Split the fare at checkout98% on-time performanceJust 1.5 min avg delaySAS

book SAS flights: buy now, pay later

Split any SAS fare at the Laters.com checkout with Klarna, Afterpay and more. Laters.com adds no booking fee, and no provider here charges extra for paying later.

Over a million travelers a year
find flights on Laters.com

SAS pay later

Can You Pay Later on SAS?Yes, on Every Route They Fly, on Laters.com

Yes. Book SAS on Laters.com, pick a pay-later plan inside the checkout, and get the e-ticket straight away. This applies on every route SAS flies and every fare class, from Economy Light through Flex to Business, with the same choice waiting at the payment screen every time.

Paying later is a payment method at the Laters.com checkout, not something SAS has to switch on, which is why it works on every route we ticket. Search the route, choose a provider on the payment screen, pick a plan, and the e-ticket arrives as soon as payment is approved. Which plans appear is set by the country you book from, not by the airline you fly, so checkout shows only the plans your fare qualifies for. There is nothing to work out in advance.

An instalment plan leaves the fare alone, and the baggage allowance, and the seat, and what the fare class earns in SAS's EuroBonus programme. You fly as SAS's own passenger on SAS's own fare rules, and only the paying is spread. Interest-free instalment plans run a soft eligibility check that does not affect a credit score, interest-bearing monthly financing runs a full credit check, and approval is never guaranteed on either. A reader who wants no plan at all can still pay in full by card, or with crypto, at the same checkout.

  1. Search SAS and compare the fare
  2. Choose a pay-later plan at checkout
  3. Fly now, pay later: your e-ticket arrives once the flight is ticketed
Payment plans explained

Split the SAS fare, pay over time

This is a calculator, not a brochure. Set a SAS fare and every plan shape below prices itself against that number, showing the upfront amount, the term and the APR side by side.

Your SAS fare

$780

Pay in 30

Payments
$780.00once
Due today
Nothingif approved
Total you pay
$780.00no interest

0% APR · 0% upfront · Grab, Klarna

Suits a shorter regional fare. Offered through Grab or Klarna, no interest and generally no credit check, though a late fee may apply if repayment is missed. Full fare leaves the account at checkout.

Pay in 4

Per instalment
$195.004 payments
Due today
$195.00if approved
Total you pay
$780.00no interest

0% APR · 25% upfront · Grab, Afterpay, Clearpay, Klarna

Fits a regional economy fare. Available via Grab, Afterpay, Clearpay or Klarna, no interest, with a smaller share taken upfront and the rest spread over the remaining instalments.

Pay in 8

Per instalment
$97.508 payments
Due today
Not specifiedif approved
Total you pay
$780.00no interest

0% APR · Grab

Better suited to a longer or premium-cabin fare that four payments would stretch too thin. Offered through Grab, no interest, spreading the cost over more instalments from checkout.

Pay in 12

Per instalment
$65.0012 payments
Due today
Not specifiedif approved
Total you pay
$780.00no interest

0% APR · Grab

Built for a long-haul or premium-cabin fare. Offered through Grab, no interest, with the longest spread here, useful when a shorter term would leave payments too large.

Financing

Payments
At checkoutonce
Down payment
Not specifiedif approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

Afterpay, Klarna

Aimed at higher long-haul or business-cabin fares. Offered through Afterpay or Klarna, this shape carries interest and needs a full credit check before approval, with terms worth reading first.

Pay Now

Payments
$780.00once, at checkout
Due today
$780.00
Total you pay
$780.00paid in full today

100% upfront · Klarna

For a traveller who wants no split at all. Offered through Klarna, the full fare leaves the account at checkout, with no interest and no credit check involved.

SAS is paid in full at booking. The traveller then repays the provider on the chosen plan, and the e-ticket is issued straight away. The same instalment shape can trade under different names depending on provider and market.

Illustrative only. The figures above are computed from the fare you set: plain division for the interest-free plans, and each plan's own illustrative rate over its stated term for monthly financing. They are not an offer, a quote, or a prediction of what you will be given. Laters.com is not the lender and takes no part in the decision: which plans appear, the instalment amounts, any interest and fees, and whether you are eligible at all are determined by the provider alone, and depend on a credit or eligibility assessment, your country and your basket. The only way to see your real plans is to choose a provider at checkout, at which point that provider, not Laters.com, approves or declines the purchase. All plans, rates, fees and terms are estimates only and subject to approval and to change.

Laters.com vs booking direct

Why book SAS flights with Laters.com?

Booking direct at flysas.com is a reasonable choice if you're paying by card in full. But SAS sells no pay-later plan at its own checkout, so the fare cannot be spread there, and its site shows you only SAS flights. It's the same SAS ticket either way, same fare rules, same baggage allowance, same seat selection and the same EuroBonus earning. Laters.com just adds how you pay.

Booking SAS on Laters.com compared with booking direct with the airline
What you getLaters.comBook direct with SAS
Buy now, pay later on a SAS fare✓✕
100+ payment methods from 40+ providers at one checkout✓✕
Compare SAS against every other airline we sell in one search✓✕
Pay for a SAS flight with crypto✓✕
Local and regional payment methods✓Rarely
No booking fee and no surcharge for paying later✓Varies
Independently scored, no paid placement

The Laters.com Airline Quality Score, SAS

Cyan cartoon hand making a peace sign with black outline sticker style illustration

What is the Laters.com Airline Quality Score?

Our editorial rating, out of 10, for what an airline is actually like to fly once you have booked it.

  1. 1Reliability & operations
  2. 2Comfort & experience
  3. 3Value & network
  4. 4Passenger ratings

Every airline we ticket is scored on the same 4 measures, so you can compare them like for like before you book. See the full methodology See all airline scores →

Scored by the Laters.com editorial team from the airline’s own published specifications and named third-party measurements. No airline pays to be rated, no placement is sold, and this page contains no affiliate links.

SAS scores 7.3 out of 10: the plain average of the measures below, rounded to one decimal. Each measure is an editorial assessment of the published facts.

What to watch

  • Airport carry-on add-on jumps to 45 EUR
  • Overweight bags to Asia/North America cost up to 135 EUR
  • Wheelchair assistance needs 48 hours' notice
  • No published Skytrax rating or award on file

The editorial take

Strongest on
Punctuality, with a 98.0% on-time rate and just 1.5 minutes' average delay.
Held back by
Ancillary bag fees, including a 45 EUR airport carry-on charge and up to 135 EUR overweight fees.
Which cabin
Economy suits short intra-Nordic hops; Business, with 64.2in pitch, suits long-haul travellers wanting a lie-flat-style stretch.

4 measures, scored the same way for every airline we ticket.

Reliability & operations9/10

An on-time rate of 98.0% with an average delay of 1.5 minutes and zero cancellations points to a carrier that runs a tight schedule, useful when a tight connection is on the itinerary.

Comfort & experience9/10

Economy pitch averages 47.1in with a 19.0in width, and business stretches to 64.2in, backed by free Wi-Fi for EuroBonus members, a strong onboard product for long sectors.

Value & network6/10

Carry-on runs from 12 EUR even 8+ days out in Economy Light, rising to 45 EUR if added at the airport, and overweight bags cost up to 135 EUR to Asia and North America, so packing light and paying early matters.

Passenger ratings5/10

No Skytrax star rating or named award has been published for SAS in the researched facts, so this measure sits on an unresearched footing rather than a confirmed figure.

The published ratings and awards behind this score, each from the body that issued it.

What else can cost you

Carry-on bag, Economy Light (Scandinavia, 8+ days before)
From 12 EUR
Carry-on bag added at the airport (Scandinavia)
45 EUR
Carry-on bag, Scandinavia/Finland to Europe (14+ days before)
16 EUR
Overweight bag 23.1–28 kg, Europe
65 EUR
Overweight bag 28.1–32 kg, Asia and North America
135 EUR
Sporting or hunting firearm, Europe
69 EUR

Charges are set and collected by SAS, not by Laters.com, and vary by route and fare type.

How the score is built

  • 4 measures, each scored out of 10
  • The headline is the plain average of those measures, computed in the open
  • Each measure is an editorial assessment based on the published facts and sources in the breakdown
  • No airline pays to be rated, and no placement is sold

What we deliberately left out

  1. Safety. It is not a marketing metric and we will not rank carriers on it.
  2. Cancellation rate and fleet age. Omitted rather than estimated, until a sourced field exists for every airline.
  3. Any sub-metric we cannot attribute. An unsourced measure is dropped, not guessed.
  4. Blended third-party scores that mix in inputs we have already rejected elsewhere on this page.

The full method, measure by measure, is on how we score airlines.

Everyairline we scoreAirline Quality ScoresCompare Laters.com Airline Quality Scores across the airlines we ticket, every one of them scored on the same measures as SAS.See all airline scores
Compare the carrier, keep the payment plan

SAS or another carrier? Compare before you split

The carriers most often compared with SAS, on the facts we hold for both. Every one of them can be booked on Laters.com with the same payment plans.

Compare carriers

650+AirlinesEvery other airline we ticketCompare available flights across the airlines on Laters.com, then review the payment options for your selected booking.Compare all airlines
Baggage, fees, miles, refunds and eligibility

FAQs: Booking SAS and Paying Later

Everything about booking SAS flights on Laters.com and splitting the fare, plus the airline’s own rules that decide what you get.

01Can I book an SAS flight on Laters and pay in instalments?

Yes, you can book SAS (SK) flights on Laters.com and split the cost using one of the buy now, pay later options at checkout. You choose the plan that fits your budget at the time of booking, and the flight is confirmed with SAS once the first payment goes through. Availability of a specific plan depends on the fare and your eligibility check.

02Who is eligible to pay later for an SAS booking?

Eligibility for paying later on an SAS booking depends on the pay-later provider's own criteria, checked at checkout, typically including your age, location and a quick affordability review. Approval isn't guaranteed for every traveller or every fare. If you're not approved for one plan, a shorter instalment option may still be offered.

03Does paying later for SAS involve a credit check?

Most pay-later plans run a soft or hard credit check before approving your SAS booking, depending on the provider and the plan length. A hard check can leave a mark on your credit file, so read the plan's terms before confirming. This is a form of credit, so only take it on if you're confident you can meet the repayments.

04What happens if I miss an instalment payment on my SAS booking?

Missing an instalment on an SAS booking can trigger a late fee from the pay-later provider and may be reported to credit reference agencies, affecting your credit score. Interest may also start accruing on the missed amount depending on the plan. Because this is credit, only commit to a repayment schedule you're sure you can keep up with.

05Will paying later for SAS affect my credit score?

Paying later for SAS can affect your credit score in two ways: the initial application may involve a credit check that shows on your file, and your repayment record is reported to credit agencies. On-time payments can be neutral or even positive, but missed or late payments are reported and can lower your score. Treat it as a real credit product, not just a checkout convenience.

06What if SAS cancels my flight after I've paid using a pay-later plan?

If SAS cancels your flight, you're entitled to a refund or rebooking under SAS's own conditions of carriage, and any outstanding instalments with your pay-later provider are typically adjusted or halted once the refund is processed. Contact your pay-later provider as soon as you know about the cancellation so they can pause future instalments. Refund timing depends on SAS and the payment method, so check the specific terms of your plan.

07Which pay-later plan should I pick for a more expensive SAS fare, like Business?

For a bigger SAS fare, such as a Business cabin ticket, a longer instalment plan spreads the cost into smaller payments but usually means paying interest over more months. A shorter plan clears the balance faster with less interest overall, if you can afford the higher monthly amount. Compare the total repayable amount shown at checkout, not just the monthly figure, before deciding.

08Is SAS pay-later checkout available in every country?

Pay-later availability for SAS bookings on Laters.com depends on which providers operate in your country and currency, so not every plan shown will apply everywhere. Check the options presented at checkout for your specific billing country, since this determines what's actually offered to you. If no pay-later option appears, you can still book with another payment method.

09What cabins can I book on SAS through Laters?

SAS sells Economy in three fare types, Light, Standard and Flex, alongside a Premium cabin on long-haul routes and a Business cabin. You can pick any of these when booking through Laters and apply a pay-later plan to cover the fare. The higher the cabin, the larger the total, which is where comparing instalment lengths matters most.

10What are SAS's carry-on baggage rules?

SAS allows a carry-on bag weighing up to 8 kg, with maximum dimensions of 55 x 40 x 23 cm. If you add a carry-on at the airport in Scandinavia rather than in advance, it costs 45 EUR, compared with from 12 EUR when added ahead of an Economy Light fare booked 8 or more days before departure. Check bag fees before you fly to avoid the higher airport rate.

11What are the check-in deadlines for an SAS flight?

Online check-in for SAS opens 30 hours before departure and closes 60 minutes before the flight. If you check in at the airport counter instead, that closes 45 minutes before departure, so online check-in gives you more flexibility. Book your SAS flight on Laters and check in online well ahead of the cut-off to avoid queueing at the counter.

12What is SAS's loyalty programme and does it affect onboard perks?

SAS's loyalty programme is EuroBonus, running from an entry Member tier up to a top Diamond tier. EuroBonus members also get free WiFi onboard, a perk tied directly to programme membership rather than the fare type. Joining before you fly with SAS costs nothing and can add value even to a pay-later booking.

13Does SAS offer WiFi onboard?

SAS offers free WiFi onboard for EuroBonus members. If you're not yet a member, it's worth signing up before your flight since membership is what unlocks the free access. Check connectivity details for your specific route when you book, as onboard offerings can vary.

14Can I travel with a pet on an SAS flight?

SAS allows pets to travel in the cabin, the hold, or as cargo, depending on the route and the animal. Which option applies to your trip depends on your specific route and pet, so check SAS's pet travel terms before booking. Factor any pet fees into your total cost if you're also using a pay-later plan to cover the fare.

15How do I request special assistance on an SAS flight?

SAS asks travellers to request wheelchair or mobility assistance at least 48 hours before departure. Booking this early gives SAS time to arrange the right support at check-in, the gate and onboard. Make this request as soon as your SAS booking is confirmed, whether you've paid in full or are using a pay-later plan.

About SAS and Laters.com

About SAS

Who is SAS?

SAS is the flag carrier of Scandinavia, and its EuroBonus programme runs from an entry Member tier up to Diamond, its top tier for the most frequent flyers. Onboard wifi is free for EuroBonus members, so joining the programme has a real, immediate payoff even before miles come into it.

Booking through Laters.com and paying in instalments changes nothing about the flight itself. The fare is identical to paying by card in full, the baggage allowance is whatever the fare carries, and any EuroBonus miles earned are set by the fare class, not by how the ticket was paid for. SAS issues the ticket on its own conditions of carriage, so the traveller flies as SAS's own passenger throughout. Instalments only spread the cost of that ticket over time.

Paying later is a form of credit. Spreading a fare into instalments means committing to each payment on schedule, and missing one has consequences with the credit provider, so it is worth treating like any other credit commitment and only taking on what fits comfortably within a budget.

Fleet and on-time performance

SAS operates a mixed fleet drawn from more than one manufacturer rather than a single aircraft type, reflecting a network that spans short intra-Scandinavian hops and long-haul routes alike. Fleet counts shift as aircraft are delivered or retired, so any total reflects the fleet in service at the time the facts were last confirmed rather than a fixed number. Cancellation rate and fleet age are left out here, since no sourced figure for either was confirmed at research time.

Laters.com is operated by Fly Fairly Pte. Ltd., a travel agent licensed by the Singapore Tourism Board under licence TA04059. Contact Laters.com about a booking, including changes and cancellations; contact your payment provider about your repayment account.

Rated 4.8 on Google

What Travellers Say

Real reviews from real customers who booked flights with Laters.com.

Deal alerts

Never Miss a SAS Deal

SAS fare drops, pay-later promotions and flash sales, straight to your inbox.