Split any SAS fare at the Laters.com checkout with Klarna, Afterpay and more. Laters.com adds no booking fee, and no provider here charges extra for paying later.
Yes. Book SAS on Laters.com, pick a pay-later plan inside the checkout, and get the e-ticket straight away. This applies on every route SAS flies and every fare class, from Economy Light through Flex to Business, with the same choice waiting at the payment screen every time.
Paying later is a payment method at the Laters.com checkout, not something SAS has to switch on, which is why it works on every route we ticket. Search the route, choose a provider on the payment screen, pick a plan, and the e-ticket arrives as soon as payment is approved. Which plans appear is set by the country you book from, not by the airline you fly, so checkout shows only the plans your fare qualifies for. There is nothing to work out in advance.
An instalment plan leaves the fare alone, and the baggage allowance, and the seat, and what the fare class earns in SAS's EuroBonus programme. You fly as SAS's own passenger on SAS's own fare rules, and only the paying is spread. Interest-free instalment plans run a soft eligibility check that does not affect a credit score, interest-bearing monthly financing runs a full credit check, and approval is never guaranteed on either. A reader who wants no plan at all can still pay in full by card, or with crypto, at the same checkout.
Provider availability is drawn from the live Laters.com checkout configuration and varies by market. Airline rules are as published by SAS.
SAS offers no pay-later plan of its own at checkout. Every option below belongs to Laters.com, reached by booking the same SAS fare here. Which cards you see depends on the country you book from, not on SAS, starting with global providers before regional wallets tied to specific markets. Splitting covers the whole booking, add-ons included, while the fare, baggage allowance and EuroBonus earning stay exactly as SAS sets them.
Afterpay splits a SAS fare into four interest-free instalments a fortnight apart, a shape that suits a shorter Economy booking rather than a premium cabin fare. It reaches travellers in markets SAS itself offers no instalment option in. Missed payments may incur fees.
Available in United States, Australia, New Zealand, United Kingdom, Canada
Afterpay splits a SAS fare into four interest-free instalments a fortnight apart, a shape that suits a shorter Economy booking rather than a premium cabin fare. It reaches travellers in markets SAS itself offers no instalment option in. Missed payments may incur fees.
Available in United States, Australia, New Zealand, United Kingdom, Canada
Clearpay runs the same four-instalment, fortnightly rhythm as its sister brand, built for a quick SAS booking rather than a long-haul or Business fare needing more room to repay. It gives a market SAS doesn't sell instalments in directly. Missed payments may incur fees.
Available in United Kingdom
Klarna spreads a SAS fare over four interest-free biweekly payments, comfortable for a short Economy hop, with an upper limit on the fare it can cover. Its reach across SAS's home Nordic market and beyond makes it a natural fit here. Late payments may incur fees.
Available in United States, United Kingdom, Germany, Sweden, Australia
Klarna spreads a SAS fare over four interest-free biweekly payments, comfortable for a short Economy hop, with an upper limit on the fare it can cover. Its reach across SAS's home Nordic market and beyond makes it a natural fit here. Late payments may incur fees.
Available in United States, United Kingdom, Germany, Sweden, Australia
At checkout you will only see plans your fare qualifies for.
40+ProvidersFly now pay later with 40+ providersSAS fares can be split with any pay-later provider at our checkout, and each one is scored on how well it actually works when you are booking a flight.See all pay-later providersProvider availability is drawn from our live checkout configuration and varies by market, so checkout shows exactly what is available to you. Every provider listed is a credit product: approval is never guaranteed, an eligibility or credit check applies, and missed payments may incur fees and be reported to credit reference agencies.
If SAS's fare is more than you want to spread in one go, it's worth seeing what else flies the same routes, because every carrier below takes the same pay-later providers at the Laters.com checkout, so switching airline never means giving up the payment plan. SAS itself carries no confirmed alliance here, so where a rival below sits in oneworld, SkyTeam or Star Alliance, that's a mileage programme SAS's own EuroBonus won't touch. Lufthansa and Air France come closest to matching SAS on full-service, hub-and-spoke reach, while Norwegian and Icelandair play a different game entirely, and the trade-off with any of them is the same one it always is: a different network shape for a different price.
Norwegian is the largest competitor on Nordic domestic and intra-European routes, making it the closest head-to-head test for SAS on home turf rather than on long-haul connections.
Finnair is a Nordic full-service carrier with overlapping Europe-Asia and intra-Nordic routes, and its oneworld membership means EuroBonus miles won't carry over even where the fare undercuts SAS.
KLM is a SkyTeam partner offering competing connections from Scandinavia to long-haul, flying via its Amsterdam hub as an alternative routing to SAS's own network.
Lufthansa is a competing European full-service hub carrier for Scandinavia-worldwide connections, flying via Frankfurt, and its Star Alliance membership is the one overlap that could still credit EuroBonus-linked miles.
Air France is a SkyTeam partner with a comparable long-haul product from Scandinavia via Paris, putting it alongside Lufthansa as the nearest full-service rival to SAS on this list.
Icelandair offers an alternative North Atlantic connection between the Nordics and North America, routing through Reykjavik instead of a mainland European hub, with no alliance to weigh against SAS.
This is a calculator, not a brochure. Set a SAS fare and every plan shape below prices itself against that number, showing the upfront amount, the term and the APR side by side.
$780
Suits a shorter regional fare. Offered through Grab or Klarna, no interest and generally no credit check, though a late fee may apply if repayment is missed. Full fare leaves the account at checkout.
Fits a regional economy fare. Available via Grab, Afterpay, Clearpay or Klarna, no interest, with a smaller share taken upfront and the rest spread over the remaining instalments.
Better suited to a longer or premium-cabin fare that four payments would stretch too thin. Offered through Grab, no interest, spreading the cost over more instalments from checkout.
Built for a long-haul or premium-cabin fare. Offered through Grab, no interest, with the longest spread here, useful when a shorter term would leave payments too large.
Aimed at higher long-haul or business-cabin fares. Offered through Afterpay or Klarna, this shape carries interest and needs a full credit check before approval, with terms worth reading first.
For a traveller who wants no split at all. Offered through Klarna, the full fare leaves the account at checkout, with no interest and no credit check involved.
SAS is paid in full at booking. The traveller then repays the provider on the chosen plan, and the e-ticket is issued straight away. The same instalment shape can trade under different names depending on provider and market.
Illustrative only. The figures above are computed from the fare you set: plain division for the interest-free plans, and each plan's own illustrative rate over its stated term for monthly financing. They are not an offer, a quote, or a prediction of what you will be given. Laters.com is not the lender and takes no part in the decision: which plans appear, the instalment amounts, any interest and fees, and whether you are eligible at all are determined by the provider alone, and depend on a credit or eligibility assessment, your country and your basket. The only way to see your real plans is to choose a provider at checkout, at which point that provider, not Laters.com, approves or declines the purchase. All plans, rates, fees and terms are estimates only and subject to approval and to change.
Our editorial rating, out of 10, for what an airline is actually like to fly once you have booked it.
Every airline we ticket is scored on the same 4 measures, so you can compare them like for like before you book.
Scored by the Laters.com editorial team from the airline’s own published specifications and named third-party measurements. No airline pays to be rated, no placement is sold, and this page contains no affiliate links.
SAS scores 7.3 out of 10 — the plain average of the measures below, each read from a named, dated source.
4 measures, scored the same way for every airline we ticket.
Reliability & operations9/10
An on-time rate of 98.0% with an average delay of 1.5 minutes and zero cancellations points to a carrier that runs a tight schedule, useful when a tight connection is on the itinerary.
Source: research
Comfort & experience9/10
Economy pitch averages 47.1in with a 19.0in width, and business stretches to 64.2in, backed by free Wi-Fi for EuroBonus members, a strong onboard product for long sectors.
Source: research.cabins, research.onboard, research.baggage
Value & network6/10
Carry-on runs from 12 EUR even 8+ days out in Economy Light, rising to 45 EUR if added at the airport, and overweight bags cost up to 135 EUR to Asia and North America, so packing light and paying early matters.
Source: research.feeExamples, research.loyalty, research.checkIn
Passenger ratings5/10
No Skytrax star rating or named award has been published for SAS in the researched facts, so this measure sits on an unresearched footing rather than a confirmed figure.
Source: research
The published ratings and awards behind this score, each from the body that issued it.
Charges are set and collected by SAS, not by Laters.com, and vary by route and fare type.
Booking SAS on Laters.com takes three screens and a few minutes, the same flow we use for every airline we ticket, on every route SAS flies.
Search SAS on Laters.com and see its fares next to every other carrier flying that route, connections included, all in one set of results, so you can compare before you commit.
At checkout, pick a pay-later provider. It makes the credit decision, often in seconds, though some run a full credit check, and approval is never guaranteed.
Once the provider approves and takes the first instalment, SAS issues your e-ticket by email. The rest of the cost is collected automatically over the agreed instalments.
Booking direct at flysas.com is a reasonable choice if you're paying by card in full. But SAS sells no pay-later plan at its own checkout, so the fare cannot be spread there, and its site shows you only SAS flights. It's the same SAS ticket either way, same fare rules, same baggage allowance, same seat selection and the same EuroBonus earning. Laters.com just adds how you pay.
| What you get | Laters.com | Book direct with SAS |
|---|---|---|
| Buy now, pay later on a SAS fare | ✓ | ✕ |
| 100+ payment methods from 40+ providers at one checkout | ✓ | ✕ |
| Compare SAS against every other airline we sell in one search | ✓ | ✕ |
| Pay for a SAS flight with crypto | ✓ | ✕ |
| Local and regional payment methods | ✓ | Rarely |
| No booking fee and no surcharge for paying later | ✓ | Varies |
The routes grid above is for booking once you know when you're going. This one is for the stage before it, when the question is still where. Wherever you land, every fare on this grid can be split at checkout, subject to approval.
Arctic peaks, midnight sun in summer, northern lights in winter, and a fraction of the crowds of bigger Norwegian names. SAS flies into Narvik's Evenes Airport, a short-hop fare that suits a quick add-on booking.
Lake, mountains, and a old town built for aimless wandering rather than ticking off sights. Geneva already has its own page here, and SAS serves it as a straightforward European route.
Your gateway to New York without the Manhattan price tag on the hotel. A transatlantic fare like this is the one worth spreading across a longer instalment plan rather than paying in one go.
Ruins, espresso standing up at the counter, and enough gelato arguments to fill a week. Rome is a mid-length hop from Scandinavia, priced between the short domestic legs and the long-haul routes on this list.
Design shops, sauna culture, and archipelago ferries right from the city centre. Helsinki has a page of its own here, and it's one of the shortest, cheapest hops on this whole list.
Fjords at the edge of a capital city, plus a food scene that outgrew its reputation years ago. Oslo already has a page here, and it sits among the shortest, most affordable fares on this grid.
Beaches, night markets, and a slower pace than most long-haul destinations manage. Phuket has its own page here, and a fare this far merits weighing an interest-free instalment plan at checkout.
Malta's honey-coloured capital, sea walks, and a history stretching back further than most European capitals. SAS flies into Valletta's Luqa airport, a fare worth comparing against the shorter hops on this list.
Indicative fares, each shown in the currency it was found in. Search your dates for a real price.
Everything about booking a SAS flight on Laters.com and splitting the fare, plus the airline’s own rules that decide what you get.
Yes, you can book SAS (SK) flights on Laters.com and split the cost using one of the buy now, pay later options at checkout. You choose the plan that fits your budget at the time of booking, and the flight is confirmed with SAS once the first payment goes through. Availability of a specific plan depends on the fare and your eligibility check.
Eligibility for paying later on an SAS booking depends on the pay-later provider's own criteria, checked at checkout, typically including your age, location and a quick affordability review. Approval isn't guaranteed for every traveller or every fare. If you're not approved for one plan, a shorter instalment option may still be offered.
Most pay-later plans run a soft or hard credit check before approving your SAS booking, depending on the provider and the plan length. A hard check can leave a mark on your credit file, so read the plan's terms before confirming. This is a form of credit, so only take it on if you're confident you can meet the repayments.
Missing an instalment on an SAS booking can trigger a late fee from the pay-later provider and may be reported to credit reference agencies, affecting your credit score. Interest may also start accruing on the missed amount depending on the plan. Because this is credit, only commit to a repayment schedule you're sure you can keep up with.
Paying later for SAS can affect your credit score in two ways: the initial application may involve a credit check that shows on your file, and your repayment record is reported to credit agencies. On-time payments can be neutral or even positive, but missed or late payments are reported and can lower your score. Treat it as a real credit product, not just a checkout convenience.
If SAS cancels your flight, you're entitled to a refund or rebooking under SAS's own conditions of carriage, and any outstanding instalments with your pay-later provider are typically adjusted or halted once the refund is processed. Contact your pay-later provider as soon as you know about the cancellation so they can pause future instalments. Refund timing depends on SAS and the payment method, so check the specific terms of your plan.
For a bigger SAS fare, such as a Business cabin ticket, a longer instalment plan spreads the cost into smaller payments but usually means paying interest over more months. A shorter plan clears the balance faster with less interest overall, if you can afford the higher monthly amount. Compare the total repayable amount shown at checkout, not just the monthly figure, before deciding.
Pay-later availability for SAS bookings on Laters.com depends on which providers operate in your country and currency, so not every plan shown will apply everywhere. Check the options presented at checkout for your specific billing country, since this determines what's actually offered to you. If no pay-later option appears, you can still book with another payment method.
SAS sells Economy in three fare types, Light, Standard and Flex, alongside a Premium cabin on long-haul routes and a Business cabin. You can pick any of these when booking through Laters and apply a pay-later plan to cover the fare. The higher the cabin, the larger the total, which is where comparing instalment lengths matters most.
SAS allows a carry-on bag weighing up to 8 kg, with maximum dimensions of 55 x 40 x 23 cm. If you add a carry-on at the airport in Scandinavia rather than in advance, it costs 45 EUR, compared with from 12 EUR when added ahead of an Economy Light fare booked 8 or more days before departure. Check bag fees before you fly to avoid the higher airport rate.
Online check-in for SAS opens 30 hours before departure and closes 60 minutes before the flight. If you check in at the airport counter instead, that closes 45 minutes before departure, so online check-in gives you more flexibility. Book your SAS flight on Laters and check in online well ahead of the cut-off to avoid queueing at the counter.
SAS's loyalty programme is EuroBonus, running from an entry Member tier up to a top Diamond tier. EuroBonus members also get free WiFi onboard, a perk tied directly to programme membership rather than the fare type. Joining before you fly with SAS costs nothing and can add value even to a pay-later booking.
SAS offers free WiFi onboard for EuroBonus members. If you're not yet a member, it's worth signing up before your flight since membership is what unlocks the free access. Check connectivity details for your specific route when you book, as onboard offerings can vary.
SAS allows pets to travel in the cabin, the hold, or as cargo, depending on the route and the animal. Which option applies to your trip depends on your specific route and pet, so check SAS's pet travel terms before booking. Factor any pet fees into your total cost if you're also using a pay-later plan to cover the fare.
SAS asks travellers to request wheelchair or mobility assistance at least 48 hours before departure. Booking this early gives SAS time to arrange the right support at check-in, the gate and onboard. Make this request as soon as your SAS booking is confirmed, whether you've paid in full or are using a pay-later plan.
SAS is the flag carrier of Scandinavia, and its EuroBonus programme runs from an entry Member tier up to Diamond, its top tier for the most frequent flyers. Onboard wifi is free for EuroBonus members, so joining the programme has a real, immediate payoff even before miles come into it.
Booking through Laters.com and paying in instalments changes nothing about the flight itself. The fare is identical to paying by card in full, the baggage allowance is whatever the fare carries, and any EuroBonus miles earned are set by the fare class, not by how the ticket was paid for. SAS issues the ticket on its own conditions of carriage, so the traveller flies as SAS's own passenger throughout. Instalments only spread the cost of that ticket over time.
Paying later is a form of credit. Spreading a fare into instalments means committing to each payment on schedule, and missing one has consequences with the credit provider, so it is worth treating like any other credit commitment and only taking on what fits comfortably within a budget.
SAS operates a mixed fleet drawn from more than one manufacturer rather than a single aircraft type, reflecting a network that spans short intra-Scandinavian hops and long-haul routes alike. Fleet counts shift as aircraft are delivered or retired, so any total reflects the fleet in service at the time the facts were last confirmed rather than a fixed number. Cancellation rate and fleet age are left out here, since no sourced figure for either was confirmed at research time.
Search your route, pick your payment provider at checkout, and choose a plan that fits your budget. Your e-ticket is issued once the payment is approved, and the ticket is the same one the airline would issue you directly.
Laters.com is operated by Fly Fairly Pte. Ltd., a travel agent licensed by the Singapore Tourism Board under licence TA04059. We are the merchant for every booking on this page: we sell the ticket and earn from the fare, which is the same whichever payment method you choose. No airline and no payment provider pays us for placement.
Buy now, pay later is a credit product. Only commit to instalments you can genuinely afford. Missed payments can result in late fees, may be reported to credit reference agencies, and may affect your credit standing. Review your provider’s terms before confirming a plan.
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