在Laters上搜索和比较600多家航空公司的票价，然后使用Trust Bank的月度分期付款计划分摊航班费用，费用将计入您的Trust信用卡。这是一项信用产品：每个计划收取一次性费用，批准不保证，如果您的账单余额未全额支付，将适用标准信用卡利息。
Trust Bank适用于Laters平台上每家航空公司、每条航线和每个舱位等级的机票预订。在结账时选择Trust Bank，选择您的分期付款计划，付款清算后您的电子机票即会签发。Trust Bank是由新加坡金融管理局监管的信用产品，需进行信用检查。
Until Trust Bank is added to our checkout, you can still spread the cost of a flight with Splitit, which is already live on Laters.com. That means you are not stuck paying the full fare upfront while you wait for Trust Bank to arrive: pick your flight, select Splitit at checkout, choose a plan that fits your budget, and your e-ticket is issued once payment is confirmed.
Trust Bank's own plans, when they do arrive, are built around monthly instalments with a one-time fee rather than ongoing interest, and are subject to approval with an 18+ age requirement, similar to most credit-based payment plans. For now, those details apply only within Trust Bank's own market, Singapore, and not on Laters.com. Check back on this page for updates, or compare Splitit's plan at checkout in the meantime.
Trust Bank允许新加坡的旅客将航班票价分成按月计入其Trust信用卡的分期付款。每个计划都收取一次性费用和有效年利率。批准需进行信用检查，不保证批准。
$500
Split in 3 costs nothing extra in interest, but a one-time fee applies to the purchase, charged to your Trust credit card. Miss clearing your statement balance and standard card interest kicks in on top. 一次性费用为购买金额的1.00%;0%利息。购买金额S$50及以上可分期。将费用计入Trust信用卡。
Split in 6 carries no interest, only a one-time fee on the purchase, and a credit check applies before Trust Bank approves the plan. Leave the statement balance unpaid and ordinary card interest applies alongside that fee. 一次性费用为购买金额的1.50%;0%利息。
Split in 12 stretches the fare across a year with no interest charged, just a one-time fee on the purchase. A credit check applies, and an unpaid statement balance brings standard card interest into play. 一次性费用为购买金额的3.50%;0%利息。
Split in 18 is the longest stretch on offer, interest-free aside from its one-time fee, with a credit check required beforehand. Skip paying the statement in full and standard card interest applies as usual. 一次性费用为购买金额的5.00%;0%利息。
Instalments are charged to a Trust credit card and repaid to Trust Bank, with the e-ticket issued in full at booking. If the statement balance isn't cleared, standard credit card interest applies on top of any plan fee.
仅供说明之用。 上述数字是根据您设定的票价计算的：无息计划采用简单除法，月度融资计划采用该计划在其规定期限内的说明性利率。这些不是报价、价格报价或对您将获得的预测。Laters.com不是贷款人，不参与决策：哪些计划出现、分期金额、任何利息和费用以及您是否符合条件完全由提供商单独决定，并取决于信用或资格评估、您所在的国家和您的购物篮。查看您真实计划的唯一方式是在结账时选择此支付方式，此时提供商而非Laters.com批准或拒绝购买。所有计划、利率、费用和条款仅为估计值，需经批准且可能变更。
Trust Bank机票预订目前在东南亚可用。请查看下面的表格了解支持的市场、货币和分期付款计划。 本指南列出 1 个市场的分期方案。
购买金额S$50及以上可分期;0%利息,仅需支付一次性费用。费用将计入Trust信用卡;如未全额支付账单余额,将按标准信用卡利率计息。受新加坡金融管理局监管。
Trust Bank 为 新加坡（SG）发布的计划，已验证 。
Where Trust Bank does operate, its short-term instalment plan is called Split in 3, alongside longer Split in 6, Split in 12 and Split in 18 options. Split in 3 works by taking instalments at purchase and at fixed monthly intervals after, with no interest charged when paid on time, though approval isn't guaranteed and the longer plans carry interest. Limits and rates differ by country and are shown by Trust Bank at checkout. Since Trust Bank isn't yet live on Laters.com, treat this as background until booking here is possible.
Trust Bank is not yet available on Laters.com, so this comparison uses one of the other providers we already support. Most airlines do not offer flexible instalment checkout on their own site, and the ones that do set their own rules, so we built a single checkout that covers every airline we sell.
Whichever plan gets approved and whichever airline operates the flight, the booking sits with us. That means one place to handle changes, questions and refunds, not a different process for every airline. Approval still depends on a credit check, and any plan you choose may carry interest or fees.
| 您获得的内容 | Laters.com | 直接向航空公司预订 |
|---|---|---|
| Trust Bank 内置于所有 650+ 家航空公司的结账流程中 | ✓ | 非常少 |
| 无论您乘坐哪家航空公司，都是相同的 Trust Bank 分期计划 | ✓ | ✕ |
| 在一次搜索中比较每家航空公司，然后使用 Trust Bank 付款 | ✓ | ✕ |
| 其他先买后付提供商、稳定币和 100+ 种其他付款方式可在同一结账页面使用 | ✓ | ✕ |
| 使用 Trust Bank 付款无手续费，无预订费 | ✓ | 有所不同 |
我们对先买后付提供商在您预订航班时的实际运作情况的编辑评分，满分为10分。
我们结账时的每个提供商都按相同的 4 项标准评分，因此您可以在选择付款方式前进行同等比较。 查看所有先飞行后付款提供商评分 →
This score is based on Trust Bank's published plan terms, fees and eligibility criteria as supplied for flight bookings, cross-checked against Singapore's regulatory disclosures. No brand pays Laters.com for its rating. 最后审查于 2026年9月。
Laters.com 是此页面上每笔预订的商家：我们销售机票并从票价中获利，无论您选择哪种支付方式都相同。没有支付提供商为我们的位置、排名或其支付评分付费，此页面不包含任何联盟链接。
由渣打银行和丰益集团支持的这家新加坡本土卡发行商采用结构化、基于费用的方法来处理机票预订的分期付款。3至18个月的计划长度适合希望在更长时间内分摊票价的旅客——尽管一次性费用会随着每个级别的提高而增加。前提条件是拥有Trust信用卡。对于已在该生态系统中的现有持卡人来说，这是一个受到良好监管、由金融管理局监督的选项。
4 项标准，我们结账时的每个提供商都按相同方式评分。
Repayment Flexibility8/10
Four terms, Split in 3 through Split in 18, cover a real spread from short to long. But all four are the same instalment shape on one card product, so it's breadth within one format, not genuinely different plan types.
Interest Rate8/10
All four plans carry 0% interest, but each substitutes a one-time fee: 1.00% on Split in 3 up to 5.00% on Split in 18. Standard credit card interest applies if the statement balance isn't paid in full, which keeps this off a 9.
Eligibility7/10
Availability is confirmed for Singapore only, with a single currency, SGD. Split Purchase requires S$50 and above, so very low-cost fares may not qualify, and there's no second market to offset that concentration.
Approval Process7/10
Every plan is charged to the Trust credit card, so a traveller needs that card approved before any Split plan can apply at checkout. That's a real dependency ahead of ticketing, not a same-page decision.
This table prices one fare across Trust Bank's Split plans as offered in Singapore, its confirmed market. The fare itself doesn't change for choosing to split it: Laters.com adds no booking fee or surcharge for paying this way.
| 方案 | 今日应付 | 然后 | 您总共支付 | 信用成本 |
|---|---|---|---|---|
| 分3期6.05% p.a. EIR APR | 未说明 | 未说明 | 批准时设定 | 批准时设定 |
| 分6期5.20% p.a. EIR APR | 未说明 | 未说明 | 批准时设定 | 批准时设定 |
| 分12期6.63% p.a. EIR APR | 未说明 | 未说明 | 批准时设定 | 批准时设定 |
| 分18期6.55% p.a. EIR APR | 未说明 | 未说明 | 批准时设定 | 批准时设定 |
Treat the table as an illustration, not a quote. What's actually offered depends on approval for the Trust credit card and on Trust Bank's own terms at the time of booking. Every provider we score is run through the same cost rows, so figures compare fairly across the page.
如果 Trust Bank 的分期付款计划不适用于您的预订，Laters 提供一系列其他先买后付提供商来帮助您分摊航班费用。
Splitit splits your fare into four payments using the card you already have, and approval along with any card-issuer interest depends on your existing credit line rather than a new credit check.
Coverage varies by market; check Laters.com at checkout for availability.
Klarna offers both a pay-in-4 style split and longer monthly financing on larger bookings, with approval and a possible credit check needed before your e-ticket is confirmed, and interest applying on some plans.
Coverage varies by market; check Laters.com at checkout for availability.
Afterpay spreads the cost of a flight across four instalments, and while many shoppers know it under this name, it trades as Clearpay in the United Kingdom; approval isn't guaranteed and missed payments can bring fees.
Coverage varies by market; check Laters.com at checkout for availability.
Atome is a Southeast Asia-focused split-pay option that breaks your fare into three payments, subject to approval and any fees the provider sets for late payments.
Strongest in Southeast Asia
Zip pairs a pay-in-4 style plan with longer financing options on bigger bookings, and larger plans can carry interest, so it's worth checking your own repayment terms before you book, since approval is never guaranteed.
Coverage varies by market; check Laters.com at checkout for availability.
Tabby splits a flight fare into four payments and runs an approval check before confirming your booking, with fees possible if an instalment is missed.
Coverage varies by market; check Laters.com at checkout for availability.
关于在 Laters.com 上使用 Trust Bank 支付航班费用，您需要了解的一切。
Not right now. Trust Bank is not yet available as a payment option on Laters.com, so travellers cannot select any of its split-payment plans at checkout today. Laters.com currently offers other Buy Now Pay Later providers for flight bookings, so check the checkout page for the options that are live. Visit https://trustbank.sg/ to see how the provider's plans work generally, and check back on Laters.com for updates on availability.
None yet through Laters.com, since Trust Bank is not currently switched on at our checkout. When a BNPL provider is active on Laters.com, it applies across every airline we sell rather than being something individual carriers turn on themselves. Until Trust Bank is enabled, travellers should choose from the payment methods currently offered at checkout. Confirm current provider availability on Laters.com before you book.
It cannot yet, because Trust Bank is not an active payment method on Laters.com. Based on Trust Bank's own published terms, its plans are described as 0% interest but carry a one-time fee ranging from 1.00% to 5.00% of the purchase depending on the plan, and a late fee applies if a repayment is missed. Laters.com does not add its own payment surcharge or booking fee to any provider it supports. Check https://trustbank.sg/ for the current fee structure ahead of any future rollout.
This isn't something Laters.com can confirm yet, since Trust Bank has not launched on our platform. For providers that are active on Laters.com, the e-ticket is issued once the payment plan is approved at checkout rather than before. Travellers hoping to use Trust Bank for flights should hold off until Laters.com confirms the integration is live. In the meantime, https://trustbank.sg/ can explain how ticketing timing works with its partner merchants generally.
None can run through Laters.com yet, because Trust Bank isn't a live checkout option here. Trust Bank's Split Purchase plans are charged to a Trust credit card, which means a cardholder relationship and its associated credit checks already sit behind the plan, and standard credit card interest applies if the statement balance isn't paid in full. This carries real credit risk, so a missed or partial repayment can affect your standing with the card issuer. Confirm eligibility and credit check details directly at https://trustbank.sg/.
This scenario doesn't apply on Laters.com today, since Trust Bank isn't yet available for flight purchases here. Under Trust Bank's own terms, a missed instalment on a Split Purchase can trigger standard credit card interest if the statement balance isn't cleared, and missed payments on credit products of this kind are typically reported to credit reference agencies and can affect your credit standing. Travellers should treat any BNPL repayment schedule as a real credit commitment, not a casual perk. Check https://trustbank.sg/ for its specific missed-payment policy.
None at the moment, because Trust Bank has not been switched on for any market on Laters.com. Trust Bank itself currently operates in Singapore, where its Split Purchase plans are regulated by the Monetary Authority of Singapore. Laters.com will confirm which countries can use Trust Bank at checkout if and when the integration goes live. For now, https://trustbank.sg/ is the place to check the provider's own market coverage.
None yet, since Trust Bank plans aren't selectable on Laters.com for any fare. Of Trust Bank's own published plans, the Split in 18 option spreads a purchase over 18 monthly instalments with a 5.00% one-time fee, which is the longest term on offer and would typically suit a larger fare once available. All of these plans carry a fee and are tied to a Trust credit card, so interest can apply if the statement isn't paid off in full. Visit https://trustbank.sg/ for the full terms of each plan.
It can't affect anything through Laters.com yet, since the provider isn't live on our platform. Because Trust Bank's Split Purchase plans run through a Trust credit card, on-time repayments and missed payments are the kind of activity that credit card issuers and credit bureaus generally track, and a poor repayment history could affect your credit standing. This is a real credit product, not a fee-free convenience. See https://trustbank.sg/ for how Trust Bank itself describes any credit reporting impact.
This can't come up on Laters.com yet, since flights cannot currently be booked using Trust Bank here. Generally speaking, with instalment-based credit products a refund is applied against the outstanding balance owed on the plan rather than paid out separately in cash, though the exact process depends on the issuer's own refund policy. Until Trust Bank is integrated, Laters.com cannot confirm how a cancelled flight would be handled under its Split Purchase terms. Check https://trustbank.sg/ directly for its refund and cancellation process.
Not on Laters.com at present, since Trust Bank isn't an available payment method for any booking type here. Generally, BNPL plans of this kind apply to the total fare charged rather than to the specific route or number of stops, so a multi-stop or international itinerary wouldn't itself be a barrier once a plan is live. It's the country you're booking from, not the route you're flying, that would determine which plans appear at checkout. Check https://trustbank.sg/ for how it treats fare types once available.
Not entirely, even by Trust Bank's own description of its plans. Trust Bank markets its Split Purchase plans as 0% interest, but each carries a one-time fee, from 1.00% on the Split in 3 plan up to 5.00% on the Split in 18 plan, and standard credit card interest applies if the statement balance isn't paid in full. So the plan isn't free of cost even where no interest rate is charged on the instalments themselves. Laters.com does not yet offer this provider for flights, so confirm current fee terms at https://trustbank.sg/.
This isn't something Laters.com can confirm yet, because Trust Bank isn't available as a flight payment option on our site. Since Split Purchase plans run through a Trust credit card, any miles or points earned would likely follow that card's own earning rules rather than any special BNPL scheme, but this depends entirely on the card's terms. Laters.com cannot promise mileage accrual outcomes for a provider it does not yet support. Check with https://trustbank.sg/ and your airline's loyalty programme for specifics.
Not at the moment, since Trust Bank cannot be used for any fare type on Laters.com yet. Trust Bank's plans, such as Split in 6 with a 1.50% one-time fee or Split in 12 with a 3.50% fee, are tied to purchase amount rather than cabin class, so a premium fare would in principle qualify once the provider is live. Higher fares also mean a larger fee amount in absolute terms even though the percentage stays fixed. Visit https://trustbank.sg/ to see how it treats larger purchases generally.
This question is moot on Laters.com right now, since the provider hasn't launched here for flight bookings. Trust Bank's Split Purchase plans are charged to a Trust credit card, which implies you'd need to hold that card, or open one, before a Split Purchase plan could be used at all. This is different from BNPL providers that let a new customer apply during checkout. Confirm account and card requirements directly at https://trustbank.sg/.
Laters.com cannot speak to this yet for Trust Bank specifically, since it isn't a supported payment method on our platform. Trust Bank's Split Purchase plans operate through a Trust credit card and the provider is regulated by the Monetary Authority of Singapore, which points to a supervised financial institution handling the underlying credit relationship. Any BNPL or credit card provider you use should clearly explain how your payment data is stored and protected. Review Trust Bank's own security and privacy terms at https://trustbank.sg/ before relying on the service.
Trust Bank 是一家总部位于新加坡的数字银行，受新加坡金融管理局监管。其分期购买功能与 Trust 信用卡相关联，让持卡人可以将航班票价分摊到 3、6、12 或 18 个月的分期付款中。每个计划收取一次性费用而非持续利息，但适用有效利率——如果您每月未全额清偿账单余额，将收取标准信用卡利息。批准不保证；持有 Trust 信用卡时需进行信用评估。
在 Laters 上，搜索和比较航班费用为零。当您在结账时选择 Trust Bank 时，您的票价将被计入您的 Trust 信用卡，并按您选择的分期付款计划分摊。一旦付款确认，您的电子机票将被签发。最低合格购买额为 S$50。
将票价分摊到几个月可以缓解现金流压力，但这仍然是一项信用承诺。只借您能够按时舒适偿还的金额。如需了解当前费用、资格标准和计划条款，请访问 trustbank.sg。
Search your route on Laters.com, choose Trust Bank at checkout, and pick a plan: Split in 3, Split in 6, Split in 12 or Split in 18. Your e-ticket is issued once payment is approved. Some of these plans are interest-free but carry a one-time fee, while others are interest-bearing, and all of them are subject to a credit check and approval, so nothing here is guaranteed just because you've applied.
Laters.com is the merchant for this booking and issues the ticket; Trust Bank is the payment method and credit provider, not the seller of the flight. Laters.com is operated by an entity holding a travel-agent licence, though we haven't been supplied the exact legal name or licence number for this page, so we won't invent one here. What paying this way costs at Laters.com is nothing extra: no payment surcharge and no booking fee, so the fare is the same as if you paid by card. You don't need a credit card to book when you pay with Trust Bank, Trust Bank settles the fare with the airline on your behalf, and your repayments go to Trust Bank, not to Laters.com. That said, Trust Bank is not yet available to book through Laters.com, so for now this plan can't be selected at checkout; have a look at our other supported providers if you want to split a fare today.
Laters.com 作为商家从票价中获利，无论您选择哪种支付方式都相同；没有支付提供商为在此页面上的位置付费。
机票预订和还款计划按不同的时间表进行。我们的指南说明了在分期支付票价前需要考虑的实际问题。
负责任地借款意味着仅承诺您能真正承担的分期付款。逾期付款可能导致滞纳金，可能被报告给信用参考机构，并可能影响您的信用状况和未来的借款能力。 访问 Trust Bank 的条款了解当前条款、资格标准和特定国家的计划可用性。 Laters.com 是 Fly Fairly 的新名称；您的预订或支持服务没有任何变化。 最后由 Laters.com 编辑团队于 2026年9月 审查。
Trust Bank航班优惠、先买后付促销和闪购优惠，直接送到您的收件箱。
