Book Sun Country flights on Laters.com with buy now, pay later from Afterpay, Zip and more, with no hidden fees. Borrow responsibly.
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Edited by Alex Yardley
Yes, on Every Route They Fly, on Laters.com
Yes. Sun Country Airlines flights can use a pay later plan at Laters.com checkout, split across Afterpay, Affirm Stripe, Zip or AFTEE. It works on every route and fare class Sun Country sells, and the plan is chosen at checkout, not in advance.
Paying later is a payment method at the Laters.com checkout, not something Sun Country switches on, which is why it works on every route we ticket. Search the route, choose a provider on the payment screen, pick a plan, and the e-ticket arrives once payment is approved. Which plans appear depends on the country you book from, not the airline, and checkout lists only plans your fare qualifies for, so there is nothing to work out first.
An installment plan leaves the fare, the baggage allowance, the seat and what your fare class earns in Sun Country Rewards unchanged. You fly as Sun Country's own passenger on its own fare rules, and only the paying is spread. Interest-free plans run a soft eligibility check that does not affect your credit score. Interest-bearing monthly financing runs a full credit check. Approval is never guaranteed on either. Or pay in full by card or crypto.
Providers are the North America list at the Laters.com checkout; your booking shows the ones offered.
Split the fare on Sun Country flights at the Laters.com checkout with the pay-later providers for North America. Plans and approval depend on the provider and your booking; Laters.com charges no booking fees or payment surcharges.
Affirm Rates from 0%-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
This is a calculator, not a brochure. Set a Sun Country fare and every plan shape below prices itself against it. Which shapes you see depends on the provider and your market. The interest-bearing shape needs a full credit check, so read the terms before booking.
$780
Suits a regional economy fare. Offered through Afterpay, Affirm Stripe or Zip. A first payment leaves at checkout. The provider decides approval and sets any late fee.
Suits a long-haul or premium-cabin fare. Offered through Afterpay, Affirm Stripe or Zip. It carries interest and needs a full credit check. The provider sets late fees.
Suits a smaller regional fare. Zip only. The card shows what leaves at checkout. Zip sets approval and any late fee, so read its terms.
Suits a bigger fare that fewer payments will not stretch to. Zip only. Check the card for interest, and note Zip sets approval and late fees.
AFTEE only. Nothing leaves the account at checkout, and the whole fare falls due later in one payment. AFTEE sets approval and late fees.
Sun Country is paid in full at booking, you repay the provider on the plan you choose, and the e-ticket is issued straight away. The short instalment shape trades under different names by provider and market, so your offer may not use the names here.
Illustrative only. The figures above are computed from the fare you set: plain division for the interest-free plans, and each plan's own illustrative rate over its stated term for monthly financing. They are not an offer, a quote, or a prediction of what you will be given. Laters.com is not the lender and takes no part in the decision: which plans appear, the instalment amounts, any interest and fees, and whether you are eligible at all are determined by the provider alone, and depend on a credit or eligibility assessment, your country and your basket. The only way to see your real plans is to choose a provider at checkout, at which point that provider, not Laters.com, approves or declines the purchase. All plans, rates, fees and terms are estimates only and subject to approval and to change.
Booking direct at suncountry.com is a reasonable choice if you want to pay by card in one go. What the airline's own checkout doesn't give you is one search across every airline we sell, plus the pay-later plans the Laters.com checkout carries. The ticket is the same Sun Country ticket either way, issued on the airline's own fare rules, with the same baggage allowance and seat selection. Splitting the fare changes nothing about it. Pay-later plans are credit, so borrow only what you can repay.
| What you get | Laters.com | Book direct with Sun Country |
|---|---|---|
| Pay later at checkout | Afterpay, Affirm Stripe, Zip or AFTEE, depending on your market and eligibility. | No current pay-over-time option confirmed: Sun Country is not listed among Upgrade's (formerly Uplift) current airline partners. |
| Shopping across airlines | Compare Sun Country against other carriers Laters sells, in one search and one checkout. | Only Sun Country's own fares and schedule. |
| The ticket you get | The same Sun Country ticket, fare rules and baggage allowance. | The same Sun Country ticket, fare rules and baggage allowance. |
| The fare you pay | The same fare Sun Country charges; a pay-later plan is credit, so eligibility and any fees are the provider's, not Laters'. | The same fare Sun Country charges, paid in full by card. |
| Sun Country Rewards earning | Points still post to Sun Country Rewards, but only at the airline's lower 'other travel website' rate. | Sun Country's own site earns 2 points per $1, double the rate booking through any travel website. |
Sources: Sun Country Rewards earn rates and fare rules from this page's own researched facts (checked 2026-10-06); Upgrade/Flex Pay current airline partner list, https://www.upgrade.com/flex-pay/ (checked 2026-10-18). Pay-later plans are credit; borrow only what you can repay.
Our editorial rating, out of 10, for what an airline is actually like to fly once you have booked it.
Every airline we ticket is scored on the same 4 measures, so you can compare them like for like before you book. See the full methodology See all airline scores →
Scored by the Laters.com editorial team from the airline’s own published specifications and named third-party measurements. No airline pays to be rated, no placement is sold, and this page contains no affiliate links.
Sun Country scores 5.0 out of 10: the plain average of the measures below, rounded to one decimal. Each measure is an editorial assessment of the published facts.
4 measures, scored the same way for every airline we ticket.
Reliability & operations7/10
Sun Country runs a single-type Boeing 737-800 fleet out of its Minneapolis-St Paul (MSP) hub. Its on-time performance is not independently confirmed for a recent, named period; the only public figure found, a 2022 Bureau of Transportation Statistics reading of 73.2% against a 79.3% industry average, is three years old and not repeated here as current. Reviewers still complain of cancellations, so keep slack on tight connections at MSP.
Comfort & experience5/10
Seat pitch is 29 to 30 inches and width 16.3 to 17.3 inches on the 737-800's standard economy seat (thepointsguy.com and seatmaps.com, checked 2026-10-18), a snug economy seat. Entertainment is AirFi streaming to your own device; Wi-Fi, meals and power ports are unconfirmed. Skytrax certifies Sun Country a 3-Star Low-Cost Airline. Charge your phone before boarding.
Value & network5/10
Sun Country Rewards is free and pays 2 points per $1 booked direct, but only 1 point per $1 through other websites, with 100 points worth $1. Service animals and gate-checked assistive devices are free. Bag and seat fees are unconfirmed.
Professional airline rating3/10
No overall star rating or named numeric award is confirmed. Skytrax certifies Sun Country a 3-Star Low-Cost Airline, with no published numeric sub-score breakdown. Check recent traveler reviews before booking.
Sources: Skytrax Sun Country Airlines rating
The published ratings and awards behind this score, each from the body that issued it.
Charges are set and collected by Sun Country, not by Laters.com, and vary by route and fare type.
The full method, measure by measure, is on how we score airlines.
Compare the cabin, included baggage and onboard services before you choose a fare, then use the check-in, connection and assistance details to prepare for your trip.
In the Sun Country app, check-in opens 24 hours before scheduled departure and closes 60 minutes before. The app gives you a downloadable boarding pass and flight status. The cut-offs for website check-in and the airport counter are not confirmed here, so don't assume they match the app's 60 minutes. Gate-close timing varies by airport. Check in early and follow the times on your boarding pass.
Gate-close timing varies by airport, so treat the airline rule as a guide and follow the times printed on your boarding pass.
Sun Country Rewards is free to join. Members earn 2 points per $1 spent directly with Sun Country, but only 1 point per $1 on bookings through travel agents or other travel websites. Accrual on agent-issued tickets also depends on the fare class booked. 100 points are worth $1 toward flights, vacation packages, seat selections or bag options, with no blackout dates. Check the fare class before you book.
Miles accrual on agent-issued tickets depends on the fare class booked.
Entertainment is AirFi streaming to your own phone, tablet or laptop, with movies, TV shows, games and magazines. Wi-Fi, meals and power ports are not confirmed, so don't count on them. Bring headphones and charge your devices before you leave home. If food or seat power matters to you, check the airline's site before you fly.
Minneapolis-St Paul (MSP) is Sun Country's one confirmed hub, and the airline is based in Minnesota. Minimum connection time and terminal details for MSP are not confirmed, so there is no basis for calling a short connection safe. Leave a generous gap between flights, and allow extra time if your onward flight is on a separate ticket.
Wheelchair assistance, seat accommodations, escort assistance and assistive device stowage can be requested through an Accessibility Request or Sun Country Reservations. Extra-legroom seating needs a request more than 24 hours before departure. Assistive devices can go in an overhead bin or be gate-checked free, and service animals travel free. Request assistance when you book, or add it in the app.
The carriers most often compared with Sun Country, on the facts we hold for both. Every one of them can be booked on Laters.com with the same payment plans.
| Measure | Allegiant Air | Sun Country |
|---|---|---|
| Economy seat pitch | 28-29 in | 29-30 in |
| Measure | Delta Airlines | Sun Country |
|---|---|---|
| Economy seat pitch | 30-32 in | 29-30 in |
| Measure | Frontier Airlines | Sun Country |
|---|---|---|
| Economy seat pitch | 28-31 in | 29-30 in |
| Measure | Southwest | Sun Country |
|---|---|---|
| Economy seat pitch | 31–32 in | 29-30 in |
Baggage, fees, miles, refunds and eligibility
Everything about booking Sun Country flights on Laters.com and splitting the fare, plus the airline’s own rules that decide what you get.
Yes. At Laters.com checkout, Sun Country (SY) flights can be paid for with Afterpay, Affirm Stripe, Zip or AFTEE, shown in that order. This works on every fare class Sun Country sells. Which provider you can use depends on your eligibility, and paying later is credit, so borrow only what you can repay.
The Sun Country checkout on Laters.com lists four providers: Afterpay, Affirm Stripe, Zip and AFTEE. Each sets its own approval rules, repayment schedule and costs, and Laters does not set those. Read the provider's terms on screen before you accept a plan.
Sun Country announced Uplift buy now, pay later for its bookings in June 2022. No current Sun Country payment page was confirmed, so check suncountry.com for what it offers today. On Laters you can use Afterpay, Affirm Stripe, Zip or AFTEE instead.
The pay-later provider you pick decides whether to approve you and what checks it runs, not Sun Country. Your Sun Country e-ticket is delivered instantly after approval, which matters because mobile app check-in opens 24 hours before departure. If you are declined, you can choose another provider or pay another way.
The repayment agreement is between you and the provider (Afterpay, Affirm Stripe, Zip or AFTEE), not Sun Country. Late fees and any other consequences are set in that provider's terms, and Laters does not state them here. If you think you will miss a payment, contact the provider before the due date.
Manage the booking through Sun Country's My Trips portal at suncountry.com, or call its reservations line on (651) 905-2737. Sun Country's refund terms were not confirmed, so read them in your booking. How a refund affects your remaining installments depends on your pay-later provider, so tell them too.
Carry-on and checked-bag allowances and fees were not confirmed, and Sun Country calls itself a hybrid low-cost carrier. Check what your fare includes on suncountry.com before you pay. Assistive devices can go in an overhead bin or be checked at the gate at no extra cost.
The Sun Country mobile app allows check-in from 24 hours before scheduled departure until 1 hour before. The app closes 60 minutes before departure. It also gives you a downloadable boarding pass and flight status.
Compare the providers at checkout and look at the number of payments, the amount of each, and any fees before you accept. Sun Country Rewards points can cut the cash you owe: 100 points are worth $1 toward flights, seat selections or bag options, and points can be combined with cash. A plan is credit, so pick a schedule your budget can cover.
Sun Country is a Minnesota-based airline flying to Canada, Mexico, Central America and the Caribbean as well as US cities. Which of Afterpay, Affirm Stripe, Zip and AFTEE you can use depends on your country and billing details, and checkout shows the ones open to you. If none apply, Laters offers other ways to pay.
The effect depends on the provider, because each runs its own checks and reporting. The credit is with Afterpay, Affirm Stripe, Zip or AFTEE, not with Sun Country, so read that provider's terms to see what it checks and reports. Missed payments can cause you problems, so only borrow what you can repay.
Sun Country Rewards is free to join. Members earn 2 points per $1 spent directly with Sun Country and 1 point per $1 on bookings made through travel agents or other travel websites. Confirm with Sun Country whether a Laters booking qualifies before you rely on the points.
Use an Accessibility Request or contact Sun Country Reservations, or add the request while booking in the mobile app. Seats with extra legroom for a seating accommodation need a request more than 24 hours before departure. Traveling with a service animal is free, and bulkhead seats are available for passengers with one.
A 9 June 2026 Sun Country release extended its selling schedule through 13 April 2027. The same release calls Sun Country a wholly owned subsidiary of Allegiant Travel Company, after the two announced they would combine on 11 January 2026. Flights from Minneapolis-St Paul (MSP), its hub, still show on Laters as Sun Country (SY).
Founding year · Sun Country Airlines Q2 2024 results release
Sun Country describes itself as a hybrid low-cost carrier based in Minnesota, with scheduled service, charter and cargo businesses. It is a wholly owned subsidiary of Allegiant Travel Company. Its hub is Minneapolis-St Paul (MSP), and it flies to North America, Central America and the Caribbean, including Canada and Mexico. Onboard entertainment is AirFi streaming to your own device, and the mobile app handles check-in until an hour before departure. Its loyalty program, Sun Country Rewards, is free to join.
Paying later changes very little. The fare is the same as paying by card. The baggage allowance is the one your fare carries. The ticket is issued on Sun Country's own rules, so you fly as its own passenger and simply spread the cost. Rewards earning is set by the airline's rules for the booking channel, not by how you pay. Sun Country says bookings made through travel websites earn at a lower rate than bookings made directly.
Paying later is credit. Some plans are interest-free and some carry interest, a soft credit check may apply, and availability varies by market. A missed installment has consequences with the provider, and a late fee may apply. Split a fare only if you are confident you can repay each installment on time.
Sun Country's confirmed passenger fleet is a single type, the Boeing 737-800. It is a one-manufacturer, one-type operator, and no long-haul aircraft are confirmed, so there is no mixed long-haul fleet to describe. The airline also runs freighters for its cargo business. The 737-800s serve the MSP hub, other US cities, Canada, Mexico, Central America and the Caribbean, and a new base at Cincinnati/Northern Kentucky was announced for early 2026. These are the types in service when the facts were confirmed, and deliveries and retirements change them. Cancellation rate and fleet age are left out on purpose, since neither has a confirmed figure and we will not estimate. Cirium's 2024 reviews give no Sun Country punctuality figure, so none appears here.
Laters.com is operated by Fly Fairly Pte. Ltd., a travel agent licensed by the Singapore Tourism Board under licence TA04059. Contact Laters.com about a booking, including changes and cancellations; contact your payment provider about your repayment account.
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Facts on this page were checked against these sources between and ; figures are re-checked when their sources publish new data.
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