Pay in 4 over 6 weeksAvailable in 4 countriesPay in 4 and US Pay Monthly Cash App

Book flights with Afterpay payment plans

Search flights on Laters, then split the fare with Afterpay: pay in 4, or apply for monthly financing.

超過一百萬名旅客每年
在Laters.com上搜尋航班

編輯：Shanice Priscilla更新時間 2026年9月22日

Afterpay 航班

Can You Use Afterpay for Flights?Yes, Afterpay Works on Any Airline on Laters.com

Yes. You can use Afterpay to book flights and buy plane tickets for any airline, any route, and any fare class when you book through Laters.com. It works this way because Afterpay sits inside our checkout as a payment method, not because every airline has signed up with Afterpay directly. Pick your flight, choose Afterpay, and your e-ticket follows once payment is confirmed.

None of the major carriers take Afterpay at their own checkout. Delta, American Airlines and United don't offer it in the US, and British Airways, Lufthansa and Finnair don't across the UK, Germany and the Nordics either. Book any of them through Laters.com instead, and Afterpay becomes a live option: select it at checkout, choose the plan that fits your budget, and your e-ticket is issued once payment is confirmed.

Pay in 4 is the plan on offer everywhere Afterpay operates, and in the US you can also spread a larger fare over Pay Monthly financing. That range covers a long-haul business fare and a short domestic hop alike, though every plan is subject to approval and some carry interest, and applicants must be 18 or older. Visa is also accepted at our checkout if you want to compare the two.

Afterpay 在 Laters.com 上的航班：主要資訊

US Pay in 4 over 6 weeks, first at checkout, interest-free when paid on time: 4 payments
US Pay Monthly terms for purchases over $400, subject to eligibility: 6 or 12 months
US Pay Monthly purchase threshold, depending on merchant: $400
US late fee maximum per missed instalment / cap per order: $8 / 25%
Laters.com booking fee or surcharge for paying with Afterpay: $0

Afterpay 發佈的數據，已根據 Afterpay 的國家條款進行驗證 2026年9月22日。

搜尋航班並比較票價
結賬時選擇 Afterpay 並揀選付款計劃
先飛行，其餘款項按計劃支付給 Afterpay

Afterpay promo codes on Laters.com

Find the latest Laters.com deals below, add the code in the promo box at checkout, then choose Afterpay to split what is left.

AFTERPAY25

$25 off (min purchase $500)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Australia AUD only.

AFTERPAY50

$50 off (min purchase $1000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Australia AUD only.

AFTERPAY100

$100 off (min purchase $2000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Australia AUD only.

AFTERPAY200

$200 off (min purchase $3000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Australia AUD only.

AFTERPAY25USD

$25 off (min purchase $500)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For United State USD only.

AFTERPAY50USD

$50 off (min purchase $1000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For United State USD only.

AFTERPAY100USD

$100 off (min purchase $2000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For United State USD only.

AFTERPAY200USD

$200 off (min purchase $3000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For United State USD only.

AFTERPAYNZ50

$50 off (min purchase $500)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For New Zealand NZD only.

AFTERPAYNZ100

$100 off (min purchase $1000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For New Zealand NZD only.

AFTERPAYCA25

$25 off (min purchase $500)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Canada CAD only.

AFTERPAYCA50

$50 off (min purchase $1000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Canada CAD only.

AFTERPAYCA100

$100 off (min purchase $2000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Canada CAD only.

AFTERPAYCA200

$200 off (min purchase $3000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Canada CAD only.

折扣僅適用於基本票價，不適用於稅款、航空公司費用或附加服務，因此您在總額上的節省幅度會比宣傳的折扣更小。

先買後付計劃說明

Pay Your Flight Over Time with Afterpay

Afterpay lets you split a fare into smaller payments rather than paying the whole ticket at once. Pay in 4 covers most bookings, while Pay Monthly stretches bigger fares across a longer term and may carry interest. A credit check applies to the longer-term option, and this is a form of credit, so borrow only what you can repay on schedule.

Shopper holding a phone showing the Afterpay app

你使用 Afterpay 的票價USD

$500

最受歡迎

分4期付款

每次分期: $125.00每2週, 4 次
今日應付: $125.00如獲批准
您支付的總額: $500.00無利息

0% APR · 25% 首期付款

今天$125.00
第 14 天$125.00
第 28 天$125.00
第 42 天$125.00

Pay in 4 suits travellers who want a short, fortnightly schedule and prefer to keep costs interest-free, though late fees can still apply. 首期付款立即支付，其餘款項每2週分期支付，共約6週。在合作品牌享受免息優惠；逾期可能產生滯納金。某些交易可能涉及融資費用（年利率最高36%，由First Electronic Bank承保）。

按月付款

付款: $500.00每月
今日應付: 未說明本示例中
您支付的總額: $500.00無利息

由 $400 起 · 逾期費用 No late fees

Pay Monthly fits larger fares needing a longer runway, but it can carry interest depending on your term and always requires a credit check. 適用於大額購買；根據訂單金額提供3/6/12/24個月選項（訂單超過$400可選擇24個月）。貸款由First Electronic Bank承保及發放；可能需要首期付款；須通過信用檢查，並非在所有美國州份均可使用。

You repay Afterpay directly on its set schedule, not the airline. Laters issues your e-ticket in full once your Afterpay payment is approved, regardless of how many instalments remain.

僅供參考。 上述數字根據您設定的機票價格計算：無利息計劃採用簡單除法，月度融資計劃採用該計劃在其規定期限內的說明性利率。這些數字並非報價、估價或您將獲得的預測。Laters.com 不是貸款人，不參與決定過程：出現哪些計劃、分期金額、任何利息和費用，以及您是否符合資格，均由供應商單獨決定，並取決於信用或資格評估、您所在國家和您的購物籃。查看您真實計劃的唯一方式是在結帳時選擇此付款方式，屆時供應商（而非 Laters.com）將批准或拒絕購買。所有計劃、利率、費用和條款僅為估計值，須經批核且可能變更。

Afterpay 按國家分類的計劃

Afterpay Flight Booking: Available Countries

Afterpay flight checkout shows up most often for travellers booking from the United States, Australia, New Zealand, the United Kingdom and Canada, so most searches land on one of those. That is a snapshot, not the whole list. Afterpay publishes short-term instalment plans that split a fare into separate payments due on a fixed schedule, alongside longer monthly financing that spreads the cost over a series of monthly payments instead. Open your own country in the grid below to see which product applies, its schedule and what it costs. This guide reflects what Afterpay publishes for each market. It does not confirm which products Laters.com can actually offer on a given booking, since that is decided at checkout. 本指南列出 4 個市場的分期方案。本指南列出 1 個市場的分期融資。

Across the United States, Australia, New Zealand and Canada, the short-term plan is called Pay in 4. In the United Kingdom, the same style of plan runs under the Pay in 3 label instead. Where a country in the grid carries no plan listed, Afterpay has not published a flight-eligible option there yet. This plan takes one payment at checkout and the rest at fixed intervals afterward, interest-free when paid on time, though approval is never guaranteed and Afterpay's longer monthly financing option carries interest. Limits, fees and exact rates vary by country and are shown by Afterpay at checkout before you confirm.

Laters.com 與直接預訂比較

Why Book Your Afterpay Flights on Laters.com?

Here, you compare flights across every airline we sell, then choose an Afterpay plan at the Laters.com checkout, the same place Afterpay lists us as a merchant. You pick the flight first, the payment plan second, both at the same checkout, and whatever instalments remain simply continue on the schedule you agreed to.

What the table doesn't spell out is who you're actually dealing with once you've booked. Laters.com is the merchant on your ticket, so we handle the booking, any changes to it, and any refund, no matter which airline flies you or which Afterpay plan you were approved for. That approval isn't guaranteed, and some plans carry an APR, but the person you call afterward is always us.

Paying in store by tapping a phone at a card terminal with Afterpay

Laters.com 與直接向航空公司預訂的比較
您獲得的內容	Laters.com	直接向航空公司預訂	優勝
Compare flight options	Compare available flights across airlines before choosing how to pay.	Search that airline and its available partner itineraries.	Laters.com
Afterpay at checkout	Select Afterpay at Laters.com checkout when it is available for the flight and customer.	Afterpay availability depends on the airline’s own checkout and the booking.	Laters.com
Other ways to pay	Review the payment options shown for your selected booking at the same checkout.	Review the airline’s own payment options for its direct booking.	Laters.com
Booking support	Use Laters.com booking support for the reservation you make here.	Use the airline’s support channels for a direct reservation.	Laters.com
Payment schedule	Review the Afterpay schedule and eligibility shown before confirming your booking.	Review the airline’s own checkout terms before confirming a direct booking.	Laters.com

Winner marks the broader comparison feature in each row; it does not guarantee payment availability. Checkout shows the options and final terms for your booking. Sources checked 23 September 2026: Afterpay Pay in 4 terms, Afterpay Pay Monthly terms, and Laters.com payment options.

獨立評分，無付費置頂

Laters.com Payment Score: Afterpay

什麼是 Laters.com 付款評分？

我們的編輯評分（滿分10分），評估「先買後付」供應商在您預訂航班時的實際運作效能。

1Repayment Flexibility
2Interest Rate
3Eligibility
4Approval Process

我們結帳時的每個供應商都按相同的 4 項標準評分，因此您可以在選擇付款方式前進行公平比較。查看所有先飛後付供應商評分 →

Each of the four criteria above is scored out of 10 against Afterpay's published plan terms, published rates and eligibility criteria for flight bookings. The headline is the unweighted average of those four, rounded to one decimal. No brand pays to be rated on Laters.com. 最後審查於 2026年9月。

Laters.com 是此頁面上每筆預訂的商戶：我們銷售機票並從票價中獲利，無論您選擇哪種付款方式都相同。沒有付款供應商為我們的位置、排名或付款評分付費，此頁面不包含任何聯盟連結。

Pay in 4 uses four interest-free installments over six weeks, with the first payment due at checkout. Late fees may apply if a payment is missed. For eligible US purchases over $400, Pay Monthly offers 6 or 12 monthly payments; review the final offer shown at checkout.

運作良好的地方

Pay in 4 charges 0% interest across all four instalments
Only 25% of the fare is due at checkout
Pay Monthly stretches big fares over 3 to 24 months
Late fees are capped at 25% of order value

需要注意的事項

Pay Monthly's APR runs as high as 35.99%
AU and NZ can only use Pay in 4
Pay Monthly needs a $100 minimum basket
A soft credit check applies to Pay Monthly

4 項標準，我們結帳時的每個供應商都按相同方式評分。

Repayment Flexibility7/10

Pay in 4 uses four interest-free installments over six weeks, with the first payment due at checkout. For eligible US purchases over $400, Pay Monthly offers 6 or 12 monthly payments. Sources: https://www.afterpay.com/en-US/mobile-app and https://www.afterpay.com/en-US/pay-monthly

Interest Rate8/10

Pay in 4 is interest-free when payments are made on time. Late fees may apply; review Afterpay’s current fee terms before booking. Source: https://www.afterpay.com/en-US/help/900005359783-Is-there-a-cost-to-using-Afterpay

Eligibility7/10

US Pay Monthly offers 6 or 12 monthly payments for purchases over $400, subject to eligibility and the offer shown at checkout.

來源： Afterpay Pay Monthly terms

Approval Process8/10

Pay in 4 is checked at checkout without a hard credit pull. Pay Monthly, by contrast, runs a soft credit check and can require a down payment, adding a step before ticketing on that plan.

編輯觀點

最強項目: Interest rate: Pay in 4 stays at 0% throughout, with late fees capped at 25% of order value rather than open-ended.
受阻於: Held back by geography: Pay Monthly's longer terms and its up-to-35.99% APR exist only in the US, leaving AU and NZ travellers with one fixed shape.
哪個計劃: Pay in 4 for a fare due within six weeks. Pay Monthly for a large US fare paid down over months.

This table prices one fare across Afterpay's plans as they apply in the United States, where both options are offered. The fare itself does not change. Laters adds no booking fee or surcharge for choosing to pay this way.

方案	今日應付	然後	你總共支付	信用成本
分4期付款0% APR	$250.00	$250.00 每2週，3 次	$1,000.00	無
按月付款	未說明	未說明	$1,000.00	無

還有什麼其他費用

On-time Pay in 4: No interest and no fee when all four fortnightly payments land on schedule.
Late payment: A late fee applies on Pay in 4, capped at 25% of the order value.
Pay Monthly interest: APR runs from 0.00% to 35.99% depending on term and approval, on US orders from $100.
Refunded flight: Check afterpay.com for how a cancelled or refunded booking is credited back against your plan.
Credit file: Pay Monthly involves a soft credit check; Pay in 4 does not run one.

The figures above are an illustration, not a quote for your booking. What you're offered depends on your market and on approval, and every provider we score is run through the same rows so you can compare them fairly.

Afterpay 的優勢所在

Pay in 4 charges 0% interest across all four instalments
Only 25% of the fare is due at checkout
Pay Monthly stretches big fares over 3 to 24 months
Late fees are capped at 25% of order value

申請前

Pay in 4 is not a loan in the usual sense and Afterpay does not run a credit check for it.
Pay Monthly is a credit product: it involves a soft credit check and is offered in the US only.
Very low-cost fares may not qualify for Pay Monthly, since it starts at a $100 basket.
Age and residency rules vary by market. Check afterpay.com for the current requirements where you live.

40+已評分先飛後付供應商評分Afterpay 按與我們為航班預訂評分的其他「先買後付」供應商相同的標準評分。查看所有供應商評分

比較航班與支付方式

Which Airlines Can You Book with Afterpay?

If you searched "airlines that accept Afterpay," here is the answer: every airline we sell can be paid for with Afterpay, right here on Laters.com. That holds on any route and any fare class, from short-haul low-cost tickets to long-haul business class, though it is always subject to Afterpay's own limits and eligibility check. Which Afterpay plan you are offered depends on the country you book from, not the airline you fly, so check the country section below for what Afterpay publishes where you are. On a full-service carrier, the checked bag, seat selection, meals and frequent-flyer earning are exactly as the airline sells them. On a low-cost airline, those extras get added à la carte at checkout, with Afterpay splitting the basket total either way. Paying with Afterpay does not change the fare, the baggage allowance or the miles earned. You fly as the airline's own passenger and simply split the cost.

全服務航空公司

American Airlines

American Airlines credits every fare to AAdvantage, so those miles still add up whether you pay outright or split the cost with an Afterpay plan at Laters.com checkout.

查看 American Airlines 的付款計劃

Delta Air Lines

Delta credits SkyMiles on every fare class it sells, from Basic Economy up to Delta One, regardless of how you split the cost with Afterpay at checkout.

查看 Delta Air Lines 的付款計劃

United Airlines

United credits MileagePlus miles on every ticket it sells, from Basic Economy to United Polaris, so that earning carries over when you split the fare with Afterpay.

查看 United Airlines 的付款計劃

Alaska Airlines

Alaska Airlines credits Mileage Plan miles on every fare it sells, so that earning still applies however you split the cost with an Afterpay plan at checkout.

查看 Alaska Airlines 的付款計劃

Qantas

Qantas credits its Frequent Flyer programme on every fare it sells for flights booked on Laters.com, so those points still add up if you split the cost with Afterpay.

查看 Qantas 的付款計劃

Air New Zealand

Air New Zealand credits its Airpoints programme on every fare class it sells, so that earning holds whether you pay upfront or split the cost with Afterpay.

查看 Air New Zealand 的付款計劃

廉價航空公司

Southwest Airlines

Southwest Airlines charges no cancellation fee on any fare, so weigh that against the total before splitting the cost with an Afterpay plan at Laters.com checkout.

查看 Southwest Airlines 的付款計劃

Frontier Airlines

Frontier prices its base fare bare and adds seat selection, carry-on and checked-bag fees separately, so factor those extras in before you split the total with an Afterpay plan.

查看 Frontier Airlines 的付款計劃

Allegiant Air

Allegiant sells an unbundled base fare and charges extra for seat choice, carry-on and checked bags, so weigh those add-ons before splitting the total with an Afterpay plan.

查看 Allegiant Air 的付款計劃

JetBlue Airways

JetBlue credits TrueBlue points on every fare, including its lowest Blue Basic tier, so that earning holds however you split the cost with an Afterpay plan.

查看 JetBlue Airways 的付款計劃

Malaysia Airlines

Malaysia Airlines lists Maybank, Public Bank, CIMB and Hong Leong instalment options for Malaysian bookings, so compare the fare and direct airline terms before choosing a payment plan at Laters.com checkout.

查看 Malaysia Airlines 的付款計劃

Volaris

Explore Volaris fares with Afterpay for eligible US residents on Laters.com. Approval and checkout terms apply. This US guidance does not establish eligibility in Mexico; agency bookings do not earn altitude points.

查看 Volaris 的付款計劃

比較先買後付選項

More Ways to Pay Later for Flights

Afterpay and Visa can both be available at Laters.com checkout for the same ticket. Afterpay Pay in 4 uses four interest-free installments over six weeks, with the first payment due at checkout. Visa terms and payment options are set by the card issuer. Compare Visa for flights on Laters.com.

其他支付商

Klarna

Pay in instalments

Klarna splits purchases into scheduled payments and, depending on the plan, may run a credit check or charge interest. Approval isn't guaranteed, so it pays to check the terms before booking.