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    25+ airlines to Ho Chi Minh City (SGN)✦BNPL at checkout✦Instant e-ticket deliveryHo Chi Minh City logo

    Flights to Ho Chi Minh City— Search, Compare & Pay in Instalments

    ✓ 600+ airlines searched✓ 0% interest options✓ Instant e-ticket

    Scenic view of Ho Chi Minh City, VN

    Reviewed by the Laters.com editorial teamUpdated 25 June 2026

    BNPL at checkout

    Pay for Your Ho Chi Minh City Flight in Instalments

    Southeast Asia's most popular BNPL providers are available at Laters.com checkout for flights to Ho Chi Minh City. Approval takes seconds, your e-ticket arrives immediately, and you split the fare across interest-free instalments without touching your savings.

    Book flights across 650+ airlines and pay later, your way. Split the cost, pay in 4, or spread larger fares, with 40+ providers in a single checkout.

    Ho Chi Minh City – BNPL providers

    Ho Chi Minh City on Laters.com: key facts

    Airlines flying to Ho Chi Minh City
    25+
    Airport
    SGN
    From District 1 · 12 km from Binh Thanh District
    8 km
    Cheapest month to fly
    June
    Laters Destination Score
    7.8 / 10
    Singapore to Ho Chi Minh City, direct
    2h 10m

    Score based on Laters booking data and editorial review.

    Atome

    Pay in 3 interest-free

    Atome splits your Ho Chi Minh City fare into three equal payments, charged automatically over 30-day intervals. The first instalment is due at checkout; the remaining two follow with zero interest. Approval is instant and works on fares from short-haul Singapore hops to longer regional connections.

    Available in Singapore, Malaysia, Indonesia, Thailand, Philippines

    Laters.com

    Book flights across 650+ airlines and pay later, your way. Split the cost, pay in 4, or spread larger fares, with 40+ providers in a single checkout.

    Follow

    Kredivo Indonesia

    Pay in 3 or 12 months

    Kredivo is built for Indonesian travellers heading to Ho Chi Minh City, offering either a three-month interest-free plan or longer 6- and 12-month options for larger fares. The application is fully digital and typically approved within minutes. It is one of the most widely used BNPL tools for Indonesian outbound travel.

    Available in Indonesia

    grab

    PayLater in 4 instalments

    Grab PayLater lets you book your Ho Chi Minh City flight now and settle the cost in four monthly instalments through your existing Grab account. No separate application is needed if you already use the Grab ecosystem. Particularly convenient for travellers already using Grab for transfers on both ends of the journey.

    Available in Singapore, Malaysia, Thailand, Philippines, Indonesia

    hoolah

    Pay in 3, zero interest

    hoolah divides your Ho Chi Minh City fare into three equal payments spread across three months, with no interest and no hidden fees. The first third is charged at booking and the rest follows automatically. It suits travellers who want a simple, predictable payment structure without a credit application.

    Available in Singapore, Malaysia, Hong Kong

    40+ProvidersAll 40+ providersSplit the cost, pay in 4, or spread larger fares, with 40+ providers in a single checkout.See all ways to pay→
    3 simple steps

    How to Book Ho Chi Minh City Flights with BNPL

    From search to e-ticket in under three minutes.

    1. 1

      Search Ho Chi Minh City flights

      Enter your origin city, select Ho Chi Minh City (SGN) as destination, pick your travel dates and passenger count, and compare airlines side by side.

    2. 2

      Choose BNPL

      Select your pay-later provider on the payment screen and pick your instalment plan. Instant approval — no hard credit check for most plans.

    3. 3

      Fly now, pay later

      Your Ho Chi Minh City e-ticket arrives in your inbox immediately. Your BNPL provider manages payments automatically. Pack your bags.

    Proprietary research

    Laters.com Destination Score — Ho Chi Minh City

    Scored by our editorial team using booking data, traveller feedback, and independent research. No destination pays to be rated.

    Ho Chi Minh City – destination score

    What is the Laters Destination Score?

    Ho Chi Minh City · SGN · Vietnam, scored out of 10 on 6 measures.

    1. 1Value for Money
    2. 2Flight Frequency
    3. 3BNPL Availability
    4. 4Airport Experience
    5. 5Visa Ease
    6. 6Destination Appeal

    Every destination we sell flights to is scored on the same 6 measures, so you can compare Ho Chi Minh City with anywhere else before you choose where to go. Compare every destination →

    Score based on Laters booking data and editorial review, 2026. No destination pays to be rated.

    Ho Chi Minh City, Vietnam

    7.8/10

    Laters Destination Score

    Value for Money
    9
    Flight Frequency
    8
    BNPL Availability
    8
    Airport Experience
    6
    Visa Ease
    8
    Destination Appeal
    Price calendar

    When to Book Flights to Ho Chi Minh City

    The sweet spot for Ho Chi Minh City flights is November through early January, when the dry season begins and fares have not yet spiked for Tet. February and late August are the most expensive windows. Travelling in May or June, during the early wet season, typically offers the lowest fares with manageable crowds.

    Ho Chi Minh City – when to book
    MonthPrice BandDemandTravel note
    JanuaryMidHighDry season, popular; Tet preparations drive up demand late month.
    FebruaryPeakHighTet holiday causes peak fares and airport congestion.
    MarchMidMediumPost-Tet lull; pleasant dry weather continues.
    AprilMidMediumHot and dry; good value before early wet season.
    MayBudgetLowWet season begins; fares drop, short afternoon showers only.
    JuneBudgetLowLowest fares of the year; rain heaviest mid-afternoon.
    JulyMidMediumSchool holidays lift regional demand slightly.
    AugustMidMediumContinued wet season; regional school holidays keep fares mid-range.
    Arrival guide

    Ho Chi Minh City Airport — What You Need to Know

    Tan Son Nhat International Airport, IATA SGN · 8 km from District 1 · 12 km from Binh Thanh District.

    Tan Son Nhat is Ho Chi Minh City's sole commercial airport and one of the busiest in Southeast Asia. Terminal 2 handles all international flights, with Vietnam Airlines, VietJet, and major regional carriers operating the bulk of services. Immigration queues can be lengthy during peak periods; travellers with a pre-approved e-visa should use dedicated e-visa lanes to save significant time.

    Ho Chi Minh City – airport guide
    TransportCost (approx)Duration
    Metered taxi (Vinasun or Mai Linh)VND 100,000-150,00020-40 min to District 1
    Grab (ride-hailing)VND 80,000-130,00020-40 min to District 1
    Airport bus (Route 109)VND 20,00045-60 min to Ben Thanh Market

    Check-in tips

    • Arrive at least 2.5 hours before international departures; queues peak on Friday evenings.
    • Pre-approve your Vietnam e-visa online before arrival to use faster dedicated immigration lanes.
    • Only use metered Vinasun or Mai Linh taxis, or pre-booked Grab, to avoid unofficial overcharging.

    Splitting the extras

    1. At Laters.com checkout, you can split the cost of seat upgrades, extra baggage allowance, or airport lounge access for Tan Son Nhat into interest-free instalments using Atome, Grab PayLater, or hoolah.
    More than just the fare

    Split More Than Just the Fare to Ho Chi Minh City

    Make more of your Saigon trip by splitting every add-on at checkout.

    Seat Selection

    Available with Atome and Grab

    Pick a window seat for your first view of the Saigon River on approach.

    Extra Baggage

    Split across 3 payments

    Pack banh mi supplies, lacquerware, and silk without the gate-side panic.

    Travel Insurance

    Available with all providers

    Cover motorbike mishaps and sudden itinerary changes across your Vietnam stay.

    Hotel Package

    Available with hoolah and Atome

    Bundle a District 1 boutique hotel and pay for it in manageable monthly instalments.

    Airport Transfer

    Split with Grab PayLater

    Pre-book a metered transfer from SGN to avoid the unofficial taxi queue entirely.

    Travel SIM

    Available with Atome

    Stay connected for Grab rides and Google Maps from the moment you land.

    Popular routes

    Popular Flights to Ho Chi Minh City

    The majority of travellers flying to Ho Chi Minh City depart from other Southeast Asian cities, with Singapore, Bangkok, and Kuala Lumpur generating the highest seat volumes. Longer-haul connections from Seoul, Tokyo, and Sydney are also well served.

    From Asia

    →

    SingaporetoHo Chi Minh City

    Singapore Airlines, Scoot, VietJet, Vietnam Airlines · 2h 10m · Direct

    From

    $27× 3

    Pay in 3, on a $80 fare

    →

    BangkoktoHo Chi Minh City

    Bangkok Airways, Thai Airways, VietJet, Vietnam Airlines · 1h 45m · Direct

    From

    $23× 3

    Pay in 3, on a $70 fare

    →

    Kuala LumpurtoHo Chi Minh City

    AirAsia, Malaysia Airlines, Batik Air · 2h 05m · Direct

    From

    $22× 3

    Pay in 3, on a $65 fare

    Top carriers

    Airlines Flying to Ho Chi Minh City

    A wide spread of full-service and low-cost carriers connect Ho Chi Minh City to the region. Vietnam Airlines leads on frequency, while budget options from AirAsia and Scoot keep fares competitive on the most popular short-haul routes.

    Vietnam Airlines

    Direct · Atome · hoolah

    Vietnam's flag carrier flies direct to SGN from dozens of Asian cities with generous baggage and reliable business class upgrades.

    VietJet

    Direct · Atome · Grab

    Low-cost carrier with the widest domestic and regional network into Ho Chi Minh City; fares are among the cheapest available.

    AirAsia

    Direct · Atome · Kredivo
    AI

    Connects Kuala Lumpur, Bangkok, and several Indonesian cities to SGN at budget fares with flexible add-on options.

    Singapore Airlines

    Direct · hoolah · Atome
    SA

    Premium daily service from Singapore with award-winning cabin experience and strong frequent-flyer earning on the short hop.

    Cathay Pacific

    via Hong Kong · hoolah · Atome
    Explore more

    Other Destinations Near Ho Chi Minh City

    Travellers searching for Ho Chi Minh City flights often also consider these nearby Southeast Asian destinations.

    Bangkok

    Thailand · from $70

    Street food, temples, and relentless energy.

    Bali

    Indonesia · from $95

    Rice terraces, surf breaks, and spiritual calm.

    Tokyo

    Japan · from $260

    Precision, tradition, and extraordinary food.

    Maldives

    Maldives · from $310

    Overwater bungalows and impossible turquoise water.

    Phnom Penh

    Cambodia · from $55

    History, resilience, and the Mekong at dusk.

    Fares are estimates based on typical prices and may vary by date and availability.

    FAQ

    Frequently Asked Questions about Flights to Ho Chi Minh City

    Everything you need to know before booking your Ho Chi Minh City flight on Laters.

    01Which airlines fly direct to Ho Chi Minh City?

    Vietnam Airlines, VietJet, AirAsia, Singapore Airlines, Korean Air, Japan Airlines, ANA, Cathay Pacific, and Garuda Indonesia all operate direct or near-direct services to Tan Son Nhat International Airport (SGN). The number of direct routes available depends on your departure city; Singapore, Bangkok, and Kuala Lumpur have the most frequent non-stop options. You can compare all available routes on Laters.com.

    02What is the cheapest month to fly to Ho Chi Minh City?

    June is typically the cheapest month to fly to Ho Chi Minh City, when the wet season reduces demand and one-way fares from regional hubs can fall to around USD 65. May, September, and October also offer competitive pricing. February (Tet) and December are consistently the most expensive periods.

    03Can I pay for flights to Ho Chi Minh City in instalments on Laters.com?

    Yes. Laters.com supports several BNPL providers for flights to Ho Chi Minh City, including Atome, Grab PayLater, hoolah, and Kredivo Indonesia. You select your preferred provider at checkout, get instant approval, and receive your e-ticket straight away. Payments are then split across two to four monthly instalments, depending on the provider.

    04Does using BNPL on Laters.com affect my credit score?

    Most BNPL providers in Southeast Asia perform a soft credit check or no check at all for short-term interest-free plans, which typically does not affect your credit score. For longer repayment terms (six months or more), some providers may perform a harder check. We recommend reviewing the terms of your chosen provider before completing checkout.

    Deal alerts

    Get Ho Chi Minh City Flight Deals by Email

    Be first to hear about Ho Chi Minh City flight deals, BNPL promotions, and flash sales from Laters. No spam, unsubscribe anytime.

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    Singapore Tourism Board licensed travel agentSingapore Travel Agent LicenceTA04059
    8

    Flying to Ho Chi Minh City rewards those who book two to three months out, when fares from regional hubs like Singapore and Bangkok sit comfortably in the budget range. The city suits first-time Southeast Asia travellers and seasoned regulars equally: the history is serious, the food is extraordinary, and the cost of living makes every dollar go further than almost anywhere else in the region. Tet (late January or February) is the one period to avoid unless you specifically want the spectacle.

    What works well

    • Extremely affordable
    • Strong BNPL coverage
    • Rich history
    • Daily departures

    What to watch

    • Crowded airport peak periods
    • Book early Tet
    June is the month to watch, with fares as low as 65 dollars and manageable crowds despite the early wet season. Tan Son Nhat itself is no beauty queen, crowded even outside Tet, so get the e-visa sorted and use those dedicated lanes. A cost-of-living index of 28.2 means your daily budget stretches further here than almost anywhere else in the region. Book two to three months ahead and skip Tet unless spectacle is the point.
    Editorial snapshotLaters.com editorial team
    SeptemberBudgetLowQuietest month; good deals available across most routes.
    OctoberBudgetLowWet season winding down; fares remain competitive.
    NovemberMidMediumDry season returns; rising demand but still reasonable fares.
    DecemberPeakHighChristmas and New Year push fares to annual highs.

    Before you pick a month

    Cheapest month
    June — average fares around $65 one-way.
    Peak season warning
    February (Tet) and December: fares rise 50-70% above average. Book 10-12 weeks ahead to secure reasonable prices.

    Fares are estimates based on typical prices and may vary by date and availability.

    →

    JakartatoHo Chi Minh City

    Garuda Indonesia, VietJet, Vietnam Airlines · 3h 20m · Direct

    From

    $37× 3

    Pay in 3, on a $110 fare

    From East Asia

    →

    SeoultoHo Chi Minh City

    Korean Air, Asiana Airlines, VietJet · 5h 20m · Direct

    From

    $55× 4

    Pay in 4, on a $220 fare

    →

    TokyotoHo Chi Minh City

    Japan Airlines, ANA, Vietnam Airlines · 6h 00m · Direct

    From

    $65× 4

    Pay in 4, on a $260 fare

    From Oceania

    →

    SydneytoHo Chi Minh City

    Vietnam Airlines, Cathay Pacific · 9h 30m · via Hong Kong

    From

    $120× 4

    Pay in 4, on a $480 fare

    From Europe

    →

    LondontoHo Chi Minh City

    Vietnam Airlines, Cathay Pacific · 13h 00m · via Hong Kong

    From

    $155× 4

    Pay in 4, on a $620 fare

    Each figure leads with the instalment; the fare beside it is the whole fare that instalment splits. Fares are estimates based on typical prices and may vary by date and availability.

    Convenient one-stop option for long-haul travellers from Europe, Australia, and North America transiting through Hong Kong.

    Korean Air

    Direct · Atome · Grab

    Direct Seoul-Incheon to Ho Chi Minh City service with strong business class and reliable on-time performance.

    650+AirlinesAll airlinesBook flights across 650+ airlines and pay later, your way.Compare all airlines→
    05Do I need a visa to visit Vietnam?

    Vietnam offers e-visa access to citizens of over 80 countries, with a straightforward online application that is generally processed within three business days. Nationals of several ASEAN countries, and some others including the UK, France, Germany, and South Korea, enjoy visa-free entry for stays of 30 to 45 days. Check the official Vietnam Immigration Department website for the latest entry requirements for your nationality.

    06How do I get from Tan Son Nhat Airport to Ho Chi Minh City centre?

    Tan Son Nhat Airport (SGN) is approximately 8 km from District 1. The most reliable options are a metered Vinasun or Mai Linh taxi (around VND 100,000-150,000, 20-40 minutes) or a pre-booked Grab ride (slightly cheaper). Public bus Route 109 connects the airport to Ben Thanh Market for VND 20,000 but takes 45-60 minutes depending on traffic.

    07What is the best time of year to visit Ho Chi Minh City?

    The dry season from November through April is generally the most comfortable time to visit, with January, February, and December cited as the best months for weather. The wet season (May to October) brings heavy afternoon downpours but also the lowest hotel rates and airfares. Avoid Tet (late January or February) unless you want to experience the festival, as the city is extremely busy and prices spike significantly.

    08How long is the flight to Ho Chi Minh City from Singapore?

    The flight from Singapore Changi Airport to Ho Chi Minh City's Tan Son Nhat Airport takes approximately 2 hours and 10 minutes non-stop. It is one of the most frequently operated short-haul routes in Southeast Asia, with multiple daily departures from carriers including Singapore Airlines, Scoot, and VietJet.

    09When will I receive my e-ticket after booking on Laters.com?

    Your e-ticket is issued immediately after your booking is confirmed, regardless of which payment method you use including BNPL. You will receive a confirmation email with your booking reference and itinerary details. If you do not receive it within 15 minutes, check your spam folder or contact Laters.com support.

    10Are there any hidden fees when booking flights on Laters.com?

    Laters.com does not add hidden booking fees on top of the fares shown in search results. The price you see at the start of checkout reflects the base fare plus any taxes and charges applied by the airline. Some BNPL providers may charge a small processing fee for longer repayment terms; this is displayed clearly before you confirm.

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