Search flights on Laters.com, then split the cost into monthly Pix Parcelado installments at checkout.
編輯：Alex Yardley
Yes, you can use Pix Parcelado to book flights and buy plane tickets for any airline, any route, and any fare class through Laters.com. Pix Parcelado is a bank-level installment credit product built on Brazil's Pix system, and the terms of each plan are set by the issuing bank rather than by a single fixed schedule. Book with us and you are not limited to carriers that offer Pix Parcelado at their own checkout.
Most airlines never built Pix Parcelado into their own checkout, which is exactly why booking through Laters.com matters. Carriers like American, Delta, and United in the US do not offer it directly, and neither do British Airways, Lufthansa, or the Nordic carriers flying across the UK, Germany and Scandinavia. Book any of them through us instead, and at checkout you select Pix Parcelado, choose a plan that fits your budget, and your e-ticket is issued once the bank confirms payment.
Because installment terms are set bank by bank, the number of monthly installments, whether interest applies, and any fees can vary depending on which bank finances your Pix Parcelado plan. That holds whether you are booking a long-haul business seat or a short domestic hop, and approval is never guaranteed since a credit check applies and the applicant must be 18 or older. Availability currently centers on Brazil, so check the terms on your bank's Pix Parcelado offer before you commit.
Pix Parcelado turns one Pix payment into a run of monthly installments, and the cards below show this provider's plan shape, priced in the currency you've selected. Set a flight budget first, then compare what the cards lay out: the amount due today, the payments that follow, and the total you'll repay. At checkout you'll see the real offer for your booking. A credit check applies, and some plans carry interest.
$500
This plan costs you nothing extra only if your bank offers an interest-free installment schedule, which isn't guaranteed and varies by issuer. Otherwise, some interest and fees apply and a credit check is run before your bank sets your actual rate and installment count. Pix Parcelado 是一種銀行級信用產品，將單筆 Pix 付款分成每月分期；分期期數（通常為 2-24 期）、利率和費用由各發卡銀行個別設定，而非由固定的供應商統一安排。
Pix Parcelado is issued and repaid through your own bank, which sets the installment count, rate and fees, so terms differ by issuer rather than by country. Your ticket is issued in full once the bank approves and confirms the booking.
僅供參考。 上述數字根據您設定的機票價格計算：無利息計劃採用簡單除法，月度融資計劃採用該計劃在其規定期限內的說明性利率。這些數字並非報價、估價或您將獲得的預測。Laters.com 不是貸款人，不參與決定過程：出現哪些計劃、分期金額、任何利息和費用，以及您是否符合資格，均由供應商單獨決定，並取決於信用或資格評估、您所在國家和您的購物籃。查看您真實計劃的唯一方式是在結帳時選擇此付款方式，屆時供應商（而非 Laters.com）將批准或拒絕購買。所有計劃、利率、費用和條款僅為估計值，須經批核且可能變更。
Pix Parcelado is built for Brazil, and that is where you'll find it on Laters.com. The provider publishes one product line, Pix Parcelado, a bank-financed plan that spreads a single Pix payment across monthly installments rather than one lump sum. Because Brazil is the only market Pix Parcelado operates in, checkout on Laters.com covers every market Pix Parcelado operates in. Open Brazil in the grid below for the schedule, interest terms and any late fee your issuing bank sets. This guide reflects what Pix Parcelado publishes for that market, and it doesn't confirm which product Laters.com can offer for your specific booking, which the checkout decides at the time you pay. 本指南列出 1 個市場的分期融資。
Pix 由巴西中央銀行運營；Pix Parcelado 是由各銀行提供的分期信用產品，條款和利率因發卡機構而異，並受巴西消費者信用披露規則約束。
Pix Parcelado 為 巴西（BR）發佈的計劃，已驗證 。
Pix Parcelado is the name used across its home market of Brazil, and it isn't published under a different label elsewhere since Brazil is the only country where the provider currently operates. The plan works by financing a Pix payment into installments taken at fixed monthly intervals after purchase, and terms are set bank by bank, so timing and cost can vary depending on your issuer. Some schedules run interest-free when paid on time, others carry interest, and approval isn't guaranteed for any applicant. Limits and rates differ by bank and are shown by Pix Parcelado at checkout, so confirm the details there before you book.
Here you compare flights across every airline we sell, then choose a Pix Parcelado plan at our checkout. You pick the flight first, pay at that same checkout, and any installments left on your bank's schedule simply continue after booking.
The rows below are about plans, but the booking itself is with us. Laters.com is the merchant of record for your ticket, so we handle the booking, any change to it and any refund, no matter which airline flies you or which Pix Parcelado plan your bank approves. That plan is still credit, with interest and fees set by the issuing bank, so read the terms before you commit.
| 您獲得的內容 | Laters.com | 直接向航空公司預訂 |
|---|---|---|
| Pix Parcelado 內置於所有 650+ 航空公司的結帳流程 | ✓ | 非常少 |
| 相同的 Pix Parcelado 計劃，無論您乘坐哪間航空公司 | ✓ | ✕ |
| 比較每間航空公司，一次搜尋，然後用 Pix Parcelado 付款 | ✓ | ✕ |
| 其他「先買後付」供應商、穩定幣及 100+ 種付款方式，均可在同一結帳頁面使用 | ✓ | ✕ |
| 使用 Pix Parcelado 付款無手續費，無預訂費 | ✓ | 因情況而異 |
我們的編輯評分（滿分10分），評估「先買後付」供應商在您預訂航班時的實際運作效能。
我們結帳時的每個供應商都按相同的 4 項標準評分，因此您可以在選擇付款方式前進行公平比較。 查看所有先飛後付供應商評分 →
Each of the four criteria is scored out of 10 against Pix Parcelado's published plan terms, published rates and eligibility criteria for flight bookings. The headline is the unweighted average of those four scores, rounded to one decimal, and no brand pays to be rated. 最後審查於 2026年9月。
Laters.com 是此頁面上每筆預訂的商戶：我們銷售機票並從票價中獲利，無論您選擇哪種付款方式都相同。沒有付款供應商為我們的位置、排名或付款評分付費，此頁面不包含任何聯盟連結。
Pix Parcelado turns a single Pix payment into a bank-financed installment plan, commonly split across 2 to 24 months. Rate and fee are set by the issuing bank, not fixed by Pix Parcelado itself. It operates in Brazil only, in Brazilian reais, under Brazilian consumer credit disclosure rules.
4 項標準，我們結帳時的每個供應商都按相同方式評分。
Repayment Flexibility7/10
One plan, Pix Parcelado, but banks set installments commonly 2-24 months, a wide span for a single plan. Score held at the floor because there is no separate short-term or deferred option, just one financed shape.
Interest Rate7/10
Pix Parcelado carries no fixed provider-wide APR: each issuing bank sets its own rate and fees on the installments. Held out of a higher band because rate and fee are undisclosed until the bank quotes them, not published upfront.
Eligibility7/10
Available in Brazil only, the sole market Pix Parcelado covers, with financing the only plan type on offer there. Held at the floor by that single-country, single-plan footprint rather than any broader restriction.
Approval Process7/10
Approval runs through the issuing bank's own credit decision on the Pix payment, not a single provider-wide checkout flow. Held back because the bank, not Pix Parcelado, sets the check and the outcome can vary by issuer.
This table prices one fare across Pix Parcelado's plan for Brazil, the market it operates in. The fare itself does not change for choosing to pay this way. We add no booking fee or surcharge on top.
| 方案 | 今日應付 | 然後 | 你總共支付 | 信用成本 |
|---|---|---|---|---|
| Pix Parcelado | 未說明 | 未說明 | $1,000.00 | 無 |
This worked example is an illustration, not a quote. What a traveller is actually offered depends on the issuing bank and on approval, and Pix Parcelado, like every provider we score, is costed here on the same rows so it can be compared fairly.
If you searched for airlines that accept Pix Parcelado, here is the answer: every airline we sell can be paid for with Pix Parcelado, right here on Laters.com. That holds on any route and any fare class, from short-haul low-cost tickets to long-haul business class, subject to Pix Parcelado's own eligibility check and limits. Which plan you're offered depends on the country you book from, not the airline you fly. See the country section below for what Pix Parcelado publishes where you are. Below, full-service carriers keep their checked bag, seat selection, meals and frequent-flyer earning exactly as the airline sells them. Low-cost airlines add those extras à la carte at checkout, with Pix Parcelado splitting the basket total either way. Paying with Pix Parcelado does not change the fare, the baggage allowance or the miles earned. You fly as the airline's own passenger and simply split the cost.
American Airlines is a full-service carrier, with checked bags, seats and meals bundled into the fare as the airline sells it.
Air France sells a full-service fare with meals, seat selection and checked baggage included as standard.
Alaska Airlines runs as a full-service carrier, with its usual fare inclusions and frequent-flyer earning unaffected by how you pay.
British Airways is a full-service airline, so its long-haul fares can suit longer monthly financing, decided by Pix Parcelado at checkout.
Cathay Pacific is a full-service carrier, with checked baggage, seat choice and meals included in the fare as sold.
Delta Airlines is a full-service carrier, with its bags, seats and meals bundled in exactly as the airline sells them.
Emirates is a full-service, long-haul carrier whose fares often suit longer monthly financing, subject to approval by Pix Parcelado at checkout.
Etihad Airways is a full-service carrier, with checked baggage, seat selection and meals included as the airline sells them.
Volaris is a low-cost carrier, with a base fare and extras like bags and seats added à la carte at checkout.
Cebu Pacific is a low-cost airline, so its lean base fare can sit comfortably inside a short-term instalment plan.
IndiGo is a low-cost carrier, with checked baggage, seats and meals priced separately from the base fare at checkout.
AirAsia is a low-cost airline, with extras added à la carte, so its base fare can suit a short-term instalment plan.
Both Pix Parcelado and Flexpay sit at the Laters.com checkout, so this is a choice between two ways to pay for the same ticket, not a search for one somewhere else. Pix Parcelado runs as a single bank-financed product: one Pix payment split into monthly installments, with the count, interest rate and fees set by the issuing bank rather than a fixed schedule. Flexpay is built around a pay-in-4 product, so the two work on different rhythms, one flexible and bank-priced, the other fixed and short-term: compare Flexpay for flights on Laters.com. If Pix Parcelado isn't available where you are, these are the other providers that can spread the cost of your flight.
Flexpay splits the fare into four payments rather than one bank-financed monthly plan, and approval is not guaranteed since a credit check can apply. Missing a scheduled payment can bring fees, so check the repayment dates before booking.
Coverage varies by market, so confirm availability on Flexpay's own site before booking.
Klarna offers short-term instalment plans and deferred payment options, and some plans carry interest while a credit check may run at checkout. Paying late can bring fees, so review the schedule before you confirm the booking.
Coverage varies by market, so confirm availability on Klarna's own site before booking.
Afterpay splits the ticket cost into four payments, with approval decided at checkout and a credit check that may apply. A missed instalment can trigger a late fee, so keep the payment dates in mind.
Coverage varies by market, so confirm availability on Afterpay's own site before booking.
Affirm spreads the fare across monthly payments rather than a single Pix instalment plan, and some plans carry interest with approval based on a credit check. Read the terms shown at checkout before committing to a schedule.
Coverage varies by market, so confirm availability on Affirm's own site before booking.
Zip breaks the flight cost into scheduled payments, and approval depends on a credit check that isn't guaranteed to pass. Fees can apply if a payment is missed, so plan the instalment dates around your budget.
Coverage varies by market, so confirm availability on Zip's own site before booking.
Tabby splits the fare into four instalments, with a credit check that may run before approval is confirmed. Missed payments can lead to fees, so check the repayment schedule before you book.
Coverage varies by market, so confirm availability on Tabby's own site before booking.
關於在 Laters.com 上用 Pix Parcelado 支付航班費用的所有資訊。
Yes. On Laters.com, travellers booking from Brazil can be offered the Pix Parcelado plan, which splits a single Pix payment into monthly installments through the customer's own bank. The number of installments, interest rate, and fees are set by the issuing bank rather than by Laters.com, so it is a credit product and approval is not guaranteed. Check current terms with your bank or at pagaleve.com.br before booking.
Every airline sold on Laters.com can be booked using Pix Parcelado. It is a payment method applied at checkout rather than something individual carriers switch on or off, so the airline you choose does not limit whether Pix Parcelado appears as an option. What does vary is the installment count and interest rate, which your bank sets rather than the airline. Availability still depends on booking from Brazil, the market where this plan is offered.
No. Laters.com does not add a payment surcharge or booking fee for choosing Pix Parcelado, so the listed fare is the same as paying by card. This is still a credit product, though: Pix Parcelado is bank-financed, and the issuing bank sets its own interest rate and any late fee for the installment plan. Missing a payment can trigger that late fee, so review your bank's terms before confirming the split.
The e-ticket is issued once your bank approves and confirms the Pix Parcelado financing for the fare amount. Because approval runs through the issuing bank rather than Laters.com, timing depends on that bank's own verification process. Pix Parcelado is a credit product, so confirmation is not automatic and a credit check by the bank applies before the ticket is released. If approval is delayed, check your banking app for the financing status.
It can. Pix Parcelado is a bank-level credit product, and the issuing bank reviews your credit standing before approving the installment split on a flight purchase. Because terms and the type of check applied are set individually by each bank under Brazilian consumer credit disclosure rules, the process is not identical across banks. A credit check being run means approval is never guaranteed, so confirm your eligibility with your bank or at pagaleve.com.br.
Missing an installment can trigger a late fee, and the exact amount is set by the bank that issued your Pix Parcelado financing rather than by Laters.com. Missed payments on this type of credit product may also be reported to credit reference agencies, which can affect your credit standing going forward. Because terms vary by issuer under Brazilian consumer credit rules, contact your bank directly if you think you will miss a payment. Confirm the specifics of your plan at pagaleve.com.br.
Pix Parcelado is available to travellers booking from Brazil on Laters.com. Pix itself is operated by the Central Bank of Brazil, and Pix Parcelado is the installment credit layer that individual Brazilian banks add on top of it. It is not offered in other markets on Laters.com, so travellers booking from outside Brazil will see different payment plans at checkout. Check pagaleve.com.br for the latest on where the service operates.
The Pix Parcelado financing plan itself is built for this, since it commonly allows anywhere from 2 up to 24 monthly installments depending on what your bank offers. A longer split can make a large long-haul fare more manageable month to month, but it also means more months of exposure to the bank's interest rate. Because interest and fees are set by the issuing bank rather than a fixed schedule, ask your bank for the total repayable amount before choosing a longer term.
Not when you pay on time. Because Pix Parcelado is a bank-issued credit product, the account and its payment history can appear on your credit file the way any installment loan would. Missed payments may be reported to credit reference agencies and can affect your credit standing, while on-time payments generally do not cause harm. Ask your issuing bank how it reports Pix Parcelado activity, since practices can differ between banks.
Refund handling on a Pix Parcelado plan runs through the bank that financed the installments, since the credit agreement sits between you and that issuer rather than Laters.com. Contact your bank as soon as a refund is due to find out whether remaining installments are adjusted or the refunded amount is applied to the balance. Because terms vary by issuer under Brazilian consumer credit rules, ask for this in writing. Laters.com can confirm the airline-side refund status of the booking itself.
Yes. Pix Parcelado applies to the total fare amount rather than to a specific route, so international and multi-stop itineraries booked on Laters.com are eligible the same as a domestic one-way ticket. What decides whether the plan appears at checkout is the country you are booking from, currently Brazil, not the destinations or number of stops on the itinerary. The bank-set installment count and interest rate apply to the fare total regardless of route complexity.
It can be, but this is not guaranteed. Pix Parcelado is a bank-financed credit product, and while some issuers may offer promotional interest-free windows, the interest rate on a given plan is set individually by each bank rather than fixed by a provider-wide schedule. A late fee can also apply if a payment is missed. Always check the specific rate, fee, and installment count your bank quotes before confirming the split at checkout.
Airline loyalty programs generally credit miles and status points based on the ticket and fare class purchased, not the payment method used to buy it, so a Pix Parcelado booking on Laters.com should accrue the same as any other purchase. Because this depends on the individual airline's loyalty terms rather than anything set by Pix Parcelado or Laters.com, check the fare rules for your specific booking. Financing the fare through your bank does not change what ticket you are issued.
Yes, since Pix Parcelado applies to the fare total rather than to a specific cabin class, business and premium fares booked on Laters.com from Brazil can be split the same way as economy tickets. A higher fare means a larger amount financed, and the issuing bank's interest rate applies across however many installments you choose. Ask your bank for the full repayment total on a premium fare before committing, since the monthly cost rises with the ticket price.
Changing or cancelling the booking follows the airline's own fare rules first, the same as any ticket, and any refund or change fee is calculated against the original fare. Once a refund is confirmed, contact the bank that issued your Pix Parcelado financing to find out how it applies the refunded amount to your remaining installments. Because that process is set by the issuing bank under its own credit terms, ask for confirmation in writing before assuming installments stop automatically.
Pix itself is operated by the Central Bank of Brazil, and Pix Parcelado adds bank-level installment financing on top of that regulated payment rail. Your financing agreement and repayment details are held and managed by your issuing bank rather than by Laters.com, and Brazilian consumer credit disclosure rules govern how banks must present the terms. As with any credit product, only agree to an installment plan after reading the rate and fee details your bank shows you. Confirm current safeguards at pagaleve.com.br.
Pix Parcelado is not a single company at all. It is a credit feature bolted onto Brazil's instant payment rail, letting a shopper split one Pix transfer into monthly installments set by whichever bank underwrites the loan. It has grown from a checkout curiosity into a mainstream way Brazilians pay for big-ticket purchases, and flights are one of the categories that fit it well, since a fare is exactly the kind of lump sum a traveler would rather spread out than pay in one go.
Because it rides on Pix, which the Central Bank of Brazil operates, Pix Parcelado has no single founding story, founder, or old company name to point to. Each participating bank issues its own version under its own banking license, sets its own installment count, interest rate, and fees, and answers to Brazil's consumer credit disclosure rules. That structure means there is no single stock ticker or public listing to track, and no one institution whose ups and downs define the product. It also means terms genuinely differ by issuer, so we'd point you to your bank's own disclosures, and to Pix Parcelado's site, before you commit. Whichever bank you borrow from, only take on installments you're confident you can repay on schedule.
Search your route on Laters.com, choose Pix Parcelado at checkout, and pick the Pix Parcelado plan your bank offers to split the fare into monthly installments. Your e-ticket is issued once payment is approved. Some banks' plans carry no interest when you pay on time, but Pix Parcelado is a bank-level credit product, so many plans charge interest and all are subject to a credit check and approval by the issuing bank.
Laters.com is the merchant on this booking and the one that issues your ticket. Pix Parcelado, and the bank behind it, is the payment method and the lender, not the seller of the flight. There's no payment surcharge and no booking fee for choosing this route, so the fare is the same as paying by card. You don't need a credit card to book this way: Pix Parcelado settles the fare with the airline on your behalf, and your monthly installments are repaid to your bank through Pix Parcelado, not to Laters.com.
Laters.com 作為商戶從票價中獲利，無論您選擇哪種付款方式都相同；沒有付款供應商為在此頁面上的位置付費。
機票預訂與還款計劃按不同的時間表進行。我們的指南說明了在分期支付機票費用前需要考慮的實際問題。
負責任地借款意味著只承諾您能真正負擔的分期付款。逾期付款可能導致滯納金，可能被報告給信用參考機構，並可能影響您的信用評級和未來的借貸能力。 請造訪 Pix Parcelado 的條款以了解最新條款、資格條件和國家特定計劃可用性。 Laters.com 是 Fly Fairly 的新名稱；您的預訂或支援服務不會有任何改變。 最後由 Laters.com 編輯團隊於 2026年9月 審查。
Pix Parcelado 機票優惠、先買後付優惠及限時搶購，直送您的收件箱。
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