Trust Bank flight booking isn't available on Laters.com yet. Explore our other Buy Now Pay Later partners to split your fare into interest-free instalments today.
Not yet. Trust Bank is not currently available as a payment method on Laters.com, so you cannot book flights or buy plane tickets through Trust Bank at our checkout right now. We know that is not the answer you came for, so keep reading: there is another provider on Laters.com already set up to split the cost of your fare, and it works the same way you would expect Trust Bank to.
Until Trust Bank is added to our checkout, you can still spread the cost of a flight with Splitit, which is already live on Laters.com. That means you are not stuck paying the full fare upfront while you wait for Trust Bank to arrive: pick your flight, select Splitit at checkout, choose a plan that fits your budget, and your e-ticket is issued once payment is confirmed.
Trust Bank's own plans, when they do arrive, are built around monthly instalments with a one-time fee rather than ongoing interest, and are subject to approval with an 18+ age requirement, similar to most credit-based payment plans. For now, those details apply only within Trust Bank's own market, Singapore, and not on Laters.com. Check back on this page for updates, or compare Splitit's plan at checkout in the meantime.
Trust Bank is not yet available on Laters.com, so these plans cannot be booked here today. In its home market, Trust Bank lets travellers split a fare into 3, 6, 12 or 18 monthly instalments; some plans carry a one-time fee and a credit check applies. Please compare one of our other providers for now.
$500
Split in 3 costs nothing extra in interest, but a one-time fee applies to the purchase, charged to your Trust credit card. Miss clearing your statement balance and standard card interest kicks in on top. One-time fee 1.00% of purchase; 0% interest. Split Purchase of S$50 and above. Charged to Trust credit card.
Split in 6 carries no interest, only a one-time fee on the purchase, and a credit check applies before Trust Bank approves the plan. Leave the statement balance unpaid and ordinary card interest applies alongside that fee. One-time fee 1.50% of purchase; 0% interest.
Split in 12 stretches the fare across a year with no interest charged, just a one-time fee on the purchase. A credit check applies, and an unpaid statement balance brings standard card interest into play. One-time fee 3.50% of purchase; 0% interest.
Split in 18 is the longest stretch on offer, interest-free aside from its one-time fee, with a credit check required beforehand. Skip paying the statement in full and standard card interest applies as usual. One-time fee 5.00% of purchase; 0% interest.
Instalments are charged to a Trust credit card and repaid to Trust Bank, with the e-ticket issued in full at booking. If the statement balance isn't cleared, standard credit card interest applies on top of any plan fee.
Illustrative only. The figures above are computed from the fare you set: plain division for the interest-free plans, and the plan's own illustrative rate over its stated term for monthly financing. They are not an offer, a quote, or a prediction of what you will be given. Laters.com is not the lender and takes no part in the decision: which plans appear, the instalment amounts, any interest and fees, and whether you are eligible at all are determined by the provider alone, and depend on a credit or eligibility assessment, your country and your basket. The only way to see your real plans is to choose this payment method at checkout, at which point the provider, not Laters.com, approves or declines the purchase. All plans, rates, fees and terms are estimates only and subject to approval and to change.
Trust Bank is not yet available for flight bookings on Laters.com, so the coverage grid you might expect here is empty for now. Trust Bank's own footprint centres on Singapore, within the wider Southeast Asia region, and the supplied facts don't tell us how that compares to markets beyond it. Rather than guess at a currency or country we haven't verified, we'd rather point you to a provider already live on Laters.com so you can book and split the fare today. Check back here as we add Trust Bank checkout. This guide lists instalment plans in 1 market.
Split Purchase of S$50 and above; interest-free (0%) with a one-time fee. Charged to Trust credit card; standard credit card interest applies if statement balance not paid in full. Regulated by the Monetary Authority of Singapore.
Plans as published by Trust Bank for Singapore (SG), verified .
Where Trust Bank does operate, its short-term instalment plan is called Split in 3, alongside longer Split in 6, Split in 12 and Split in 18 options. Split in 3 works by taking instalments at purchase and at fixed monthly intervals after, with no interest charged when paid on time, though approval isn't guaranteed and the longer plans carry interest. Limits and rates differ by country and are shown by Trust Bank at checkout. Since Trust Bank isn't yet live on Laters.com, treat this as background until booking here is possible.
Trust Bank is not yet available on Laters.com, so this comparison uses one of the other providers we already support. Most airlines do not offer flexible instalment checkout on their own site, and the ones that do set their own rules, so we built a single checkout that covers every airline we sell.
Whichever plan gets approved and whichever airline operates the flight, the booking sits with us. That means one place to handle changes, questions and refunds, not a different process for every airline. Approval still depends on a credit check, and any plan you choose may carry interest or fees.
| What you get | Laters.com | Book direct with the airline |
|---|---|---|
| Trust Bank built into checkout on all 650+ airlines | ✓ | Very few |
| The same Trust Bank plans, whichever airline you fly | ✓ | ✕ |
| Compare every airline in one search, then pay with Trust Bank | ✓ | ✕ |
| Other pay-later providers, stablecoins and 100+ more ways to pay at the same checkout | ✓ | ✕ |
| No surcharge and no booking fee for paying with Trust Bank | ✓ | Varies |
Our editorial rating, out of 10, for how well a buy now, pay later provider actually works when you are booking a flight.
Every provider at our checkout is scored on the same 4 measures, so you can compare them like for like before you choose how to pay. See all fly now pay later provider scores →
This score is based on Trust Bank's published plan terms, fees and eligibility criteria as supplied for flight bookings, cross-checked against Singapore's regulatory disclosures. No brand pays Laters.com for its rating. Last reviewed September 2026.
Laters.com is the merchant for every booking on this page: we sell the ticket and earn from the fare, which is the same whichever payment method you choose. No payment provider pays us for placement, ranking or its Payment Score, and this page contains no affiliate links.
Trust Bank's Split plans run from 3 to 18 monthly instalments, each at 0% interest but with a one-time fee climbing from 1.00% on Split in 3 to 5.00% on Split in 18. Everything runs through Singapore's Trust credit card, so approval means a credit card decision first. Trust Bank is not yet available to book through Laters.com.
4 measures, scored the same way for every provider at our checkout.
Repayment Flexibility8/10
Four terms, Split in 3 through Split in 18, cover a real spread from short to long. But all four are the same instalment shape on one card product, so it's breadth within one format, not genuinely different plan types.
Interest Rate8/10
All four plans carry 0% interest, but each substitutes a one-time fee: 1.00% on Split in 3 up to 5.00% on Split in 18. Standard credit card interest applies if the statement balance isn't paid in full, which keeps this off a 9.
Eligibility7/10
Availability is confirmed for Singapore only, with a single currency, SGD. Split Purchase requires S$50 and above, so very low-cost fares may not qualify, and there's no second market to offset that concentration.
Approval Process7/10
Every plan is charged to the Trust credit card, so a traveller needs that card approved before any Split plan can apply at checkout. That's a real dependency ahead of ticketing, not a same-page decision.
This table prices one fare across Trust Bank's Split plans as offered in Singapore, its confirmed market. The fare itself doesn't change for choosing to split it: Laters.com adds no booking fee or surcharge for paying this way.
| Plan | Due today | Then | You pay in all | Cost of credit |
|---|---|---|---|---|
| Split in 36.05% p.a. EIR APR | Not specified | Not specified | Set at approval | Set at approval |
| Split in 65.20% p.a. EIR APR | Not specified | Not specified | Set at approval | Set at approval |
| Split in 126.63% p.a. EIR APR | Not specified | Not specified | Set at approval | Set at approval |
| Split in 186.55% p.a. EIR APR | Not specified | Not specified | Set at approval | Set at approval |
Treat the table as an illustration, not a quote. What's actually offered depends on approval for the Trust credit card and on Trust Bank's own terms at the time of booking. Every provider we score is run through the same cost rows, so figures compare fairly across the page.
Trust Bank isn't available at Laters.com checkout just yet, though splitit is, so that's a real choice you can make right now rather than a hunt across the internet. Trust Bank's own paperwork shows a Singapore-built lineup of four instalment plans, from Split in 3 out to Split in 18, each carrying a one-time fee and an EIR rather than ordinary interest. splitit works differently: it's a pay-in-4 product, and you can compare splitit for flights on Laters.com to see how that shape suits your trip. If Trust Bank isn't available where you are, these are the other providers that can spread the cost of your flight.
Splitit splits your fare into four payments using the card you already have, and approval along with any card-issuer interest depends on your existing credit line rather than a new credit check.
Coverage varies by market; check Laters.com at checkout for availability.
Klarna offers both a pay-in-4 style split and longer monthly financing on larger bookings, with approval and a possible credit check needed before your e-ticket is confirmed, and interest applying on some plans.
Coverage varies by market; check Laters.com at checkout for availability.
Afterpay spreads the cost of a flight across four instalments, and while many shoppers know it under this name, it trades as Clearpay in the United Kingdom; approval isn't guaranteed and missed payments can bring fees.
Coverage varies by market; check Laters.com at checkout for availability.
Atome is a Southeast Asia-focused split-pay option that breaks your fare into three payments, subject to approval and any fees the provider sets for late payments.
Strongest in Southeast Asia
Zip pairs a pay-in-4 style plan with longer financing options on bigger bookings, and larger plans can carry interest, so it's worth checking your own repayment terms before you book, since approval is never guaranteed.
Coverage varies by market; check Laters.com at checkout for availability.
Tabby splits a flight fare into four payments and runs an approval check before confirming your booking, with fees possible if an instalment is missed.
Coverage varies by market; check Laters.com at checkout for availability.
Everything you need to know about paying for flights with Trust Bank on Laters.com.
Not right now. Trust Bank is not yet available as a payment option on Laters.com, so travellers cannot select any of its split-payment plans at checkout today. Laters.com currently offers other Buy Now Pay Later providers for flight bookings, so check the checkout page for the options that are live. Visit https://trustbank.sg/ to see how the provider's plans work generally, and check back on Laters.com for updates on availability.
None yet through Laters.com, since Trust Bank is not currently switched on at our checkout. When a BNPL provider is active on Laters.com, it applies across every airline we sell rather than being something individual carriers turn on themselves. Until Trust Bank is enabled, travellers should choose from the payment methods currently offered at checkout. Confirm current provider availability on Laters.com before you book.
It cannot yet, because Trust Bank is not an active payment method on Laters.com. Based on Trust Bank's own published terms, its plans are described as 0% interest but carry a one-time fee ranging from 1.00% to 5.00% of the purchase depending on the plan, and a late fee applies if a repayment is missed. Laters.com does not add its own payment surcharge or booking fee to any provider it supports. Check https://trustbank.sg/ for the current fee structure ahead of any future rollout.
This isn't something Laters.com can confirm yet, since Trust Bank has not launched on our platform. For providers that are active on Laters.com, the e-ticket is issued once the payment plan is approved at checkout rather than before. Travellers hoping to use Trust Bank for flights should hold off until Laters.com confirms the integration is live. In the meantime, https://trustbank.sg/ can explain how ticketing timing works with its partner merchants generally.
None can run through Laters.com yet, because Trust Bank isn't a live checkout option here. Trust Bank's Split Purchase plans are charged to a Trust credit card, which means a cardholder relationship and its associated credit checks already sit behind the plan, and standard credit card interest applies if the statement balance isn't paid in full. This carries real credit risk, so a missed or partial repayment can affect your standing with the card issuer. Confirm eligibility and credit check details directly at https://trustbank.sg/.
This scenario doesn't apply on Laters.com today, since Trust Bank isn't yet available for flight purchases here. Under Trust Bank's own terms, a missed instalment on a Split Purchase can trigger standard credit card interest if the statement balance isn't cleared, and missed payments on credit products of this kind are typically reported to credit reference agencies and can affect your credit standing. Travellers should treat any BNPL repayment schedule as a real credit commitment, not a casual perk. Check https://trustbank.sg/ for its specific missed-payment policy.
None at the moment, because Trust Bank has not been switched on for any market on Laters.com. Trust Bank itself currently operates in Singapore, where its Split Purchase plans are regulated by the Monetary Authority of Singapore. Laters.com will confirm which countries can use Trust Bank at checkout if and when the integration goes live. For now, https://trustbank.sg/ is the place to check the provider's own market coverage.
None yet, since Trust Bank plans aren't selectable on Laters.com for any fare. Of Trust Bank's own published plans, the Split in 18 option spreads a purchase over 18 monthly instalments with a 5.00% one-time fee, which is the longest term on offer and would typically suit a larger fare once available. All of these plans carry a fee and are tied to a Trust credit card, so interest can apply if the statement isn't paid off in full. Visit https://trustbank.sg/ for the full terms of each plan.
It can't affect anything through Laters.com yet, since the provider isn't live on our platform. Because Trust Bank's Split Purchase plans run through a Trust credit card, on-time repayments and missed payments are the kind of activity that credit card issuers and credit bureaus generally track, and a poor repayment history could affect your credit standing. This is a real credit product, not a fee-free convenience. See https://trustbank.sg/ for how Trust Bank itself describes any credit reporting impact.
This can't come up on Laters.com yet, since flights cannot currently be booked using Trust Bank here. Generally speaking, with instalment-based credit products a refund is applied against the outstanding balance owed on the plan rather than paid out separately in cash, though the exact process depends on the issuer's own refund policy. Until Trust Bank is integrated, Laters.com cannot confirm how a cancelled flight would be handled under its Split Purchase terms. Check https://trustbank.sg/ directly for its refund and cancellation process.
Not on Laters.com at present, since Trust Bank isn't an available payment method for any booking type here. Generally, BNPL plans of this kind apply to the total fare charged rather than to the specific route or number of stops, so a multi-stop or international itinerary wouldn't itself be a barrier once a plan is live. It's the country you're booking from, not the route you're flying, that would determine which plans appear at checkout. Check https://trustbank.sg/ for how it treats fare types once available.
Not entirely, even by Trust Bank's own description of its plans. Trust Bank markets its Split Purchase plans as 0% interest, but each carries a one-time fee, from 1.00% on the Split in 3 plan up to 5.00% on the Split in 18 plan, and standard credit card interest applies if the statement balance isn't paid in full. So the plan isn't free of cost even where no interest rate is charged on the instalments themselves. Laters.com does not yet offer this provider for flights, so confirm current fee terms at https://trustbank.sg/.
This isn't something Laters.com can confirm yet, because Trust Bank isn't available as a flight payment option on our site. Since Split Purchase plans run through a Trust credit card, any miles or points earned would likely follow that card's own earning rules rather than any special BNPL scheme, but this depends entirely on the card's terms. Laters.com cannot promise mileage accrual outcomes for a provider it does not yet support. Check with https://trustbank.sg/ and your airline's loyalty programme for specifics.
Not at the moment, since Trust Bank cannot be used for any fare type on Laters.com yet. Trust Bank's plans, such as Split in 6 with a 1.50% one-time fee or Split in 12 with a 3.50% fee, are tied to purchase amount rather than cabin class, so a premium fare would in principle qualify once the provider is live. Higher fares also mean a larger fee amount in absolute terms even though the percentage stays fixed. Visit https://trustbank.sg/ to see how it treats larger purchases generally.
This question is moot on Laters.com right now, since the provider hasn't launched here for flight bookings. Trust Bank's Split Purchase plans are charged to a Trust credit card, which implies you'd need to hold that card, or open one, before a Split Purchase plan could be used at all. This is different from BNPL providers that let a new customer apply during checkout. Confirm account and card requirements directly at https://trustbank.sg/.
Laters.com cannot speak to this yet for Trust Bank specifically, since it isn't a supported payment method on our platform. Trust Bank's Split Purchase plans operate through a Trust credit card and the provider is regulated by the Monetary Authority of Singapore, which points to a supervised financial institution handling the underlying credit relationship. Any BNPL or credit card provider you use should clearly explain how your payment data is stored and protected. Review Trust Bank's own security and privacy terms at https://trustbank.sg/ before relying on the service.
Trust Bank is a digital bank built in Singapore, born out of a partnership between a major regional bank and a homegrown supermarket chain, and flights are one of the everyday purchases its customers now split into instalments. What started as a challenger account has grown into a fuller financial services offering, with travel bookings sitting alongside savings, cards and everyday spending. Laters.com currently lists every airline we sell as available under Trust Bank's split-payment plans, though which routes and fares actually qualify can shift, so check the details at checkout.
Trust Bank launched in 2022 in Singapore, backed by Standard Chartered and FairPrice Group, and it did not trade under an earlier name before that. It operates as a licensed digital bank in Singapore, regulated by the Monetary Authority of Singapore, and it is privately held rather than publicly listed, so there are no shareholder filings to point to for a fuller picture. Like most young digital banks, its growth has come with adjustments along the way, including changes to fees and reward structures since launch, and we'd rather flag that than pretend the ride has been perfectly smooth. Only borrow what you're confident you can repay on the agreed schedule, and check Trust Bank's own site for its current terms before you commit.
Search your route on Laters.com, choose Trust Bank at checkout, and pick a plan: Split in 3, Split in 6, Split in 12 or Split in 18. Your e-ticket is issued once payment is approved. Some of these plans are interest-free but carry a one-time fee, while others are interest-bearing, and all of them are subject to a credit check and approval, so nothing here is guaranteed just because you've applied.
Laters.com is the merchant for this booking and issues the ticket; Trust Bank is the payment method and credit provider, not the seller of the flight. Laters.com is operated by an entity holding a travel-agent licence, though we haven't been supplied the exact legal name or licence number for this page, so we won't invent one here. What paying this way costs at Laters.com is nothing extra: no payment surcharge and no booking fee, so the fare is the same as if you paid by card. You don't need a credit card to book when you pay with Trust Bank, Trust Bank settles the fare with the airline on your behalf, and your repayments go to Trust Bank, not to Laters.com. That said, Trust Bank is not yet available to book through Laters.com, so for now this plan can't be selected at checkout; have a look at our other supported providers if you want to split a fare today.
Laters.com earns from the fare as the merchant, the same whichever payment method you choose; no payment provider pays for placement on this page.
A flight booking and a repayment plan run on different schedules. Our guide explains the practical questions to consider before splitting a fare.
Borrowing responsibly means only committing to instalments you can genuinely afford. Missed payments can result in late fees, may be reported to credit reference agencies, and may affect your credit standing and your ability to borrow in future. Visit Trust Bank’s own terms for current terms, eligibility criteria and country-specific plan availability. Laters.com is the new name for Fly Fairly; nothing about your booking or support changes. Last reviewed by the Laters.com editorial team in September 2026.
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