Crypto.com Pay takes the payment at our checkout, and Laters.com adds no booking fee or surcharge. The catch is that the processor's documents list TUSD as a refund currency (Cronos and ERC-20), not as a payment currency. Requests expire after 10 minutes by default. Check that the checkout offers TUSD before you send anything, because a sent payment cannot be reversed.
What works well
- No Laters.com surcharge, and no extra conversion fee from Crypto.com Pay
- TUSD is one of five supported refund currencies
- Pay by Crypto.com App QR code or an external wallet
- Underpaid or late payments are returned minus the blockchain fee
What to watch
- A sent payment cannot be reversed
- TUSD not confirmed as a payment currency
- Requests expire after 10 minutes by default
- Unsupported coin or network: funds not refunded
Coin Choice7/10
Crypto.com Pay lists CRO, BTC, ETH, DOGE and USDC among accepted coins, on networks such as Cronos, Polygon and Solana. Held at 7 because TUSD appears only as a refund currency (Cronos and ERC-20) in the pages we read, not on a payment list. Confirm it at checkout.
Fees8/10
Laters.com adds no booking fee or surcharge, and Crypto.com Pay charges no extra conversion fee between currencies. It stops at 8 because an external wallet such as MetaMask or Ledger pays the network fee, no amount is supplied, and the conversion note does not name TUSD.
Payment Speed7/10
A payment request expires after 10 minutes by default, and a payment that arrives after the session counts as late. That is workable from the Crypto.com App but can feel short from an external wallet. No confirmation time is supplied. A 7 here means adequate, with a real caveat.
Refunds8/10
Refunds are paid in crypto at the original pricing value minus network fees, and TUSD is one of five supported refund currencies. Below 9 because the merchant decides whether to refund, no timeline is supplied, and refunds do not go back to the paying address.
The editorial take
- Strongest on
- Fees. Laters.com adds no surcharge and the processor charges no extra conversion fee, so the main added cost is the network fee from an external wallet.
- Held back by
- Coin choice. The processor's pages list TUSD only as a refund currency, so whether it can be sent as payment has to be confirmed at checkout.
- Best for
- TUSD holders whose checkout offers it, sending from the Crypto.com App.
What else can cost you
- Laters.com surcharge
- None. We add no booking fee or surcharge for paying this way.
- Network fee
- Paid by you when sending from an external wallet such as MetaMask or Ledger. No amount is supplied, so the wallet shows it.
- Expired or late payment
- Requests expire after 10 minutes by default. Late or underpaid payments are returned minus the blockchain fee, with an emailed claim link.
- Wrong network or coin
- Funds sent in an unsupported coin or on an unsupported network are not refunded or returned.
- How a refund comes back
- Refunds are paid in crypto at the original pricing value, minus network fees. The merchant decides whether to refund.
Where tusd leads
- No Laters.com surcharge, and no extra conversion fee from Crypto.com Pay
- TUSD is one of five supported refund currencies
- Pay by Crypto.com App QR code or an external wallet
- Underpaid or late payments are returned minus the blockchain fee
Before you apply
- You need the Crypto.com App or an external wallet, such as MetaMask, WalletConnect or Ledger, that can send to an address.
- Minimum and maximum amounts and identity checks are not stated in the terms we read. Check the checkout and Crypto.com Pay's own terms.
- Availability varies by country. Crypto.com says some of its products are not offered in some jurisdictions, so the checkout shows whether you can pay this way.
- TUSD as a refund currency is not available in the Crypto.com App for Singapore users.
