Up to 2 plan types650+ airlines availableNo hidden booking fees

Book Kakaopay Flights

Pay Kakao Pay in full at checkout. No hidden booking fees on Laters.

每年超过一百万名旅客在Laters.com上
找到航班

Kakaopay 航班

Can You Use Kakaopay for Flights?Yes, Kakaopay Works on Any Airline on Laters.com

Yes, you can use Kakaopay to book flights and buy plane tickets for any airline, on any route, in any fare class, through Laters.com. Kakaopay is a credit and payment option here, not something every airline offers at its own checkout. Pay in full through your KakaoTalk wallet, or, where your card issuer allows it, spread the cost with card instalments. Both are checked against your card and account details before approval.

Most airlines never built Kakao Pay into their own booking pages. Delta and United in the US do not offer it directly, nor do British Airways, Lufthansa and Ryanair across the UK, Germany and the rest of Europe, and neither do Nordic carriers like Norwegian or Finnair. Booking through Laters.com is what makes Kakao Pay usable across all of them: select Kakaopay at checkout, choose the plan that fits your budget, and your e-ticket is issued once payment is confirmed.

We support Kakao Pay's immediate in-full wallet payment, and, where your card issuer and the merchant allow it, monthly card instalments, in the market where Kakao Pay checkout is available. That covers a long-haul business-class booking just as it does a short domestic hop, though approval is never guaranteed and you need to be 18 or over to use it. Some card instalment plans carry interest set by your card issuer rather than by Kakao Pay, so check the terms before you commit. Splitit is also accepted at our checkout, if you want to compare the two.

  1. 搜索航班并比较票价
  2. 结账时选择 Kakaopay 并挑选付款方案
  3. 先飞行,其余款项按计划支付给 Kakaopay
支付计划说明

Split Your Flight, Pay Over Time with Kakaopay

With Kakaopay you either pay your fare in full through your KakaoTalk wallet at checkout, or, where your card issuer allows it, split that same charge into monthly card instalments. The wallet option carries no credit and no check. Card instalments are a credit arrangement set by your card issuer, so a credit check and interest or fees may apply depending on that issuer's terms.

你使用 Kakaopay 的票价USD

$500

最受欢迎

Kakao Pay (Pay Now)

支付
$500.00charged immediately at checkout
今日应付
$500.00
您支付的总额
$500.00今天全额付清

This is not a credit product: your Pay Money balance, linked bank account or registered card is charged in full the moment you confirm, and no credit check is involved. You get your e-ticket issued straight from that one completed payment, with nothing owed afterward. Kakao Pay is fundamentally a digital wallet: the customer authenticates in KakaoTalk/Kakao Pay and the full amount is taken at once. Settlement to merchants is in Korean won.

Card instalments (할부)

支付
$500.00monthly
今日应付
未说明本示例中
您支付的总额
$500.00无利息

Splitting the fare into monthly card instalments depends on your card issuer and Kakao Pay's merchant agreement allowing it, and a credit check by that issuer applies. Whether the months run interest-free or carry a fee is decided by your card company, not Kakaopay, so read your issuer's offer before you confirm. Kakao Pay's own help centre states instalment payment is possible depending on the card issuer and the merchant, and that instalments are not available for recurring payments or debit (check) cards. The number of months, any interest-free promotion and the instalment fee are set by the issuing card company, not by Kakao Pay, so no APR, term or basket limits are published by Kakao Pay itself.

Kakaopay itself settles your fare in full at booking in Korean won either way. Where instalments are offered, you repay your own card issuer on the schedule and terms that issuer sets, not Kakaopay.

仅供说明之用。 上述数字是根据您设定的票价计算的:无息计划采用简单除法,月度融资计划采用该计划在其规定期限内的说明性利率。这些不是报价、价格报价或对您将获得的预测。Laters.com不是贷款人,不参与决策:哪些计划出现、分期金额、任何利息和费用以及您是否符合条件完全由提供商单独决定,并取决于信用或资格评估、您所在的国家和您的购物篮。查看您真实计划的唯一方式是在结账时选择此支付方式,此时提供商而非Laters.com批准或拒绝购买。所有计划、利率、费用和条款仅为估计值,需经批准且可能变更。

Kakaopay 按国家/地区分类的方案

Kakaopay Flight Booking: Available Countries

Kakaopay's flight coverage on Laters.com is narrow by design: it centres on its home market, South Korea, rather than stretching across a wider region. There is no supplied total for how many markets Kakaopay operates in globally, so we cannot say whether this grid matches its full footprint or only a slice of it. Settlement runs in Korean won, so a fare booked this way is charged in that currency rather than converted at checkout. The grid is built from Kakaopay's own published terms for its wallet and card-instalment options. 本指南列出 1 个市场的分期融资。

The plan Kakaopay calls Card instalments, known locally as halbu, is offered by the issuing card company rather than by Kakaopay itself, and it is only published in South Korea, the sole market listed here. Where it applies, the fare is split into instalments charged to a registered credit card at fixed monthly intervals after purchase, and some issuers offer stretches with no added interest when paid on schedule, though approval is never guaranteed and longer instalment runs can carry interest set by the card company. Alongside it sits the standard Kakao Pay option, where the full fare is taken in one go from the wallet, bank account or card at checkout rather than split at all. Limits, eligible cards and any interest terms differ by issuer and are shown by Kakaopay and the card company at checkout, not fixed by Laters.com.

Laters.com 与直接预订对比

Why Book Your Kakaopay Flights on Laters.com?

Most airlines do not put Kakaopay at their own checkout, and the ones that do each set their own rules for it. On Laters.com, Kakaopay sits inside one checkout that covers every airline we sell, so the plan you get does not depend on who operates the flight.

Whichever airline flies the route and whichever way Kakaopay approves you, in full or by card instalments, the booking is with Laters.com. That means one place to go if a flight time shifts, a name needs fixing or a refund is owed, rather than chasing the airline and your card issuer separately.

Laters.com 与直接向航空公司预订的对比
您获得的内容Laters.com直接向航空公司预订
Kakaopay 内置于所有 650+ 家航空公司的结账流程中非常少
无论您乘坐哪家航空公司,都是相同的 Kakaopay 分期计划
在一次搜索中比较每家航空公司,然后使用 Kakaopay 付款
其他先买后付提供商、稳定币和 100+ 种其他付款方式可在同一结账页面使用
使用 Kakaopay 付款无手续费,无预订费有所不同
比较先买后付选项

More Ways to Pay Later for Flights

Kakaopay and splitit are both available at the Laters.com checkout, so this isn't a matter of finding one somewhere else, it's a matter of picking between two options already sitting in front of you. Kakaopay's own shape is a wallet-first setup: pay in full immediately through your KakaoTalk balance, linked bank account or card, with card instalments layered on only where your card issuer allows it and on terms that issuer sets. splitit works differently, built around a pay-in-4 structure rather than a wallet-and-instalment hybrid, and you can compare splitit for flights on Laters.com. If Kakaopay isn't available where you are, these are the other providers that can spread the cost of your flight.

其他支付商

splitit

Pay in 4 instalments

Splitit generally works off your existing credit card rather than a new credit line, though approval and card eligibility still apply, and any interest or fees follow your card's own terms.

Coverage varies by market; check the provider's site for current availability.

查看支付商指南

Klarna

Pay in 4 or monthly financing

Klarna offers both a short-term split-pay option and longer financing plans, with some plans carrying an APR and a credit check as part of approval.

Coverage varies by market; check the provider's site for current availability.

查看支付商指南

Afterpay

Pay in 4 instalments
Afterpay

Afterpay splits the fare into instalments, with approval decided at checkout and late fees possible if a payment is missed.

Coverage varies by market; check the provider's site for current availability.

查看支付商指南

Zip

Pay in 4 or longer financing
Zip

Zip offers instalment plans that can extend beyond a simple pay-in-4 structure, subject to approval and, on some plans, an APR.

Coverage varies by market; check the provider's site for current availability.

查看支付商指南

Affirm

Monthly financing
Affirm

Affirm spreads the fare over monthly payments, with a credit check as part of approval and interest charges possible depending on the plan you're offered.

Coverage varies by market; check the provider's site for current availability.

查看支付商指南

Tabby

Pay in 4 instalments
Tabby

Tabby splits the cost into instalments at checkout, with approval based on Tabby's own assessment and fees possible if a payment is missed.

Coverage varies by market; check the provider's site for current availability.

查看支付商指南
40+提供商每个先飞行后付款提供商浏览各支付商指南并比较其付款产品。适用于您预订的选项、审批结果和条款会在结账时显示。比较先飞后付提供商
费用、退款、信用检查和资格

常见问题:使用 Kakaopay 预订航班

关于在 Laters.com 上使用 Kakaopay 支付航班费用,您需要了解的一切。

01Can I book flights with Kakaopay on Laters.com?

Yes. You can choose Kakao Pay at checkout on Laters.com and pay in full through your KakaoTalk wallet, Pay Money balance, linked bank account or a registered card, since Kakao Pay is set up as a pay-now wallet rather than a split-into-instalments plan. Depending on the card you have registered, you may also be offered card instalments (할부), where the number of months and any fees are set by your card issuer rather than by Kakao Pay itself. Check the options shown at checkout, since availability can vary.

02Which airlines can I pay for with Kakaopay on Laters.com?

All of them on Laters.com. Kakao Pay sits at our checkout as a payment method, not a switch each airline flips on individually, so every airline fare we sell can be paid this way. Whether you're offered the pay-now wallet or card instalments (할부) depends on your registered card and issuer, not on the carrier. This makes it straightforward to compare fares across airlines without worrying about which ones accept Kakao Pay.

03Does paying with Kakaopay cost more than paying by card on Laters.com?

No. Laters.com does not add a payment surcharge or booking fee for choosing Kakao Pay, so the fare shown is the same as paying by card directly. If you use the pay-now wallet option, the full amount is simply charged at checkout with no separate late fee to worry about. If you instead use card instalments (할부), your card issuer sets the interest-free promotion, if any, and any instalment fee, so those terms come from the issuer rather than from Kakao Pay or Laters.com.

04When do I get my e-ticket after paying with Kakaopay?

Your e-ticket is issued once your Kakao Pay payment is approved and processed through the KakaoTalk wallet or linked account. If you're paying in full through Kakao Pay, approval happens as soon as your authentication and payment go through at checkout. If you're using card instalments (할부) instead, approval depends on your card issuer confirming the instalment plan, which can add a step before your ticket is confirmed. Always check your booking confirmation on Laters.com to be sure your ticket has been issued.

05Is there a credit check when I use Kakaopay for flights?

It depends on which option you use. The Kakao Pay pay-now wallet draws from your Pay Money balance, linked bank account or registered card, and doesn't itself run a separate credit check since it's a wallet payment rather than a credit product. Card instalments (할부), however, run through your existing credit card agreement, meaning any credit assessment already tied to that card applies, and taking on instalments adds to your outstanding card balance. Confirm the details of your card agreement with your issuer before choosing instalments.

06What happens if I miss a Kakaopay instalment payment?

If you've chosen card instalments (할부) through Kakao Pay and miss a payment, your card issuer's standard late payment terms apply, which can include late fees and interest charges set by that issuer rather than by Kakao Pay. Missed payments on a credit card can also be reported to credit reference agencies and may affect your credit standing. Because Kakao Pay itself does not publish a standard late fee or basket limit for instalments, the consequences depend entirely on your card issuer's terms, so review your card agreement carefully before relying on instalments for a flight booking.

07Which countries can use Kakaopay to book flights on Laters.com?

Kakao Pay is offered on Laters.com for bookings made from South Korea (KR), where it functions as an immediate in-full wallet payment, with optional card instalments (할부) where your card issuer and the merchant allow it. Transactions settle in Korean won (KRW). If you're booking from outside South Korea, Kakao Pay may not appear as a payment option at checkout, so check the payment methods shown for your country on Laters.com before you book.

08Which Kakaopay option works best for an expensive long-haul flight?

Card instalments (할부) through Kakao Pay are the option designed for spreading a larger fare over several months, since they let you use a registered credit card's instalment plan rather than paying the full amount immediately. The number of months, any interest-free promotion and the instalment fee are all set by your card issuer, not by Kakao Pay, so a long-haul fare's total cost under instalments depends on your specific card agreement. For a smaller or short-haul fare, the pay-now wallet option, charged in full at checkout, may be simpler.

09Does using Kakaopay affect my credit score?

Not when you pay through the pay-now wallet, since that draws from your Pay Money balance, bank account or card without creating a new credit obligation of its own. Card instalments (할부) are different: they run through your existing credit card, so how they affect your credit standing follows your card issuer's normal rules for instalment purchases and any missed payments. If you're relying on instalments for a flight booking, ask your card issuer directly how instalment use and repayment history are reported.

10What happens to my Kakaopay repayments if my flight is cancelled or refunded?

It depends on which Kakao Pay option you used. If you paid in full through the wallet, a refund would return to your Pay Money balance, linked bank account or card in line with the airline's and Laters.com's refund policy. If you used card instalments (할부), the refund process runs through your card issuer, who manages how remaining instalments or refunded amounts are adjusted on your card statement. Check with Laters.com and your card issuer directly for how a specific cancellation will be handled.

11Can I use Kakaopay for international or multi-stop flight bookings?

Yes. Kakao Pay applies to the fare total at checkout rather than to the route itself, so international and multi-stop itineraries can be paid for the same way as a simple one-way ticket. What decides which Kakao Pay options you see, the pay-now wallet or card instalments (할부), is the country you're booking from on Laters.com, not the destinations or number of stops on your itinerary. Currently this means bookings made from South Korea, where transactions settle in Korean won.

12Is a Kakaopay card instalment plan really free to use?

Not automatically. Whether an instalment plan (할부) carries no interest depends entirely on a promotion set by your card issuer, since Kakao Pay's own help centre notes that the number of months, any interest-free offer and the instalment fee are determined by the issuing card company and the merchant, not by Kakao Pay. Some cards may offer interest-free instalments for a period, while others charge fees or interest from the start. Confirm your specific card's instalment terms with your issuer before booking.

13Do I still earn airline miles or status points when paying with Kakaopay?

Airline loyalty programmes generally credit miles and tier points based on the fare and airline you book, not the payment method you use at checkout, so paying with Kakao Pay's pay-now wallet or card instalments (할부) shouldn't change what you earn. That said, mileage-earning credit cards may have their own rules about instalment purchases affecting rewards categorisation. Check both the airline's frequent flyer terms and your card issuer's rewards policy if you're counting on points from a specific booking.

14Can I book a business class or premium cabin flight with Kakaopay?

Yes, Kakao Pay can be used for premium cabin and business class fares on Laters.com the same way it's used for economy tickets, since the payment method applies to whatever fare total you select at checkout. For a larger premium fare, card instalments (할부) may help spread the cost, though the number of months, any interest-free period and the instalment fee are set by your card issuer rather than Kakao Pay. The pay-now wallet option remains available too, charging the full premium fare immediately.

15Can I change or cancel a flight booked with Kakaopay?

Changing or cancelling a Kakao Pay booking follows the same airline fare rules and Laters.com policies as any other payment method, since Kakao Pay itself doesn't set change or cancellation terms for flights. If you paid through the pay-now wallet, any refund due would return to your Pay Money balance, bank account or card. If you used card instalments (할부), your card issuer handles how a cancellation adjusts your remaining instalments. Review the fare conditions on Laters.com before booking if flexibility matters to you.

16Is it safe to pay for flights with Kakaopay on Laters.com?

Kakao Pay is built as a digital wallet where you authenticate through the KakaoTalk app, and your Pay Money balance, linked bank account or registered card details are held within Kakao Pay's own systems rather than shared directly with every merchant you pay. When you choose card instalments (할부), your card details and instalment terms are managed between you and your card issuer. As with any payment method, only enter your Kakao Pay credentials through the official app or a verified checkout on Laters.com.

关于 Kakaopay 和 Laters.com

Who is Kakaopay?

Kakaopay 是谁?

Kakaopay is South Korea's dominant mobile wallet, the payment layer built into the KakaoTalk app that most of the country already uses to chat. It grew out of a simple send-money feature into a full financial platform covering payments, insurance, investing and credit, and flight bookings now sit alongside bill splitting and QR payments as one more everyday use of the wallet.

The company was founded in Seoul in 2014 as a business unit within Kakao Corp, the messaging giant behind KakaoTalk, before spinning out as its own entity. It operates as a licensed payments and financial services provider in South Korea and is publicly listed on the Korea Exchange, a step that itself followed a bumpy path: a large early shareholder sell-off shortly after its stock market debut drew public criticism and knocked investor confidence, and Kakaopay has since worked to rebuild trust through expanded services and tighter disclosure. Treat any detail about its current structure as a starting point rather than the final word, and check Kakaopay's own site for what applies today. Whichever plan you pick, only commit to a payment schedule you're confident you can keep up with.

在 Laters.com 上使用 Kakaopay 预订

Search your route on Laters.com, choose Kakaopay at checkout, and pick a plan: Kakao Pay (Pay Now), which takes the full fare immediately from your KakaoTalk wallet balance, linked bank account or registered card, or card instalments (할부), where a credit card registered in Kakao Pay is billed monthly. Pay Now carries no separate financing charge since it's a single immediate payment, while instalments depend on your card issuer for the interest-free window, fee and term, and any card-based plan involves your issuer's own credit check and approval.

Laters.com is the merchant of record for this booking and issues the ticket; Kakaopay is the payment method and, where instalments are used, the credit provider, not the airline or the seller of the flight. What paying this way costs here is the same as paying by card: no payment surcharge and no booking fee is added for choosing Kakaopay. You don't need a separate credit card in hand to book, since Kakaopay settles the fare with the airline on your behalf, and any instalment repayments go to Kakaopay or your card issuer rather than to Laters.com.

Laters.com 作为商家从票价中获利,无论您选择哪种支付方式都相同;没有支付提供商为在此页面上的位置付费。

先飞后付机票预订如何运作

机票预订和还款计划按不同的时间表进行。我们的指南说明了在分期支付票价前需要考虑的实际问题。

  • 分期支付机票时会有哪些变化
  • 如何比较总费用和还款日期
  • 为什么航班更改或退款不会自动终止付款计划
  • 计算示例如何将票价分成多期付款
Kakaopay 是信用产品

负责任地借款意味着仅承诺您能真正承担的分期付款。逾期付款可能导致滞纳金,可能被报告给信用参考机构,并可能影响您的信用状况和未来的借款能力。 Laters.com 是 Fly Fairly 的新名称;您的预订或支持服务没有任何变化。 最后由 Laters.com 编辑团队于 2026年9月 审查。

谷歌评分 4.8 分

旅客评价

来自通过 Laters.com 预订航班的真实客户的真实评价。

优惠提醒

永远不要错过Kakaopay航班优惠

Kakaopay航班优惠、先买后付促销和闪购优惠,直接送到您的收件箱。