Southeast Asia's most popular BNPL providers are available at Laters.com checkout for flights to Ho Chi Minh City. Approval takes seconds, your e-ticket arrives immediately, and you split the fare across interest-free instalments without touching your savings.
Available in Singapore, Malaysia, Indonesia, Thailand, Philippines
Atome splits your Ho Chi Minh City fare into three equal payments, charged automatically over 30-day intervals. The first instalment is due at checkout; the remaining two follow with zero interest. Approval is instant and works on fares from short-haul Singapore hops to longer regional connections.
Available in Indonesia
Kredivo is built for Indonesian travellers heading to Ho Chi Minh City, offering either a three-month interest-free plan or longer 6- and 12-month options for larger fares. The application is fully digital and typically approved within minutes. It is one of the most widely used BNPL tools for Indonesian outbound travel.
Compare 25+ airlines to Ho Chi Minh City and split your fare with Atome, Kredivo Indonesia, or grab.
25+ airlines to Ho Chi Minh City (SGN) · BNPL at checkout · Instant e-ticket delivery
Available in Singapore, Malaysia, Thailand, Philippines, Indonesia
Grab PayLater lets you book your Ho Chi Minh City flight now and settle the cost in four monthly instalments through your existing Grab account. No separate application is needed if you already use the Grab ecosystem. Particularly convenient for travellers already using Grab for transfers on both ends of the journey.
Available in Singapore, Malaysia, Hong Kong
hoolah divides your Ho Chi Minh City fare into three equal payments spread across three months, with no interest and no hidden fees. The first third is charged at booking and the rest follows automatically. It suits travellers who want a simple, predictable payment structure without a credit application.
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Scored by our editorial team using booking data, traveller feedback, and independent research. No destination pays to be rated.
Ho Chi Minh City · SGN · VN
Value for Money
9/10
Flight Frequency
8/10
BNPL Availability
8/10
Airport Experience
6/10
Visa Ease
8/10
Destination Appeal
8/10
Editorial snapshot
Flying to Ho Chi Minh City rewards those who book two to three months out, when fares from regional hubs like Singapore and Bangkok sit comfortably in the budget range. The city suits first-time Southeast Asia travellers and seasoned regulars equally: the history is serious, the food is extraordinary, and the cost of living makes every dollar go further than almost anywhere else in the region. Tet (late January or February) is the one period to avoid unless you specifically want the spectacle.
Score based on Laters booking data and editorial review, 2026
The sweet spot for Ho Chi Minh City flights is November through early January, when the dry season begins and fares have not yet spiked for Tet. February and late August are the most expensive windows. Travelling in May or June, during the early wet season, typically offers the lowest fares with manageable crowds.
| Month | Price Band | Demand | Travel note |
|---|---|---|---|
| January | Mid | High | Dry season, popular; Tet preparations drive up demand late month. |
| February | Peak | High | Tet holiday causes peak fares and airport congestion. |
| March | Mid | Medium | Post-Tet lull; pleasant dry weather continues. |
| April | Mid | Medium | Hot and dry; good value before early wet season. |
| May | Budget | Low | Wet season begins; fares drop, short afternoon showers only. |
| June | Budget | Low | Lowest fares of the year; rain heaviest mid-afternoon. |
| July | Mid | Medium | School holidays lift regional demand slightly. |
| August | Mid | Medium | Continued wet season; regional school holidays keep fares mid-range. |
| September | Budget | Low | Quietest month; good deals available across most routes. |
| October | Budget | Low | Wet season winding down; fares remain competitive. |
| November | Mid | Medium | Dry season returns; rising demand but still reasonable fares. |
| December | Peak | High | Christmas and New Year push fares to annual highs. |
Cheapest month
June — average fares around $65 one-way
Peak season warning
February (Tet) and December: fares rise 50-70% above average. Book 10-12 weeks ahead to secure reasonable prices.
Fares are estimates based on typical prices and may vary by date and availability.
IATA: SGN · 8 km from District 1 · 12 km from Binh Thanh District
Tan Son Nhat is Ho Chi Minh City's sole commercial airport and one of the busiest in Southeast Asia. Terminal 2 handles all international flights, with Vietnam Airlines, VietJet, and major regional carriers operating the bulk of services. Immigration queues can be lengthy during peak periods; travellers with a pre-approved e-visa should use dedicated e-visa lanes to save significant time.
| Transport | Cost (approx) | Duration |
|---|---|---|
| Metered taxi (Vinasun or Mai Linh) | VND 100,000-150,000 | 20-40 min to District 1 |
| Grab (ride-hailing) | VND 80,000-130,000 | 20-40 min to District 1 |
| Airport bus (Route 109) | VND 20,000 | 45-60 min to Ben Thanh Market |
Check-in tips
At Laters.com checkout, you can split the cost of seat upgrades, extra baggage allowance, or airport lounge access for Tan Son Nhat into interest-free instalments using Atome, Grab PayLater, or hoolah.
Make more of your Saigon trip by splitting every add-on at checkout.
Pick a window seat for your first view of the Saigon River on approach.
Available with Atome and GrabPack banh mi supplies, lacquerware, and silk without the gate-side panic.
Split across 3 paymentsCover motorbike mishaps and sudden itinerary changes across your Vietnam stay.
Available with all providersBundle a District 1 boutique hotel and pay for it in manageable monthly instalments.
Available with hoolah and AtomePre-book a metered transfer from SGN to avoid the unofficial taxi queue entirely.
Split with Grab PayLaterStay connected for Grab rides and Google Maps from the moment you land.
Available with AtomeThe majority of travellers flying to Ho Chi Minh City depart from other Southeast Asian cities, with Singapore, Bangkok, and Kuala Lumpur generating the highest seat volumes. Longer-haul connections from Seoul, Tokyo, and Sydney are also well served.
Singapore to Ho Chi Minh City
Singapore Airlines, Scoot, VietJet, Vietnam Airlines · 2h 10m · Direct
Pay in 3 from $27/instalmentBangkok to Ho Chi Minh City
Bangkok Airways, Thai Airways, VietJet, Vietnam Airlines · 1h 45m · Direct
Pay in 3 from $23/instalmentKuala Lumpur to Ho Chi Minh City
AirAsia, Malaysia Airlines, Batik Air · 2h 05m · Direct
Pay in 3 from $22/instalmentSeoul to Ho Chi Minh City
Korean Air, Asiana Airlines, VietJet · 5h 20m · Direct
Pay in 4 from $55/instalmentTokyo to Ho Chi Minh City
Japan Airlines, ANA, Vietnam Airlines · 6h 00m · Direct
Pay in 4 from $65/instalmentSydney to Ho Chi Minh City
Vietnam Airlines, Cathay Pacific · 9h 30m · Via Hong Kong
Pay in 4 from $120/instalmentJakarta to Ho Chi Minh City
Garuda Indonesia, VietJet, Vietnam Airlines · 3h 20m · Direct
Pay in 3 from $37/instalmentLondon to Ho Chi Minh City
Vietnam Airlines, Cathay Pacific · 13h 00m · Via Hong Kong
Pay in 4 from $155/instalmentFares are estimates based on typical prices and may vary by date and availability.
A wide spread of full-service and low-cost carriers connect Ho Chi Minh City to the region. Vietnam Airlines leads on frequency, while budget options from AirAsia and Scoot keep fares competitive on the most popular short-haul routes.
Travellers searching for Ho Chi Minh City flights often also consider these nearby Southeast Asian destinations.
Cambodia
History, resilience, and the Mekong at dusk.
Fares are estimates based on typical prices and may vary by date and availability.
Everything you need to know before booking your Ho Chi Minh City flight on Laters.
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