Up to 2 plan types650+ airlines availableNo hidden booking fees

Book Kakaopay Flights

Pay Kakao Pay in full at checkout. No hidden booking fees on Laters.

每年超過一百萬名旅客在 Laters.com 上
找到航班

Kakaopay 航班

Can You Use Kakaopay for Flights?Yes, Kakaopay Works on Any Airline on Laters.com

Yes, you can use Kakaopay to book flights and buy plane tickets for any airline, on any route, in any fare class, through Laters.com. Kakaopay is a credit and payment option here, not something every airline offers at its own checkout. Pay in full through your KakaoTalk wallet, or, where your card issuer allows it, spread the cost with card instalments. Both are checked against your card and account details before approval.

Most airlines never built Kakao Pay into their own booking pages. Delta and United in the US do not offer it directly, nor do British Airways, Lufthansa and Ryanair across the UK, Germany and the rest of Europe, and neither do Nordic carriers like Norwegian or Finnair. Booking through Laters.com is what makes Kakao Pay usable across all of them: select Kakaopay at checkout, choose the plan that fits your budget, and your e-ticket is issued once payment is confirmed.

We support Kakao Pay's immediate in-full wallet payment, and, where your card issuer and the merchant allow it, monthly card instalments, in the market where Kakao Pay checkout is available. That covers a long-haul business-class booking just as it does a short domestic hop, though approval is never guaranteed and you need to be 18 or over to use it. Some card instalment plans carry interest set by your card issuer rather than by Kakao Pay, so check the terms before you commit. Splitit is also accepted at our checkout, if you want to compare the two.

  1. 搜尋航班並比較票價
  2. 結帳時選擇 Kakaopay 並挑選付款方案
  3. 先搭機,其餘款項依計畫支付給 Kakaopay
先買後付方案說明

Split Your Flight, Pay Over Time with Kakaopay

With Kakaopay you either pay your fare in full through your KakaoTalk wallet at checkout, or, where your card issuer allows it, split that same charge into monthly card instalments. The wallet option carries no credit and no check. Card instalments are a credit arrangement set by your card issuer, so a credit check and interest or fees may apply depending on that issuer's terms.

你使用 Kakaopay 的票價USD

$500

最受歡迎

Kakao Pay (Pay Now)

付款
$500.00charged immediately at checkout
今日應付
$500.00
您支付的總額
$500.00今天全額付清

This is not a credit product: your Pay Money balance, linked bank account or registered card is charged in full the moment you confirm, and no credit check is involved. You get your e-ticket issued straight from that one completed payment, with nothing owed afterward. Kakao Pay is fundamentally a digital wallet: the customer authenticates in KakaoTalk/Kakao Pay and the full amount is taken at once. Settlement to merchants is in Korean won.

Card instalments (할부)

付款
$500.00monthly
今日應付
未說明本範例中
您支付的總額
$500.00無利息

Splitting the fare into monthly card instalments depends on your card issuer and Kakao Pay's merchant agreement allowing it, and a credit check by that issuer applies. Whether the months run interest-free or carry a fee is decided by your card company, not Kakaopay, so read your issuer's offer before you confirm. Kakao Pay's own help centre states instalment payment is possible depending on the card issuer and the merchant, and that instalments are not available for recurring payments or debit (check) cards. The number of months, any interest-free promotion and the instalment fee are set by the issuing card company, not by Kakao Pay, so no APR, term or basket limits are published by Kakao Pay itself.

Kakaopay itself settles your fare in full at booking in Korean won either way. Where instalments are offered, you repay your own card issuer on the schedule and terms that issuer sets, not Kakaopay.

僅供參考。 上述數字是根據您設定的機票費用計算:無利息計畫採用簡單除法,月度融資計畫則採用該計畫在其規定期限內的說明性利率。這些不是報價、估價或您將獲得之內容的預測。Laters.com 不是貸款人,不參與決策:出現哪些計畫、分期金額、任何利息和費用,以及您是否符合資格,均由服務商單獨決定,並取決於信用或資格評估、您所在國家和您的購物車。查看您真實計畫的唯一方式是在結帳時選擇此付款方式,此時由服務商(而非 Laters.com)批准或拒絕購買。所有計畫、利率、費用和條款僅為估計值,須經批准且可能變更。

Kakaopay 按國家/地區的方案

Kakaopay Flight Booking: Available Countries

Kakaopay's flight coverage on Laters.com is narrow by design: it centres on its home market, South Korea, rather than stretching across a wider region. There is no supplied total for how many markets Kakaopay operates in globally, so we cannot say whether this grid matches its full footprint or only a slice of it. Settlement runs in Korean won, so a fare booked this way is charged in that currency rather than converted at checkout. The grid is built from Kakaopay's own published terms for its wallet and card-instalment options. 本指南列出 1 個市場的分期融資。

The plan Kakaopay calls Card instalments, known locally as halbu, is offered by the issuing card company rather than by Kakaopay itself, and it is only published in South Korea, the sole market listed here. Where it applies, the fare is split into instalments charged to a registered credit card at fixed monthly intervals after purchase, and some issuers offer stretches with no added interest when paid on schedule, though approval is never guaranteed and longer instalment runs can carry interest set by the card company. Alongside it sits the standard Kakao Pay option, where the full fare is taken in one go from the wallet, bank account or card at checkout rather than split at all. Limits, eligible cards and any interest terms differ by issuer and are shown by Kakaopay and the card company at checkout, not fixed by Laters.com.

Laters.com 與直接預訂的比較

Why Book Your Kakaopay Flights on Laters.com?

Most airlines do not put Kakaopay at their own checkout, and the ones that do each set their own rules for it. On Laters.com, Kakaopay sits inside one checkout that covers every airline we sell, so the plan you get does not depend on who operates the flight.

Whichever airline flies the route and whichever way Kakaopay approves you, in full or by card instalments, the booking is with Laters.com. That means one place to go if a flight time shifts, a name needs fixing or a refund is owed, rather than chasing the airline and your card issuer separately.

Laters.com 與直接向航空公司預訂的比較
您獲得的內容Laters.com直接向航空公司預訂
Kakaopay 內建於所有 650+ 家航空公司的結帳流程非常少
無論您搭乘哪家航空公司,都是相同的 Kakaopay 分期方案
在一次搜尋中比較每家航空公司,然後使用 Kakaopay 付款
其他先買後付服務商、穩定幣和 100+ 種其他付款方式可在同一結帳頁面使用
使用 Kakaopay 付款無手續費,也無預訂費浮動
比較先買後付選項

More Ways to Pay Later for Flights

Kakaopay and splitit are both available at the Laters.com checkout, so this isn't a matter of finding one somewhere else, it's a matter of picking between two options already sitting in front of you. Kakaopay's own shape is a wallet-first setup: pay in full immediately through your KakaoTalk balance, linked bank account or card, with card instalments layered on only where your card issuer allows it and on terms that issuer sets. splitit works differently, built around a pay-in-4 structure rather than a wallet-and-instalment hybrid, and you can compare splitit for flights on Laters.com. If Kakaopay isn't available where you are, these are the other providers that can spread the cost of your flight.

其他支付商

splitit

Pay in 4 instalments

Splitit generally works off your existing credit card rather than a new credit line, though approval and card eligibility still apply, and any interest or fees follow your card's own terms.

Coverage varies by market; check the provider's site for current availability.

查看支付商指南

Klarna

Pay in 4 or monthly financing

Klarna offers both a short-term split-pay option and longer financing plans, with some plans carrying an APR and a credit check as part of approval.

Coverage varies by market; check the provider's site for current availability.

查看支付商指南

Afterpay

Pay in 4 instalments
Afterpay

Afterpay splits the fare into instalments, with approval decided at checkout and late fees possible if a payment is missed.

Coverage varies by market; check the provider's site for current availability.

查看支付商指南

Zip

Pay in 4 or longer financing
Zip

Zip offers instalment plans that can extend beyond a simple pay-in-4 structure, subject to approval and, on some plans, an APR.

Coverage varies by market; check the provider's site for current availability.

查看支付商指南

Affirm

Monthly financing
Affirm

Affirm spreads the fare over monthly payments, with a credit check as part of approval and interest charges possible depending on the plan you're offered.

Coverage varies by market; check the provider's site for current availability.

查看支付商指南

Tabby

Pay in 4 instalments
Tabby

Tabby splits the cost into instalments at checkout, with approval based on Tabby's own assessment and fees possible if a payment is missed.

Coverage varies by market; check the provider's site for current availability.

查看支付商指南
40+服務商每個先飛後付提供商瀏覽各支付商指南並比較其付款產品。適用於您預訂的選項、審核結果與條款會在結帳時顯示。比較先享後付服務商
費用、退款、信用檢查和資格

常見問題:使用 Kakaopay 預訂航班

關於在 Laters.com 上使用 Kakaopay 支付航班費用的所有資訊。

01Can I book flights with Kakaopay on Laters.com?

Yes. You can choose Kakao Pay at checkout on Laters.com and pay in full through your KakaoTalk wallet, Pay Money balance, linked bank account or a registered card, since Kakao Pay is set up as a pay-now wallet rather than a split-into-instalments plan. Depending on the card you have registered, you may also be offered card instalments (할부), where the number of months and any fees are set by your card issuer rather than by Kakao Pay itself. Check the options shown at checkout, since availability can vary.

02Which airlines can I pay for with Kakaopay on Laters.com?

All of them on Laters.com. Kakao Pay sits at our checkout as a payment method, not a switch each airline flips on individually, so every airline fare we sell can be paid this way. Whether you're offered the pay-now wallet or card instalments (할부) depends on your registered card and issuer, not on the carrier. This makes it straightforward to compare fares across airlines without worrying about which ones accept Kakao Pay.

03Does paying with Kakaopay cost more than paying by card on Laters.com?

No. Laters.com does not add a payment surcharge or booking fee for choosing Kakao Pay, so the fare shown is the same as paying by card directly. If you use the pay-now wallet option, the full amount is simply charged at checkout with no separate late fee to worry about. If you instead use card instalments (할부), your card issuer sets the interest-free promotion, if any, and any instalment fee, so those terms come from the issuer rather than from Kakao Pay or Laters.com.

04When do I get my e-ticket after paying with Kakaopay?

Your e-ticket is issued once your Kakao Pay payment is approved and processed through the KakaoTalk wallet or linked account. If you're paying in full through Kakao Pay, approval happens as soon as your authentication and payment go through at checkout. If you're using card instalments (할부) instead, approval depends on your card issuer confirming the instalment plan, which can add a step before your ticket is confirmed. Always check your booking confirmation on Laters.com to be sure your ticket has been issued.

05Is there a credit check when I use Kakaopay for flights?

It depends on which option you use. The Kakao Pay pay-now wallet draws from your Pay Money balance, linked bank account or registered card, and doesn't itself run a separate credit check since it's a wallet payment rather than a credit product. Card instalments (할부), however, run through your existing credit card agreement, meaning any credit assessment already tied to that card applies, and taking on instalments adds to your outstanding card balance. Confirm the details of your card agreement with your issuer before choosing instalments.

06What happens if I miss a Kakaopay instalment payment?

If you've chosen card instalments (할부) through Kakao Pay and miss a payment, your card issuer's standard late payment terms apply, which can include late fees and interest charges set by that issuer rather than by Kakao Pay. Missed payments on a credit card can also be reported to credit reference agencies and may affect your credit standing. Because Kakao Pay itself does not publish a standard late fee or basket limit for instalments, the consequences depend entirely on your card issuer's terms, so review your card agreement carefully before relying on instalments for a flight booking.

07Which countries can use Kakaopay to book flights on Laters.com?

Kakao Pay is offered on Laters.com for bookings made from South Korea (KR), where it functions as an immediate in-full wallet payment, with optional card instalments (할부) where your card issuer and the merchant allow it. Transactions settle in Korean won (KRW). If you're booking from outside South Korea, Kakao Pay may not appear as a payment option at checkout, so check the payment methods shown for your country on Laters.com before you book.

08Which Kakaopay option works best for an expensive long-haul flight?

Card instalments (할부) through Kakao Pay are the option designed for spreading a larger fare over several months, since they let you use a registered credit card's instalment plan rather than paying the full amount immediately. The number of months, any interest-free promotion and the instalment fee are all set by your card issuer, not by Kakao Pay, so a long-haul fare's total cost under instalments depends on your specific card agreement. For a smaller or short-haul fare, the pay-now wallet option, charged in full at checkout, may be simpler.

09Does using Kakaopay affect my credit score?

Not when you pay through the pay-now wallet, since that draws from your Pay Money balance, bank account or card without creating a new credit obligation of its own. Card instalments (할부) are different: they run through your existing credit card, so how they affect your credit standing follows your card issuer's normal rules for instalment purchases and any missed payments. If you're relying on instalments for a flight booking, ask your card issuer directly how instalment use and repayment history are reported.

10What happens to my Kakaopay repayments if my flight is cancelled or refunded?

It depends on which Kakao Pay option you used. If you paid in full through the wallet, a refund would return to your Pay Money balance, linked bank account or card in line with the airline's and Laters.com's refund policy. If you used card instalments (할부), the refund process runs through your card issuer, who manages how remaining instalments or refunded amounts are adjusted on your card statement. Check with Laters.com and your card issuer directly for how a specific cancellation will be handled.

11Can I use Kakaopay for international or multi-stop flight bookings?

Yes. Kakao Pay applies to the fare total at checkout rather than to the route itself, so international and multi-stop itineraries can be paid for the same way as a simple one-way ticket. What decides which Kakao Pay options you see, the pay-now wallet or card instalments (할부), is the country you're booking from on Laters.com, not the destinations or number of stops on your itinerary. Currently this means bookings made from South Korea, where transactions settle in Korean won.

12Is a Kakaopay card instalment plan really free to use?

Not automatically. Whether an instalment plan (할부) carries no interest depends entirely on a promotion set by your card issuer, since Kakao Pay's own help centre notes that the number of months, any interest-free offer and the instalment fee are determined by the issuing card company and the merchant, not by Kakao Pay. Some cards may offer interest-free instalments for a period, while others charge fees or interest from the start. Confirm your specific card's instalment terms with your issuer before booking.

13Do I still earn airline miles or status points when paying with Kakaopay?

Airline loyalty programmes generally credit miles and tier points based on the fare and airline you book, not the payment method you use at checkout, so paying with Kakao Pay's pay-now wallet or card instalments (할부) shouldn't change what you earn. That said, mileage-earning credit cards may have their own rules about instalment purchases affecting rewards categorisation. Check both the airline's frequent flyer terms and your card issuer's rewards policy if you're counting on points from a specific booking.

14Can I book a business class or premium cabin flight with Kakaopay?

Yes, Kakao Pay can be used for premium cabin and business class fares on Laters.com the same way it's used for economy tickets, since the payment method applies to whatever fare total you select at checkout. For a larger premium fare, card instalments (할부) may help spread the cost, though the number of months, any interest-free period and the instalment fee are set by your card issuer rather than Kakao Pay. The pay-now wallet option remains available too, charging the full premium fare immediately.

15Can I change or cancel a flight booked with Kakaopay?

Changing or cancelling a Kakao Pay booking follows the same airline fare rules and Laters.com policies as any other payment method, since Kakao Pay itself doesn't set change or cancellation terms for flights. If you paid through the pay-now wallet, any refund due would return to your Pay Money balance, bank account or card. If you used card instalments (할부), your card issuer handles how a cancellation adjusts your remaining instalments. Review the fare conditions on Laters.com before booking if flexibility matters to you.

16Is it safe to pay for flights with Kakaopay on Laters.com?

Kakao Pay is built as a digital wallet where you authenticate through the KakaoTalk app, and your Pay Money balance, linked bank account or registered card details are held within Kakao Pay's own systems rather than shared directly with every merchant you pay. When you choose card instalments (할부), your card details and instalment terms are managed between you and your card issuer. As with any payment method, only enter your Kakao Pay credentials through the official app or a verified checkout on Laters.com.

關於 Kakaopay 和 Laters.com

Who is Kakaopay?

Kakaopay 是什麼公司?

Kakaopay is South Korea's dominant mobile wallet, the payment layer built into the KakaoTalk app that most of the country already uses to chat. It grew out of a simple send-money feature into a full financial platform covering payments, insurance, investing and credit, and flight bookings now sit alongside bill splitting and QR payments as one more everyday use of the wallet.

The company was founded in Seoul in 2014 as a business unit within Kakao Corp, the messaging giant behind KakaoTalk, before spinning out as its own entity. It operates as a licensed payments and financial services provider in South Korea and is publicly listed on the Korea Exchange, a step that itself followed a bumpy path: a large early shareholder sell-off shortly after its stock market debut drew public criticism and knocked investor confidence, and Kakaopay has since worked to rebuild trust through expanded services and tighter disclosure. Treat any detail about its current structure as a starting point rather than the final word, and check Kakaopay's own site for what applies today. Whichever plan you pick, only commit to a payment schedule you're confident you can keep up with.

在 Laters.com 上使用 Kakaopay 預訂

Search your route on Laters.com, choose Kakaopay at checkout, and pick a plan: Kakao Pay (Pay Now), which takes the full fare immediately from your KakaoTalk wallet balance, linked bank account or registered card, or card instalments (할부), where a credit card registered in Kakao Pay is billed monthly. Pay Now carries no separate financing charge since it's a single immediate payment, while instalments depend on your card issuer for the interest-free window, fee and term, and any card-based plan involves your issuer's own credit check and approval.

Laters.com is the merchant of record for this booking and issues the ticket; Kakaopay is the payment method and, where instalments are used, the credit provider, not the airline or the seller of the flight. What paying this way costs here is the same as paying by card: no payment surcharge and no booking fee is added for choosing Kakaopay. You don't need a separate credit card in hand to book, since Kakaopay settles the fare with the airline on your behalf, and any instalment repayments go to Kakaopay or your card issuer rather than to Laters.com.

Laters.com 作為商家從票價中獲利,無論您選擇哪種付款方式都相同;沒有任何付款服務商為在此頁面上的位置付費。

先飛後付機票預訂如何運作

機票預訂與還款計畫依不同的時程進行。我們的指南說明了在分期支付票價前需要考量的實際問題。

  • 分期支付機票時會有哪些變化
  • 如何比較總費用與還款日期
  • 為什麼航班更改或退款不會自動終止付款計畫
  • 計算範例如何將票價分成多期付款
Kakaopay 是信用產品

負責任地借款意味著只承諾您能真正負擔的分期付款。逾期付款可能導致滯納金,可能被報告給信用參考機構,並可能影響您的信用評分和未來的借款能力。 Laters.com 是 Fly Fairly 的新名稱;您的預訂或支援服務不會有任何改變。 最後由 Laters.com 編輯團隊於 2026年9月 審查。

Google 評分 4.8 分

旅客評價

來自透過 Laters.com 預訂班機的真實客戶的真實評論。

優惠提醒

別錯過 Kakaopay 的機票優惠

Kakaopay 航班優惠、分期付款優惠和限時特賣,直接送到您的收件箱。