650+ airlines13 markets coveredNo hidden booking fees

Book Naver Pay Flights

Choose Pay Now or Pay Monthly financing at checkout, with approval. No hidden booking fees either way.

每年超過一百萬名旅客在 Laters.com 上
找到航班

Naver Pay 航班

Can You Use Naver Pay for Flights?Yes, Naver Pay Works on Any Airline on Laters.com

Yes. You can use Naver Pay to book flights and buy plane tickets for any airline, on any route, in any fare class, when you book through Laters.com. It works this way whether the airline has never heard of Naver Pay or has never offered any payment plan at checkout, because the plan sits with us, not with the carrier.

Most airlines never built Naver Pay into their own checkout. Delta, American and United across the US don't offer it directly, and neither do British Airways, Lufthansa or Finnair across the UK, Germany and the Nordics. Book any of them through Laters.com instead, and Naver Pay sits right there as a payment method built into our checkout: select it, pick a plan that fits the budget, and the e-ticket is issued once payment is confirmed.

Naver Pay covers a Pay Now option and a Pay Monthly plan through Laters.com, available across most of the markets we support, from a long-haul business seat to a short domestic hop. Approval isn't guaranteed, a credit check applies, and applicants need to be 18 or over, with some plans carrying interest. If you want to weigh up another option first, Splitit is also accepted at our checkout.

  1. 搜尋航班並比較票價
  2. 結帳時選擇 Naver Pay 並挑選付款方案
  3. 先搭機,其餘款項依計畫支付給 Naver Pay
先買後付方案說明

Split Your Flight, Pay Over Time with Naver Pay

With Naver Pay you can pay for a fare in full at booking or spread it into monthly payments. The pay-monthly route is a credit product: a credit check applies, and interest may be charged depending on the plan and term Naver Pay offers you. Which option shows up depends on your market, so check what's available before you count on it.

你使用 Naver Pay 的票價USD

$500

Pay Now

付款
$500.00一次,於結帳時
今日應付
$500.00
您支付的總額
$500.00今天全額付清

Pay Now means no credit is involved: you settle the fare in full at checkout and walk away with nothing owed afterward.

Pay Monthly

付款
結帳時一次
頭期款
未說明本範例中
您支付的總額
結帳時利率、付款時程及還款總額以結帳時核准的方案為準。

Pay Monthly is interest-free only if Naver Pay's offer to you carries no APR, and a credit check applies before you're approved. The rate and schedule shown are illustrative; the actual terms are set by Naver Pay once your check clears, and missing a payment can cost you beyond the fare itself.

Naver Pay bills you directly under whichever plan you choose, and your e-ticket is issued in full at booking regardless of how you pay it off, so there's nothing partial about the trip itself.

僅供參考。 上述數字是根據您設定的機票費用計算:無利息計畫採用簡單除法,月度融資計畫則採用該計畫在其規定期限內的說明性利率。這些不是報價、估價或您將獲得之內容的預測。Laters.com 不是貸款人,不參與決策:出現哪些計畫、分期金額、任何利息和費用,以及您是否符合資格,均由服務商單獨決定,並取決於信用或資格評估、您所在國家和您的購物車。查看您真實計畫的唯一方式是在結帳時選擇此付款方式,此時由服務商(而非 Laters.com)批准或拒絕購買。所有計畫、利率、費用和條款僅為估計值,須經批准且可能變更。

Naver Pay 按國家/地區的方案

Naver Pay Flight Booking: Available Countries

Naver Pay's footprint at checkout spans East Asia and Southeast Asia, alongside North America, the UK and Oceania, giving travellers across several continents a way to split a fare. Since no total-markets figure was supplied for Naver Pay's own footprint, we can only describe our coverage on its own terms rather than measure it against the provider's full business. A fare in KRW, HKD or GBP is charged in your local currency rather than converted at checkout, and the same holds across the other currencies shown below. This grid is built from Naver Pay's own published country terms, not from our estimate of them. 本指南列出 14 個市場的分期融資。 本指南列出 13 種貨幣。

The short-term instalment option shown here is called Pay Now across most of this footprint, though in some markets Naver Pay lists it simply among its standard checkout choices rather than under a distinct short-term label. Where offered, it typically takes a first instalment at purchase and further instalments at fixed intervals after, with no interest when payments are made on time, though approval is never guaranteed and the longer Pay Monthly financing option carries interest. Limits and rates differ by country and are shown by Naver Pay at checkout before you confirm your booking.

Laters.com 與直接預訂的比較

Why Book Your Naver Pay Flights on Laters.com?

Most airlines do not put Naver Pay at their own checkout, and the ones that do each write their own rules for it. Book with us instead: Naver Pay sits inside one checkout that covers every airline we sell, so the plan you get never depends on who operates the flight.

Whichever airline flies the route and whichever plan Naver Pay approves for you, Laters.com is who you booked with, so we are who you call to change a date or chase a refund. That plan is still credit: Pay Monthly can carry interest and a credit check applies before it is approved.

Laters.com 與直接向航空公司預訂的比較
您獲得的內容Laters.com直接向航空公司預訂
Naver Pay 內建於所有 650+ 家航空公司的結帳流程✓非常少
無論您搭乘哪家航空公司,都是相同的 Naver Pay 分期方案✓✕
在一次搜尋中比較每家航空公司,然後使用 Naver Pay 付款✓✕
其他先買後付服務商、穩定幣和 100+ 種其他付款方式可在同一結帳頁面使用✓✕
使用 Naver Pay 付款無手續費,也無預訂費✓浮動
獨立評分,無付費置頂

Laters.com Payment Score: Naver Pay

青色卡通手比出和平手勢的黑色描邊貼紙風格插畫

什麼是 Laters.com 付款評分?

我們的編輯評分(滿分10分),評估先買後付服務商在您預訂航班時的實際運作效果。

  1. 1Repayment Flexibility
  2. 2Interest Rate
  3. 3Eligibility
  4. 4Approval Process

我們結帳時的每個提供商都以相同的 4 項標準評分,因此您可以在選擇付款方式前進行公平比較。 查看所有先飛後付提供商評分 →

This score is Laters.com's own editorial assessment, based on Naver Pay's published plan terms, country-by-country availability data, and general eligibility criteria for flight bookings. No brand pays to be rated, and figures cited are drawn only from the facts supplied for this review. 最後審查於 2026年9月。

Laters.com 是此頁面上每筆預訂的商家:我們銷售機票並從票價中獲利,無論您選擇哪種付款方式都相同。沒有任何付款服務商為我們的位置、排名或付款評分付費,此頁面不包含任何聯盟連結。

Two plans carry the weight here: Pay Now, which settles the fare without credit, and Pay Monthly, a financing product with its own approval step. Both show up across all 14 country records we hold, from Korea to Canada, the UK and the Philippines, which is a wide and consistent spread for a two-plan lineup.

運作良好的地方

  • Pay Now and Pay Monthly both listed in all 14 country records
  • Financing plan gives a multi-month route beyond the fare's face value
  • No market restricted to a single plan type

需要注意的事項

  • Only two plan shapes, no short pay-in-4 option
  • Pay Monthly financing likely involves a credit check
  • Confirm current APR on Naver Pay's own site

4 項標準,我們結帳時的每個提供商都以相同方式評分。

Repayment Flexibility7/10

Naver Pay offers only two plan shapes across its markets: Pay Now, which is not a credit product, and Pay Monthly financing. With no pay-in-4 or short deferred option, travellers get one real credit choice rather than a spread of terms.

Interest Rate7/10

Pay Now carries no interest since it settles at checkout. Pay Monthly is a financing plan, and financing of this kind typically carries an APR and a credit check, disclosed at application rather than upfront on the fare.

Eligibility8/10

Both Pay Now and Pay Monthly appear across all 14 listed country records, from Korea to the US, UK, Australia and the Philippines, with no market limited to a single plan. Availability still depends on local approval.

Approval Process7/10

Pay Now needs no approval since it is not credit. Pay Monthly financing requires a credit check before ticketing, so approval speed and outcome depend on the traveller's file, not just the fare.

編輯觀點

最強項目
Eligibility stands out: Pay Now and Pay Monthly both appear across all 14 listed markets, from Korea to New Zealand, with no single-plan gaps.
受阻於
Repayment flexibility is thin: just two plan shapes, and the only credit option is Pay Monthly financing, which brings a credit check before you know the fare is locked in.
哪個方案
Pay Now for settling the fare outright. Pay Monthly for spreading a larger fare over time.

The table below prices one fare across Naver Pay's plans. The fare itself does not change with how you pay, since Laters.com adds no booking fee or surcharge for choosing Pay Now or Pay Monthly. Availability and rates are set by the traveller's own country.

方案預付款然後您總共支付信用成本
Pay Now非信用產品$1,000.00無需再付款$1,000.00無
Pay Monthly未說明結帳時結帳時結帳時

還有什麼其他費用

Paying with Pay Now
Settles the fare at checkout with no credit involved and no interest to disclose.
Late payment on financing
Missing a Pay Monthly instalment can trigger fees or added interest; check Naver Pay's terms for specifics.
Early settlement
Paying off Pay Monthly ahead of schedule may reduce interest owed; confirm the current policy on Naver Pay's site.
Currency conversion
Booking in a currency other than your own may add a conversion cost depending on your card issuer, not Naver Pay itself.
Refunded flights
A cancelled or refunded ticket does not automatically cancel a financing plan; contact Naver Pay to unwind remaining instalments.

This worked example is an illustration, not a quote. What you are offered depends on your market and on approval for the plan you choose. Every provider on Laters.com is costed against the same rows, so you can compare Naver Pay against others on equal terms.

Naver Pay 的優勢所在

  • Pay Now and Pay Monthly both listed in all 14 country records
  • Financing plan gives a multi-month route beyond the fare's face value
  • No market restricted to a single plan type

申請前

  1. Pay Now is not a credit product, so no credit check applies to that plan.
  2. Pay Monthly is financing and is likely to involve a credit check and an APR; approval is not guaranteed.
  3. Both plans are listed across all 14 markets in our records, including Korea, the US, the UK and Australia, but local terms can vary.
  4. Check Naver Pay's own website to confirm age and residency rules for your specific market.
40+已評分先飛後付提供商評分Naver Pay 以與我們為航班預訂評分的其他先買後付提供商相同的標準進行評分。查看所有服務商評分
比較先買後付選項

More Ways to Pay Later for Flights

Naver Pay and splitit both sit at the Laters.com checkout, so this isn't a hunt across the internet for a second option. It's a choice between two ways to pay that are already sitting right there on the same screen. Naver Pay keeps things fairly plain, with a straightforward pay-now option alongside monthly financing, while compare splitit for flights on Laters.com is built around a pay-in-4 structure, with its strongest footing in North America and the UK. If Naver Pay isn't available where you are, these are the other providers that can spread the cost of your flight.

其他支付商

splitit

Pay in 4 instalments

splitit typically splits the fare into four payments using a card you already hold, and approval along with any card-issuer terms still applies. Missing a scheduled payment can trigger fees from your card provider rather than from splitit directly.

Strongest coverage in North America and the UK

查看支付商指南

Klarna

Pay in 4 or pay monthly

Klarna offers both short pay-in-4 style plans and longer financing, with a credit check possible on the larger plans and interest that can apply depending on which one you pick. Approval is never guaranteed, and missed payments can affect your ability to use Klarna again.

Coverage varies by country, so check availability at checkout

查看支付商指南

Afterpay

Pay in 4 instalments
Afterpay

Afterpay spreads a booking into four instalments, and approval depends on its own checks each time you use it. Late payments can bring fees, so it works best when the schedule matches your pay dates.

Well established in Australia, the US, Canada and New Zealand

查看支付商指南

Zip

Pay in instalments over time
Zip

Zip lets you break a fare into scheduled payments, subject to approval and, on some plans, an account fee or interest. Paying late can add charges, so it's worth reading the repayment terms before you confirm.

Coverage varies by country, so check availability at checkout

查看支付商指南

Affirm

Longer monthly financing
Affirm

Affirm is built more for spreading a fare across several months than for a quick four-way split, and its financing plans can carry interest depending on the term you're offered. A credit check is part of the approval process, and not everyone will qualify.

Primarily available in the United States and Canada

查看支付商指南

Tabby

Pay in instalments
Tabby

Tabby lets shoppers split a booking into staged payments, with approval decided at checkout and fees possible if a payment is missed. It's worth checking Tabby's own site for the current plan terms before you rely on it for a flight.

Focused on the Middle East

查看支付商指南
40+服務商每個先飛後付提供商瀏覽各支付商指南並比較其付款產品。適用於您預訂的選項、審核結果與條款會在結帳時顯示。比較先享後付服務商
費用、退款、信用檢查和資格

常見問題:使用 Naver Pay 預訂航班

關於在 Laters.com 上使用 Naver Pay 支付航班費用的所有資訊。

01Can I use Naver Pay to book flights on Laters.com?

Yes. Laters.com lets you check out with Naver Pay and choose between the Pay Now plan or the Pay Monthly financing plan, depending on your booking country. Pay Monthly is a credit product, so a credit check applies and interest may be charged over the repayment term. Confirm which plans appear for your card and country at checkout on Laters.com.

02Which airlines let me pay with Naver Pay?

All of them on Laters.com. Naver Pay is a payment method offered at our checkout, not a setting individual airlines switch on, so it works the same way across every airline we sell. Whichever flight you pick, the plan choice and any credit check depend on Naver Pay and your booking country, not on the carrier. This makes comparing fares on Laters.com straightforward when you already know you want to pay this way.

03Does paying with Naver Pay cost more than paying by card?

No. Laters.com adds no payment surcharge and no booking fee for using Naver Pay, so the ticket price matches what you'd pay by card. That said, the Pay Monthly financing plan can carry interest over its term, and missing a repayment can trigger a late fee, so the plan you pick still affects your total cost even though Laters.com itself charges nothing extra.

04When do I get my e-ticket after paying with Naver Pay?

Your e-ticket is issued once Naver Pay approves and confirms the payment, whether you choose Pay Now or the Pay Monthly plan. Approval speed can vary by country and by which plan you select, since financing applications go through an additional credit check. Check your Laters.com booking confirmation email and account dashboard for the ticket and any next steps.

05Is there a credit check when I use Naver Pay for flights?

It can apply. The Pay Now plan is typically a straightforward payment, but the Pay Monthly financing plan involves a credit check as part of approval, and approval is never guaranteed. Missing payments on a financing plan can affect your credit standing, so treat it as a real credit commitment rather than a simple payment choice. Review Naver Pay's own terms before you apply through Laters.com.

06What happens if I miss a Naver Pay payment on a flight booking?

Missing a payment on the Pay Monthly plan can trigger a late fee and additional interest on the outstanding balance. It may also be reported to credit reference agencies, which can affect your credit standing and your ability to get credit elsewhere in future. If you think you'll miss a due date, contact Naver Pay directly, since Laters.com does not manage your repayment schedule.

07Which countries can I use Naver Pay from when booking on Laters.com?

Naver Pay is available for flight bookings from Korea, Hong Kong, the United States, Canada, Malaysia, Thailand, Australia, Singapore, China, Japan, the United Kingdom, the Philippines and New Zealand on Laters.com. Both the Pay Now and Pay Monthly plans appear in each of these markets. Availability and specific plan terms can change, so check the payment options shown at checkout on Laters.com for your country before booking.

08Which Naver Pay plan is best for an expensive long-haul flight?

The Pay Monthly financing plan generally suits a larger long-haul fare better than paying the full amount up front, since it spreads the cost over a repayment term instead of one lump sum. It's still a credit product: a credit check applies, interest may accrue over the term, and approval depends on your circumstances. Compare the total repayable amount against the fare on Laters.com before committing to financing a big-ticket booking.

09Will using Naver Pay affect my credit score?

Not when you pay on time. The Pay Monthly financing plan involves a credit check at application, and how that check and your repayment history are reported depends on Naver Pay's own policies and your local credit bureau. Missed or late payments, on the other hand, can be reported to credit reference agencies and damage your credit standing. Paying by the Pay Now plan avoids this ongoing credit relationship entirely.

10What happens to my Naver Pay repayments if my flight is cancelled or refunded?

Refunds are processed back through Naver Pay according to the plan you used, so a cancelled Pay Monthly booking should see future instalments adjusted or stopped once the refund is confirmed, while a Pay Now refund returns the payment directly. Processing times depend on the airline's fare rules and Naver Pay's own refund procedures, not on Laters.com. Contact Naver Pay support with your booking reference on Laters.com to track a specific refund.

11Can I use Naver Pay for international or multi-stop flight itineraries?

Yes. Naver Pay applies to the total fare you're charged rather than to the route itself, so multi-stop and international itineraries are treated the same as a simple one-way ticket. What decides which plans you see, Pay Now or Pay Monthly financing, is the country you're booking from on Laters.com, not the destinations or number of stops in your itinerary. Check the checkout screen for your specific booking to confirm which plans apply.

12Is a Naver Pay deferred payment plan really free if I pay on time?

It can be, depending on the plan. The Pay Now option is a straight payment with no repayment schedule, while the Pay Monthly financing plan may carry interest across its term even when every payment is made on time, since it's a credit product rather than a fee waiver. Read the specific terms shown at checkout on Laters.com, and check Naver Pay's own site, before assuming a plan carries no cost.

13Do I still earn airline miles and status points when I pay with Naver Pay?

Yes. Airline miles, tier points and status benefits are tied to the fare and airline program you book, not to the payment method used at checkout, so choosing Naver Pay's Pay Now or Pay Monthly plan on Laters.com doesn't change what the airline credits to your loyalty account. Always enter your frequent flyer number during booking regardless of which plan you select, since that's what triggers the mileage credit.

14Can I book a business class or premium cabin fare with Naver Pay?

Yes. Naver Pay's Pay Now and Pay Monthly plans apply to the fare total, so a premium cabin ticket is booked the same way as an economy fare at Laters.com checkout. For a higher-value fare, the Pay Monthly financing plan means a larger balance is spread over the repayment term, and a credit check and possible interest still apply, so weigh the total repayable amount against a straight Pay Now purchase.

15Do I need an existing Naver Pay account to book flights on Laters.com?

Generally, yes, since Naver Pay processes the payment or financing agreement through its own platform before your Laters.com booking is confirmed. If you don't already have an account, you'll typically need to set one up and go through Naver Pay's own verification and, for the Pay Monthly plan, a credit check before checkout completes. Visit Naver Pay's website for current account setup requirements ahead of booking.

關於 Naver Pay 和 Laters.com

Who is Naver Pay?

Naver Pay 是什麼公司?

Naver Pay is the payments arm of Naver, South Korea's dominant internet company, and it now sits at the centre of how a huge share of Korean consumers pay online. It grew out of a search and portal business into a full wallet and credit service, and flights are one of the newer categories it has pushed into as travellers look to spread the cost of a fare rather than pay it all at once.

Naver was founded in 1999 in Seongnam, South Korea, by Lee Hae-jin, and Naver Pay itself emerged later as the company's payments unit was spun out and expanded into financial services. Naver is a publicly listed company on the Korea Exchange, and its payments and lending activities operate under South Korean financial licensing, though the exact entity and licence covering any given credit product can vary, so hedge and check current terms directly with Naver Pay. Like most large payments firms, Naver Pay's push into new markets and products has not been uniformly smooth; expansion into some overseas markets has been slower than domestic growth, and readers should treat any specific claim about a market or product as something to verify on Naver Pay's own site rather than assume. Only borrow what you can comfortably repay on schedule, wherever you happen to be booking from.

在 Laters.com 上使用 Naver Pay 預訂

Search your route on Laters.com, select Naver Pay at checkout, and choose a plan: Pay Now settles the fare upfront, while Pay Monthly spreads it into instalments. Your e-ticket is issued once payment is approved. Some plans carry no interest when paid on time, while others are interest-bearing and subject to a credit check and approval, so read the plan terms shown at checkout before you confirm.

Laters.com is the merchant for this booking and the one issuing your ticket; Naver Pay is the payment method and credit provider, not the seller of the flight. What you pay at checkout is the same fare as paying by card, with no payment surcharge and no booking fee added for choosing Naver Pay. You do not need a credit card to book this way: Naver Pay settles the fare with the airline on your behalf, and your repayments go to Naver Pay under the plan you selected, not to Laters.com.

Laters.com 作為商家從票價中獲利,無論您選擇哪種付款方式都相同;沒有任何付款服務商為在此頁面上的位置付費。

先飛後付機票預訂如何運作

機票預訂與還款計畫依不同的時程進行。我們的指南說明了在分期支付票價前需要考量的實際問題。

  • 分期支付機票時會有哪些變化
  • 如何比較總費用與還款日期
  • 為什麼航班更改或退款不會自動終止付款計畫
  • 計算範例如何將票價分成多期付款
Naver Pay 是信用產品

負責任地借款意味著只承諾您能真正負擔的分期付款。逾期付款可能導致滯納金,可能被報告給信用參考機構,並可能影響您的信用評分和未來的借款能力。 Laters.com 是 Fly Fairly 的新名稱;您的預訂或支援服務不會有任何改變。 最後由 Laters.com 編輯團隊於 2026年9月 審查。

Google 評分 4.8 分

旅客評價

來自透過 Laters.com 預訂班機的真實客戶的真實評論。

優惠提醒

別錯過 Naver Pay 的機票優惠

Naver Pay 航班優惠、分期付款優惠和限時特賣,直接送到您的收件箱。