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    30+ airlines to Chicago (ORD)✦BNPL at checkout✦Instant e-ticket deliveryChicago logo

    Flights to Chicago— Search, Compare & Pay in Instalments

    ✓ 600+ airlines searched✓ 0% interest options✓ Instant e-ticket

    Scenic view of Chicago, US

    Reviewed by the Laters.com editorial teamUpdated 26 June 2026

    BNPL at checkout

    Pay for Your Chicago Flight in Instalments

    Klarna, Afterpay, and Affirm are all available at Laters.com checkout for flights to Chicago. Choose your plan, get approved in seconds, and your e-ticket lands in your inbox immediately. Split a Chicago fare into manageable instalments without touching your savings.

    Book flights across 650+ airlines and pay later, your way. Split the cost, pay in 4, or spread larger fares, with 40+ providers in a single checkout.

    Chicago – BNPL providers

    Chicago on Laters.com: key facts

    Airlines flying to Chicago
    30+
    Airport
    ORD
    From the Loop · 32 km from Navy Pier
    27 km
    Cheapest month to fly
    January
    Laters Destination Score
    7.3 / 10
    New York to Chicago, direct
    2h 30m

    Score based on Laters booking data and editorial review.

    Klarna

    Pay in 4 interest-free

    Klarna splits your Chicago fare into four equal payments, charged every two weeks — zero interest, no hidden fees. Approval takes seconds at checkout, and your booking is confirmed instantly. A solid choice whether you're flying from New York, London, or Sydney.

    Available in the US, UK, Canada, Australia, and 20+ markets

    Laters.com

    Book flights across 650+ airlines and pay later, your way. Split the cost, pay in 4, or spread larger fares, with 40+ providers in a single checkout.

    Follow

    Afterpay

    Pay in 4 fortnightly

    Afterpay divides your fare into four fortnightly payments — the first is due at booking, the rest follow automatically. No interest charges apply as long as you pay on time. Popular with US-based travellers booking domestic connections into O'Hare.

    Available in the US, Australia, New Zealand, Canada, UK

    Affirm

    Pay monthly, 0–30% APR

    Affirm offers flexible monthly payment plans ranging from 3 to 36 months, making it well-suited for pricier transatlantic or transpacific fares into Chicago O'Hare. Interest rates vary by creditworthiness, so you'll see your exact terms before committing. No late fees and no surprises.

    Available in the United States and Canada

    Sezzle

    Pay in 4 interest-free

    Sezzle splits your Chicago flight into four interest-free payments over six weeks, with the first instalment due at checkout. It's a straightforward option for North American travellers who want to spread the cost without a credit check impacting their score. Confirmation is instant.

    Available in the United States and Canada

    40+ProvidersAll 40+ providersSplit the cost, pay in 4, or spread larger fares, with 40+ providers in a single checkout.See all ways to pay→
    3 simple steps

    How to Book Chicago Flights with BNPL

    From search to e-ticket in under three minutes.

    1. 1

      Search Chicago flights

      Enter your origin city, select Chicago (ORD) as destination, pick your travel dates and passenger count, and compare airlines side by side.

    2. 2

      Choose BNPL

      Select your pay-later provider on the payment screen and pick your instalment plan. Instant approval — no hard credit check for most plans.

    3. 3

      Fly now, pay later

      Your Chicago e-ticket arrives in your inbox immediately. Your BNPL provider manages payments automatically. Pack your bags.

    Proprietary research

    Laters.com Destination Score — Chicago

    Scored by our editorial team using booking data, traveller feedback, and independent research. No destination pays to be rated.

    Chicago – destination score

    What is the Laters Destination Score?

    Chicago · ORD · United States, scored out of 10 on 6 measures.

    1. 1Value for Money
    2. 2Flight Frequency
    3. 3BNPL Availability
    4. 4Airport Experience
    5. 5Visa Ease
    6. 6Destination Appeal

    Every destination we sell flights to is scored on the same 6 measures, so you can compare Chicago with anywhere else before you choose where to go. Compare every destination →

    Score based on Laters booking data and editorial review, 2026. No destination pays to be rated.

    Chicago, United States

    7.3/10

    Laters Destination Score

    Value for Money
    7
    Flight Frequency
    9
    BNPL Availability
    8
    Airport Experience
    6
    Visa Ease
    7
    Destination Appeal
    7
    Price calendar

    When to Book Flights to Chicago

    August and September are Chicago's sweet spot: warm lake breezes, the city's best outdoor festivals, and fares that haven't yet hit holiday-season peaks. January and February are the cheapest months to fly, but the wind chill off Lake Michigan is not a metaphor. Book 6–8 weeks ahead for the best domestic fares; 10–14 weeks for international routes.

    Chicago – when to book
    MonthPrice BandDemandTravel note
    JanuaryBudgetLowColdest month; polar vortex possible, but fares are lowest.
    FebruaryBudgetLowValentine's weekend spikes city hotel rates slightly.
    MarchMidMediumSt. Patrick's Day dyeing of the Chicago River draws crowds.
    AprilMidMediumSpring arrives late; weather unpredictable but pleasant.
    MayMidMediumCraft beer and food festivals begin; good value window.
    JunePeakHighChicago Blues Festival draws large crowds to Grant Park.
    JulyPeakHighLollapalooza and summer tourism push fares to annual highs.
    AugustPeakHighBest weather; book 10+ weeks ahead for reasonable fares.
    Arrival guide

    Chicago Airport — What You Need to Know

    O'Hare International Airport, IATA ORD · 27 km from the Loop · 32 km from Navy Pier.

    O'Hare is one of the world's busiest airports, with four passenger terminals handling everything from United's transatlantic hub to American's domestic network and international carriers from Lufthansa to Air China. Terminal 5 handles most international arrivals and has its own customs hall — factor in 45–75 minutes for immigration on busy days. The underground neon-lit walkway connecting Terminals 1, 2, and 3 is genuinely worth slowing down for.

    Chicago – airport guide
    TransportCost (approx)Duration
    CTA Blue Line (El train)USD 545 min to downtown Loop
    Metered taxi / rideshareUSD 35–5530–60 min depending on traffic
    GO Airport Express shuttleUSD 35–40 per person45–75 min to city hotels

    Chicago Midway International Airport

    Chicago Midway International Airport, IATA MDW · 13 km from the Loop · 10 km from Wicker Park.

    Midway is Southwest Airlines' Chicago stronghold, handling the bulk of budget domestic traffic along with some Frontier and Spirit services. The terminal is compact and significantly easier to navigate than O'Hare, with shorter security lines on most days. No international customs hall here — all arrivals are domestic or pre-cleared.

    TransportCost (approx)Duration
    CTA Orange Line (El train)USD 530 min to downtown Loop
    More than just the fare

    Split More Than Just the Fare to Chicago

    Make your Chicago trip work harder by splitting every extra at checkout.

    Seat Selection

    Available with Klarna and Afterpay

    Lock in a window seat for the approach over Lake Michigan's shoreline.

    Extra Baggage

    Split with Affirm or Sezzle

    Chicago's winters demand coats; extra baggage allowance keeps your packing honest.

    Travel Insurance

    Available with all providers

    O'Hare weather delays are real — travel insurance covers cancellations and missed connections.

    Hotel Package

    Split across 4 payments

    Bundle a Loop hotel with your fare and pay for both in instalments.

    Airport Transfer

    Available with Klarna

    Pre-book a transfer from O'Hare to your hotel and skip the taxi queue entirely.

    Travel SIM

    Add at checkout

    A US data SIM keeps Google Maps running on the CTA without roaming charges.

    Popular routes

    Popular Flights to Chicago

    Chicago O'Hare is a true hub airport — travellers arrive from New York, Los Angeles, London, Toronto, and Tokyo, among dozens of other cities. Most major US metros have multiple daily direct options, while international routes tend to cluster around United's global network.

    From North America

    →

    New YorktoChicago

    American, United, Delta · 2h 30m · Direct

    From

    $37× 3

    Pay in 3, on a $110 fare

    →

    Los AngelestoChicago

    United, American, Delta · 4h 10m · Direct

    From

    $43× 3

    Pay in 3, on a $130 fare

    →

    TorontotoChicago

    Air Canada, United, American · 1h 40m · Direct

    From

    $50× 3

    Pay in 3, on a $150 fare

    →

    Top carriers

    Airlines Flying to Chicago

    Chicago O'Hare is co-dominated by United and American Airlines, which together account for the majority of seats. Beyond the big two, a strong spread of international and budget carriers rounds out the options for every type of traveller.

    United Airlines

    Direct · Affirm · Klarna

    O'Hare is United's largest hub; unmatched frequency on domestic routes and direct transatlantic and transpacific services.

    American Airlines

    Direct · Afterpay · Affirm
    AA

    Strong domestic network from O'Hare with direct routes to London, Tokyo, and major Latin American cities.

    Delta

    Direct · Klarna · Afterpay
    DE

    Competitive domestic fares from O'Hare and Midway, with solid connections via Atlanta and Detroit for international travellers.

    Southwest Airlines

    Direct · Sezzle · Affirm
    SA

    Midway's dominant carrier; no seat fees, two free checked bags, and low domestic fares make it the budget-savvy pick.

    Lufthansa

    Direct · Klarna · Affirm

    Daily Frankfurt–Chicago O'Hare service with strong onward connections across Europe and business-class upgrade options.

    Explore more

    Other Destinations Near Chicago

    These destinations are popular with travellers who also searched for Chicago on Laters.com.

    New York

    United States · from $89

    The city that never stops asking for more.

    Los Angeles

    United States · from $99

    Sun, sprawl, and surprisingly good tacos.

    Houston

    United States · from $95

    Space City with a serious barbecue habit.

    Toronto

    Canada · from $130

    North America's most quietly cosmopolitan city.

    Miami

    United States · from $99

    Art deco, ocean air, and late-night energy.

    Fares are estimates based on typical prices and may vary by date and availability.

    FAQ

    Frequently Asked Questions about Flights to Chicago

    Everything you need to know before booking your Chicago flight on Laters.

    01Which airlines fly direct to Chicago O'Hare (ORD)?

    United Airlines and American Airlines operate the most direct flights to O'Hare, with combined service from dozens of US cities and international destinations including London, Frankfurt, Tokyo, and Mexico City. British Airways, Lufthansa, ANA, and Air France also run nonstop transatlantic and transpacific routes. You can compare all direct and connecting options on Laters.com.

    02What is the cheapest month to fly to Chicago?

    January and February are typically the cheapest months to fly to Chicago, with average one-way domestic fares sometimes dipping below $100. Demand is low due to cold weather, which works in a budget traveller's favour. Avoid Thanksgiving week, the Fourth of July period, and late December, when fares can rise 50–70% above the annual average.

    03Can I pay for flights to Chicago in instalments on Laters.com?

    Yes. Laters.com supports Klarna, Afterpay, Affirm, and Sezzle at checkout for Chicago flights. You choose your plan, get approved in seconds, and receive your e-ticket immediately — the instalment schedule begins after booking. No changes are made to your booking confirmation regardless of which plan you choose.

    04Does using BNPL for flights affect my credit score?

    It depends on the provider. Klarna and Afterpay's standard pay-in-4 plans typically use a soft credit check that does not affect your credit score. Affirm's longer monthly plans may involve a hard inquiry. Always review the provider's terms before completing checkout.

    Deal alerts

    Get Chicago Flight Deals by Email

    Be first to hear about Chicago flight deals, BNPL promotions, and flash sales from Laters. No spam, unsubscribe anytime.

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    Airlines

    • American Airlines
    • Frontier Airlines
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    Singapore Tourism Board licensed travel agentSingapore Travel Agent LicenceTA04059

    Flying to Chicago rewards the traveller who books early and stays flexible. Domestic fares from the East Coast are often under $120, while transatlantic routes from London or Frankfurt tend to be competitive in shoulder season. O'Hare suits frequent flyers who know its quirks; Midway is the smarter choice for budget carriers. Best suited to city-break enthusiasts, architecture obsessives, and anyone who takes food seriously.

    What works well

    • World-class food
    • Huge flight choice
    • Great BNPL coverage

    What to watch

    • Book early Dec-Jan
    • O'Hare can delay
    January fares dip to $89, but that's Lake Michigan wind chill you're buying into, so weigh the saving against the scarf budget. O'Hare's Terminal 5 customs hall can eat 45 to 75 minutes on busy days, and anything under a 60-minute connection is a gamble not worth taking. The neon underground walkway between Terminals 1, 2, and 3 is the one part of the airport worth savouring rather than rushing. Klarna, Afterpay, Affirm, and Sezzle all clear at checkout with instant approval, which is more than can be said for O'Hare's timetable in July.
    Editorial snapshotLaters.com editorial team
    SeptemberMidHighAir and Water Show; shoulder season begins late month.
    OctoberMidMediumFall foliage along the lakefront; pleasant temperatures.
    NovemberPeakHighThanksgiving week is the single most expensive travel period.
    DecemberPeakHighChristkindlmarket and holiday travel keep fares elevated.

    Before you pick a month

    Cheapest month
    January — average fares around $89 one-way.
    Peak season warning
    July, Thanksgiving week, and late December: fares typically rise 50–70% above average. Book 10–14 weeks ahead.

    Fares are estimates based on typical prices and may vary by date and availability.

    Metered taxi / rideshareUSD 20–3520–40 min to the Loop
    Pace busUSD 245–60 min to Midway CTA station

    Check-in tips

    • Enrol in TSA PreCheck before flying — O'Hare lines without it can add 40 minutes.
    • International arrivals at Terminal 5 should allow 90 minutes for customs and baggage claim.
    • Southwest at Midway boards by group number, not seat — check in exactly 24 hours early.

    Splitting the extras

    1. At Laters.com checkout you can split the cost of seat upgrades, extra baggage, and lounge access passes for O'Hare into instalments using Klarna, Afterpay, or Affirm — all confirmed instantly alongside your ticket.

    Mexico CitytoChicago

    Aeroméxico, United, American · 4h 00m · Direct

    From

    $73× 3

    Pay in 3, on a $220 fare

    →

    MiamitoChicago

    American, United, Spirit · 3h 10m · Direct

    From

    $38× 3

    Pay in 3, on a $115 fare

    From Europe

    →

    LondontoChicago

    United, British Airways, American · 9h 20m · Direct

    From

    $120× 4

    Pay in 4, on a $480 fare

    →

    FrankfurttoChicago

    Lufthansa, United · 9h 45m · Direct

    From

    $128× 4

    Pay in 4, on a $510 fare

    From East Asia

    →

    TokyotoChicago

    ANA, United, Japan Airlines · 13h 30m · Direct

    From

    $180× 4

    Pay in 4, on a $720 fare

    Each figure leads with the instalment; the fare beside it is the whole fare that instalment splits. Fares are estimates based on typical prices and may vary by date and availability.

    British Airways

    Direct · Klarna · Afterpay
    BA

    Daily London Heathrow–O'Hare service; a reliable choice for UK travellers who want a direct transatlantic option.

    650+AirlinesAll airlinesBook flights across 650+ airlines and pay later, your way.Compare all airlines→
    05Do I need a visa to visit Chicago from the UK or Australia?

    UK and Australian passport holders can enter the United States under the Visa Waiver Program using an ESTA (Electronic System for Travel Authorization), which costs $21 and is valid for two years or multiple trips. ESTA must be approved before departure — apply at least 72 hours in advance at the official US Customs and Border Protection website. Always check the latest requirements at travel.state.gov.

    06How do I get from O'Hare Airport to downtown Chicago?

    The CTA Blue Line train runs directly from O'Hare to the downtown Loop in about 45 minutes for a flat fare of $5 — it's the fastest and most reliable option outside of rush hour. Taxis and rideshare services (Uber, Lyft) cost roughly $35–55 depending on traffic and time of day. Shared shuttle services like GO Airport Express are available for around $35–40 per person.

    07What is the best time of year to visit Chicago?

    August and September offer the best combination of weather and events: temperatures are warm (typically 22–28°C), the lakefront is at its most inviting, and the city's festival calendar is packed. Spring (April–May) is a good shoulder-season alternative with lower fares and fewer crowds. Winter visits are genuinely cold but rewarding if you come for the architecture, food scene, or the Christkindlmarket.

    08How long is the flight to Chicago from London?

    Direct flights from London Heathrow to Chicago O'Hare take approximately 9 hours 20 minutes westbound. The return journey (eastbound, with tailwinds) is typically 8 hours 30 minutes. British Airways and United Airlines both operate daily nonstop service on this route.

    09When will I receive my e-ticket after booking on Laters.com?

    Your e-ticket is issued immediately upon booking confirmation, regardless of which payment method or BNPL plan you use. You'll receive a confirmation email with your booking reference and ticket within minutes of completing checkout.

    10Is Chicago Midway (MDW) or O'Hare (ORD) better for my trip?

    O'Hare is the right choice for international arrivals and most major domestic routes, given its size and connectivity. Midway is smaller, easier to navigate, and closer to the South Side and Near West neighbourhoods — it's the better pick for Southwest Airlines domestic flights and for travellers staying outside the Loop. Check which airport your airline uses before booking.

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