Pay in 4 over 6 weeksAvailable in 4 countriesPay in 4 and US Pay Monthly Cash App

Book flights with Afterpay payment plans

Search flights on Laters, then split the fare with Afterpay: pay in 4, or apply for monthly financing.

每年超过一百万名旅客在Laters.com上
找到航班

4.8/ 5 在Google上

编辑：Shanice Priscilla更新于2026年9月25日

Afterpay 航班

Can You Use Afterpay for Flights?Yes, Afterpay Works on Any Airline on Laters.com

Yes. You can use Afterpay to book flights and buy plane tickets for any airline, any route, and any fare class when you book through Laters.com. It works this way because Afterpay sits inside our checkout as a payment method, not because every airline has signed up with Afterpay directly. Pick your flight, choose Afterpay, and your e-ticket follows once payment is confirmed.

None of the major carriers take Afterpay at their own checkout. Delta, American Airlines and United don't offer it in the US, and British Airways, Lufthansa and Finnair don't across the UK, Germany and the Nordics either. Book any of them through Laters.com instead, and Afterpay becomes a live option: select it at checkout, choose the plan that fits your budget, and your e-ticket is issued once payment is confirmed.

Pay in 4 is the plan on offer everywhere Afterpay operates, and in the US you can also spread a larger fare over Pay Monthly financing. That range covers a long-haul business fare and a short domestic hop alike, though every plan is subject to approval and some carry interest, and applicants must be 18 or older. Visa is also accepted at our checkout if you want to compare the two.

Afterpay 在 Laters.com 上的航班：关键信息

US Pay in 4 over 6 weeks, first at checkout, interest-free when paid on time: 4 payments
US Pay Monthly terms for purchases over $400, subject to eligibility: 6 or 12 months
US Pay Monthly purchase threshold, depending on merchant: $400
US late fee maximum per missed instalment / cap per order: $8 / 25%
Laters.com booking fee or surcharge for paying with Afterpay: $0

数据来自 Afterpay 发布，已根据 Afterpay 的国家条款验证 2026年9月22日。

搜索航班并比较票价
结账时选择 Afterpay 并挑选付款方案
先飞行，其余款项按计划支付给 Afterpay

Afterpay promo codes on Laters.com

Find the latest Laters.com deals below, add the code in the promo box at checkout, then choose Afterpay to split what is left.

AFTERPAY25

$25 off (min purchase $500)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Australia AUD only.

AFTERPAY50

$50 off (min purchase $1000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Australia AUD only.

AFTERPAY100

$100 off (min purchase $2000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Australia AUD only.

AFTERPAY200

$200 off (min purchase $3000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Australia AUD only.

AFTERPAY25USD

$25 off (min purchase $500)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For United State USD only.

AFTERPAY50USD

$50 off (min purchase $1000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For United State USD only.

AFTERPAY100USD

$100 off (min purchase $2000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For United State USD only.

AFTERPAY200USD

$200 off (min purchase $3000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For United State USD only.

AFTERPAYNZ50

$50 off (min purchase $500)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For New Zealand NZD only.

AFTERPAYNZ100

$100 off (min purchase $1000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For New Zealand NZD only.

AFTERPAYCA25

$25 off (min purchase $500)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Canada CAD only.

AFTERPAYCA50

$50 off (min purchase $1000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Canada CAD only.

AFTERPAYCA100

$100 off (min purchase $2000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Canada CAD only.

AFTERPAYCA200

$200 off (min purchase $3000)The coupon applies only to the base fare of the flight booking and does not apply to taxes and fees. For Canada CAD only.

折扣仅适用于基础票价，不适用于税费、航空公司费用或附加服务，因此您在总价上的节省幅度小于宣传的折扣。

支付计划说明

Pay Your Flight Over Time with Afterpay

Afterpay lets you split a fare into smaller payments rather than paying the whole ticket at once. Pay in 4 covers most bookings, while Pay Monthly stretches bigger fares across a longer term and may carry interest. A credit check applies to the longer-term option, and this is a form of credit, so borrow only what you can repay on schedule.

Shopper holding a phone showing the Afterpay app

你使用 Afterpay 的票价USD

$500

最受欢迎

分4期支付

每期: $125.00每2周, 4 次
今日应付: $125.00如获批准
您支付的总额: $500.00无利息

0% APR · 25% 首付

今天$125.00
第 14 天$125.00
第 28 天$125.00
第 42 天$125.00

Pay in 4 suits travellers who want a short, fortnightly schedule and prefer to keep costs interest-free, though late fees can still apply. 首期付款立即支付，余款每2周支付一次，分期周期约6周。在合作品牌处免息；可能收取逾期费。某些交易可能产生融资费（年利率最高36%，由First Electronic Bank承保）。

按月支付

支付: 在结账时月度
首付款: 未说明本示例中
您支付的总额: 在结账时利率、还款计划和还款总额以结账时获批的方案为准。

从 $400 起 · 逾期费 No late fees

Pay Monthly fits larger fares needing a longer runway, but it can carry interest depending on your term and always requires a credit check. 适用于大额购买；根据订单金额提供3/6/12/24个月的选项（订单超过$400可选择24个月）。贷款由First Electronic Bank承保和发放；可能需要首付款；需通过信用检查且在美国部分州不可用。

You repay Afterpay directly on its set schedule, not the airline. Laters issues your e-ticket in full once your Afterpay payment is approved, regardless of how many instalments remain.

仅供说明之用。 上述数字是根据您设定的票价计算的：无息计划采用简单除法，月度融资计划采用该计划在其规定期限内的说明性利率。这些不是报价、价格报价或对您将获得的预测。Laters.com不是贷款人，不参与决策：哪些计划出现、分期金额、任何利息和费用以及您是否符合条件完全由提供商单独决定，并取决于信用或资格评估、您所在的国家和您的购物篮。查看您真实计划的唯一方式是在结账时选择此支付方式，此时提供商而非Laters.com批准或拒绝购买。所有计划、利率、费用和条款仅为估计值，需经批准且可能变更。

Afterpay 按国家/地区分类的方案

Afterpay Flight Booking: Available Countries

Afterpay flight checkout shows up most often for travellers booking from the United States, Australia, New Zealand, the United Kingdom and Canada, so most searches land on one of those. That is a snapshot, not the whole list. Afterpay publishes short-term instalment plans that split a fare into separate payments due on a fixed schedule, alongside longer monthly financing that spreads the cost over a series of monthly payments instead. Open your own country in the grid below to see which product applies, its schedule and what it costs. This guide reflects what Afterpay publishes for each market. It does not confirm which products Laters.com can actually offer on a given booking, since that is decided at checkout. 本指南列出 4 个市场的分期方案。本指南列出 1 个市场的分期融资。

Across the United States, Australia, New Zealand and Canada, the short-term plan is called Pay in 4. In the United Kingdom, the same style of plan runs under the Pay in 3 label instead. Where a country in the grid carries no plan listed, Afterpay has not published a flight-eligible option there yet. This plan takes one payment at checkout and the rest at fixed intervals afterward, interest-free when paid on time, though approval is never guaranteed and Afterpay's longer monthly financing option carries interest. Limits, fees and exact rates vary by country and are shown by Afterpay at checkout before you confirm.

Laters.com 与直接预订对比

Why Book Your Afterpay Flights on Laters.com?

Here, you compare flights across every airline we sell, then choose an Afterpay plan at the Laters.com checkout, the same place Afterpay lists us as a merchant. You pick the flight first, the payment plan second, both at the same checkout, and whatever instalments remain simply continue on the schedule you agreed to.

What the table doesn't spell out is who you're actually dealing with once you've booked. Laters.com is the merchant on your ticket, so we handle the booking, any changes to it, and any refund, no matter which airline flies you or which Afterpay plan you were approved for. That approval isn't guaranteed, and some plans carry an APR, but the person you call afterward is always us.

Paying in store by tapping a phone at a card terminal with Afterpay

Laters.com 与直接向航空公司预订的对比
您获得的内容	Laters.com	直接向航空公司预订	优胜
Compare flight options	Compare available flights across airlines before choosing how to pay.	Search that airline and its available partner itineraries.	Laters.com
Afterpay at checkout	Select Afterpay at Laters.com checkout when it is available for the flight and customer.	Afterpay availability depends on the airline’s own checkout and the booking.	Laters.com
Other ways to pay	Review the payment options shown for your selected booking at the same checkout.	Review the airline’s own payment options for its direct booking.	Laters.com
Booking support	Use Laters.com booking support for the reservation you make here.	Use the airline’s support channels for a direct reservation.	Laters.com
Payment schedule	Review the Afterpay schedule and eligibility shown before confirming your booking.	Review the airline’s own checkout terms before confirming a direct booking.	Laters.com

Winner marks the broader comparison feature in each row; it does not guarantee payment availability. Checkout shows the options and final terms for your booking. Sources checked 23 September 2026: Afterpay Pay in 4 terms, Afterpay Pay Monthly terms, and Laters.com payment options.

独立评分，无付费置顶

Laters.com Payment Score: Afterpay

什么是 Laters.com 支付评分？

我们对先买后付提供商在您预订航班时的实际运作情况的编辑评分，满分为10分。

1Repayment Flexibility
2Interest Rate
3Eligibility
4Approval Process

我们结账时的每个提供商都按相同的 4 项标准评分，因此您可以在选择付款方式前进行同等比较。查看所有先飞行后付款提供商评分 →

Each of the four criteria above is scored out of 10 against Afterpay's published plan terms, published rates and eligibility criteria for flight bookings. The headline is the unweighted average of those four, rounded to one decimal. No brand pays to be rated on Laters.com. 最后审查于 2026年9月。

Laters.com 是此页面上每笔预订的商家：我们销售机票并从票价中获利，无论您选择哪种支付方式都相同。没有支付提供商为我们的位置、排名或其支付评分付费，此页面不包含任何联盟链接。

Pay in 4 uses four interest-free installments over six weeks, with the first payment due at checkout. Late fees may apply if a payment is missed. For eligible US purchases over $400, Pay Monthly offers 6 or 12 monthly payments; review the final offer shown at checkout.

运作良好的方面

Pay in 4 charges 0% interest across all four instalments
Only 25% of the fare is due at checkout
Pay Monthly stretches big fares over 3 to 24 months
Late fees are capped at 25% of order value

需要注意的事项

Pay Monthly's APR runs as high as 35.99%
AU and NZ can only use Pay in 4
Pay Monthly needs a $100 minimum basket
A soft credit check applies to Pay Monthly

4 项标准，我们结账时的每个提供商都按相同方式评分。

Repayment Flexibility7/10

Pay in 4 uses four interest-free installments over six weeks, with the first payment due at checkout. For eligible US purchases over $400, Pay Monthly offers 6 or 12 monthly payments. Sources: https://www.afterpay.com/en-US/mobile-app and https://www.afterpay.com/en-US/pay-monthly

Interest Rate8/10

Pay in 4 is interest-free when payments are made on time. Late fees may apply; review Afterpay’s current fee terms before booking. Source: https://www.afterpay.com/en-US/help/900005359783-Is-there-a-cost-to-using-Afterpay

Eligibility7/10

US Pay Monthly offers 6 or 12 monthly payments for purchases over $400, subject to eligibility and the offer shown at checkout.

来源： Afterpay Pay Monthly terms

Approval Process8/10

Pay in 4 is checked at checkout without a hard credit pull. Pay Monthly, by contrast, runs a soft credit check and can require a down payment, adding a step before ticketing on that plan.

编辑观点

最强项: Interest rate: Pay in 4 stays at 0% throughout, with late fees capped at 25% of order value rather than open-ended.
受阻于: Held back by geography: Pay Monthly's longer terms and its up-to-35.99% APR exist only in the US, leaving AU and NZ travellers with one fixed shape.
哪个计划: Pay in 4 for a fare due within six weeks. Pay Monthly for a large US fare paid down over months.

This table prices one fare across Afterpay's plans as they apply in the United States, where both options are offered. The fare itself does not change. Laters adds no booking fee or surcharge for choosing to pay this way.

方案	预付款	然后	您总共支付	信用成本
分4期支付0% APR	$250.00	$250.00 每2周，3 次	$1,000.00	无
按月支付	未说明	在结账时	在结账时	在结账时

还有哪些可能产生费用

On-time Pay in 4: No interest and no fee when all four fortnightly payments land on schedule.
Late payment: A late fee applies on Pay in 4, capped at 25% of the order value.
Pay Monthly interest: APR runs from 0.00% to 35.99% depending on term and approval, on US orders from $100.
Refunded flight: Check afterpay.com for how a cancelled or refunded booking is credited back against your plan.
Credit file: Pay Monthly involves a soft credit check; Pay in 4 does not run one.

The figures above are an illustration, not a quote for your booking. What you're offered depends on your market and on approval, and every provider we score is run through the same rows so you can compare them fairly.

Afterpay 引领之处

Pay in 4 charges 0% interest across all four instalments
Only 25% of the fare is due at checkout
Pay Monthly stretches big fares over 3 to 24 months
Late fees are capped at 25% of order value

申请前

Pay in 4 is not a loan in the usual sense and Afterpay does not run a credit check for it.
Pay Monthly is a credit product: it involves a soft credit check and is offered in the US only.
Very low-cost fares may not qualify for Pay Monthly, since it starts at a $100 basket.
Age and residency rules vary by market. Check afterpay.com for the current requirements where you live.

40+已评分先飞行后付款提供商评分Afterpay 按照与我们为航班预订评分的其他先买后付提供商相同的标准进行评分。查看所有提供商评分

比较航班与支付方式

Which Airlines Can You Book with Afterpay?

If you searched "airlines that accept Afterpay," here is the answer: every airline we sell can be paid for with Afterpay, right here on Laters.com. That holds on any route and any fare class, from short-haul low-cost tickets to long-haul business class, though it is always subject to Afterpay's own limits and eligibility check. Which Afterpay plan you are offered depends on the country you book from, not the airline you fly, so check the country section below for what Afterpay publishes where you are. On a full-service carrier, the checked bag, seat selection, meals and frequent-flyer earning are exactly as the airline sells them. On a low-cost airline, those extras get added à la carte at checkout, with Afterpay splitting the basket total either way. Paying with Afterpay does not change the fare, the baggage allowance or the miles earned. You fly as the airline's own passenger and simply split the cost.

全服务航空公司

American Airlines

American Airlines credits every fare to AAdvantage, so those miles still add up whether you pay outright or split the cost with an Afterpay plan at Laters.com checkout.

查看 American Airlines 的分期付款计划

Delta Air Lines

Delta credits SkyMiles on every fare class it sells, from Basic Economy up to Delta One, regardless of how you split the cost with Afterpay at checkout.

查看 Delta Air Lines 的分期付款计划

United Airlines

United credits MileagePlus miles on every ticket it sells, from Basic Economy to United Polaris, so that earning carries over when you split the fare with Afterpay.

查看 United Airlines 的分期付款计划

Alaska Airlines

Alaska Airlines credits Mileage Plan miles on every fare it sells, so that earning still applies however you split the cost with an Afterpay plan at checkout.

查看 Alaska Airlines 的分期付款计划

Qantas

Qantas credits its Frequent Flyer programme on every fare it sells for flights booked on Laters.com, so those points still add up if you split the cost with Afterpay.

查看 Qantas 的分期付款计划

Air New Zealand

Air New Zealand credits its Airpoints programme on every fare class it sells, so that earning holds whether you pay upfront or split the cost with Afterpay.

查看 Air New Zealand 的分期付款计划

Hawaiian Airlines

Compare Hawaiian Airlines fares, cabins and baggage in our airline guide, then split the cost with Afterpay at checkout where it is offered.

查看 Hawaiian Airlines 的分期付款计划

Virgin Atlantic

See how Virgin Atlantic compares in our airline guide, then pay in installments with Afterpay at checkout where it is offered.

查看 Virgin Atlantic 的分期付款计划

廉价航空公司

Southwest Airlines

Southwest Airlines charges no cancellation fee on any fare, so weigh that against the total before splitting the cost with an Afterpay plan at Laters.com checkout.

查看 Southwest Airlines 的分期付款计划

Frontier Airlines

Frontier prices its base fare bare and adds seat selection, carry-on and checked-bag fees separately, so factor those extras in before you split the total with an Afterpay plan.

查看 Frontier Airlines 的分期付款计划

Allegiant Air

Allegiant sells an unbundled base fare and charges extra for seat choice, carry-on and checked bags, so weigh those add-ons before splitting the total with an Afterpay plan.

查看 Allegiant Air 的分期付款计划

JetBlue Airways

JetBlue credits TrueBlue points on every fare, including its lowest Blue Basic tier, so that earning holds however you split the cost with an Afterpay plan.

查看 JetBlue Airways 的分期付款计划

Malaysia Airlines

Malaysia Airlines lists Maybank, Public Bank, CIMB and Hong Leong instalment options for Malaysian bookings, so compare the fare and direct airline terms before choosing a payment plan at Laters.com checkout.

查看 Malaysia Airlines 的分期付款计划

Volaris

Explore Volaris fares with Afterpay for eligible US residents on Laters.com. Approval and checkout terms apply. This US guidance does not establish eligibility in Mexico; agency bookings do not earn altitude points.

查看 Volaris 的分期付款计划

Jetstar

Jetstar takes Afterpay on its own site too; compare the fare and payment fee here, then check your Afterpay options at the Laters.com checkout.

查看 Jetstar 的分期付款计划

比较先买后付选项

More Ways to Pay Later for Flights

Afterpay and Visa can both be available at Laters.com checkout for the same ticket. Afterpay Pay in 4 uses four interest-free installments over six weeks, with the first payment due at checkout. Visa terms and payment options are set by the card issuer. Compare Visa for flights on Laters.com.

其他支付商

Klarna

Pay in instalments

Klarna splits purchases into scheduled payments and, depending on the plan, may run a credit check or charge interest. Approval isn't guaranteed, so it pays to check the terms before booking.