Kakaopay Flights: Book Now, Pay Later

Kakaopay flights

Can You Use Kakaopay for Flights?

Yes, Kakaopay Works on Any Airline on Laters.com

Yes, you can use Kakaopay to book flights and buy plane tickets for any airline, on any route, in any fare class, through Laters.com. Kakaopay is a credit and payment option here, not something every airline offers at its own checkout. Pay in full through your KakaoTalk wallet, or, where your card issuer allows it, spread the cost with card instalments. Both are checked against your card and account details before approval.

Most airlines never built Kakao Pay into their own booking pages. Delta and United in the US do not offer it directly, nor do British Airways, Lufthansa and Ryanair across the UK, Germany and the rest of Europe, and neither do Nordic carriers like Norwegian or Finnair. Booking through Laters.com is what makes Kakao Pay usable across all of them: select Kakaopay at checkout, choose the plan that fits your budget, and your e-ticket is issued once payment is confirmed.

We support Kakao Pay's immediate in-full wallet payment, and, where your card issuer and the merchant allow it, monthly card instalments, in the market where Kakao Pay checkout is available. That covers a long-haul business-class booking just as it does a short domestic hop, though approval is never guaranteed and you need to be 18 or over to use it. Some card instalment plans carry interest set by your card issuer rather than by Kakao Pay, so check the terms before you commit. Splitit is also accepted at our checkout, if you want to compare the two.

Search flights and compare fares
Choose Kakaopay at checkout and pick a plan
Fly now, pay the rest to Kakaopay on schedule

Payment plans explained

Split Your Flight, Pay Over Time with Kakaopay

With Kakaopay you either pay your fare in full through your KakaoTalk wallet at checkout, or, where your card issuer allows it, split that same charge into monthly card instalments. The wallet option carries no credit and no check. Card instalments are a credit arrangement set by your card issuer, so a credit check and interest or fees may apply depending on that issuer's terms.

Your Kakaopay fareUSD

$500

Kakao Pay (Pay Now)

Payments: $500.00charged immediately at checkout
Due today: $500.00
Total you pay: $500.00paid in full today

This is not a credit product: your Pay Money balance, linked bank account or registered card is charged in full the moment you confirm, and no credit check is involved. You get your e-ticket issued straight from that one completed payment, with nothing owed afterward. Kakao Pay is fundamentally a digital wallet: the customer authenticates in KakaoTalk/Kakao Pay and the full amount is taken at once. Settlement to merchants is in Korean won.

Card instalments (할부)

Payments: At checkoutmonthly
Down payment: Not specifiedin this example
Total you pay: At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Splitting the fare into monthly card instalments depends on your card issuer and Kakao Pay's merchant agreement allowing it, and a credit check by that issuer applies. Whether the months run interest-free or carry a fee is decided by your card company, not Kakaopay, so read your issuer's offer before you confirm. Kakao Pay's own help centre states instalment payment is possible depending on the card issuer and the merchant, and that instalments are not available for recurring payments or debit (check) cards. The number of months, any interest-free promotion and the instalment fee are set by the issuing card company, not by Kakao Pay, so no APR, term or basket limits are published by Kakao Pay itself.

Kakaopay itself settles your fare in full at booking in Korean won either way. Where instalments are offered, you repay your own card issuer on the schedule and terms that issuer sets, not Kakaopay.

Illustrative only. The figures above are computed from the fare you set: plain division for the interest-free plans, and the plan's own illustrative rate over its stated term for monthly financing. They are not an offer, a quote, or a prediction of what you will be given. Laters.com is not the lender and takes no part in the decision: which plans appear, the instalment amounts, any interest and fees, and whether you are eligible at all are determined by the provider alone, and depend on a credit or eligibility assessment, your country and your basket. The only way to see your real plans is to choose this payment method at checkout, at which point the provider, not Laters.com, approves or declines the purchase. All plans, rates, fees and terms are estimates only and subject to approval and to change.

Kakaopay plans by country

Kakaopay Flight Booking: Available Countries

Kakaopay's flight coverage on Laters.com is narrow by design: it centres on its home market, South Korea, rather than stretching across a wider region. There is no supplied total for how many markets Kakaopay operates in globally, so we cannot say whether this grid matches its full footprint or only a slice of it. Settlement runs in Korean won, so a fare booked this way is charged in that currency rather than converted at checkout. The grid is built from Kakaopay's own published terms for its wallet and card-instalment options. This guide lists financing in 1 market.

The plan Kakaopay calls Card instalments, known locally as halbu, is offered by the issuing card company rather than by Kakaopay itself, and it is only published in South Korea, the sole market listed here. Where it applies, the fare is split into instalments charged to a registered credit card at fixed monthly intervals after purchase, and some issuers offer stretches with no added interest when paid on schedule, though approval is never guaranteed and longer instalment runs can carry interest set by the card company. Alongside it sits the standard Kakao Pay option, where the full fare is taken in one go from the wallet, bank account or card at checkout rather than split at all. Limits, eligible cards and any interest terms differ by issuer and are shown by Kakaopay and the card company at checkout, not fixed by Laters.com.

Laters.com vs booking direct

Why Book Your Kakaopay Flights on Laters.com?

Compare flights from multiple airlines, then choose Kakao Pay at the Laters.com checkout.

You can compare the flight first and choose how to pay at the same checkout. Any remaining Kakao Pay instalments then continue on the schedule your card issuer sets.

Laters.com compared with booking direct with the airline
What you get	Laters.com	Book direct with the airline
Flight search	Compare available flights across airlines before choosing how to pay.	Search the airline and its partner itineraries.
Kakao Pay at checkout	Compare 650+ airlines in one place and choose Kakao Pay at checkout.	Book that airline's own and partner flights, with Kakao Pay only where the airline offers it directly.
Other ways to pay	40+ pay-later providers worldwide, including Afterpay and Affirm, plus cards, crypto and regional methods. Checkout filters the choices for your booking.	Limited to the airline's own payment options. Pay-later choices vary by airline.
Fare conditions and extras	Seats and baggage allowance depend on the fare selected. Add extras including baggage protection, eSIMs, lounge passes, carbon offsetting and more.	Seats and baggage allowance depend on the fare selected.
Payment surcharges	None. Laters.com charges no payment surcharges.	Some airlines' published terms add a payment fee in certain markets: American Airlines, for example, may charge a processing fee of £4.50 a ticket on some UK card and PayPal payments.

Choose Laters if...

You want to compare every airline in one search before you choose how to pay. You would like a pay-later plan at one checkout, whichever airline you fly.

Book direct if...

You are paying in full by card and want to manage the booking with the airline yourself. You want the status bonuses that only the airline's own site gives.

Each row compares the feature as published, not a ranking. The provider and payment rows compare the published catalogues; checkout shows your actual options. The payment-fee comparison rests on published terms; checkout fees have not been independently checked. Sources checked 26 October 2026: Laters.com payment options and American Airlines fee disclosure

Compare pay-later options

More Ways to Pay Later for Flights

Kakaopay and splitit are both available at the Laters.com checkout, so this isn't a matter of finding one somewhere else, it's a matter of picking between two options already sitting in front of you. Kakaopay's own shape is a wallet-first setup: pay in full immediately through your KakaoTalk balance, linked bank account or card, with card instalments layered on only where your card issuer allows it and on terms that issuer sets. splitit works differently, built around a pay-in-4 structure rather than a wallet-and-instalment hybrid, and you can compare splitit for flights on Laters.com. If Kakaopay isn't available where you are, these are the other providers that can spread the cost of your flight.

Other providers

splitit

Pay in 4 instalments

Splitit generally works off your existing credit card rather than a new credit line, though approval and card eligibility still apply, and any interest or fees follow your card's own terms.