New YorktoSan Francisco
United, Delta, American, JetBlue · 5h 45m · Direct
From
$45× 4
Pay in 4, on a $179 fare
✓ 600+ airlines searched✓ 0% interest options✓ Instant e-ticket

Affirm, Afterpay, and Klarna are all available at Laters.com checkout for flights to San Francisco. Approval takes seconds, your e-ticket arrives instantly, and you can split a cross-country or international fare into manageable monthly payments without touching your savings.
Book flights across 650+ airlines and pay later, your way. Split the cost, pay in 4, or spread larger fares, with 40+ providers in a single checkout.

Score based on Laters booking data and editorial review.
Affirm lets you split your San Francisco fare into monthly payments over 3, 6, or 12 months. Rates range from 0% to 36% APR depending on your credit profile and the plan you choose. No hidden fees, no late surprises — you see the full cost before you confirm.
Available in the United States
Afterpay splits your SFO fare into four equal fortnightly payments, all interest-free. It works for travellers booking from the US, Australia, or Canada, and approval is near-instant at checkout. Your booking is confirmed and your e-ticket issued the moment the first payment clears.
Available in the United States, Australia, Canada, UK
From search to e-ticket in under three minutes.
Enter your origin city, select San Francisco (SFO) as destination, pick your travel dates and passenger count, and compare airlines side by side.
Select your pay-later provider on the payment screen and pick your instalment plan. Instant approval — no hard credit check for most plans.
Your San Francisco e-ticket arrives in your inbox immediately. Your BNPL provider manages payments automatically. Pack your bags.
Scored by our editorial team using booking data, traveller feedback, and independent research. No destination pays to be rated.

San Francisco · SFO · United States, scored out of 10 on 6 measures.
Every destination we sell flights to is scored on the same 6 measures, so you can compare San Francisco with anywhere else before you choose where to go. Compare every destination →
Score based on Laters booking data and editorial review, 2026. No destination pays to be rated.
January through March is the sweet spot for cheap flights to San Francisco: demand drops after the holiday season, the city's famous fog rolls in, and fares on domestic and many international routes hit their annual lows. Summer is the most expensive period, driven by school holidays and tech-conference season, with July and August commanding the steepest premiums.

| Month | Price Band | Demand | Travel note |
|---|---|---|---|
| January | Budget | Low | Post-holiday lull; Chinese New Year festivities start late month. |
| February | Budget | Low | Chinese New Year parade draws crowds; book flights early. |
| March | Budget | Medium | St. Patrick's Day parade; spring shoulder season begins. |
| April | Mid | Medium | Cherry blossoms in Japantown; mild and increasingly sunny. |
| May | Mid | Medium | Bay to Breakers race; fares begin climbing toward summer. |
| June | Peak | High | Pride Month and the iconic Pride Parade; book well ahead. |
| July | Peak | High | Fourth of July fireworks; peak summer demand, highest fares. |
| August | Peak | High | Fog season at its thickest; still the busiest travel month. |
San Francisco International Airport, IATA SFO · 21 km from Union Square · 29 km from the Golden Gate Bridge.
SFO operates across four terminals — Terminal 1, 2, 3, and the International Terminal — connected airside by a train and landside by the free AirTrain loop. United Airlines dominates with its hub operations in Terminals 1 and 3, while international carriers concentrate in the International Terminal's Boarding Areas A and G. US Customs queues can be long on busy transatlantic and transpacific arrivals; budget at least 60-90 minutes for immigration if arriving internationally.

| Transport | Cost (approx) | Duration |
|---|---|---|
| BART (Bay Area Rapid Transit) | USD 10-11 to downtown | 30 min to Powell St / Union Square |
| Rideshare (Uber / Lyft) | USD 35-55 to downtown | 25-50 min depending on traffic |
| Taxi | USD 45-65 to downtown | 25-50 min depending on traffic |
Oakland International Airport, IATA OAK · 20 km from downtown Oakland · 35 km from Union Square, San Francisco.
Oakland Airport is a practical alternative for budget travellers, served primarily by Southwest Airlines and a handful of domestic low-cost carriers. Getting into San Francisco from OAK requires a free shuttle to the BART Coliseum station, then a 30-minute BART ride across the bay. Factor in the extra transit leg when comparing fares — a USD 30 saving on the ticket can evaporate in cab fare.
| Transport | Cost (approx) | Duration |
|---|
Make every dollar of your San Francisco trip work harder with these add-ons.
Lock in a window seat for bay-view approaches into SFO on long-haul flights.
San Francisco's shopping and markets make a spare checked bag worth it.
US medical costs are among the world's highest; coverage is non-negotiable here.
Bundle your Union Square or Mission District hotel with your SFO flight.
Pre-book a transfer from SFO to avoid surge-priced rideshares on arrival.
A US data SIM keeps Google Maps running on those steep San Francisco hills.
The majority of travellers flying into SFO come from New York, Los Angeles, Seattle, and Chicago on domestic routes, with strong international traffic from London, Tokyo, and Sydney. Domestic fares are highly competitive thanks to multiple carriers on every major corridor.
United, Delta, American, JetBlue · 5h 45m · Direct
From
$45× 4
Pay in 4, on a $179 fare
United, Southwest, Alaska, Delta · 1h 20m · Direct
From
$30× 3
Pay in 3, on a $89 fare
Alaska Airlines, United, Southwest · 2h 30m · Direct
From
$36× 3
Pay in 3, on a $109 fare
Dozens of carriers compete for seats into SFO, keeping fares honest on most major corridors. These are the airlines that fly most frequently and offer the broadest choice of schedules and cabin classes.
United's SFO hub means the most daily departures, widest route network, and strong Polaris business-class options on transpacific routes.
Alaska dominates West Coast routes, offering frequent SFO services from Seattle, Portland, and LA with a generous Mileage Plan loyalty program.
Delta operates high-frequency SFO services from New York JFK and Atlanta, with solid premium cabin options and reliable on-time performance.
British Airways flies direct London Heathrow to SFO daily, making it the go-to choice for UK travellers wanting a non-stop transatlantic crossing.
Travellers who searched for San Francisco flights also compared fares to these popular North American and Pacific destinations.
Hollywood, beaches, and year-round sunshine.
The desert city that never dims its lights.
Theme parks, sunshine, and family adventures.
The South's most forward-thinking city.
Pacific islands, surf, and volcanic drama.
Mountains, ocean, and Canada's coolest food scene.
Fares are estimates based on typical prices and may vary by date and availability.
Everything you need to know before booking your San Francisco flight on Laters.
United Airlines, Alaska Airlines, Delta, American Airlines, Southwest, British Airways, Virgin Atlantic, ANA, Japan Airlines, Qantas, Air China, and Aeroméxico are among the carriers operating direct services to SFO. United has the largest hub presence, with dozens of daily departures on domestic and international routes. You can compare all available direct and connecting options on Laters.com.
January is typically the cheapest month to fly to San Francisco, with average one-way domestic fares starting around USD 89 from major East Coast cities. February and early March also offer competitive pricing before spring demand picks up. Avoid June through August and the December holiday window, when fares can run 40-65% above the annual average.
Yes. Laters.com supports Affirm, Afterpay, Klarna, and Zip at checkout for SFO flights. You choose your plan at the payment step, approval takes seconds, and your e-ticket is issued immediately — no waiting, no manual processing. Plans range from pay-in-4 interest-free options to longer monthly financing for larger fares.
It depends on the provider. Afterpay and Zip typically use a soft check that doesn't affect your credit score. Affirm may perform a soft or hard inquiry depending on the plan length you select; they disclose this before you confirm. Klarna's pay-in-4 option uses a soft check. Always read the provider's terms at checkout for the most accurate information.
Be first to hear about San Francisco flight deals, BNPL promotions, and flash sales from Laters. No spam, unsubscribe anytime.
© 2026 Laters.com. Formerly Fly Fairly. All rights reserved.
Singapore Travel Agent LicenceTA04059Flying into SFO rewards those who plan ahead. Domestic fares from the East Coast and Midwest tend to be most competitive in January through March and again in September. Transatlantic routes from London and Frankfurt see their lowest prices in the same shoulder windows. The city suits curious, independent travellers who want culture, food, and walkable neighbourhoods rather than a beach or a theme park.
Forty-plus airlines fly into SFO, so there's no shortage of ways in, but nothing about the arrival is cheap: expect a cost-of-living index above 97 and mid-range daily costs of USD 146 once you land. The ESTA takes 72 hours to clear, so sort that before you even think about fares. What you're paying for is real: the Golden Gate Bridge, Alcatraz, the Mission's murals, sourdough at Boudin, cioppino at the Wharf. Affirm, Afterpay, Klarna and Zip are all sitting at checkout if you'd rather spread that cost than feel it all at once.
| September | Mid | Medium | Warmest month of the year; fares ease after Labor Day. |
|---|
| October | Mid | Medium | Halloween in the Castro draws large crowds to the city. |
|---|
| November | Mid | Medium | Thanksgiving week spikes fares; book domestic routes early. |
|---|
| December | Peak | High | Ghirardelli Square tree lighting; holiday fares at a premium. |
|---|
Fares are estimates based on typical prices and may vary by date and availability.
| BART (via OAK Connector shuttle) | USD 11-12 to Powell St | 45-55 min total to Union Square |
|---|---|---|
| Rideshare (Uber / Lyft) | USD 50-75 to Union Square | 35-55 min depending on Bay Bridge traffic |
San Jose Mineta International Airport, IATA SJC · 80 km from Union Square, San Francisco · 20 km from downtown San Jose.
SJC is the smallest of the three Bay Area airports and is most useful for travellers whose final destination is the South Bay or Silicon Valley rather than San Francisco itself. Southwest, Alaska, and United operate the most frequent services. Getting to central San Francisco from SJC typically requires a rideshare or rental car; the Caltrain connection involves a bus transfer and takes over 90 minutes.
| Transport | Cost (approx) | Duration |
|---|---|---|
| Rideshare (Uber / Lyft) | USD 70-100 to Union Square | 50-75 min depending on traffic |
| VTA Bus + Caltrain | USD 6-10 total | 90-110 min to San Francisco 4th & King |
United, American, Southwest · 4h 15m · Direct
From
$37× 4
Pay in 4, on a $149 fare
Air Canada, United · 5h 30m · Direct
From
$78× 4
Pay in 4, on a $310 fare
Aeroméxico, United · 4h 40m · Direct
From
$55× 4
Pay in 4, on a $220 fare
United, British Airways, Virgin Atlantic · 10h 30m · Direct
From
$130× 4
Pay in 4, on a $520 fare
ANA, Japan Airlines, United · 9h 15m · Direct
From
$170× 4
Pay in 4, on a $680 fare
Qantas, United · 14h 30m · Direct
From
$223× 4
Pay in 4, on a $890 fare
Each figure leads with the instalment; the fare beside it is the whole fare that instalment splits. Fares are estimates based on typical prices and may vary by date and availability.
ANA's Tokyo Haneda to SFO route is one of the best-rated transpacific services for cabin quality, meal standards, and punctuality.
Citizens of the UK, Australia, and most Western European countries can enter the US under the Visa Waiver Program (VWP) without a full visa. You will need to apply for an ESTA (Electronic System for Travel Authorization) online before departure, which costs USD 21 and is valid for two years. Apply at least 72 hours before your flight. Travellers from countries not on the VWP list must apply for a US B-2 tourist visa; check the US Department of State website (travel.state.gov) for the current list.
The fastest and cheapest option is BART (Bay Area Rapid Transit), which departs directly from the SFO International Terminal station and reaches downtown Powell Street in about 30 minutes for around USD 10-11. Rideshares (Uber and Lyft) cost USD 35-55 and take 25-50 minutes depending on traffic. Taxis are available from the designated rank and cost roughly USD 45-65 to Union Square.
September and October are widely considered the best months to visit San Francisco. The famous fog retreats, temperatures are at their warmest (often 18-22°C), and summer crowds have thinned. Spring (April to May) is also pleasant, with mild weather and lower hotel rates than peak summer. If you're chasing low prices over perfect weather, January through March offers the best fares and a quieter city.
Direct flights from London Heathrow to San Francisco International typically take around 10 hours 30 minutes westbound. The return leg (SFO to LHR) is generally shorter at around 9 hours 45 minutes due to favourable jet stream winds. British Airways, United Airlines, and Virgin Atlantic all operate non-stop services on this route.
Your e-ticket is issued immediately after your first instalment payment is confirmed at checkout — regardless of whether you're paying in full or using a BNPL plan. You'll receive your booking confirmation and ticket details by email within minutes. If you don't see it, check your spam folder or contact Laters.com support.
Laters.com displays the full fare breakdown — including taxes and carrier-imposed fees — before you confirm your booking. The BNPL interest or fee structure (if any) is disclosed by the provider during the approval step, before you commit. There are no Laters.com booking fees added on top of the fare.
Laters.com is rated 4.8 out of 5 on Trustpilot and 4.8 out of 5 on Google from 99 Google reviews.
Real reviews from real customers who booked flights with Laters.com.