BILLEASEFLY200
PHP 200 offA minimum booking value of PHP 2,667 is required to qualify for the discount. Does not apply to taxes and fees.
© 2026 Laters.com。原名 Fly Fairly。版权所有。
新加坡旅行社执照TA04059© 2026 Laters.com。原名 Fly Fairly。版权所有。
新加坡旅行社执照TA04059
Split fares into monthly instalments or defer the fare for 30 days
Yes. You can use Billease to book flights and buy plane tickets for any airline, any route, any fare class, when you book through Laters.com. Billease is a credit product, so plans are subject to a credit check and some plans carry interest, but there is no separate payment surcharge or booking fee tacked on when you choose it at checkout.
Airlines themselves rarely offer Billease at their own checkout. Philippine Airlines and Cebu Pacific don't offer it directly, nor do Singapore Airlines, AirAsia and Scoot across Southeast Asia, or Cathay Pacific and Japan Airlines on the longer regional routes. Booking through Laters.com is what makes Billease usable regardless. At our checkout you select Billease as your payment method, pick a plan that fits your budget, and your e-ticket is issued once payment is confirmed.
Billease's short-term instalment plans and its longer-term options are both available here, across the market Billease serves, subject to approval and to being 18 or over. That range covers everything from a long-haul fare in business class down to a short domestic hop. If you'd rather not split the cost, card is also accepted at our checkout.
数据来自 Billease 发布，已根据 Billease 的国家条款验证 。
Find the latest Laters.com deals below, add the code in the promo box at checkout, then choose Billease to split what is left.
BILLEASEFLY200
PHP 200 offA minimum booking value of PHP 2,667 is required to qualify for the discount. Does not apply to taxes and fees.
BILLEASEFLY400
PHP 400 offA minimum booking value of PHP 5,333 is required to qualify for the discount. Does not apply to taxes and fees.
BILLEASEFLY800
PHP 800 offA minimum booking value of PHP 10,667 is required to qualify for the discount. Does not apply to taxes and fees.
BILLEASEFLY1500
PHP 1500 offA minimum booking value of PHP 20,000 is required to qualify for the discount. Does not apply to taxes and fees.
折扣仅适用于基础票价，不适用于税费、航空公司费用或附加服务，因此您在总价上的节省幅度小于宣传的折扣。
Billease's flight coverage on Laters.com sits squarely in Southeast Asia, centred on the Philippines. There's no total-markets figure published for Billease itself, so we won't claim to match or fall short of its wider footprint, only that Philippine travellers can check out with Billease here. Fares are settled in PHP, your local currency, rather than converted at checkout. The country grid below is built from Billease's own published terms for the Philippine market, not from our estimate of them. 1 个市场提供免息分期。 1 个市场提供 30 天延期付款。
信用额度最高PHP 40,000；月利率3.49%；无需信用卡。First Digital Finance Corp.受菲律宾监管。
Billease 为 菲律宾（PH）发布的计划，已验证 。
Across the Philippines, Billease's short-term split is labelled Pay in 3 (also offered as Pay in 4, 5 or 6), taking one instalment at purchase and further instalments at fixed monthly intervals after it. Some merchants offer these short terms interest-free, though approval isn't guaranteed and a credit check applies, while longer plans running well beyond six months carry monthly interest. Limits and rates differ by basket size and are shown by Billease at checkout, so check the current terms before you book.
Both Billease and card sit at checkout on Laters.com, so this isn't a hunt for some other site, it's a choice between two ways to pay for the same ticket right here. Billease spreads a fare across a range of instalment lengths, from a short pay-in-3 up to pay-in-24, all charged at 3.49% per month, with no credit card required and a credit line of up to PHP 40,000. Card, by contrast, is the ticket-paid-in-full option, no instalments, no interest schedule, just compare card for flights on Laters.com when you'd rather settle the fare in one go. If Billease isn't available where you are, these are the other providers that can spread the cost of your flight.
Klarna offers short-term instalment plans and longer financing on some purchases, with approval and a credit check involved, and interest may apply depending on the plan chosen.
Coverage varies by market; check Klarna's site for your country.
Afterpay splits a purchase into four instalments, subject to approval, and missing a scheduled payment can bring fees.
Coverage varies by market; check Afterpay's site for your country.
Affirm spreads the fare across monthly payments, with some plans carrying an APR and all subject to a credit check and approval.
Coverage varies by market; check Affirm's site for your country.
Atome typically splits a fare into instalments over a short term, subject to approval, and a credit check may apply depending on the market.
Strongest coverage across Southeast Asia.
Tabby lets travellers split a fare into instalments, with approval required and a credit check that may apply before checkout completes.
Coverage varies by market; check Tabby's site for your country.
Zip breaks a fare into scheduled instalments, subject to approval, and some plans carry interest or fees if a payment is missed.
Coverage varies by market; check Zip's site for your country.
Billease lets you split a fare into several monthly instalments, from a short run of payments up to longer terms, or defer a single payment for a short window. This is credit: most plans carry interest, and Billease runs a credit check before approving your split.
$500
Pay in 3 costs you nothing extra only if your merchant is one of the select few offering a zero-rate option; otherwise interest applies and a credit check is required before approval. 短期分3-6期付款；部分商户提供0% APR。
Pay in 4 spreads your fare over four monthly payments, and interest applies throughout, so budget for the added cost on top of the fare rather than treating it as free.
Pay in 5 works the same way over five months: interest is charged on the outstanding balance, and Billease checks your credit before setting your terms.
Pay in 6 keeps the fare split over six months with interest applying throughout; the longer six to twelve month terms are reserved for larger baskets, so check eligibility on Billease's site. 购物金额为PHP 5,000-9,999时，可选择6-12个月的更长期限。
Pay in 12 extends repayment to a year, with interest charged each month; it is only offered above a minimum basket size, so confirm your fare qualifies before choosing it. 购物金额PHP 5,000以上时可用；个人贷款最长可分12个月还款。
Pay in 24 is Billease's longest split, aimed at larger fares, and interest accrues over the full term; a credit check and a minimum basket size both apply. 购物金额PHP 10,000及以上时，可选择12-24个月的更长期限。
Pay in 30 days involves no credit line, no interest and no monthly split: you simply owe the full fare in one payment thirty days after booking, and your ticket is issued straight away regardless. 个人贷款还款期限从30天起。
All plans here are Billease's own naming, used across its Philippines market. Your instalments are repaid to Billease, and your e-ticket is issued in full at booking, before your first payment is due.
仅供说明之用。 上述数字是根据您设定的票价计算的：无息计划采用简单除法，月度融资计划采用该计划在其规定期限内的说明性利率。这些不是报价、价格报价或对您将获得的预测。Laters.com不是贷款人，不参与决策：哪些计划出现、分期金额、任何利息和费用以及您是否符合条件完全由提供商单独决定，并取决于信用或资格评估、您所在的国家和您的购物篮。查看您真实计划的唯一方式是在结账时选择此支付方式，此时提供商而非Laters.com批准或拒绝购买。所有计划、利率、费用和条款仅为估计值，需经批准且可能变更。
我们对先买后付提供商在您预订航班时的实际运作情况的编辑评分，满分为10分。
我们结账时的每个提供商都按相同的 4 项标准评分，因此您可以在选择付款方式前进行同等比较。 查看所有先飞行后付款提供商评分 →
This score is based on Billease's published rates and plan terms, its disclosed eligibility criteria for flight bookings, and independent research into how it handles approval and repayment. No brand pays Laters.com to be rated. 最后审查于 2026年8月。
Laters.com 是此页面上每笔预订的商家：我们销售机票并从票价中获利，无论您选择哪种支付方式都相同。没有支付提供商为我们的位置、排名或其支付评分付费，此页面不包含任何联盟链接。
Billease runs almost entirely on one interest rate: 3.49% a month, whether you split a fare into 3 instalments or stretch it to 24. There's no upfront fee layered on top, and no credit card is required to apply. A credit line up to PHP 40,000 caps what it can cover, and it's built for one market: the Philippines.
4 项标准，我们结账时的每个提供商都按相同方式评分。
Repayment Flexibility9/10
Six tenor shapes: Pay in 3, 4, 5, 6, 12, and 24 months, plus a 30-day deferred option. Longer 6-24 month terms only open above PHP 5,000-10,000 baskets, which keeps the widest range gated behind basket size.
Interest Rate7/10
Every disclosed plan, from Pay in 3 to Pay in 24, carries 3.49% monthly interest. No plan is confirmed at 0% APR, so the floor score reflects that even the shortest term isn't cost-free.
Eligibility7/10
Billease serves one market, the Philippines, with a credit line up to PHP 40,000. That single-country footprint, versus multi-market providers on Laters.com, caps how many travellers can actually use it.
Approval Process7/10
No credit card is required to apply, but Billease's own transparency disclosures list eligibility income criteria while KYC method and age rules aren't confirmed, leaving real gaps in what's published before approval.
This table prices one fare across Billease's instalment plans, from Pay in 3 to Pay in 24, so you can see how the schedule changes with tenor. The fare itself doesn't move: Laters.com adds no booking fee or surcharge for paying this way. Rates and plan access shown here are set for the Philippines.
| 方案 | 今日应付 | 然后 | 您总共支付 | 信用成本 |
|---|---|---|---|---|
| 分3期付款3.49% per month APR | 无 | 批准时设定 | 批准时设定 | 批准时设定 |
| 分4期付款3.49% per month APR | 无 | 批准时设定 | 批准时设定 | 批准时设定 |
| 分5期付款3.49% per month APR | 无 | 批准时设定 | 批准时设定 | 批准时设定 |
| 分6期付款3.49% per month APR | 无 | 批准时设定 | 批准时设定 | 批准时设定 |
| 分12期付款3.49% per month APR | 无 | 批准时设定 | 批准时设定 | 批准时设定 |
| 分24期付款3.49% per month APR | 无 | 批准时设定 | 批准时设定 | 批准时设定 |
| 30天内付款 | 无 | $1,000.00 30天内到期 | $1,000.00 | 无 |
Laters.com 上每家航空公司和每条路线都适用相同的 4 个步骤。
Search flights on Laters.com and book at the price shown that day. Laters.com is the travel agent selling your ticket, and you fly as the airline's own passenger from the moment you book.
On the payment screen, select Billease and choose a plan. Billease reviews your details and gives its decision at checkout, so approval is never guaranteed.
Repay in instalments, on a deferred balance, or over a longer monthly schedule, whichever plan you picked. Some plans carry interest and a credit check applies, and repayment goes to Billease directly, tracked in Billease's own app or website, not through Laters.com.
Your e-ticket arrives by email once payment is confirmed. It's tied to your confirmed booking, not to your final instalment. You fly on schedule while the plan keeps running in the background.
Most airlines flying out of the Philippines do not offer Billease at their own checkout, and the ones that experiment with it set their own rules. On Laters.com, Billease is built into one checkout that covers every airline we sell, so the plans you get do not depend on who operates the flight.
| 您获得的内容 | Laters.com | 直接向航空公司预订 |
|---|---|---|
| Billease 内置于所有 650+ 家航空公司的结账流程中 | ✓ | 非常少 |
| 无论您乘坐哪家航空公司，都是相同的 Billease 分期计划 | ✓ | ✕ |
| 在一次搜索中比较每家航空公司，然后使用 Billease 付款 | ✓ | ✕ |
| Billease 官方合作伙伴 | ✓ | ✕ |
| 其他先买后付提供商、稳定币和 100+ 种其他付款方式可在同一结账页面使用 | ✓ | ✕ |
| 使用 Billease 付款无手续费，无预订费 | ✓ | 有所不同 |
Whichever airline operates your flight and whichever Billease plan gets approved, the booking is with Laters.com. That means one team handles any change, delay, or refund request, while the fare (plus the 3.49% monthly interest that applies) still gets paid down on the schedule you signed up for.
关于在 Laters.com 上使用 Billease 支付航班费用，您需要了解的一切。
Yes. Laters.com lets you check out with Billease and choose from several instalment plans, including Pay in 3, Pay in 4, Pay in 5, Pay in 6, Pay in 12, Pay in 24 and Pay in 30 days. Which plans you see depends on the fare total and your approved Billease credit line, up to PHP 40,000 in the Philippines. Visit billease.ph to confirm current eligibility before you book.
Every airline sold on Laters.com can be paid for with Billease. Billease is a payment method built into our checkout rather than something each airline switches on individually, so carrier choice never limits whether you can split the fare. The instalment plans and interest rate apply to the payment method, not to any specific route or airline. Confirm your preferred plan at checkout before ticketing.
No. Laters.com adds no payment surcharge and no booking fee for using Billease, so the listed fare is the same whether you pay by card or split it. That said, Billease instalment plans carry interest at 3.49% per month, and a late fee applies if a repayment is missed. The fare itself does not change, but the total repaid can exceed the ticket price once interest is added.
The airline issues your e-ticket once Billease approves and confirms the payment for your booking on Laters.com. Approval depends on your credit line and the plan selected, so ticketing follows confirmation rather than happening before it. Keep an eye on your email and Billease account for the confirmation notice. If a ticket has not arrived after approval, check your Laters.com booking confirmation page first.
Yes. Billease runs a credit check as part of approving you for a credit line, which in the Philippines can go up to PHP 40,000, and no credit card is required to apply. This means approval is not guaranteed for every traveller or every fare amount. Because Billease is a credit product, missing repayments can affect your ability to get approved for future purchases. Check billease.ph for the current application requirements.
A missed payment triggers a late fee on top of the 3.49% monthly interest already applied to your plan. Missed payments may also be reported to credit reference agencies, which can affect your credit standing beyond this one booking. This applies whether you are on a short plan like Pay in 3 or a longer plan like Pay in 24. If you think you will miss a due date, contact Billease directly before it happens rather than after.
Billease is available to travellers booking from the Philippines, where it operates under First Digital Finance Corp, a regulated entity. It is not currently listed for other Southeast Asian markets or beyond on Laters.com. If you are booking from outside the Philippines, Laters.com will offer other payment methods at checkout instead. Check billease.ph for the latest country coverage.
Longer plans suit bigger fares better because Billease extends the term as the basket grows. Baskets between PHP 5,000 and PHP 9,999 unlock 6 to 12 month terms, while baskets of PHP 10,000 and above can stretch to 12 to 24 months, all at 3.49% per month interest. A longer term lowers each monthly instalment but adds up to more total interest paid over the life of the plan. Compare the total repayable amount for each term before choosing at checkout.
It can. Applying triggers a credit check as part of Billease's approval process for its credit line, so applying itself may leave a mark on your credit file. Not when you pay on time, though missed or late payments may be reported to credit reference agencies and can damage your credit standing. Responsible repayment across your chosen plan, whether Pay in 3 or Pay in 12, is the way to avoid that outcome. Review billease.ph for details on how it reports repayment activity.
Not when the airline processes a refund promptly, but the instalment schedule with Billease continues to run independently of the airline's refund timeline unless the balance is settled. Any refund from the airline is separate from your Billease credit line, and you remain responsible for scheduled repayments, plus 3.49% monthly interest, until the outstanding balance is cleared. Contact Billease directly to understand how a specific refund is applied to your account. Keep your Laters.com booking reference on hand when you raise the query.
Yes. Billease plans apply to the total fare amount charged at checkout rather than to the route or number of stops, so a multi-stop or international itinerary is treated the same as a single-leg domestic flight. What actually decides which plans you see is the country you are booking from, currently the Philippines, not the destination or number of connections. Basket size still determines which term lengths, from Pay in 3 up to Pay in 24, are offered. Confirm the fare total before selecting a plan.
Not automatically. Billease's Pay in 30 days option defers a single payment, but it sits alongside personal loan payback options and is not the same as a zero-interest offer across the board. Other Billease instalment plans, Pay in 3 through Pay in 24, carry interest at 3.49% per month rather than being free, and a late fee applies if the deferred amount is not paid on time. Check billease.ph to see exactly which terms apply to the deferral before relying on it.
All of them on Laters.com, in the sense that Billease is simply the payment method at checkout and does not change how the airline records your booking. Frequent flyer numbers, tier point accrual and status benefits are set by the airline's own program and ticket fare class, not by whether you paid by card or by splitting the cost with Billease at 3.49% per month interest. Add your frequent flyer number during booking as you normally would. Confirm mileage-earning eligibility for your specific fare with the airline if you are unsure.
It can work, since Billease plans apply to the fare total rather than to cabin class, and a business class fare simply pushes the basket into a higher tier. Baskets of PHP 10,000 and above can access 12 to 24 month terms at 3.49% per month interest, which suits a larger premium fare better than a short Pay in 3 plan. Approval still depends on your credit line, up to PHP 40,000, so a high-value business fare may exceed what is approved. Check your available credit line on billease.ph before booking a premium fare.
Real feedback from people who've booked flights through Laters.com, sharing how their trip planning and booking experience went.
Billease is a Philippines-based buy now, pay later lender that has become one of the more familiar names for splitting the cost of everyday purchases, flights included, across Southeast Asia's fastest-growing digital credit market. What started as a checkout option for online shopping has widened into something closer to a general-purpose credit line, and travel now sits comfortably inside that range, letting a flight fare be spread the same way a phone or an appliance would be.
The company operates through First Digital Finance Corp., its regulated lending entity in the Philippines, and its credit lines and payment plans fall under that oversight rather than any informal arrangement. Billease has said little publicly about its founding year, city, or founders, and Laters.com hasn't been able to confirm those details from independent sources, so we'd rather leave them blank than guess. What is clear is that the business has grown alongside a market where formal credit access is still catching up with demand, and like most consumer lenders operating in that gap, its footing has had to be earned rather than assumed. For the specifics of its structure, ownership, and standing, Billease's own site is the better source. Whatever the plan length, only borrow what you're confident you can repay on the schedule you agree to.
Booking works the way most flight searches do until the payment screen. Search your route on Laters.com, select Billease at checkout, then choose a plan: shorter splits across a handful of months, or longer terms stretching further out for larger baskets. Some of these carry interest and all are subject to a credit check and approval, so the plan you're offered depends on what Billease can confirm about you at checkout. Once payment is approved, the e-ticket is issued.
Laters.com is the merchant of record for this booking and issues the ticket; Billease is the payment method and the lender, not the airline or the seller of the flight. There's no payment surcharge and no booking fee for paying this way, so the fare is the same as it would be on a card. You don't need a credit card to book when you choose Billease: Billease settles the fare with the airline on your behalf, and your repayments go to Billease, not to Laters.com, on the schedule you agreed at checkout.
Laters.com 作为商家从票价中获利，无论您选择哪种支付方式都相同；没有支付提供商为在此页面上的位置付费。
在任何航空公司结账处，Billease 按钮背后隐藏着四个问题。我们的完整指南为您解答。
监管摘要为一般性内容，会随时间变化；这些内容不构成法律建议，请向相关监管机构或合格顾问确认当前要求。
负责任地借款意味着仅承诺您能真正承担的分期付款。逾期付款可能导致滞纳金，可能被报告给信用参考机构，并可能影响您的信用状况和未来的借款能力。 Laters.com 是 Fly Fairly 的新名称；您的预订或支持服务没有任何变化。 最后由 Laters.com 编辑团队于 2026年8月 审查。
Billease 航班优惠、先买后付促销和闪购优惠，直接发送到您的收件箱。最多每周一封邮件，仅在有值得预订的内容时发送。
This worked example is an illustration, not a quote. What's actually offered depends on the traveller's own approval and the terms Billease publishes at checkout, and every provider on Laters.com is costed on the same rows so scores stay comparable across the board.
