July fares dip to USD 95, which tells you everything about how badly the December-January crowd overpays for the privilege of dry weather and festival season. Terminal 2 will dazzle you with its art and its retail and then hand you a 45-60 minute immigration queue as a parting gift, so build that into your Bandra or Colaba plans. LazyPay and Paytm keep the instalment options solid for regional bookers, even if the coverage doesn't quite match Southeast Asia. This is a city for people who'd rather spend their savings on vada pav than on a fare they didn't need to pay.