Pay Now
- 支付
- $500.00一次,在结账时
- 今日应付
- $500.00
- 您支付的总额
- $500.00今天全额付清
Pay Now means no credit is involved: you settle the fare in full at checkout and walk away with nothing owed afterward.

Choose Pay Now or Pay Monthly financing at checkout, with approval. No hidden booking fees either way.
Yes. You can use Naver Pay to book flights and buy plane tickets for any airline, on any route, in any fare class, when you book through Laters.com. It works this way whether the airline has never heard of Naver Pay or has never offered any payment plan at checkout, because the plan sits with us, not with the carrier.
Most airlines never built Naver Pay into their own checkout. Delta, American and United across the US don't offer it directly, and neither do British Airways, Lufthansa or Finnair across the UK, Germany and the Nordics. Book any of them through Laters.com instead, and Naver Pay sits right there as a payment method built into our checkout: select it, pick a plan that fits the budget, and the e-ticket is issued once payment is confirmed.
Naver Pay covers a Pay Now option and a Pay Monthly plan through Laters.com, available across most of the markets we support, from a long-haul business seat to a short domestic hop. Approval isn't guaranteed, a credit check applies, and applicants need to be 18 or over, with some plans carrying interest. If you want to weigh up another option first, Splitit is also accepted at our checkout.
With Naver Pay you can pay for a fare in full at booking or spread it into monthly payments. The pay-monthly route is a credit product: a credit check applies, and interest may be charged depending on the plan and term Naver Pay offers you. Which option shows up depends on your market, so check what's available before you count on it.
$500
Pay Now means no credit is involved: you settle the fare in full at checkout and walk away with nothing owed afterward.
Pay Monthly is interest-free only if Naver Pay's offer to you carries no APR, and a credit check applies before you're approved. The rate and schedule shown are illustrative; the actual terms are set by Naver Pay once your check clears, and missing a payment can cost you beyond the fare itself.
Naver Pay bills you directly under whichever plan you choose, and your e-ticket is issued in full at booking regardless of how you pay it off, so there's nothing partial about the trip itself.
仅供说明之用。 上述数字是根据您设定的票价计算的:无息计划采用简单除法,月度融资计划采用该计划在其规定期限内的说明性利率。这些不是报价、价格报价或对您将获得的预测。Laters.com不是贷款人,不参与决策:哪些计划出现、分期金额、任何利息和费用以及您是否符合条件完全由提供商单独决定,并取决于信用或资格评估、您所在的国家和您的购物篮。查看您真实计划的唯一方式是在结账时选择此支付方式,此时提供商而非Laters.com批准或拒绝购买。所有计划、利率、费用和条款仅为估计值,需经批准且可能变更。
Naver Pay's footprint at checkout spans East Asia and Southeast Asia, alongside North America, the UK and Oceania, giving travellers across several continents a way to split a fare. Since no total-markets figure was supplied for Naver Pay's own footprint, we can only describe our coverage on its own terms rather than measure it against the provider's full business. A fare in KRW, HKD or GBP is charged in your local currency rather than converted at checkout, and the same holds across the other currencies shown below. This grid is built from Naver Pay's own published country terms, not from our estimate of them. 本指南列出 14 个市场的分期融资。 本指南列出 13 种货币。
Naver Pay 为 韩国(KR)发布的计划,已验证 。
Naver Pay 为 中国香港特别行政区(HK)发布的计划,已验证 。
Naver Pay 为 美国(US)发布的计划,已验证 。
Naver Pay 为 加拿大(CA)发布的计划,已验证 。
Naver Pay 为 马来西亚(MY)发布的计划,已验证 。
Naver Pay 为 泰国(TH)发布的计划,已验证 。
Naver Pay 为 澳大利亚(AU)发布的计划,已验证 。
Naver Pay 为 新加坡(SG)发布的计划,已验证 。
Naver Pay 为 中国(CN)发布的计划,已验证 。
Naver Pay 为 韩国(KR)发布的计划,已验证 。
Naver Pay 为 日本(JP)发布的计划,已验证 。
Naver Pay 为 英国(GB)发布的计划,已验证 。
Naver Pay 为 菲律宾(PH)发布的计划,已验证 。
Naver Pay 为 新西兰(NZ)发布的计划,已验证 。
The short-term instalment option shown here is called Pay Now across most of this footprint, though in some markets Naver Pay lists it simply among its standard checkout choices rather than under a distinct short-term label. Where offered, it typically takes a first instalment at purchase and further instalments at fixed intervals after, with no interest when payments are made on time, though approval is never guaranteed and the longer Pay Monthly financing option carries interest. Limits and rates differ by country and are shown by Naver Pay at checkout before you confirm your booking.
Most airlines do not put Naver Pay at their own checkout, and the ones that do each write their own rules for it. Book with us instead: Naver Pay sits inside one checkout that covers every airline we sell, so the plan you get never depends on who operates the flight.
Whichever airline flies the route and whichever plan Naver Pay approves for you, Laters.com is who you booked with, so we are who you call to change a date or chase a refund. That plan is still credit: Pay Monthly can carry interest and a credit check applies before it is approved.
| 您获得的内容 | Laters.com | 直接向航空公司预订 |
|---|---|---|
| Naver Pay 内置于所有 650+ 家航空公司的结账流程中 | ✓ | 非常少 |
| 无论您乘坐哪家航空公司,都是相同的 Naver Pay 分期计划 | ✓ | ✕ |
| 在一次搜索中比较每家航空公司,然后使用 Naver Pay 付款 | ✓ | ✕ |
| 其他先买后付提供商、稳定币和 100+ 种其他付款方式可在同一结账页面使用 | ✓ | ✕ |
| 使用 Naver Pay 付款无手续费,无预订费 | ✓ | 有所不同 |

我们对先买后付提供商在您预订航班时的实际运作情况的编辑评分,满分为10分。
我们结账时的每个提供商都按相同的 4 项标准评分,因此您可以在选择付款方式前进行同等比较。 查看所有先飞行后付款提供商评分 →
This score is Laters.com's own editorial assessment, based on Naver Pay's published plan terms, country-by-country availability data, and general eligibility criteria for flight bookings. No brand pays to be rated, and figures cited are drawn only from the facts supplied for this review. 最后审查于 2026年9月。
Laters.com 是此页面上每笔预订的商家:我们销售机票并从票价中获利,无论您选择哪种支付方式都相同。没有支付提供商为我们的位置、排名或其支付评分付费,此页面不包含任何联盟链接。
Two plans carry the weight here: Pay Now, which settles the fare without credit, and Pay Monthly, a financing product with its own approval step. Both show up across all 14 country records we hold, from Korea to Canada, the UK and the Philippines, which is a wide and consistent spread for a two-plan lineup.
4 项标准,我们结账时的每个提供商都按相同方式评分。
Repayment Flexibility7/10
Naver Pay offers only two plan shapes across its markets: Pay Now, which is not a credit product, and Pay Monthly financing. With no pay-in-4 or short deferred option, travellers get one real credit choice rather than a spread of terms.
Interest Rate7/10
Pay Now carries no interest since it settles at checkout. Pay Monthly is a financing plan, and financing of this kind typically carries an APR and a credit check, disclosed at application rather than upfront on the fare.
Eligibility8/10
Both Pay Now and Pay Monthly appear across all 14 listed country records, from Korea to the US, UK, Australia and the Philippines, with no market limited to a single plan. Availability still depends on local approval.
Approval Process7/10
Pay Now needs no approval since it is not credit. Pay Monthly financing requires a credit check before ticketing, so approval speed and outcome depend on the traveller's file, not just the fare.
The table below prices one fare across Naver Pay's plans. The fare itself does not change with how you pay, since Laters.com adds no booking fee or surcharge for choosing Pay Now or Pay Monthly. Availability and rates are set by the traveller's own country.
| 方案 | 预付款 | 然后 | 您总共支付 | 信用成本 |
|---|---|---|---|---|
| Pay Now非信用产品 | $1,000.00 | 无需再付款 | $1,000.00 | 无 |
| Pay Monthly | 未说明 | 在结账时 | 在结账时 | 在结账时 |
This worked example is an illustration, not a quote. What you are offered depends on your market and on approval for the plan you choose. Every provider on Laters.com is costed against the same rows, so you can compare Naver Pay against others on equal terms.
Naver Pay and splitit both sit at the Laters.com checkout, so this isn't a hunt across the internet for a second option. It's a choice between two ways to pay that are already sitting right there on the same screen. Naver Pay keeps things fairly plain, with a straightforward pay-now option alongside monthly financing, while compare splitit for flights on Laters.com is built around a pay-in-4 structure, with its strongest footing in North America and the UK. If Naver Pay isn't available where you are, these are the other providers that can spread the cost of your flight.
splitit typically splits the fare into four payments using a card you already hold, and approval along with any card-issuer terms still applies. Missing a scheduled payment can trigger fees from your card provider rather than from splitit directly.
Strongest coverage in North America and the UK
Klarna offers both short pay-in-4 style plans and longer financing, with a credit check possible on the larger plans and interest that can apply depending on which one you pick. Approval is never guaranteed, and missed payments can affect your ability to use Klarna again.
Coverage varies by country, so check availability at checkout
Afterpay spreads a booking into four instalments, and approval depends on its own checks each time you use it. Late payments can bring fees, so it works best when the schedule matches your pay dates.
Well established in Australia, the US, Canada and New Zealand
Zip lets you break a fare into scheduled payments, subject to approval and, on some plans, an account fee or interest. Paying late can add charges, so it's worth reading the repayment terms before you confirm.
Coverage varies by country, so check availability at checkout
Affirm is built more for spreading a fare across several months than for a quick four-way split, and its financing plans can carry interest depending on the term you're offered. A credit check is part of the approval process, and not everyone will qualify.
Primarily available in the United States and Canada
Tabby lets shoppers split a booking into staged payments, with approval decided at checkout and fees possible if a payment is missed. It's worth checking Tabby's own site for the current plan terms before you rely on it for a flight.
Focused on the Middle East
关于在 Laters.com 上使用 Naver Pay 支付航班费用,您需要了解的一切。
Yes. Laters.com lets you check out with Naver Pay and choose between the Pay Now plan or the Pay Monthly financing plan, depending on your booking country. Pay Monthly is a credit product, so a credit check applies and interest may be charged over the repayment term. Confirm which plans appear for your card and country at checkout on Laters.com.
All of them on Laters.com. Naver Pay is a payment method offered at our checkout, not a setting individual airlines switch on, so it works the same way across every airline we sell. Whichever flight you pick, the plan choice and any credit check depend on Naver Pay and your booking country, not on the carrier. This makes comparing fares on Laters.com straightforward when you already know you want to pay this way.
No. Laters.com adds no payment surcharge and no booking fee for using Naver Pay, so the ticket price matches what you'd pay by card. That said, the Pay Monthly financing plan can carry interest over its term, and missing a repayment can trigger a late fee, so the plan you pick still affects your total cost even though Laters.com itself charges nothing extra.
Your e-ticket is issued once Naver Pay approves and confirms the payment, whether you choose Pay Now or the Pay Monthly plan. Approval speed can vary by country and by which plan you select, since financing applications go through an additional credit check. Check your Laters.com booking confirmation email and account dashboard for the ticket and any next steps.
It can apply. The Pay Now plan is typically a straightforward payment, but the Pay Monthly financing plan involves a credit check as part of approval, and approval is never guaranteed. Missing payments on a financing plan can affect your credit standing, so treat it as a real credit commitment rather than a simple payment choice. Review Naver Pay's own terms before you apply through Laters.com.
Missing a payment on the Pay Monthly plan can trigger a late fee and additional interest on the outstanding balance. It may also be reported to credit reference agencies, which can affect your credit standing and your ability to get credit elsewhere in future. If you think you'll miss a due date, contact Naver Pay directly, since Laters.com does not manage your repayment schedule.
Naver Pay is available for flight bookings from Korea, Hong Kong, the United States, Canada, Malaysia, Thailand, Australia, Singapore, China, Japan, the United Kingdom, the Philippines and New Zealand on Laters.com. Both the Pay Now and Pay Monthly plans appear in each of these markets. Availability and specific plan terms can change, so check the payment options shown at checkout on Laters.com for your country before booking.
The Pay Monthly financing plan generally suits a larger long-haul fare better than paying the full amount up front, since it spreads the cost over a repayment term instead of one lump sum. It's still a credit product: a credit check applies, interest may accrue over the term, and approval depends on your circumstances. Compare the total repayable amount against the fare on Laters.com before committing to financing a big-ticket booking.
Not when you pay on time. The Pay Monthly financing plan involves a credit check at application, and how that check and your repayment history are reported depends on Naver Pay's own policies and your local credit bureau. Missed or late payments, on the other hand, can be reported to credit reference agencies and damage your credit standing. Paying by the Pay Now plan avoids this ongoing credit relationship entirely.
Refunds are processed back through Naver Pay according to the plan you used, so a cancelled Pay Monthly booking should see future instalments adjusted or stopped once the refund is confirmed, while a Pay Now refund returns the payment directly. Processing times depend on the airline's fare rules and Naver Pay's own refund procedures, not on Laters.com. Contact Naver Pay support with your booking reference on Laters.com to track a specific refund.
Yes. Naver Pay applies to the total fare you're charged rather than to the route itself, so multi-stop and international itineraries are treated the same as a simple one-way ticket. What decides which plans you see, Pay Now or Pay Monthly financing, is the country you're booking from on Laters.com, not the destinations or number of stops in your itinerary. Check the checkout screen for your specific booking to confirm which plans apply.
It can be, depending on the plan. The Pay Now option is a straight payment with no repayment schedule, while the Pay Monthly financing plan may carry interest across its term even when every payment is made on time, since it's a credit product rather than a fee waiver. Read the specific terms shown at checkout on Laters.com, and check Naver Pay's own site, before assuming a plan carries no cost.
Yes. Airline miles, tier points and status benefits are tied to the fare and airline program you book, not to the payment method used at checkout, so choosing Naver Pay's Pay Now or Pay Monthly plan on Laters.com doesn't change what the airline credits to your loyalty account. Always enter your frequent flyer number during booking regardless of which plan you select, since that's what triggers the mileage credit.
Yes. Naver Pay's Pay Now and Pay Monthly plans apply to the fare total, so a premium cabin ticket is booked the same way as an economy fare at Laters.com checkout. For a higher-value fare, the Pay Monthly financing plan means a larger balance is spread over the repayment term, and a credit check and possible interest still apply, so weigh the total repayable amount against a straight Pay Now purchase.
Generally, yes, since Naver Pay processes the payment or financing agreement through its own platform before your Laters.com booking is confirmed. If you don't already have an account, you'll typically need to set one up and go through Naver Pay's own verification and, for the Pay Monthly plan, a credit check before checkout completes. Visit Naver Pay's website for current account setup requirements ahead of booking.
Naver Pay is the payments arm of Naver, South Korea's dominant internet company, and it now sits at the centre of how a huge share of Korean consumers pay online. It grew out of a search and portal business into a full wallet and credit service, and flights are one of the newer categories it has pushed into as travellers look to spread the cost of a fare rather than pay it all at once.
Naver was founded in 1999 in Seongnam, South Korea, by Lee Hae-jin, and Naver Pay itself emerged later as the company's payments unit was spun out and expanded into financial services. Naver is a publicly listed company on the Korea Exchange, and its payments and lending activities operate under South Korean financial licensing, though the exact entity and licence covering any given credit product can vary, so hedge and check current terms directly with Naver Pay. Like most large payments firms, Naver Pay's push into new markets and products has not been uniformly smooth; expansion into some overseas markets has been slower than domestic growth, and readers should treat any specific claim about a market or product as something to verify on Naver Pay's own site rather than assume. Only borrow what you can comfortably repay on schedule, wherever you happen to be booking from.
Search your route on Laters.com, select Naver Pay at checkout, and choose a plan: Pay Now settles the fare upfront, while Pay Monthly spreads it into instalments. Your e-ticket is issued once payment is approved. Some plans carry no interest when paid on time, while others are interest-bearing and subject to a credit check and approval, so read the plan terms shown at checkout before you confirm.
Laters.com is the merchant for this booking and the one issuing your ticket; Naver Pay is the payment method and credit provider, not the seller of the flight. What you pay at checkout is the same fare as paying by card, with no payment surcharge and no booking fee added for choosing Naver Pay. You do not need a credit card to book this way: Naver Pay settles the fare with the airline on your behalf, and your repayments go to Naver Pay under the plan you selected, not to Laters.com.
Laters.com 作为商家从票价中获利,无论您选择哪种支付方式都相同;没有支付提供商为在此页面上的位置付费。
机票预订和还款计划按不同的时间表进行。我们的指南说明了在分期支付票价前需要考虑的实际问题。
负责任地借款意味着仅承诺您能真正承担的分期付款。逾期付款可能导致滞纳金,可能被报告给信用参考机构,并可能影响您的信用状况和未来的借款能力。 Laters.com 是 Fly Fairly 的新名称;您的预订或支持服务没有任何变化。 最后由 Laters.com 编辑团队于 2026年9月 审查。
Naver Pay航班优惠、先买后付促销和闪购优惠,直接送到您的收件箱。