Trust Bank Flights Are Not Yet Available on Laters.com

Not right now. Trust Bank is not yet available as a payment option on Laters.com, so travellers cannot select any of its split-payment plans at checkout today. Laters.com currently offers other Buy Now Pay Later providers for flight bookings, so check the checkout page for the options that are live. Visit https://trustbank.sg/ to see how the provider's plans work generally, and check back on Laters.com for updates on availability.

None yet: Trust Bank, the Singapore digital bank backed by Standard Chartered and FairPrice Group, is not currently switched on at our checkout. When a BNPL provider is enabled on Laters.com, it applies across every airline we sell rather than being something individual carriers turn on themselves. Until Trust Bank is enabled, choose from the payment methods currently offered at checkout.

It cannot yet, because Trust Bank is not an active payment method on Laters.com. Based on Trust Bank's own published terms, its plans are described as 0% interest but carry a one-time fee ranging from 1.00% to 5.00% of the purchase depending on the plan, and a late fee applies if a repayment is missed. Laters.com does not add its own payment surcharge or booking fee to any provider it supports. Check https://trustbank.sg/ for the current fee structure ahead of any future rollout.

This isn't something Laters.com can confirm yet, since Trust Bank has not launched on our platform. For providers that are active on Laters.com, the e-ticket is issued once the payment plan is approved at checkout rather than before. Travellers hoping to use Trust Bank for flights should hold off until Laters.com confirms the integration is live. In the meantime, https://trustbank.sg/ can explain how ticketing timing works with its partner merchants generally.

None can run through Laters.com yet, because Trust Bank isn't a live checkout option here. Trust Bank's Split Purchase plans are charged to a Trust credit card, which means a cardholder relationship and its associated credit checks already sit behind the plan, and standard credit card interest applies if the statement balance isn't paid in full. This carries real credit risk, so a missed or partial repayment can affect your standing with the card issuer. Confirm eligibility and credit check details directly at https://trustbank.sg/.

This scenario doesn't apply on Laters.com today, since Trust Bank isn't yet available for flight purchases here. Under Trust Bank's own terms, unpaid principal on a missed Split Purchase instalment carries a daily interest charge of 0.077% (27.9% p.a.) after the due date, and missed payments on credit products of this kind are typically reported to credit reference agencies. Treat any BNPL repayment schedule as a real credit commitment, not a casual perk.

None at the moment, because Trust Bank has not been switched on for any market on Laters.com. Trust Bank itself currently operates in Singapore, where its Split Purchase plans are regulated by the Monetary Authority of Singapore. Laters.com will confirm which countries can use Trust Bank at checkout if and when the integration goes live. For now, https://trustbank.sg/ is the place to check the provider's own market coverage.

None yet, since Trust Bank plans aren't selectable on Laters.com for any fare. Of Trust Bank's own published plans, the Split in 18 option spreads a purchase over 18 monthly instalments with a 5.00% one-time fee, which is the longest term on offer and would typically suit a larger fare once available. All of these plans carry a fee and are tied to a Trust credit card, so interest can apply if the statement isn't paid off in full. Visit https://trustbank.sg/ for the full terms of each plan.

It can't affect anything through Laters.com yet, since the provider isn't live on our platform. Because Trust Bank's Split Purchase plans run through a Trust credit card, on-time repayments and missed payments are the kind of activity that credit card issuers and credit bureaus generally track, and a poor repayment history could affect your credit standing. This is a real credit product, not a fee-free convenience. See https://trustbank.sg/ for how Trust Bank itself describes any credit reporting impact.

This can't come up on Laters.com yet, since flights cannot currently be booked using Trust Bank here. Generally speaking, with instalment-based credit products a refund is applied against the outstanding balance owed on the plan rather than paid out separately in cash, though the exact process depends on the issuer's own refund policy. Until Trust Bank is integrated, Laters.com cannot confirm how a cancelled flight would be handled under its Split Purchase terms. Check https://trustbank.sg/ directly for its refund and cancellation process.

Not on Laters.com at present, since Trust Bank isn't an available payment method for any booking type here. In its home market, Trust Bank's Split Purchase plans apply to purchases of S$50 or more regardless of fare type, so a multi-stop or international itinerary wouldn't itself be a barrier once a plan is live here. It's the country you're booking from, not the route you're flying, that would determine which plans appear at checkout.

Not entirely, even by Trust Bank's own description of its plans. Trust Bank markets its Split Purchase plans as 0% interest, but each carries a one-time fee, from 1.00% on the Split in 3 plan up to 5.00% on the Split in 18 plan, and standard credit card interest applies if the statement balance isn't paid in full. So the plan isn't free of cost even where no interest rate is charged on the instalments themselves. Laters.com does not yet offer this provider for flights, so confirm current fee terms at https://trustbank.sg/.

This isn't something Laters.com can confirm yet, because Trust Bank isn't available as a flight payment option on our site. Since Split Purchase plans run through a Trust credit card, any miles or points earned would likely follow that card's own earning rules rather than any special BNPL scheme, but this depends entirely on the card's terms. Laters.com cannot promise mileage accrual outcomes for a provider it does not yet support. Check with https://trustbank.sg/ and your airline's loyalty programme for specifics.

Not at the moment, since Trust Bank cannot be used for any fare type on Laters.com yet. Trust Bank's plans, such as Split in 6 with a 1.50% one-time fee or Split in 12 with a 3.50% fee, are tied to purchase amount rather than cabin class, so a premium fare would in principle qualify once the provider is live. Higher fares also mean a larger fee amount in absolute terms even though the percentage stays fixed. Visit https://trustbank.sg/ to see how it treats larger purchases generally.

This question is moot on Laters.com right now, since the provider hasn't launched here for flight bookings. Trust Bank's Split Purchase plans are charged to a Trust credit card, which implies you'd need to hold that card, or open one, before a Split Purchase plan could be used at all. This is different from BNPL providers that let a new customer apply during checkout. Confirm account and card requirements directly at https://trustbank.sg/.

Laters.com cannot speak to this yet for Trust Bank specifically, since it isn't a supported payment method on our platform. Trust Bank's Split Purchase plans operate through a Trust credit card and the provider is regulated by the Monetary Authority of Singapore, which points to a supervised financial institution handling the underlying credit relationship. Any BNPL or credit card provider you use should clearly explain how your payment data is stored and protected. Review Trust Bank's own security and privacy terms at https://trustbank.sg/ before relying on the service.

Trust Bank is a Singapore digital bank. It launched on 1 September 2022 as a joint venture between Standard Chartered Bank and FairPrice Group, and it holds a Full Bank licence from the Monetary Authority of Singapore. It currently operates only in Singapore and is not yet available as a payment method on Laters.com.

No. Trust Bank Singapore Limited is a separately licensed digital bank, not a branch of Standard Chartered Bank (SCB). Standard Chartered is one of its two backers, alongside FairPrice Group, and Trust Bank holds its own Full Bank licence from the Monetary Authority of Singapore rather than operating under Standard Chartered's licence.

Trust Bank holds a Full Bank licence from the Monetary Authority of Singapore and is backed by Standard Chartered and FairPrice Group. Singapore-dollar deposits held in its eligible accounts are insured by the Singapore Deposit Insurance Corporation up to S$100,000 per depositor. None of that changes whether you can book a flight with it today: Trust Bank is not yet available at Laters.com checkout.

Trust Bank is backed by two owners, Standard Chartered Bank and FairPrice Group, who launched the digital bank together on 1 September 2022. Trust Bank is not yet available as a payment method on Laters.com.

Dwaipayan Sadhu is the Chief Executive Officer of Trust Bank Singapore. He previously held consumer-banking leadership roles at Standard Chartered before taking on the role at Trust Bank's 2022 launch.

Trust Bank's two backers are Standard Chartered Bank and FairPrice Group, the same two owners behind its September 2022 launch. Trust Bank is a separate licensed entity from either parent, holding its own banking licence from the Monetary Authority of Singapore.

Yes. Trust Bank is a licensed Singapore digital bank holding a Full Bank licence from the Monetary Authority of Singapore, launched in 2022 by Standard Chartered and FairPrice Group. It is a real, regulated bank, separate from whether it is yet available as a payment method on Laters.com, which it is not.

No. Trust Bank's savings account and Instant Loan are both open to Singapore citizens, permanent residents and foreigners: trustbank.sg's own Instant Loan page states that 'Singaporean Citizens, Permanent Residents and Foreigners are currently eligible', with foreign applicants needing a valid work pass and S$60,000 minimum annual income. What is restricted is where the service operates, not who can hold the card: Trust Bank only operates in Singapore, so Split Purchase for flights applies only to Singapore-dollar bookings today, not to nationality.

Not on the points Laters.com compares. The table above this FAQ scores every row (flight search, provider choice at checkout, other ways to pay, fare conditions and payment surcharges) in Laters.com's favour: airlines typically do not offer flexible instalment checkout on their own site, Laters.com compares 650+ airlines and 40+ pay-later providers in one place, and neither side charges a payment surcharge or booking fee. Trust Bank itself is not yet live at either checkout, on Laters.com or most airlines' own sites, so this comparison reflects the providers you can actually use today, not Trust Bank specifically.