Up to 11 plan types650+ airlines to bookNo hidden booking fees

Book paypay Flights

paypay flight payment is not yet available on Laters.com. Split-pay options are coming soon.

Meer dan een miljoen reizigers per jaar
vinden vluchten op Laters.com

Beoordeeld door het Laters.com betalingsteamBijgewerkt 10 september 2026

paypay-vluchten

Can You Use paypay for Flights?paypay Isn't Yet Available on Laters.com

Not yet. paypay is a Japan-only wallet, and Laters.com does not currently support it at checkout, so we can't offer it for booking flights or buying plane tickets across airlines, routes or fare classes. We'd rather tell you plainly than let you reach payment and get stuck. In the meantime, another provider is accepted at our checkout, and it works the same way: pick a plan, get approved, receive your e-ticket.

Plenty of travellers land here after searching for paypay because it is familiar from everyday shopping in Japan. But airlines rarely take it directly at their own checkout, and neither do we right now, so there is nothing to select at payment for paypay today. That gap is exactly why we're flagging it upfront rather than after you've picked a fare.

Until paypay is added, splitit is accepted at our checkout, subject to approval and an 18+ condition, with some plans carrying interest and others interest-free depending on the term you choose. It can be used from a long-haul in business down to a short domestic hop, with availability varying by market. Check back on this page for updates on paypay, or switch to splitit now to keep your booking moving.

Zoek vluchten en vergelijk ticketprijzen
Kies paypay bij het afrekenen en selecteer een plan
Vlieg nu en betaal de rest volgens schema aan paypay

Betalingsplannen uitgelegd

Split Your Flight, Pay Over Time with paypay

With paypay, you can pay a fare in full on next month's bill, split it across a few instalments, or spread it over a longer schedule, including a revolving balance option. Several of these are credit plans that carry interest and require a credit check, so approval is not guaranteed and terms depend on paypay's review.

Jouw ticketprijs met paypayUSD

$500

Meest populair

PayPayクレジット (1回払い)

Betalingen: $500.00due on the 27th of the next month
Vandaag verschuldigd: Niet gespecificeerdindien goedgekeurd
Totaal dat je betaalt: $500.00geen rente

0% APR

PayPayクレジット (1回払い) settles your fare in full on next month's bill, and paypay states this method carries no fee. It still involves paypay extending you credit for a month, so a check applies before you're approved. PayPay's deferred "pay later" method (formerly PayPayあと払い), settled from the bank account registered to the PayPay Card; the provider states 1回払い carries no fee.

2回払い

Per termijn: $250.00monthly (27th), 2 keer
Vandaag verschuldigd: Niet gespecificeerdindien goedgekeurd
Totaal dat je betaalt: $500.00geen rente

0% APR · 2 maanden

2回払い splits the fare into two monthly charges at no extra cost when paid on schedule. It's only offered at physical stores rather than online checkout, and a credit check still applies since paypay is fronting the balance. PayPay Card states 2回払い is selectable only at physical stores and is fee-free; not offered in online checkouts.

分割払い 3回

Per maand: $171.69voor 3 maanden tegen 18.0%
Vandaag verschuldigd: Niet gespecificeerdin dit voorbeeld
Totaal dat je betaalt: $515.07illustratief tarief

18.0% APR · 3 maanden

分割払い 3回 spreads the fare over three monthly payments, and this plan carries interest from the first instalment rather than only on late payment. A credit check applies, and converting an existing charge into this plan requires the statement line to clear a minimum amount. Operator fee table: 実質年率 18.0%, ¥3.01 fee per ¥100 of purchase. あとから分割 conversion requires a statement line of ¥1,000 or more.

分割払い 5回

Per maand: $104.54voor 5 maanden tegen 18.0%
Vandaag verschuldigd: Niet gespecificeerdindien goedgekeurd
Totaal dat je betaalt: $522.72illustratief tarief

18.0% APR · 5 maanden

分割払い 5回 stretches repayment across five months, with interest built into each instalment rather than triggered by a missed one. Approval depends on paypay's credit check, and the rate applied to your fare is set at that point. Operator fee table: ¥4.54 fee per ¥100 of purchase.

分割払い 6回

Per maand: $87.76voor 6 maanden tegen 18.0%
Vandaag verschuldigd: Niet gespecificeerdindien goedgekeurd
Totaal dat je betaalt: $526.58illustratief tarief

18.0% APR · 6 maanden

分割払い 6回 breaks the fare into six monthly payments, again with interest included throughout the term rather than only as a penalty. A credit check applies, so paypay confirms your terms before the plan is confirmed. Operator fee table: ¥5.32 fee per ¥100; worked example on the PayPay Card site uses ¥50,000 over 6 payments.

分割払い 10回

Per maand: $54.22voor 10 maanden tegen 18.0%
Vandaag verschuldigd: Niet gespecificeerdindien goedgekeurd
Totaal dat je betaalt: $542.17illustratief tarief

18.0% APR · 10 maanden

分割払い 10回 extends the schedule to ten months, with interest charged across the full term. As with paypay's other multi-month plans, a credit check applies and the rate you're offered follows that review. Operator fee table: ¥8.43 fee per ¥100 of purchase.

分割払い 12回

Per maand: $45.84voor 12 maanden tegen 18.0%
Vandaag verschuldigd: Niet gespecificeerdindien goedgekeurd
Totaal dat je betaalt: $550.08illustratief tarief

18.0% APR · 12 maanden

分割払い 12回 spreads a fare over a full year of monthly payments, carrying interest the whole way rather than only if you fall behind. A credit check applies, and paypay sets your actual terms once it's complete. Operator fee table: ¥10.02 fee per ¥100 of purchase.

分割払い 18回

Per maand: $31.90voor 18 maanden tegen 18.0%
Vandaag verschuldigd: Niet gespecificeerdindien goedgekeurd
Totaal dat je betaalt: $574.25illustratief tarief

18.0% APR · 18 maanden

分割払い 18回 pushes the repayment window out to eighteen months, with interest running the length of the term. This longer commitment still depends on a credit check, and missing a payment along the way adds further cost. Operator fee table: ¥14.85 fee per ¥100 of purchase.

分割払い 24回

Per maand: $24.96voor 24 maanden tegen 18.0%
Vandaag verschuldigd: Niet gespecificeerdindien goedgekeurd
Totaal dat je betaalt: $599.09illustratief tarief

18.0% APR · 24 maanden

分割払い 24回 spreads a fare across two years of instalments, with interest applied throughout rather than reserved for missed payments. A credit check applies, and paypay confirms the terms it will actually offer you. Operator fee table: ¥19.82 fee per ¥100 of purchase.

分割払い 36回

Per maand: $18.08voor 36 maanden tegen 18.0%
Vandaag verschuldigd: Niet gespecificeerdindien goedgekeurd
Totaal dat je betaalt: $650.74illustratief tarief

18.0% APR · 36 maanden

分割払い 36回 is paypay's longest listed schedule here, carrying interest across the full three years. A credit check applies, and paypay also offers other payment counts at the same rate that aren't shown as separate plans on this page. Operator fee table: ¥30.15 fee per ¥100 of purchase. PayPay Card also lists 15, 20, 30 and 48 payment counts at the same 18.0% rate, which have no matching plan type here.

リボ払い (revolving)

Betalingen: Vastgesteld bij goedkeuringmonthly (27th)
Vandaag verschuldigd: Niet gespecificeerdin dit voorbeeld
Totaal dat je betaalt: Vastgesteld bij goedkeuringillustratief tarief

18.0% APR

リボ払い (revolving) charges interest monthly on whatever balance you're carrying, rather than on a fixed instalment schedule tied to your fare. A credit check applies before paypay sets this up, and the rate shown reflects paypay's illustrative figure rather than a rate guaranteed to you. PayPay Card publishes 実質年率 18.0% charged on the month-end revolving balance; billed on the 27th of the following month. Selectable at PayPayクレジット checkout on supported online merchants, or afterwards via スキップリボ.

All plans here run through PayPay Card Corporation and are billed to the bank account registered to your PayPay Card. Your ticket is issued in full at booking regardless of which plan you pick; only your repayment schedule to paypay changes. Availability is Japan-only.

Alleen ter illustratie. De bovenstaande bedragen worden berekend op basis van het tarief dat je instelt: eenvoudige deling voor de renteloze plannen, en het eigen illustratieve tarief van het plan over de aangegeven looptijd voor maandelijkse financiering. Dit zijn geen aanbod, geen offerte en geen voorspelling van wat je zult krijgen. Laters.com is niet de geldverstrekker en speelt geen rol in de beslissing: welke plannen verschijnen, de termijnbedragen, eventuele rente en kosten, en of je überhaupt in aanmerking komt, worden uitsluitend door de aanbieder bepaald en hangen af van een krediet- of geschiktheidsbeoordeling, je land en je boeking. De enige manier om je werkelijke plannen te zien is door deze betalingsmethode bij het afrekenen te kiezen, waarna de aanbieder, niet Laters.com, de aankoop goedkeurt of afwijst. Alle plannen, tarieven, kosten en voorwaarden zijn alleen schattingen en onderhevig aan goedkeuring en wijzigingen.

paypay-plannen per land

paypay Flight Booking: Available Countries

PayPay's own footprint is a single market, and that is exactly what shows up here: coverage is limited to Japan, with no wider regional spread to speak of. Because the one row supplied matches PayPay's own published reach, paypay checkout on Laters.com is available in every market paypay operates in, not a partial slice of a larger business. Settlement runs in the local currency, JPY, so a fare priced there is charged as quoted rather than converted at checkout. This grid is built from paypay's own published country terms, not from our estimate of them. That said, paypay is not yet available to book through Laters.com, so travellers should check out one of our other providers for now while we work on bringing it online. Deze gids vermeldt termijnplannen in 1 markt. Deze gids vermeldt financiering in 1 markt.

The short-term instalment plan most people reach for is billed as PayPayクレジット (1回払い) in Japan, the only market it is published in here. It repays as a single deferred charge taken on a fixed date after purchase, at no cost when paid on time, though approval is never guaranteed and the longer monthly plans (from three payments upward) carry interest instead. Fees, limits and rates differ by plan and are shown by paypay at checkout, so check the current terms on paypay's site before you commit to a schedule.

Laters.com versus rechtstreeks boeken

Why Book Your paypay Flights on Laters.com?

Most airlines do not offer paypay at their own checkout, and the few that do each set their own rules. On Laters.com, paypay is built into one checkout that covers every airline we sell, so the plans you get do not depend on who operates the flight.

Whichever airline operates your flight and whichever paypay plan gets approved, subject to a credit check and any applicable fees, Laters.com is who you booked with. That means one place to go if your flight changes, gets cancelled, or needs a refund, rather than chasing the airline and the credit provider separately.

Laters.com vergeleken met rechtstreeks boeken bij de luchtvaartmaatschappij
Wat je krijgt	Laters.com	Boek rechtstreeks bij de luchtvaartmaatschappij
paypay ingebouwd in de checkout op alle 650+ luchtvaartmaatschappijen	✓	Zeer weinig
Dezelfde paypay plannen, welke luchtvaartmaatschappij je ook vliegt	✓	✕
Vergelijk elke luchtvaartmaatschappij in één zoekopdracht en betaal met paypay	✓	✕
Andere 'koop nu, betaal later'-aanbieders, stablecoins en 100+ meer betaalmogelijkheden bij dezelfde checkout	✓	✕
Geen toeslag en geen boekingskosten voor betaling met paypay	✓	Varieert

Onafhankelijk beoordeeld, geen betaalde plaatsing

Laters.com Payment Score: paypay

Cyaan cartoonhand met zwarte omlijning die een vredesteken maakt, in stickerstijl

Wat is de Laters.com Payment Score?

Onze redactionele beoordeling, op een schaal van 10, voor hoe goed een 'koop nu, betaal later'-provider daadwerkelijk werkt wanneer je een vlucht boekt.

1Repayment Flexibility
2Interest Rate
3Eligibility
4Approval Process

Elke provider bij onze checkout wordt op dezelfde 4 maatstaven beoordeeld, zodat je ze gelijk kunt vergelijken voordat je kiest hoe je wilt betalen. Bekijk alle vliegen nu, betaal later provider scores →

This score is built from paypay's published fee tables, plan terms and country availability as supplied by the operator, not from user reviews or app-store ratings. No brand pays Laters.com for its placement or its score. Laatst beoordeeld september 2026.

Laters.com is de handelaar voor elke boeking op deze pagina: we verkopen het ticket en verdienen aan het tarief, wat hetzelfde is ongeacht welke betaalmethode je kiest. Geen betalingsprovider betaalt ons voor plaatsing, rangschikking of de Payment Score, en deze pagina bevat geen affiliate links.

paypay runs entirely on PayPay Card credit, settled on the 27th of the following month. 1回払い carries no fee, but every 分割払い split from 3 to 36 payments, plus リボ払い revolving credit, is charged the same 18.0% 実質年率. Availability sits in Japan alone, in JPY.

Wat goed werkt

Eleven plan shapes, from 1回払い to 36-month 分割払い
1回払い and 2回払い carry no fee at all
Full plan range, including リボ払い revolving credit, available in Japan

Waar je op moet letten

Every instalment plan past 1回払い charges 18.0%
2回払い only works in physical stores
Only one market listed: Japan, in JPY
あとから分割 needs a ¥1,000+ statement line

4 maatstaven, op dezelfde manier beoordeeld voor elke provider bij onze checkout.

Repayment Flexibility8/10

paypay spans eleven plan shapes from 1回払い (single deferred payment) to リボ払い revolving credit, plus 分割払い running 3 to 36 instalments. But 2回払い is store-only, and every instalment plan beyond 1回払い carries the same 18.0% rate, clustering real choice around one cost shape.

Interest Rate7/10

1回払い and the store-only 2回払い carry no fee, but every other route, 分割払い 3 through 36 and リボ払い revolving, is charged the same 18.0% 実質年率. Travellers who need more than one payment slip straight onto that rate with no lower-cost step in between.

Eligibility7/10

Coverage tops out at one market: PayPay's countryAvailability lists Japan only, settling in JPY under PayPay Card Corporation. Every plan shape is available there, so within Japan the range is full, but travellers outside Japan have no route onto any plan.

Approval Process7/10

1回払い runs through the PayPay Card account already registered to the bank, settled on the 27th of the following month, which reads close to checkout. Anything past that, 分割払い conversions or リボ払い, needs a statement line of at least ¥1,000 to convert, adding a step before the cheaper shape is confirmed.

Het redactionele standpunt

Sterkste in: Strongest on range: eleven plan shapes from a single deferred payment to 36-month instalments and revolving credit, all under one card.
Tegengehouden door: Held back by the flat 18.0% rate on every plan past 1回払い, and by a single-market footprint that leaves paypay unavailable outside Japan.
Welk plan: 1回払い to clear next month. 分割払い 12回 for a mid-range fare. リボ払い for an open-ended balance.

This table prices one fare across paypay's plans so the instalment shapes sit side by side. The fare itself does not change for paying this way. paypay's plans are issued in Japan, so the example is priced for the Japanese market.

Plan	Vandaag verschuldigd	Vervolgens	Je betaalt in totaal	Kredietkosten
PayPayクレジット (1回払い)0% APR	Niet gespecificeerd	Niet gespecificeerd	$1,000.00	Niets
2回払い2 maanden tegen 0% APR	Niet gespecificeerd	Niet gespecificeerd	$1,000.00	Niets
分割払い 3回3 maanden tegen 18.0% APR	Niet gespecificeerd	Niet gespecificeerd	$1,030.15	$30.15
分割払い 5回5 maanden tegen 18.0% APR	Niet gespecificeerd	Niet gespecificeerd	$1,045.45	$45.45
分割払い 6回6 maanden tegen 18.0% APR	Niet gespecificeerd	Niet gespecificeerd	$1,053.15	$53.15
分割払い 10回10 maanden tegen 18.0% APR	Niet gespecificeerd	Niet gespecificeerd	$1,084.34	$84.34
分割払い 12回12 maanden tegen 18.0% APR	Niet gespecificeerd	Niet gespecificeerd	$1,100.16	$100.16
分割払い 18回18 maanden tegen 18.0% APR	Niet gespecificeerd	Niet gespecificeerd	$1,148.50	$148.50
分割払い 24回24 maanden tegen 18.0% APR	Niet gespecificeerd	Niet gespecificeerd	$1,198.18	$198.18
分割払い 36回36 maanden tegen 18.0% APR	Niet gespecificeerd	Niet gespecificeerd	$1,301.49	$301.49
リボ払い (revolving)18.0% APR	Niet gespecificeerd	Niet gespecificeerd	Vastgesteld bij goedkeuring	Vastgesteld bij goedkeuring

Wat je nog meer kan kosten

1回払い settlement: Settled in full on the 27th of the following month via the registered PayPay Card bank account, with no fee charged on this route.
Instalment and revolving fees: 分割払い (3 to 36 payments) and リボ払い are both charged at 18.0% 実質年率, billed monthly on the 27th.
Converting to あとから分割: Switching a purchase to instalments after the fact needs a statement line of at least ¥1,000, so very small charges may not convert.
Currency: paypay settles in JPY only; there is no supplied detail on conversion charges for other currencies.
Refunded flights: The facts supplied don't specify how a refunded fare is treated against an open 分割払い or リボ払い balance; check with paypay directly before relying on this.

This worked example illustrates how the fee structure behaves rather than quoting a live offer. What a traveller is actually offered depends on approval and on the market they book from. Every provider Laters.com scores is run through the same cost rows so the numbers can be compared fairly.

Waar paypay voorop loopt

Eleven plan shapes, from 1回払い to 36-month 分割払い
1回払い and 2回払い carry no fee at all
Full plan range, including リボ払い revolving credit, available in Japan

Voordat je aanvraagt

1回払い is a deferred payment settled via the registered PayPay Card bank account, so no interest applies there, though it is still a credit product and repayment is owed on schedule.
分割払い and リボ払い are credit plans carrying an 18.0% 実質年率, and a credit check through PayPay Card applies to these.
Converting a purchase to あとから分割 needs a statement line of at least ¥1,000, so very low-cost fares may not qualify for that route.
Age, residency and other eligibility rules are set by PayPay Card Corporation; confirm current terms on paypay's own site before booking.

40+BeoordeeldVliegen nu, betaal later provider scorespaypay wordt op dezelfde maatstaven beoordeeld als elke andere buy now, pay later provider die we beoordelen voor het boeken van vluchten.Bekijk alle providerscores

Vergelijk opties voor later betalen

More Ways to Pay Later for Flights

paypay is not yet available at the Laters.com checkout, so if you were hoping to book with it here, that option is not live yet. paypay's own lineup, when it does arrive, is built around Japan's PayPayクレジット: a fee-free 1回払い plan sitting alongside instalment options that carry an 18.0% rate, all settled in JPY through PayPay Card. For now, splitit is one of the providers you can actually check out with on Laters.com today, so compare splitit for flights on Laters.com if you want a payment plan you can use right away. If paypay isn't available where you are, these are the other providers that can spread the cost of your flight.

Andere aanbieders

splitit

Pay in instalments

Splitit typically works against the credit line already on your card, splitting the fare into instalments without a separate credit application, though your card issuer's own interest and terms still apply. It's worth checking Laters.com checkout for the exact schedule offered on your fare.

Coverage varies by market; check availability at checkout.

Bekijk de aanbiedersgids

Klarna

Pay in 4 instalments

Klarna splits a fare into scheduled instalments, and while some plans run with no added interest, others carry an APR and a credit check can apply before you're approved. Missing a payment can bring fees, so it pays to check the schedule before you book.

Coverage varies by market; check availability at checkout.

Bekijk de aanbiedersgids

Afterpay

Pay in 4 instalments

Afterpay divides the cost of a flight into four scheduled payments, and approval isn't guaranteed since the provider runs its own checks at checkout. Late or missed instalments can trigger fees, so this suits travellers confident they can keep to the schedule.

Strongest coverage in the United States, Canada, Australia and the United Kingdom.

Bekijk de aanbiedersgids

Zip

Pay in 4 instalments

Zip lets you take the ticket now and pay it off over a set number of instalments, with approval based on a credit check and some plans carrying interest or fees. Zip trades under its own name in most markets it serves, so check the checkout screen to confirm it's on offer.

Coverage varies by market; check availability at checkout.

Bekijk de aanbiedersgids

Tabby

Pay in instalments

Tabby spreads a fare over several instalments and runs a credit check before approving you, with fees possible if a payment is missed. It's built with Middle Eastern travellers in mind, so it's worth confirming it appears at your checkout before you plan around it.

Strongest coverage across the Middle East.

Bekijk de aanbiedersgids

Affirm

Longer monthly financing

Affirm is built for longer repayment terms rather than a quick pay-in-4 split, spreading a fare over monthly instalments that can carry an APR depending on the plan you're approved for. A credit check applies, and approval is never guaranteed, so review the terms Affirm shows you before booking.

Strongest coverage in the United States and Canada.

Bekijk de aanbiedersgids

40+AanbiedersElke vliegen nu, betaal later providerBekijk de aanbiedersgidsen en vergelijk hun betaalproducten. De opties die voor je boeking beschikbaar zijn, de goedkeuring en de voorwaarden zie je bij het afrekenen.Vergelijk 'fly now, pay later'-aanbieders

Kosten, terugbetalingen, kredietchecks en geschiktheid

Veelgestelde vragen: paypay gebruiken om vluchten te boeken

Alles wat je moet weten over het betalen voor vluchten met paypay op Laters.com.

01Can I book flights with paypay on Laters.com?

Not yet. paypay is not currently available as a payment method on Laters.com, so no plan (from PayPayクレジット 1回払い through to リボ払い revolving) can be selected at our checkout right now. We list this provider because it is a recognised Japan-only wallet, but travellers booking today should choose one of the other providers Laters.com already supports. Check the Laters.com checkout page for the current list of active BNPL options before you book.

02Which airlines accept paypay for flights on Laters.com?

None, because paypay is not yet switched on at Laters.com checkout at all. When a payment method is active on Laters.com, it applies across every airline we sell rather than being turned on carrier by carrier, so once paypay launches it would work the same way. Until then, no airline booked through Laters.com can be paid for using any paypay plan. Check back on Laters.com for an update on availability.

03Does paying with paypay cost extra on Laters.com?

No added Laters.com surcharge would apply once paypay goes live, but the question is moot today since the method is not yet available on our checkout. When it does launch, expect the same pattern as other providers: no booking fee from Laters.com, though paypay's own plans carry costs, such as the 18.0% rate quoted on 分割払い instalment plans and revolving リボ払い balances, and a late fee if a payment is missed. For now, choose an active provider on Laters.com to pay for your fare.

04When is the e-ticket issued if I pay with paypay?

There is no e-ticket timing to report yet, because paypay cannot currently be selected as a payment method on Laters.com. Once a BNPL method is active on our platform, the e-ticket is typically issued once payment approval comes through from the provider. Until paypay is switched on, travellers should book through one of the other providers on Laters.com to receive a ticket now. Check Laters.com for updates on when paypay becomes bookable.

05Is there a credit check with paypay for flights?

Not applicable yet on Laters.com, since paypay is not an active checkout option here. In general, paypay's instalment and revolving plans, such as 分割払い 3回 through 36回 and リボ払い, are credit products issued by PayPay Card Corporation and carry an 18.0% rate, which typically means some form of credit assessment by the card issuer. A credit check can affect a credit file, approval is never guaranteed, and travellers should confirm current screening details directly with PayPay Card before assuming eligibility. Laters.com will publish specifics once the method is available.

06What happens if I miss a paypay payment?

This cannot happen through Laters.com today, because paypay is not yet available at our checkout for any booking. Where a paypay instalment plan is used elsewhere, missing a payment on an interest-bearing plan (the 分割払い and リボ払い options all carry an 18.0% rate) risks a late fee, and missed payments may be reported to credit reference agencies and can affect your credit standing. Laters.com will detail the exact missed-payment terms once paypay is added to checkout. Until then, this is not a live risk on our platform.

07Which countries can use paypay for flights on Laters.com?

None right now, since paypay is not yet live on Laters.com in any market. paypay itself is a Japan-only wallet settling in JPY, with credit plans branded PayPayクレジット and issued by PayPay Card Corporation, so even after launch it would likely be limited to bookings made from Japan. Travellers outside Japan should not expect this method to appear regardless of timing. Check Laters.com for confirmation once the provider is switched on.

08Which paypay plan suits an expensive or long-haul fare?

There is no plan to pick yet, because paypay cannot currently be used on Laters.com for any fare, long-haul or otherwise. Among paypay's own options, the longer terms such as 分割払い 24回 or 36回 spread a larger balance furthest, though every instalment count from 3 payments upward carries the same 18.0% rate rather than getting cheaper over time. A credit check applies and approval is not guaranteed on these longer plans. Once paypay launches on Laters.com, compare term length against total cost before choosing.

09Does using paypay affect my credit score?

It could, once available, but this is not yet a live concern on Laters.com since paypay cannot be used here today. paypay's instalment plans (分割払い 3 through 36 payments) and リボ払い revolving credit are issued by PayPay Card Corporation at an 18.0% rate, and credit products like these are typically subject to checks that can appear on a credit file, with missed payments capable of being reported and affecting standing. Travellers should confirm current credit-reporting practices with PayPay Card directly. Laters.com will update this guidance once the method is active.

10What happens to my paypay repayments if my flight is cancelled?

There is nothing to manage yet on Laters.com, because paypay is not an active payment method here, so no booking can currently be paid for or refunded through it on our platform. Refund handling for any BNPL provider generally depends on how far along the instalment schedule a booking is when a cancellation is processed. Once paypay is added to Laters.com checkout, refund and repayment adjustment terms will be published alongside it. Until then, choose one of the active providers on Laters.com if you need refund flexibility now.

11Does paypay work on international or multi-stop flight bookings?

Not through Laters.com at present, since paypay is not yet available at our checkout for any itinerary type. When a BNPL provider is active, its plan generally applies to the total fare rather than to the specific route, and it is the country booked from, not the route flown, that determines which plans appear. Given paypay settles only in JPY through a Japan-only wallet, its future availability would likely follow the same country-of-booking logic. Check Laters.com once the method is live for itinerary-specific detail.

12Is a paypay pay-in-30-style deferral really free?

This isn't bookable through Laters.com yet, so there is no live deferral to weigh up here. Among paypay's own plans, PayPayクレジット 1回払い is the closest deferred, single-payment option, charged in full on the 27th of the following month, and the provider states this method carries no fee. The catch with any deferred-pay option is that the balance is still owed in full on that date, and missing it can trigger consequences under paypay's terms. Confirm current fee-free conditions directly with PayPay Card, since Laters.com does not yet offer this method.

13Do airline miles and status benefits still accrue when paying with paypay?

This isn't something Laters.com travellers need to consider yet, since paypay cannot be selected as a payment method on our platform. Mileage and tier-point accrual on a booking is generally set by the airline's fare rules rather than by the payment method used at checkout, a pattern that would likely hold once paypay does launch. Travellers should always check the specific airline's mileage terms for the fare booked. Laters.com will confirm any provider-specific detail once paypay is added to checkout.

14Can I use paypay for a premium cabin or business class fare?

Not on Laters.com currently, because paypay is not active at our checkout for any cabin class. Once available, higher-value fares would likely be best matched to paypay's longer instalment plans, such as 分割払い 18回, 24回 or 36回, all carrying the same 18.0% rate rather than a cabin-specific rate. A credit check and approval process would still apply regardless of cabin booked. For now, business and premium fares on Laters.com should be paid for using one of our currently active providers.

15Can I change or cancel a flight booked with paypay?

There's nothing to change yet through Laters.com, since paypay cannot currently be used to book any flight on our platform. Change and cancellation terms for BNPL-funded bookings generally follow the airline's fare rules first, with the payment provider then adjusting the instalment schedule around whatever refund or credit results. Once paypay is added to Laters.com, its own cancellation-handling terms will be published alongside the plans. Until then, book through an active Laters.com provider if flexibility to change plans matters to you.

Over paypay en Laters.com

About Buy Now Pay Later Flights with paypay

Wat is paypay?

paypay is Japan's dominant mobile wallet, built for tap-to-pay purchases and, through PayPayクレジット, for spreading the cost of a purchase into monthly instalments. It has grown well beyond a payments app into a full financial ecosystem covering shopping, bills and now travel, and flights booked with it can be settled on the 27th of the following month, split into instalments, or run through the revolving リボ払い option, depending on which plan is selected at checkout.

The wallet was launched in 2018 in Tokyo by PayPay Corporation, a joint venture backed by SoftBank and Yahoo Japan, and its credit and card products, including the あと払い function now folded into PayPayクレジット, are issued by PayPay Card Corporation, a licensed Japanese card company. paypay is privately held rather than listed on any exchange. Its rise has not been free of turbulence: the app has weathered periods of regulatory scrutiny common to fast-growing Japanese fintechs and adjusted its fee structure and terms more than once as it scaled, a reminder that even a dominant wallet operates under ongoing supervision rather than a settled, static set of rules. Always check paypay's own site for its current terms before relying on any plan. Only borrow what you can comfortably repay on the agreed schedule, whichever plan you choose.

Boeking met paypay op Laters.com

Search your route on Laters.com, choose paypay at checkout, and pick a plan such as PayPayクレジット (1回払い), one of the 分割払い instalment counts running from 3 up to 36 payments, or the リボ払い revolving option. The e-ticket is issued once payment is approved. Some of these plans, including 1回払い and the 2回払い option, carry no interest when paid on the stated schedule, while the multi-instalment 分割払い plans and リボ払い are interest-bearing and subject to a credit check and approval, so read the terms of the specific plan shown to you before confirming.

Laters.com is the merchant of record for this booking and issues the ticket; paypay is the payment method and credit provider, not the seller of the flight. The fare shown at checkout carries no payment surcharge and no separate booking fee for paying this way, so the price is the same as paying by card. You do not need a credit card to book when paying with paypay: paypay settles the fare with the airline on your behalf, and your repayments go to paypay according to the plan you picked, not to Laters.com.

Laters.com verdient aan het tarief als handelaar, hetzelfde ongeacht welke betaalmethode je kiest; geen betalingsprovider betaalt voor plaatsing op deze pagina.

Hoe vliegtickets boeken met achteraf betalen werkt

Een vliegticketboeking en een terugbetalingsplan lopen volgens verschillende schema's. Onze gids legt de praktische vragen uit die je moet overwegen voordat je een ticketprijs in delen betaalt.

Wat er verandert als je een vlucht in termijnen betaalt
Hoe je de totale kosten en terugbetaaldata vergelijkt
Waarom een vluchtwijziging of terugbetaling het betalingsplan niet automatisch beëindigt
Hoe een rekenvoorbeeld een ticketprijs in betalingen verdeelt

Lees de gids

paypay is een kredietproduct

Verantwoord lenen betekent dat je je alleen aan termijnbetalingen verbindt die je echt kunt betalen. Gemiste betalingen kunnen resulteren in vervallen rente, kunnen worden gemeld aan kredietbureaus en kunnen je kredietwaardigheid en je vermogen om in de toekomst te lenen beïnvloeden. Laters.com is de nieuwe naam voor Fly Fairly; niets aan je boeking of ondersteuning verandert. Laatst beoordeeld door het Laters.com redactieteam op september 2026.

Beoordeeld met 4.8 op Google