Choose Pay Now or Pay Monthly financing at checkout, with approval. No hidden booking fees either way.
Yes. You can use Naver Pay to book flights and buy plane tickets for any airline, on any route, in any fare class, when you book through Laters.com. It works this way whether the airline has never heard of Naver Pay or has never offered any payment plan at checkout, because the plan sits with us, not with the carrier.
Most airlines never built Naver Pay into their own checkout. Delta, American and United across the US don't offer it directly, and neither do British Airways, Lufthansa or Finnair across the UK, Germany and the Nordics. Book any of them through Laters.com instead, and Naver Pay sits right there as a payment method built into our checkout: select it, pick a plan that fits the budget, and the e-ticket is issued once payment is confirmed.
Naver Pay covers a Pay Now option and a Pay Monthly plan through Laters.com, available across most of the markets we support, from a long-haul business seat to a short domestic hop. Approval isn't guaranteed, a credit check applies, and applicants need to be 18 or over, with some plans carrying interest. If you want to weigh up another option first, Splitit is also accepted at our checkout.
With Naver Pay you can pay for a fare in full at booking or spread it into monthly payments. The pay-monthly route is a credit product: a credit check applies, and interest may be charged depending on the plan and term Naver Pay offers you. Which option shows up depends on your market, so check what's available before you count on it.
$500
Pay Now means no credit is involved: you settle the fare in full at checkout and walk away with nothing owed afterward.
Pay Monthly is interest-free only if Naver Pay's offer to you carries no APR, and a credit check applies before you're approved. The rate and schedule shown are illustrative; the actual terms are set by Naver Pay once your check clears, and missing a payment can cost you beyond the fare itself.
Naver Pay bills you directly under whichever plan you choose, and your e-ticket is issued in full at booking regardless of how you pay it off, so there's nothing partial about the trip itself.
Hanya untuk ilustrasi. Angka-angka di atas dikira daripada harga tiket yang anda tetapkan: pembahagian mudah untuk pelan bebas faedah, dan kadar ilustratif pelan itu sendiri sepanjang tempoh yang dinyatakan untuk pembiayaan bulanan. Ia bukan tawaran, sebut harga, atau ramalan tentang apa yang akan anda terima. Laters.com bukan pemberi pinjaman dan tidak mengambil bahagian dalam keputusan: pelan mana yang muncul, jumlah ansuran, sebarang faedah dan yuran, dan sama ada anda layak sama sekali ditentukan oleh penyedia sahaja, dan bergantung pada penilaian kredit atau kelayakan, negara anda dan bakul anda. Satu-satunya cara untuk melihat pelan sebenar anda adalah memilih kaedah pembayaran ini semasa pembayaran, di mana penyedia, bukan Laters.com, meluluskan atau menolak pembelian. Semua pelan, kadar, yuran dan syarat adalah anggaran sahaja dan tertakluk kepada kelulusan dan perubahan.
Naver Pay's footprint at checkout spans East Asia and Southeast Asia, alongside North America, the UK and Oceania, giving travellers across several continents a way to split a fare. Since no total-markets figure was supplied for Naver Pay's own footprint, we can only describe our coverage on its own terms rather than measure it against the provider's full business. A fare in KRW, HKD or GBP is charged in your local currency rather than converted at checkout, and the same holds across the other currencies shown below. This grid is built from Naver Pay's own published country terms, not from our estimate of them. Panduan ini menyenaraikan pembiayaan di 14 pasaran. 13 mata wang disenaraikan dalam panduan ini.
Pelan seperti yang diterbitkan oleh Naver Pay untuk Korea Selatan (KR), disahkan .
Pelan seperti yang diterbitkan oleh Naver Pay untuk Hong Kong SAR China (HK), disahkan .
Pelan seperti yang diterbitkan oleh Naver Pay untuk Amerika Syarikat (US), disahkan .
Pelan seperti yang diterbitkan oleh Naver Pay untuk Kanada (CA), disahkan .
Pelan seperti yang diterbitkan oleh Naver Pay untuk Malaysia (MY), disahkan .
Pelan seperti yang diterbitkan oleh Naver Pay untuk Thailand (TH), disahkan .
Pelan seperti yang diterbitkan oleh Naver Pay untuk Australia (AU), disahkan .
Pelan seperti yang diterbitkan oleh Naver Pay untuk Singapura (SG), disahkan .
Pelan seperti yang diterbitkan oleh Naver Pay untuk China (CN), disahkan .
Pelan seperti yang diterbitkan oleh Naver Pay untuk Korea Selatan (KR), disahkan .
Pelan seperti yang diterbitkan oleh Naver Pay untuk Jepun (JP), disahkan .
Pelan seperti yang diterbitkan oleh Naver Pay untuk United Kingdom (GB), disahkan .
Pelan seperti yang diterbitkan oleh Naver Pay untuk Filipina (PH), disahkan .
Pelan seperti yang diterbitkan oleh Naver Pay untuk New Zealand (NZ), disahkan .
The short-term instalment option shown here is called Pay Now across most of this footprint, though in some markets Naver Pay lists it simply among its standard checkout choices rather than under a distinct short-term label. Where offered, it typically takes a first instalment at purchase and further instalments at fixed intervals after, with no interest when payments are made on time, though approval is never guaranteed and the longer Pay Monthly financing option carries interest. Limits and rates differ by country and are shown by Naver Pay at checkout before you confirm your booking.
Most airlines do not put Naver Pay at their own checkout, and the ones that do each write their own rules for it. Book with us instead: Naver Pay sits inside one checkout that covers every airline we sell, so the plan you get never depends on who operates the flight.
Whichever airline flies the route and whichever plan Naver Pay approves for you, Laters.com is who you booked with, so we are who you call to change a date or chase a refund. That plan is still credit: Pay Monthly can carry interest and a credit check applies before it is approved.
| Apa yang anda dapat | Laters.com | Tempah terus dengan syarikat penerbangan |
|---|---|---|
| Naver Pay terbina dalam daftar keluar pada semua 650+ syarikat penerbangan | ✓ | Sangat sedikit |
| Pelan Naver Pay yang sama, syarikat penerbangan mana pun yang anda terbang | ✓ | ✕ |
| Bandingkan setiap syarikat penerbangan dalam satu carian, kemudian bayar dengan Naver Pay | ✓ | ✕ |
| Penyedia bayar-kemudian lain, stablecoin dan 100+ cara pembayaran lain di daftar keluar yang sama | ✓ | ✕ |
| Tiada caj tambahan dan tiada yuran tempahan untuk membayar dengan Naver Pay | ✓ | Berbeza-beza |
Penilaian editorial kami, daripada 10, untuk seberapa baik penyedia beli sekarang, bayar kemudian benar-benar berfungsi apabila anda membuat tempahan penerbangan.
Setiap penyedia di checkout kami dinilai dengan 4 ukuran yang sama, jadi anda dapat membandingkan mereka secara setara sebelum memilih cara pembayaran. Lihat semua skor penyedia terbang sekarang bayar kemudian →
This score is Laters.com's own editorial assessment, based on Naver Pay's published plan terms, country-by-country availability data, and general eligibility criteria for flight bookings. No brand pays to be rated, and figures cited are drawn only from the facts supplied for this review. Terakhir disemak September 2026.
Laters.com adalah pedagang untuk setiap tempahan di halaman ini: kami menjual tiket dan memperoleh pendapatan dari harga tiket, yang sama dengan pilihan kaedah pembayaran apa pun yang anda pilih. Tiada penyedia pembayaran membayar kami untuk penempatan, kedudukan atau Skor Pembayarannya, dan halaman ini tidak mengandungi pautan afiliasi.
Two plans carry the weight here: Pay Now, which settles the fare without credit, and Pay Monthly, a financing product with its own approval step. Both show up across all 14 country records we hold, from Korea to Canada, the UK and the Philippines, which is a wide and consistent spread for a two-plan lineup.
4 ukuran, dinilai dengan cara yang sama untuk setiap penyedia di checkout kami.
Repayment Flexibility7/10
Naver Pay offers only two plan shapes across its markets: Pay Now, which is not a credit product, and Pay Monthly financing. With no pay-in-4 or short deferred option, travellers get one real credit choice rather than a spread of terms.
Interest Rate7/10
Pay Now carries no interest since it settles at checkout. Pay Monthly is a financing plan, and financing of this kind typically carries an APR and a credit check, disclosed at application rather than upfront on the fare.
Eligibility8/10
Both Pay Now and Pay Monthly appear across all 14 listed country records, from Korea to the US, UK, Australia and the Philippines, with no market limited to a single plan. Availability still depends on local approval.
Approval Process7/10
Pay Now needs no approval since it is not credit. Pay Monthly financing requires a credit check before ticketing, so approval speed and outcome depend on the traveller's file, not just the fare.
The table below prices one fare across Naver Pay's plans. The fare itself does not change with how you pay, since Laters.com adds no booking fee or surcharge for choosing Pay Now or Pay Monthly. Availability and rates are set by the traveller's own country.
| Pelan | Bayaran awal | Kemudian | Anda membayar dalam semua | Kos kredit |
|---|---|---|---|---|
| Pay NowBukan produk kredit | $1,000.00 | Tiada lagi yang perlu dibayar | $1,000.00 | Tiada |
| Pay Monthly | Tidak dinyatakan | Semasa pembayaran | Semasa pembayaran | Semasa pembayaran |
This worked example is an illustration, not a quote. What you are offered depends on your market and on approval for the plan you choose. Every provider on Laters.com is costed against the same rows, so you can compare Naver Pay against others on equal terms.
Naver Pay and splitit both sit at the Laters.com checkout, so this isn't a hunt across the internet for a second option. It's a choice between two ways to pay that are already sitting right there on the same screen. Naver Pay keeps things fairly plain, with a straightforward pay-now option alongside monthly financing, while compare splitit for flights on Laters.com is built around a pay-in-4 structure, with its strongest footing in North America and the UK. If Naver Pay isn't available where you are, these are the other providers that can spread the cost of your flight.
splitit typically splits the fare into four payments using a card you already hold, and approval along with any card-issuer terms still applies. Missing a scheduled payment can trigger fees from your card provider rather than from splitit directly.
Strongest coverage in North America and the UK
Klarna offers both short pay-in-4 style plans and longer financing, with a credit check possible on the larger plans and interest that can apply depending on which one you pick. Approval is never guaranteed, and missed payments can affect your ability to use Klarna again.
Coverage varies by country, so check availability at checkout
Afterpay spreads a booking into four instalments, and approval depends on its own checks each time you use it. Late payments can bring fees, so it works best when the schedule matches your pay dates.
Well established in Australia, the US, Canada and New Zealand
Zip lets you break a fare into scheduled payments, subject to approval and, on some plans, an account fee or interest. Paying late can add charges, so it's worth reading the repayment terms before you confirm.
Coverage varies by country, so check availability at checkout
Affirm is built more for spreading a fare across several months than for a quick four-way split, and its financing plans can carry interest depending on the term you're offered. A credit check is part of the approval process, and not everyone will qualify.
Primarily available in the United States and Canada
Tabby lets shoppers split a booking into staged payments, with approval decided at checkout and fees possible if a payment is missed. It's worth checking Tabby's own site for the current plan terms before you rely on it for a flight.
Focused on the Middle East
Semua yang perlu Anda ketahui tentang membayar penerbangan dengan Naver Pay di Laters.com.
Yes. Laters.com lets you check out with Naver Pay and choose between the Pay Now plan or the Pay Monthly financing plan, depending on your booking country. Pay Monthly is a credit product, so a credit check applies and interest may be charged over the repayment term. Confirm which plans appear for your card and country at checkout on Laters.com.
All of them on Laters.com. Naver Pay is a payment method offered at our checkout, not a setting individual airlines switch on, so it works the same way across every airline we sell. Whichever flight you pick, the plan choice and any credit check depend on Naver Pay and your booking country, not on the carrier. This makes comparing fares on Laters.com straightforward when you already know you want to pay this way.
No. Laters.com adds no payment surcharge and no booking fee for using Naver Pay, so the ticket price matches what you'd pay by card. That said, the Pay Monthly financing plan can carry interest over its term, and missing a repayment can trigger a late fee, so the plan you pick still affects your total cost even though Laters.com itself charges nothing extra.
Your e-ticket is issued once Naver Pay approves and confirms the payment, whether you choose Pay Now or the Pay Monthly plan. Approval speed can vary by country and by which plan you select, since financing applications go through an additional credit check. Check your Laters.com booking confirmation email and account dashboard for the ticket and any next steps.
It can apply. The Pay Now plan is typically a straightforward payment, but the Pay Monthly financing plan involves a credit check as part of approval, and approval is never guaranteed. Missing payments on a financing plan can affect your credit standing, so treat it as a real credit commitment rather than a simple payment choice. Review Naver Pay's own terms before you apply through Laters.com.
Missing a payment on the Pay Monthly plan can trigger a late fee and additional interest on the outstanding balance. It may also be reported to credit reference agencies, which can affect your credit standing and your ability to get credit elsewhere in future. If you think you'll miss a due date, contact Naver Pay directly, since Laters.com does not manage your repayment schedule.
Naver Pay is available for flight bookings from Korea, Hong Kong, the United States, Canada, Malaysia, Thailand, Australia, Singapore, China, Japan, the United Kingdom, the Philippines and New Zealand on Laters.com. Both the Pay Now and Pay Monthly plans appear in each of these markets. Availability and specific plan terms can change, so check the payment options shown at checkout on Laters.com for your country before booking.
The Pay Monthly financing plan generally suits a larger long-haul fare better than paying the full amount up front, since it spreads the cost over a repayment term instead of one lump sum. It's still a credit product: a credit check applies, interest may accrue over the term, and approval depends on your circumstances. Compare the total repayable amount against the fare on Laters.com before committing to financing a big-ticket booking.
Not when you pay on time. The Pay Monthly financing plan involves a credit check at application, and how that check and your repayment history are reported depends on Naver Pay's own policies and your local credit bureau. Missed or late payments, on the other hand, can be reported to credit reference agencies and damage your credit standing. Paying by the Pay Now plan avoids this ongoing credit relationship entirely.
Refunds are processed back through Naver Pay according to the plan you used, so a cancelled Pay Monthly booking should see future instalments adjusted or stopped once the refund is confirmed, while a Pay Now refund returns the payment directly. Processing times depend on the airline's fare rules and Naver Pay's own refund procedures, not on Laters.com. Contact Naver Pay support with your booking reference on Laters.com to track a specific refund.
Yes. Naver Pay applies to the total fare you're charged rather than to the route itself, so multi-stop and international itineraries are treated the same as a simple one-way ticket. What decides which plans you see, Pay Now or Pay Monthly financing, is the country you're booking from on Laters.com, not the destinations or number of stops in your itinerary. Check the checkout screen for your specific booking to confirm which plans apply.
It can be, depending on the plan. The Pay Now option is a straight payment with no repayment schedule, while the Pay Monthly financing plan may carry interest across its term even when every payment is made on time, since it's a credit product rather than a fee waiver. Read the specific terms shown at checkout on Laters.com, and check Naver Pay's own site, before assuming a plan carries no cost.
Yes. Airline miles, tier points and status benefits are tied to the fare and airline program you book, not to the payment method used at checkout, so choosing Naver Pay's Pay Now or Pay Monthly plan on Laters.com doesn't change what the airline credits to your loyalty account. Always enter your frequent flyer number during booking regardless of which plan you select, since that's what triggers the mileage credit.
Yes. Naver Pay's Pay Now and Pay Monthly plans apply to the fare total, so a premium cabin ticket is booked the same way as an economy fare at Laters.com checkout. For a higher-value fare, the Pay Monthly financing plan means a larger balance is spread over the repayment term, and a credit check and possible interest still apply, so weigh the total repayable amount against a straight Pay Now purchase.
Generally, yes, since Naver Pay processes the payment or financing agreement through its own platform before your Laters.com booking is confirmed. If you don't already have an account, you'll typically need to set one up and go through Naver Pay's own verification and, for the Pay Monthly plan, a credit check before checkout completes. Visit Naver Pay's website for current account setup requirements ahead of booking.
Naver Pay is the payments arm of Naver, South Korea's dominant internet company, and it now sits at the centre of how a huge share of Korean consumers pay online. It grew out of a search and portal business into a full wallet and credit service, and flights are one of the newer categories it has pushed into as travellers look to spread the cost of a fare rather than pay it all at once.
Naver was founded in 1999 in Seongnam, South Korea, by Lee Hae-jin, and Naver Pay itself emerged later as the company's payments unit was spun out and expanded into financial services. Naver is a publicly listed company on the Korea Exchange, and its payments and lending activities operate under South Korean financial licensing, though the exact entity and licence covering any given credit product can vary, so hedge and check current terms directly with Naver Pay. Like most large payments firms, Naver Pay's push into new markets and products has not been uniformly smooth; expansion into some overseas markets has been slower than domestic growth, and readers should treat any specific claim about a market or product as something to verify on Naver Pay's own site rather than assume. Only borrow what you can comfortably repay on schedule, wherever you happen to be booking from.
Search your route on Laters.com, select Naver Pay at checkout, and choose a plan: Pay Now settles the fare upfront, while Pay Monthly spreads it into instalments. Your e-ticket is issued once payment is approved. Some plans carry no interest when paid on time, while others are interest-bearing and subject to a credit check and approval, so read the plan terms shown at checkout before you confirm.
Laters.com is the merchant for this booking and the one issuing your ticket; Naver Pay is the payment method and credit provider, not the seller of the flight. What you pay at checkout is the same fare as paying by card, with no payment surcharge and no booking fee added for choosing Naver Pay. You do not need a credit card to book this way: Naver Pay settles the fare with the airline on your behalf, and your repayments go to Naver Pay under the plan you selected, not to Laters.com.
Laters.com memperoleh pendapatan dari harga tiket sebagai pedagang, sama dengan pilihan kaedah pembayaran apa pun yang anda pilih; tiada penyedia pembayaran membayar untuk penempatan di halaman ini.
Tempahan penerbangan dan pelan bayaran balik berjalan mengikut jadual yang berbeza. Panduan kami menerangkan soalan praktikal yang perlu dipertimbangkan sebelum membahagikan harga tiket.
Meminjam dengan bertanggungjawab bermakna hanya berkomitmen pada ansuran yang benar-benar dapat anda bayar. Pembayaran yang terlewat boleh mengakibatkan yuran keterlambatan, boleh dilaporkan kepada agensi rujukan kredit, dan boleh mempengaruhi kedudukan kredit anda serta keupayaan anda untuk meminjam pada masa depan. Laters.com adalah nama baru untuk Fly Fairly; tiada perubahan pada tempahan atau sokongan anda. Terakhir disemak oleh pasukan editorial Laters.com pada September 2026.
Ulasan sebenar daripada pelanggan sebenar yang menempah penerbangan dengan Laters.com.
Naver Pay penawaran penerbangan, promosi beli sekarang bayar kemudian dan penjualan kilat, terus ke kotak masuk anda.
