Laters.com, then split the fare with a Kredivo plan at checkout, credit check required.
Edited by Ange Handover
Yes, you can use Kredivo to pay later for an eligible Indonesian IDR flight booking if it appears at Laters.com checkout and your payment is approved. Choose your flight, then check the available plan, full repayment, fees and due dates before confirming. Availability and credit approval are transaction-specific, and a submitted payment does not itself mean the ticket has been issued.
A Kredivo flight promotion named Citilink as a direct checkout merchant; check Citilink's current payment options. On Laters.com, choose a flight and check the payment options shown for your booking; the Indonesian IDR Kredivo rail is configured, but availability and approval depend on the transaction. Kredivo promotion.
Kredivo is a credit product. Indonesia publishes a one-month 0% interest option and tier-dependent installments, but a plan may not appear for your flight and installment costs can include interest or fees. Review the exact offer before accepting. Kredivo Indonesia terms.
Figures as published by Kredivo, verified against Kredivo’s country terms.
Kredivo's Indonesian product terms describe several repayment schedules. The plans shown for a Laters.com booking, if any, depend on checkout eligibility and credit approval. Compare the total repayment, fees and due dates.
$500
The Indonesian one-month option is 0% interest under Kredivo’s published terms. It is still credit, and a particular Laters.com booking may not offer it. Check the total repayment before accepting. Kredivo '30 Day' / pay-later option; exact fee not confirmed.
Three-month installments are not universally free. Indonesian costs depend on account tier and offer; compare interest, fees and total repayment. [Kredivo Indonesia terms](https://kredivo.id/wp-content/uploads/2025/10/RIPLAY-2510-EN.pdf). Short-term monthly installment tenor commonly offered.
Six-month installments are a Kredivo Indonesia product for eligible accounts. The payment schedule, interest and fees must be checked in the approved offer. [Kredivo Indonesia FAQ](https://kredivo.id/faqs.html). Installment tenor; interest rate not confirmed.
Twelve-month installments may be available to eligible Indonesian accounts. Compare the full repayment before choosing a longer term. [Kredivo Indonesia FAQ](https://kredivo.id/faqs.html). Longer financing tenor; interest rate not confirmed.
Selected Indonesian Premium users may access longer terms up to 24 months. Do not assume the term appears for this flight or that its costs are zero. [Kredivo Indonesia terms](https://kredivo.id/wp-content/uploads/2025/10/RIPLAY-2510-EN.pdf). Kredivo also offers longer tenors (e.g. up to 24 months) with interest; exact terms not confirmed.
Laters.com handles the booking and ticket after an approved payment. Kredivo or its lending partner handles the credit agreement. The published provider term does not guarantee that plan is offered for this booking.
Illustrative only. The figures above are computed from the fare you set: plain division for the interest-free plans, and the plan's own illustrative rate over its stated term for monthly financing. They are not an offer, a quote, or a prediction of what you will be given. Laters.com is not the lender and takes no part in the decision: which plans appear, the instalment amounts, any interest and fees, and whether you are eligible at all are determined by the provider alone, and depend on a credit or eligibility assessment, your country and your basket. The only way to see your real plans is to choose this payment method at checkout, at which point the provider, not Laters.com, approves or declines the purchase. All plans, rates, fees and terms are estimates only and subject to approval and to change.
This grid describes Kredivo's local consumer products. Laters.com direct checkout eligibility is a separate question. Only the Indonesian IDR rail is configured in the Laters checkout evidence reviewed; availability for an individual booking must be checked at payment. This guide lists instalment plans in 2 markets. This guide lists deferred payment in 2 markets. This guide lists financing in 1 market.
Kredivo is a licensed credit provider in Indonesia; interest and fees apply on installment tenors.
Plans as published by Kredivo for Indonesia (ID), verified . Kredivo Indonesia terms
Kredivo Vietnam publishes local consumer installment terms. These provider terms do not verify a Laters.com Vietnam checkout option.
Plans as published by Kredivo for Vietnam (VN), verified . Kredivo Vietnam terms
Indonesia publishes a one-month 0% interest option and tier-dependent installment terms. Kredivo also has products in Vietnam, the Philippines and Thailand, but those local products are not verified as direct Laters.com payment methods. See the local provider terms for product details and the actual Laters checkout for payment options.
Compare flights on Laters.com and review the payment options for your booking. A 2026 Kredivo promotion named Citilink as a direct checkout merchant; check current options. The table compares the booking channels; it does not promise a fare or credit approval. Kredivo 2026 promotion.
The rows below are about checkout, but the booking itself sits with us. Laters.com is the merchant for your ticket, so we handle the booking, any change to it and any refund, whichever airline flies you and whichever Kredivo plan gets approved. That plan may carry interest or fees on longer tenors, and approval isn't guaranteed.
| What you get | Laters.com | Book direct with the airline | Winner |
|---|---|---|---|
| Flight search | Compare fares across airlines supported by Laters.com before choosing a flight. | Search the airline's own available flights. | Laters.com |
| Kredivo at checkout | Check whether the configured Indonesian IDR Kredivo option appears for this booking. | A 2026 Kredivo promotion named Citilink; check current airline payment options. | Draw |
| Plan eligibility | Review the plan, fees and total repayment offered for your booking. | Review the plan, fees and total repayment offered in the airline checkout. | Draw |
| Flight changes | Contact Laters.com about a booking bought here; ask Kredivo about credit adjustments. | Contact the airline about a booking bought there; ask Kredivo about credit adjustments. | Draw |
| Provider costs | Interest and fees depend on the approved Kredivo offer. | Interest and fees depend on the approved Kredivo offer. | Draw |
These verdicts compare channel features, not a guaranteed fare or credit offer. Sources checked 24 September 2026: Kredivo 2026 promotion and Kredivo Indonesia terms.
Our editorial rating, out of 10, for how well a buy now, pay later provider actually works when you are booking a flight.
Every provider at our checkout is scored on the same 4 measures, so you can compare them like for like before you choose how to pay. See all fly now pay later provider scores →
Each of the four criteria is scored out of 10 against Kredivo's published plan terms, published rates and eligibility criteria for flight bookings. The headline is the unweighted average of the four scores, rounded to one decimal. No brand pays to be rated. Last reviewed September 2026.
Laters.com is the merchant for every booking on this page: we sell the ticket and earn from the fare, which is the same whichever payment method you choose. No payment provider pays us for placement, ranking or its Payment Score, and this page contains no affiliate links.
Kredivo Indonesia publishes a one-month 0% interest option and tier-dependent installments, including longer terms for selected Premium users. Laters.com has a configured Indonesian IDR rail; payment availability and approval are transaction-specific. Compare the total repayment in the actual offer. Kredivo Indonesia terms.
4 measures, scored the same way for every provider at our checkout.
Repayment Flexibility8/10
Kredivo Indonesia publishes Pay in 3 alongside one-month, six-month, twelve-month and selected Premium longer terms. These provider terms are not guaranteed for each Laters.com booking.
Sources: Kredivo Indonesia terms
Interest Rate7/10
The Indonesian one-month option publishes 0% interest. Installment interest and service fees vary by account and approved offer, so compare total repayment.
Sources: Kredivo Indonesia terms
Eligibility7/10
Kredivo Indonesia publishes Pay in 3, but the Laters.com direct rail reviewed is configured for Indonesian IDR billing only; no additional checkout country is verified.
Sources: Kredivo Indonesia terms
Approval Process7/10
Even an Indonesian Pay in 3 offer requires Kredivo account and transaction approval; a displayed payment method does not guarantee payment.
Sources: Kredivo Indonesia terms
This table compares illustrative repayment schedules against one flight fare. A plan can include provider interest or service fees, and any Laters.com charges shown at checkout must be included in the total. Review the actual approved offer.
| Plan | Upfront payment | Then | You pay in all | Cost of credit |
|---|---|---|---|---|
| Pay in 30 days | None | At checkout | At checkout | At checkout |
| Pay in 3 | Not specified | At checkout | At checkout | At checkout |
| Pay in 6 | Not specified | At checkout | At checkout | At checkout |
| Pay in 12 | Not specified | At checkout | At checkout | At checkout |
| Pay Monthly | Not specified | At checkout | At checkout | At checkout |
This is an illustration, not a quote. Where a rate or fee is unknown, total repayment cannot be estimated here. Check the approved offer for your Indonesian booking.
These airline guides help compare routes, schedules, fares and baggage. Payment eligibility depends on the Laters.com checkout for the booking; no airline card guarantees Kredivo.
Compare Singapore Airlines fares and baggage, then check the payment options offered for your booking at checkout.
Compare Malaysia Airlines fares and baggage, then check the payment options offered for your booking at checkout.
Compare Qantas fares and baggage, then check the payment options offered for your booking at checkout.
Compare American Airlines fares and baggage, then check the payment options offered for your booking at checkout.
Compare British Airways fares and baggage, then check the payment options offered for your booking at checkout.
Compare Lufthansa fares and baggage, then check the payment options offered for your booking at checkout.
Compare AirAsia fares and baggage, then check the payment options offered for your booking at checkout.
Compare Scoot fares and baggage, then check the payment options offered for your booking at checkout.
Compare Cebu Pacific fares and baggage, then check the payment options offered for your booking at checkout.
Compare easyJet fares and baggage, then check the payment options offered for your booking at checkout.
Compare Ryanair fares and baggage, then check the payment options offered for your booking at checkout.
Compare Frontier Airlines fares and baggage, then check the payment options offered for your booking at checkout.
Compare the payment methods offered for your booking. Kredivo may appear for an eligible Indonesian IDR transaction; other methods and eligibility depend on the checkout.
Splits the fare through installment plans your card issuer sets up, so approval and any interest depend on your bank's terms rather than a single fixed plan. A credit check through your card provider typically applies.
Coverage depends on your card issuer rather than a fixed country list.
Splits the fare into smaller installments, with approval decided at checkout and a credit check that can apply depending on the plan. Missing a payment can bring fees, so it pays to track the schedule.
Coverage varies by market, so check current availability before booking.
Breaks the ticket price into four smaller payments, subject to approval and account eligibility rather than a guaranteed line of credit. Late payments can carry fees.
Best known in the United States, Canada, and Australia, though check current coverage before you book.
Splits the fare into three payments, with approval and any fees dependent on the account and plan selected at checkout. A credit check may apply depending on the market.
Strongest presence across Southeast Asia, matching Kredivo's own home turf.
Offers a running line of credit you draw on to pay for the fare over time, which means approval, a credit check, and possible interest all apply. Missed payments can trigger fees.
Coverage varies by market, so confirm availability before you book.
Splits the fare into four payments, with approval decided per booking and a credit check that can factor into that decision. Fees may follow a missed installment.
Coverage varies by market, so confirm current availability before booking.
Everything you need to know about paying for flights with Kredivo on Laters.com.
Kredivo is configured as a payment option for eligible Indonesian IDR bookings. Check the methods shown for your flight at Laters.com checkout. If Kredivo appears, review the approved plan, fees and total repayment before confirming; approval and ticket issuance are not guaranteed. Kredivo Indonesia terms.
Payment options are determined at Laters.com checkout for the booking and traveler, not by a blanket airline list. Choose a flight and check whether Kredivo appears. A Kredivo promotion in 2026 named Citilink as a direct checkout merchant; check Citilink’s current options. Kredivo promotion.
Compare the total amount shown for each payment method before confirming. A Kredivo credit plan can add interest or service fees even if the flight fare is unchanged. The exact cost depends on the approved Indonesian offer. Kredivo Indonesia terms.
Laters.com can issue the ticket after payment is approved and the booking is confirmed. A displayed Kredivo option or submitted application does not itself guarantee an issued ticket. Check the booking confirmation and contact Laters.com if the payment or ticket remains pending.
Kredivo assesses credit eligibility under its local terms. Approval is not guaranteed; review the application disclosure before proceeding. Kredivo Indonesia FAQ.
A late installment can trigger charges under your approved credit agreement. Check your due dates and local terms, and contact Kredivo if you may miss a payment. Kredivo Indonesia terms.
The direct Kredivo rail found in Laters.com checkout is configured for Indonesian billing addresses and IDR. Check your booking's payment options: a provider operating in another country does not prove its local product is accepted at Laters.com. Vietnam, the Philippines and Thailand have Kredivo products, but direct Laters checkout in those markets has not been verified.
Compare the full repayment amount and due dates for the plans actually offered to you. Selected Indonesian Premium users can access longer terms, but a longer term may cost more and may not be offered for your booking. Kredivo Indonesia terms.
It may. Kredivo can assess your credit when you apply, and late repayment may affect your standing under local rules. Read the application disclosure and repayment agreement for your account. Kredivo Indonesia FAQ.
The flight refund and credit-plan adjustment are separate processes. Contact Laters.com about the booking and Kredivo about the repayment agreement; keep paying amounts due until Kredivo confirms an adjustment.
The route alone does not decide payment eligibility. Choose the itinerary, then check whether Kredivo appears for your Indonesian IDR booking and review the approved offer. No itinerary or payment method is guaranteed.
Kredivo Indonesia publishes a one-month option with 0% interest. Other installments can carry interest or service fees, and a particular plan may not be offered for your flight. Confirm the total repayment and due date in the approved checkout offer. Kredivo Indonesia terms.
Kredivo requires account eligibility and approval. Check the application steps shown by Kredivo if the payment method appears for your booking; do not assume you can complete a new application inside Laters.com checkout. Kredivo Indonesia FAQ.
Mileage and status credit depend on the airline, fare class and loyalty program rules. Check the fare conditions and add your membership number to the booking where supported.
Changes and cancellations follow the ticket's fare rules. Contact Laters.com about the booking; contact Kredivo separately about any change to your credit repayment schedule.
Use a payment method actually shown for your booking at Laters.com checkout. Kredivo is configured for eligible Indonesian IDR bookings, but it may not appear for every traveler or fare; approval is separate. Compare any credit plan's total repayment before confirming. Kredivo Indonesia terms.
Kredivo offers digital consumer credit in Indonesia and other Southeast Asian markets. Its Indonesian product information describes a one-month option and longer installment terms for eligible accounts. A local Kredivo product does not establish availability at Laters.com checkout outside the configured Indonesian IDR rail. Compare any offer’s total repayment and due dates, and borrow only what you can repay. Kredivo Indonesia terms.
Search for a flight on Laters.com, choose a fare and check the methods shown at payment. Kredivo is configured for eligible Indonesian IDR bookings, but availability and approval are not guaranteed. If offered, review the rate, service fees, due dates and total repayment before accepting. Laters.com handles the booking; Kredivo or its lending partner handles the credit agreement. Kredivo Indonesia terms.
Laters.com earns from the fare as the merchant, the same whichever payment method you choose; no payment provider pays for placement on this page.
A flight booking and a repayment plan run on different schedules. Our guide explains the practical questions to consider before splitting a fare.
Borrowing responsibly means only committing to instalments you can genuinely afford. Missed payments can result in late fees, may be reported to credit reference agencies, and may affect your credit standing and your ability to borrow in future. Visit Kredivo’s own terms for current terms, eligibility criteria and country-specific plan availability. Laters.com is the new name for Fly Fairly; nothing about your booking or support changes. Last reviewed by the Laters.com editorial team in September 2026.
Real reviews from real customers who booked flights with Laters.com.
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Facts on this page were checked against these sources between and ; figures are re-checked when their sources publish new data.
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