在 Laters 上搜尋並比較 600+ 家航空公司的票價，然後使用 Trust Bank 的月度分期付款計畫分擔機票費用，費用將計入您的 Trust 信用卡。這是一項信用產品：每個計畫需支付一次性費用，批准不保證，如果您的帳單餘額未全額支付，將適用標準信用卡利息。
Trust Bank 適用於 Laters 平台上每家航空公司、每條路線和每個票價等級的機票預訂。在結帳時選擇 Trust Bank，選擇您的分期付款計畫，付款清算後您的電子機票將簽發。Trust Bank 是由新加坡金融管理局監管的信用產品，需進行信用檢查。
Until Trust Bank is added to our checkout, you can still spread the cost of a flight with Splitit, which is already live on Laters.com. That means you are not stuck paying the full fare upfront while you wait for Trust Bank to arrive: pick your flight, select Splitit at checkout, choose a plan that fits your budget, and your e-ticket is issued once payment is confirmed.
Trust Bank's own plans, when they do arrive, are built around monthly instalments with a one-time fee rather than ongoing interest, and are subject to approval with an 18+ age requirement, similar to most credit-based payment plans. For now, those details apply only within Trust Bank's own market, Singapore, and not on Laters.com. Check back on this page for updates, or compare Splitit's plan at checkout in the meantime.
Trust Bank 讓新加坡旅客可以將機票費用分成按月計入其 Trust 信用卡的分期付款。每個計畫都收取一次性費用和實際年利率。批准需進行信用檢查，不保證批准。
$500
Split in 3 costs nothing extra in interest, but a one-time fee applies to the purchase, charged to your Trust credit card. Miss clearing your statement balance and standard card interest kicks in on top. 一次性費用為購買金額的1.00%;0%利息。購買金額S$50以上適用。將費用計入Trust信用卡。
Split in 6 carries no interest, only a one-time fee on the purchase, and a credit check applies before Trust Bank approves the plan. Leave the statement balance unpaid and ordinary card interest applies alongside that fee. 一次性費用為購買金額的1.50%;0%利息。
Split in 12 stretches the fare across a year with no interest charged, just a one-time fee on the purchase. A credit check applies, and an unpaid statement balance brings standard card interest into play. 一次性費用為購買金額的3.50%;0%利息。
Split in 18 is the longest stretch on offer, interest-free aside from its one-time fee, with a credit check required beforehand. Skip paying the statement in full and standard card interest applies as usual. 一次性費用為購買金額的5.00%;0%利息。
Instalments are charged to a Trust credit card and repaid to Trust Bank, with the e-ticket issued in full at booking. If the statement balance isn't cleared, standard credit card interest applies on top of any plan fee.
僅供參考。 上述數字是根據您設定的機票費用計算：無利息計畫採用簡單除法，月度融資計畫則採用該計畫在其規定期限內的說明性利率。這些不是報價、估價或您將獲得之內容的預測。Laters.com 不是貸款人，不參與決策：出現哪些計畫、分期金額、任何利息和費用，以及您是否符合資格，均由服務商單獨決定，並取決於信用或資格評估、您所在國家和您的購物車。查看您真實計畫的唯一方式是在結帳時選擇此付款方式，此時由服務商（而非 Laters.com）批准或拒絕購買。所有計畫、利率、費用和條款僅為估計值，須經批准且可能變更。
Trust Bank 機票預訂目前在東南亞提供。請查看下方表格了解支持的市場、貨幣和分期付款計畫。 本指南列出 1 個市場的分期方案。
購買金額S$50以上適用;0%利息免息,需支付一次性費用。費用計入Trust信用卡;若未全額支付月結單餘額,將按標準信用卡利率計息。受新加坡金融管理局監管。
Trust Bank 為 新加坡（SG）發佈的方案，已驗證 。
Where Trust Bank does operate, its short-term instalment plan is called Split in 3, alongside longer Split in 6, Split in 12 and Split in 18 options. Split in 3 works by taking instalments at purchase and at fixed monthly intervals after, with no interest charged when paid on time, though approval isn't guaranteed and the longer plans carry interest. Limits and rates differ by country and are shown by Trust Bank at checkout. Since Trust Bank isn't yet live on Laters.com, treat this as background until booking here is possible.
Trust Bank is not yet available on Laters.com, so this comparison uses one of the other providers we already support. Most airlines do not offer flexible instalment checkout on their own site, and the ones that do set their own rules, so we built a single checkout that covers every airline we sell.
Whichever plan gets approved and whichever airline operates the flight, the booking sits with us. That means one place to handle changes, questions and refunds, not a different process for every airline. Approval still depends on a credit check, and any plan you choose may carry interest or fees.
| 您獲得的內容 | Laters.com | 直接向航空公司預訂 |
|---|---|---|
| Trust Bank 內建於所有 650+ 家航空公司的結帳流程 | ✓ | 非常少 |
| 無論您搭乘哪家航空公司，都是相同的 Trust Bank 分期方案 | ✓ | ✕ |
| 在一次搜尋中比較每家航空公司，然後使用 Trust Bank 付款 | ✓ | ✕ |
| 其他先買後付服務商、穩定幣和 100+ 種其他付款方式可在同一結帳頁面使用 | ✓ | ✕ |
| 使用 Trust Bank 付款無手續費，也無預訂費 | ✓ | 浮動 |
我們的編輯評分（滿分10分），評估先買後付服務商在您預訂航班時的實際運作效果。
我們結帳時的每個提供商都以相同的 4 項標準評分，因此您可以在選擇付款方式前進行公平比較。 查看所有先飛後付提供商評分 →
This score is based on Trust Bank's published plan terms, fees and eligibility criteria as supplied for flight bookings, cross-checked against Singapore's regulatory disclosures. No brand pays Laters.com for its rating. 最後審查於 2026年9月。
Laters.com 是此頁面上每筆預訂的商家：我們銷售機票並從票價中獲利，無論您選擇哪種付款方式都相同。沒有任何付款服務商為我們的位置、排名或付款評分付費，此頁面不包含任何聯盟連結。
由渣打銀行和豐隆集團支持的新加坡本土卡發行商採用結構化、基於費用的方式進行機票預訂的分期付款。3 至 18 個月的計畫長度適合希望在更長時間內分攤票價的旅客 — 但一次性費用會隨著每個級別的提升而增加。前提條件是擁有 Trust 信用卡。對於已在該生態系統中的現有持卡人，這是一個受到良好監管、由金融管理局監督的選項。
4 項標準，我們結帳時的每個提供商都以相同方式評分。
Repayment Flexibility8/10
Four terms, Split in 3 through Split in 18, cover a real spread from short to long. But all four are the same instalment shape on one card product, so it's breadth within one format, not genuinely different plan types.
Interest Rate8/10
All four plans carry 0% interest, but each substitutes a one-time fee: 1.00% on Split in 3 up to 5.00% on Split in 18. Standard credit card interest applies if the statement balance isn't paid in full, which keeps this off a 9.
Eligibility7/10
Availability is confirmed for Singapore only, with a single currency, SGD. Split Purchase requires S$50 and above, so very low-cost fares may not qualify, and there's no second market to offset that concentration.
Approval Process7/10
Every plan is charged to the Trust credit card, so a traveller needs that card approved before any Split plan can apply at checkout. That's a real dependency ahead of ticketing, not a same-page decision.
This table prices one fare across Trust Bank's Split plans as offered in Singapore, its confirmed market. The fare itself doesn't change for choosing to split it: Laters.com adds no booking fee or surcharge for paying this way.
| 方案 | 今日應付 | 然後 | 您總共支付 | 信用成本 |
|---|---|---|---|---|
| 分3期6.05% p.a. EIR APR | 未說明 | 未說明 | 核准時設定 | 核准時設定 |
| 分6期5.20% p.a. EIR APR | 未說明 | 未說明 | 核准時設定 | 核准時設定 |
| 分12期6.63% p.a. EIR APR | 未說明 | 未說明 | 核准時設定 | 核准時設定 |
| 分18期6.55% p.a. EIR APR | 未說明 | 未說明 | 核准時設定 | 核准時設定 |
Treat the table as an illustration, not a quote. What's actually offered depends on approval for the Trust credit card and on Trust Bank's own terms at the time of booking. Every provider we score is run through the same cost rows, so figures compare fairly across the page.
如果 Trust Bank 的分期付款計畫不適用於您的預訂，Laters 提供一系列其他 BNPL 提供商來幫助您分攤機票費用。
Splitit splits your fare into four payments using the card you already have, and approval along with any card-issuer interest depends on your existing credit line rather than a new credit check.
Coverage varies by market; check Laters.com at checkout for availability.
Klarna offers both a pay-in-4 style split and longer monthly financing on larger bookings, with approval and a possible credit check needed before your e-ticket is confirmed, and interest applying on some plans.
Coverage varies by market; check Laters.com at checkout for availability.
Afterpay spreads the cost of a flight across four instalments, and while many shoppers know it under this name, it trades as Clearpay in the United Kingdom; approval isn't guaranteed and missed payments can bring fees.
Coverage varies by market; check Laters.com at checkout for availability.
Atome is a Southeast Asia-focused split-pay option that breaks your fare into three payments, subject to approval and any fees the provider sets for late payments.
Strongest in Southeast Asia
Zip pairs a pay-in-4 style plan with longer financing options on bigger bookings, and larger plans can carry interest, so it's worth checking your own repayment terms before you book, since approval is never guaranteed.
Coverage varies by market; check Laters.com at checkout for availability.
Tabby splits a flight fare into four payments and runs an approval check before confirming your booking, with fees possible if an instalment is missed.
Coverage varies by market; check Laters.com at checkout for availability.
關於在 Laters.com 上使用 Trust Bank 支付航班費用的所有資訊。
Not right now. Trust Bank is not yet available as a payment option on Laters.com, so travellers cannot select any of its split-payment plans at checkout today. Laters.com currently offers other Buy Now Pay Later providers for flight bookings, so check the checkout page for the options that are live. Visit https://trustbank.sg/ to see how the provider's plans work generally, and check back on Laters.com for updates on availability.
None yet through Laters.com, since Trust Bank is not currently switched on at our checkout. When a BNPL provider is active on Laters.com, it applies across every airline we sell rather than being something individual carriers turn on themselves. Until Trust Bank is enabled, travellers should choose from the payment methods currently offered at checkout. Confirm current provider availability on Laters.com before you book.
It cannot yet, because Trust Bank is not an active payment method on Laters.com. Based on Trust Bank's own published terms, its plans are described as 0% interest but carry a one-time fee ranging from 1.00% to 5.00% of the purchase depending on the plan, and a late fee applies if a repayment is missed. Laters.com does not add its own payment surcharge or booking fee to any provider it supports. Check https://trustbank.sg/ for the current fee structure ahead of any future rollout.
This isn't something Laters.com can confirm yet, since Trust Bank has not launched on our platform. For providers that are active on Laters.com, the e-ticket is issued once the payment plan is approved at checkout rather than before. Travellers hoping to use Trust Bank for flights should hold off until Laters.com confirms the integration is live. In the meantime, https://trustbank.sg/ can explain how ticketing timing works with its partner merchants generally.
None can run through Laters.com yet, because Trust Bank isn't a live checkout option here. Trust Bank's Split Purchase plans are charged to a Trust credit card, which means a cardholder relationship and its associated credit checks already sit behind the plan, and standard credit card interest applies if the statement balance isn't paid in full. This carries real credit risk, so a missed or partial repayment can affect your standing with the card issuer. Confirm eligibility and credit check details directly at https://trustbank.sg/.
This scenario doesn't apply on Laters.com today, since Trust Bank isn't yet available for flight purchases here. Under Trust Bank's own terms, a missed instalment on a Split Purchase can trigger standard credit card interest if the statement balance isn't cleared, and missed payments on credit products of this kind are typically reported to credit reference agencies and can affect your credit standing. Travellers should treat any BNPL repayment schedule as a real credit commitment, not a casual perk. Check https://trustbank.sg/ for its specific missed-payment policy.
None at the moment, because Trust Bank has not been switched on for any market on Laters.com. Trust Bank itself currently operates in Singapore, where its Split Purchase plans are regulated by the Monetary Authority of Singapore. Laters.com will confirm which countries can use Trust Bank at checkout if and when the integration goes live. For now, https://trustbank.sg/ is the place to check the provider's own market coverage.
None yet, since Trust Bank plans aren't selectable on Laters.com for any fare. Of Trust Bank's own published plans, the Split in 18 option spreads a purchase over 18 monthly instalments with a 5.00% one-time fee, which is the longest term on offer and would typically suit a larger fare once available. All of these plans carry a fee and are tied to a Trust credit card, so interest can apply if the statement isn't paid off in full. Visit https://trustbank.sg/ for the full terms of each plan.
It can't affect anything through Laters.com yet, since the provider isn't live on our platform. Because Trust Bank's Split Purchase plans run through a Trust credit card, on-time repayments and missed payments are the kind of activity that credit card issuers and credit bureaus generally track, and a poor repayment history could affect your credit standing. This is a real credit product, not a fee-free convenience. See https://trustbank.sg/ for how Trust Bank itself describes any credit reporting impact.
This can't come up on Laters.com yet, since flights cannot currently be booked using Trust Bank here. Generally speaking, with instalment-based credit products a refund is applied against the outstanding balance owed on the plan rather than paid out separately in cash, though the exact process depends on the issuer's own refund policy. Until Trust Bank is integrated, Laters.com cannot confirm how a cancelled flight would be handled under its Split Purchase terms. Check https://trustbank.sg/ directly for its refund and cancellation process.
Not on Laters.com at present, since Trust Bank isn't an available payment method for any booking type here. Generally, BNPL plans of this kind apply to the total fare charged rather than to the specific route or number of stops, so a multi-stop or international itinerary wouldn't itself be a barrier once a plan is live. It's the country you're booking from, not the route you're flying, that would determine which plans appear at checkout. Check https://trustbank.sg/ for how it treats fare types once available.
Not entirely, even by Trust Bank's own description of its plans. Trust Bank markets its Split Purchase plans as 0% interest, but each carries a one-time fee, from 1.00% on the Split in 3 plan up to 5.00% on the Split in 18 plan, and standard credit card interest applies if the statement balance isn't paid in full. So the plan isn't free of cost even where no interest rate is charged on the instalments themselves. Laters.com does not yet offer this provider for flights, so confirm current fee terms at https://trustbank.sg/.
This isn't something Laters.com can confirm yet, because Trust Bank isn't available as a flight payment option on our site. Since Split Purchase plans run through a Trust credit card, any miles or points earned would likely follow that card's own earning rules rather than any special BNPL scheme, but this depends entirely on the card's terms. Laters.com cannot promise mileage accrual outcomes for a provider it does not yet support. Check with https://trustbank.sg/ and your airline's loyalty programme for specifics.
Not at the moment, since Trust Bank cannot be used for any fare type on Laters.com yet. Trust Bank's plans, such as Split in 6 with a 1.50% one-time fee or Split in 12 with a 3.50% fee, are tied to purchase amount rather than cabin class, so a premium fare would in principle qualify once the provider is live. Higher fares also mean a larger fee amount in absolute terms even though the percentage stays fixed. Visit https://trustbank.sg/ to see how it treats larger purchases generally.
This question is moot on Laters.com right now, since the provider hasn't launched here for flight bookings. Trust Bank's Split Purchase plans are charged to a Trust credit card, which implies you'd need to hold that card, or open one, before a Split Purchase plan could be used at all. This is different from BNPL providers that let a new customer apply during checkout. Confirm account and card requirements directly at https://trustbank.sg/.
Laters.com cannot speak to this yet for Trust Bank specifically, since it isn't a supported payment method on our platform. Trust Bank's Split Purchase plans operate through a Trust credit card and the provider is regulated by the Monetary Authority of Singapore, which points to a supervised financial institution handling the underlying credit relationship. Any BNPL or credit card provider you use should clearly explain how your payment data is stored and protected. Review Trust Bank's own security and privacy terms at https://trustbank.sg/ before relying on the service.
Trust Bank 是一家總部位於新加坡的數位銀行，受新加坡金融管理局監管。其分期購買功能與 Trust 信用卡相關聯，讓持卡人可將機票費用分成 3、6、12 或 18 期月付。每個計畫收取一次性費用而非持續利息，但適用有效利率 — 如果您未在每月結清信用卡結單餘額，將收取標準信用卡利息。批准不保證；持有 Trust 信用卡時需進行信用評估。
在 Laters 上，搜尋和比較機票無需費用。當您在結帳時選擇 Trust Bank，您的機票費用將計入 Trust 信用卡並按您選擇的分期計畫分配。確認付款後，您的電子機票將被簽發。最低合格購買金額為 S$50。
將費用分期支付可以緩解現金流，但仍是信用承諾。只借您能舒適按時償還的金額。如需最新費用、資格標準和計畫條款，請訪問 trustbank.sg。
Search your route on Laters.com, choose Trust Bank at checkout, and pick a plan: Split in 3, Split in 6, Split in 12 or Split in 18. Your e-ticket is issued once payment is approved. Some of these plans are interest-free but carry a one-time fee, while others are interest-bearing, and all of them are subject to a credit check and approval, so nothing here is guaranteed just because you've applied.
Laters.com is the merchant for this booking and issues the ticket; Trust Bank is the payment method and credit provider, not the seller of the flight. Laters.com is operated by an entity holding a travel-agent licence, though we haven't been supplied the exact legal name or licence number for this page, so we won't invent one here. What paying this way costs at Laters.com is nothing extra: no payment surcharge and no booking fee, so the fare is the same as if you paid by card. You don't need a credit card to book when you pay with Trust Bank, Trust Bank settles the fare with the airline on your behalf, and your repayments go to Trust Bank, not to Laters.com. That said, Trust Bank is not yet available to book through Laters.com, so for now this plan can't be selected at checkout; have a look at our other supported providers if you want to split a fare today.
Laters.com 作為商家從票價中獲利，無論您選擇哪種付款方式都相同；沒有任何付款服務商為在此頁面上的位置付費。
機票預訂與還款計畫依不同的時程進行。我們的指南說明了在分期支付票價前需要考量的實際問題。
負責任地借款意味著只承諾您能真正負擔的分期付款。逾期付款可能導致滯納金，可能被報告給信用參考機構，並可能影響您的信用評分和未來的借款能力。 請造訪 Trust Bank 的條款以了解最新條款、資格條件和國家特定的方案可用性。 Laters.com 是 Fly Fairly 的新名稱；您的預訂或支援服務不會有任何改變。 最後由 Laters.com 編輯團隊於 2026年9月 審查。
Trust Bank 航班優惠、分期付款優惠和限時特賣，直接送到您的收件箱。
