US and Canada provider availabilityFixed monthly installmentsNo Flex Pay late fees

Book flights with Flex Pay by Upgrade

Compare flights, then review the Flex Pay monthly offer shown for your eligible US or Canadian booking at checkout.

매년 100만 명 이상의 여행자가
Laters.com에서 항공편을 찾습니다

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편집: Shanice Priscilla에 업데이트됨

Flex Pay by Upgrade 항공편

Can You Book Flights with Flex Pay by Upgrade?Monthly payments for eligible US and Canadian bookings

Yes, if Flex Pay appears for your eligible booking at the Laters.com checkout. Flex Pay by Upgrade offers fixed monthly installment loans to approved US and Canadian residents; some offers carry interest and a down payment may be required. Check the APR, total repayment and first due date before accepting the offer. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/.

Flex Pay is available only where a merchant offers it for the particular booking. Frontier and other airlines offer Flex Pay directly, so compare the fare and payment terms before deciding where to book. On Laters.com, select the method only if it appears for your booking. Sources: https://www.upgrade.com/flex-pay/frequently-asked-questions/ and https://www.flyfrontier.com/flexpay.

After an approved purchase, Upgrade manages the monthly loan. A fare change or cancellation follows the merchant's fare rules; ask the merchant about a refund first. Scheduled loan payments remain due while Upgrade processes a refund. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/.

Flex Pay by Upgrade Laters.com 항공편: 주요 정보

US: published range; actual offer depends on approval and purchase
0%–36% APR
Canada: precise range in provider disclosure; offer terms vary
0%–34.99% APR
Fixed installments; some offers carry interest and some are interest-free
Monthly
Upgrade says Flex Pay does not charge late fees; overdue interest may still accrue
No late fee
Pay off the Flex Pay loan early without a prepayment fee
No prepayment penalty
Upgrade applies an eligible refund after it receives it from the merchant; scheduled payments continue while processing
Within 10 days

Flex Pay by Upgrade이(가) 게시한 수치이며, Flex Pay by Upgrade의 국가 약관에 대해 확인되었습니다.

  1. 항공편 검색하고 운임 비교하기
  2. 결제 시 Flex Pay by Upgrade을(를) 선택하고 플랜을 고르세요
  3. 지금 비행하고 나머지는 일정에 맞춰 Flex Pay by Upgrade에 결제
나중에 결제 플랜 설명

Flex Pay Monthly Flight Payments

Flex Pay by Upgrade offers fixed monthly installments. Some approved offers include interest and some are interest-free. The loan terms shown for your booking govern; a down payment may be required.

Flex Pay by Upgrade로 결제할 내 운임USD

$500

가장 인기 있는

Monthly installments

결제
결제 시monthly
선결제금
명시되지 않음이 예시 기준
총 결제 금액
결제 시금리, 결제 일정 및 총 상환액은 결제 시 승인된 조건에서 확정됩니다.

0%–36% US; 0%–34.99% Canada APR · 연체료 No Flex Pay late fee; interest may accrue on overdue balances

Monthly installments through Flex Pay by Upgrade. Some offers are interest-free and some carry interest. An upfront payment may be required; the actual APR, term and total repayment are shown during the application. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/. Some offers carry interest and some are interest-free. A down payment may be required. Actual rate, term and approval appear at checkout.

Upgrade illustrates how a down payment and fixed monthly installments can work on its product page. The example is not a quote for a Laters.com flight. Source: https://www.upgrade.com/flex-pay/.

US published APR: 0% to 36%. Canadian disclosure: 0% to 34.99%. Approval, down payment and term vary by applicant and purchase. Read the total repayment before agreeing. Sources: https://www.upgrade.com/flex-pay/frequently-asked-questions/ and https://www.upgrade.com/en-ca/flex-pay/.

Flex Pay by Upgrade 국가별 플랜

Where Is Flex Pay by Upgrade Available?

Upgrade offers Flex Pay to residents of the United States and Canada. A monthly loan is available on a Laters.com booking only when Flex Pay appears at checkout for that fare and market. The loan offer, APR and any down payment depend on approval. See the country rows and official terms before accepting. 이 가이드는 2개 시장의 할부 금융을 다룹니다. 이 가이드에는 2개 통화가 실려 있습니다.

The US published APR range is 0% to 36%. Canada's product disclosure states 0% to 34.99% APR. These are provider ranges, not a guaranteed rate or a promise that every booking qualifies. Upgrade says it charges no Flex Pay late fees or prepayment penalties, although overdue interest may accrue. Sources: https://www.upgrade.com/flex-pay/frequently-asked-questions/ and https://www.upgrade.com/en-ca/flex-pay/.

Laters.com과 항공사 직접 예약 비교

Booking with Flex Pay: Laters.com or an airline directly?

Compare the booking features below with a direct airline checkout that offers Flex Pay, such as Frontier. Upgrade sets the loan terms in either flow. Select the merchant and fare that meet your needs.

Check the total fare, change rules and Upgrade loan agreement before paying. Flex Pay is offered only on eligible bookings and approval is not guaranteed.

항공사에서 직접 예약하는 것과 Laters.com 비교
제공 내용Laters.com항공사에서 직접 예약하세요 우세
Flight searchCompare available flights across airlines before selecting a fare.Search the airline's own flights and participating partner itineraries. Laters.com
Flex Pay offerAn Upgrade offer is available only if Flex Pay appears for the eligible US or Canadian booking at checkout.An Upgrade offer is available only if that airline participates and the booking is eligible. 무승부
Loan approvalUpgrade evaluates the application and displays the terms for an eligible booking.Upgrade evaluates the application where a direct airline offers Flex Pay. 무승부
Changes and refundsThe merchant's fare and cancellation terms govern; the Upgrade loan is adjusted after an eligible merchant refund.The airline's fare and cancellation terms govern; the Upgrade loan is adjusted after an eligible merchant refund. 무승부
RepaymentManage the approved monthly loan with Upgrade after booking.Manage the approved monthly loan with Upgrade after booking. 무승부

Verdicts compare the stated features for a qualifying booking. Direct-airline example: Frontier. Loan terms and refund handling are subject to the merchant and Upgrade. Sources checked 24 September 2026: https://www.upgrade.com/flex-pay/frequently-asked-questions/ ; https://www.flyfrontier.com/flexpay ; https://laters.com/ways-to-pay .

독립적으로 평가됨, 유료 배치 없음

Laters.com Payment Score: Flex Pay by Upgrade

검은 윤곽선의 청록색 만화풍 손이 평화의 브이 사인을 하는 스티커 스타일 일러스트

Laters.com 결제 점수란 무엇입니까?

항공편을 예약할 때 지금 구매하고 나중에 결제하는 제공업체가 실제로 얼마나 잘 작동하는지에 대한 당사의 편집 평가(10점 만점)입니다.

  1. 1Repayment Flexibility
  2. 2Interest Rate
  3. 3Eligibility
  4. 4Approval Process

저희 결제 페이지의 모든 제공업체는 동일한 4 가지 기준으로 평가되므로, 결제 방법을 선택하기 전에 동등한 조건에서 비교할 수 있습니다. 모든 지금 비행, 나중에 결제 제공업체 점수 보기 →

Four editorial criteria are each scored out of 10 and averaged equally, then rounded to one decimal. This is a Laters.com assessment of Upgrade's published terms and the payment experience, not a lender guarantee or paid placement. Reviewed 24 September 2026. 마지막 검토 2026년 9월.

Laters.com은 이 페이지의 모든 예약에 대한 판매자입니다. 저희는 항공권을 판매하고 운임에서 수익을 얻으며, 선택하신 결제 방법에 관계없이 동일합니다. 어떤 결제 제공업체도 게재, 순위 또는 결제 점수에 대해 저희에게 비용을 지불하지 않으며, 이 페이지에는 제휴 링크가 없습니다.

Flex Pay by Upgrade offers fixed monthly installment loans to eligible US and Canadian residents. US APR is 0% to 36%; the Canadian disclosure gives 0% to 34.99%. Some offers carry interest, approval varies, and a down payment may be required.

장점

  • Fixed monthly payments, with the offer disclosed before acceptance
  • No Flex Pay late fees, according to Upgrade
  • No prepayment penalty for paying the loan off early

주의할 사항

  • US APR may reach 36%; Canada disclosure reaches 34.99%
  • A down payment may be required
  • Approval depends on credit and purchase details
  • Overdue interest may accrue even though Upgrade charges no late fee

저희 결제 페이지의 모든 제공업체에 대해 동일한 방식으로 평가되는 4 가지 기준입니다.

편집자의 의견

가장 강한 분야
Fixed monthly payments with no Flex Pay late fee or prepayment penalty, according to Upgrade.
제한된
The approved APR, any down payment and the available term vary by applicant and purchase.
어느 플랜
A traveler who wants to compare a monthly loan offer with paying the fare in full.

Compare the actual offer's APR, any down payment and total repayment before accepting. The fare and provider loan costs are separate.

플랜선결제 금액그 다음총 지불액신용 비용
Monthly installments0%–36% US; 0%–34.99% Canada APR명시되지 않음결제 시결제 시결제 시

추가로 드는 비용

APR and interest
Some offers are interest-free; others carry interest. US published range 0% to 36% APR, Canadian disclosure 0% to 34.99%. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/ and https://www.upgrade.com/en-ca/flex-pay/
Down payment
Upgrade may require a down payment. Check the amount due today and total repayment in your offer. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/
Late fees
Upgrade says Flex Pay has no late fees, but interest can accrue on an overdue balance. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/
Paying early
Upgrade says there is no prepayment penalty. Paying early may reduce interest. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/
Refunds
The merchant determines eligibility. Loan payments due while a refund is processing remain payable. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/

The figures here describe Upgrade's published ranges and an illustrative example, not an offer for a Laters.com booking. Approval and terms are set during checkout.

Flex Pay by Upgrade이 주도하는 곳

  • Fixed monthly payments, with the offer disclosed before acceptance
  • No Flex Pay late fees, according to Upgrade
  • No prepayment penalty for paying the loan off early

신청하기 전에

  1. Upgrade offers Flex Pay to eligible residents of the US and Canada through participating merchants. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/
  2. The actual loan offer depends on purchase and applicant information; approval is not guaranteed. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/
  3. US eligibility checks use a soft inquiry, according to Upgrade. Repayment history may affect credit scores. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/
  4. Canadian loans are issued by Uplift Canada Services ULC. Read local terms before applying. Source: https://www.upgrade.com/en-ca/flex-pay/terms/.
40+평가됨지금 비행, 나중에 결제 제공업체 점수Flex Pay by Upgrade은(는) 항공편 예약을 위해 저희가 평가하는 모든 다른 후불결제 제공업체와 동일한 기준으로 평가됩니다.모든 제공업체 점수 보기
항공편과 결제 방법 비교

Airlines to Compare Before Choosing Flex Pay

Explore these airline guides to compare the fare and what it includes. Flex Pay eligibility is determined for the booking at checkout, not by the airline card shown here.

풀서비스 항공사

American Airlines

Compare this airline's fares and included services, then review the payment methods offered for your booking at checkout.

American Airlines 결제 플랜 살펴보기

British Airways

Compare this airline's fares and included services, then review the payment methods offered for your booking at checkout.

British Airways 결제 플랜 살펴보기

Delta Air Lines

Compare this airline's fares and included services, then review the payment methods offered for your booking at checkout.

Delta Air Lines 결제 플랜 살펴보기

United Airlines

Compare this airline's fares and included services, then review the payment methods offered for your booking at checkout.

United Airlines 결제 플랜 살펴보기

Lufthansa

Compare this airline's fares and included services, then review the payment methods offered for your booking at checkout.

Lufthansa 결제 플랜 살펴보기

Singapore Airlines

Compare this airline's fares and included services, then review the payment methods offered for your booking at checkout.

Singapore Airlines 결제 플랜 살펴보기

저비용 항공사

easyJet

Compare this airline's fares and included services, then review the payment methods offered for your booking at checkout.

easyJet 결제 플랜 살펴보기

Ryanair

Compare this airline's fares and included services, then review the payment methods offered for your booking at checkout.

Ryanair 결제 플랜 살펴보기

Scoot

Compare this airline's fares and included services, then review the payment methods offered for your booking at checkout.

Scoot 결제 플랜 살펴보기

AirAsia

Compare this airline's fares and included services, then review the payment methods offered for your booking at checkout.

AirAsia 결제 플랜 살펴보기

Frontier Airlines

Compare this airline's fares and included services, then review the payment methods offered for your booking at checkout.

Frontier Airlines 결제 플랜 살펴보기

Southwest Airlines

Compare this airline's fares and included services, then review the payment methods offered for your booking at checkout.

Southwest Airlines 결제 플랜 살펴보기
650+항공사더 많은 항공사 살펴보기Laters.com에서 이용 가능한 항공편을 비교한 다음, 선택한 예약에 제공되는 결제 옵션을 확인하세요.모든 항공사 보기
지금 구매 나중에 결제 옵션 비교

Other Ways to Pay for Flights

If Flex Pay is unavailable for your booking or its loan terms do not suit you, compare the other payment methods displayed at the Laters.com checkout. Each provider sets its own eligibility, costs and schedule. South African Payflex is a different product, described separately at /payment/payflex.

다른 제공업체

Klarna

Pay in installments or laterKlarna

Klarna offers several ways to split a fare, including pay-later and installment options, though approval isn't guaranteed and a credit check typically applies. Missing a scheduled payment can bring fees or affect your ability to use Klarna again.

Coverage varies by country, so check availability before booking.

제공업체 가이드 보기

Afterpay

Pay in 4 installmentsAfterpay

Afterpay splits the cost into smaller payments due over time, subject to approval at checkout. Late or missed installments can trigger fees, so it pays to keep the schedule in mind before booking.

Availability depends on your country, so confirm before you fly.

제공업체 가이드 보기

Affirm

Longer monthly financingAffirm

Affirm spreads a fare over monthly payments rather than a short pay-in-4 cycle, with some plans carrying interest and all subject to a credit check. It suits travelers who want more time to pay off a bigger ticket.

Coverage is not confirmed everywhere, so check before booking.

제공업체 가이드 보기

Zip

Pay in installmentsZip

Zip lets you break a fare into scheduled payments, with approval and a credit check required before checkout completes. Fees can apply if a payment is missed, so it's worth reading the terms first.

Coverage varies by market, so confirm before booking your flight.

제공업체 가이드 보기

Tabby

Pay in installmentsTabby

Tabby splits the cost of a booking into smaller payments, with eligibility and any credit check handled at checkout. Missed payments can carry fees, so it's worth reviewing the schedule before you commit.

Coverage is concentrated in specific markets, so check availability before booking.

제공업체 가이드 보기

Scalapay

Pay in installmentsScalapay

Scalapay divides a fare into a series of payments, subject to approval and a credit check at the time of booking. A missed installment can bring extra charges, so plan the payment dates around payday.

Availability differs by country, so confirm before you book.

제공업체 가이드 보기
40+제공업체모든 지금 비행, 나중에 결제 제공업체제공업체 가이드를 살펴보고 결제 상품을 비교하세요. 예약에 이용 가능한 옵션, 승인 여부, 약관은 결제 시 표시됩니다.지금 예약하고 나중에 결제하는 제공업체 비교
수수료, 환불, 신용 조회 및 자격 요건

Flex Pay by Upgrade을(를) 사용하여 항공편 예약하기: 자주 묻는 질문

Laters.com에서 Flex Pay by Upgrade으로 항공편 결제하는 방법에 대해 알아야 할 모든 정보입니다.

01Is Flex pay through Upgrade?

Yes. Flex Pay is Upgrade's monthly installment loan product, formerly called Uplift. It is offered to eligible residents of the US and Canada through participating merchants. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/.

02What airlines offer Flex pay for flights?

Frontier Airlines and Southwest Airlines publish Flex Pay for eligible direct bookings. On Laters.com, check whether Flex Pay appears for your specific US or Canadian booking; an airline's own payment options do not determine Laters checkout options. Sources: https://www.flyfrontier.com/flexpay and https://www.southwest.com/book-now-pay-later/.

03Does Flex pay by Upgrade affect credit score?

For US residents, Upgrade says checking eligibility uses a soft inquiry and does not affect your score. It also says loan payment history is reported to credit bureaus and can affect your score. Canadian credit reporting may differ; read your loan agreement. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/.

04Is Flex pay for flights legit?

Flex Pay is an Upgrade product used by travel merchants. Read the named lender, APR, total repayment, due dates and cancellation rules in the offer before accepting. Approval is not guaranteed. Sources: https://www.upgrade.com/flex-pay/frequently-asked-questions/ and https://www.flyfrontier.com/flexpay.

05Can I book flights with Flex Pay on Laters.com?

Flex Pay by Upgrade is intended for eligible US and Canadian bookings on Laters.com. It is a monthly installment loan, not South African Payflex. Select it only if it appears at checkout and review the actual APR, down payment and total repayment before accepting. Source for provider terms: https://www.upgrade.com/flex-pay/frequently-asked-questions/.

06What APR does Flex Pay charge in the US and Canada?

Upgrade publishes a 0% to 36% APR range for the US. Its Canadian product disclosure gives 0% to 34.99% APR. Some offers are interest-free, but the rate you receive depends on approval and purchase details. Sources: https://www.upgrade.com/flex-pay/frequently-asked-questions/ and https://www.upgrade.com/en-ca/flex-pay/.

07Does Flex Pay charge late or early-payoff fees?

Upgrade says Flex Pay charges no late fees or prepayment penalties. Interest may continue to accrue on an overdue balance. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/.

08What happens to the loan if my flight is canceled?

Ask the booking merchant about cancellation and refund eligibility first. Upgrade applies an eligible refund after receiving it from the merchant; scheduled payments remain due while the refund is being processed. Sources: https://www.upgrade.com/flex-pay/frequently-asked-questions/ and https://www.upgrade.com/en-ca/flex-pay/frequently-asked-questions/.

Flex Pay by Upgrade과(와) Laters.com에 대하여

Who Is Flex Pay by Upgrade?

시장
2

Flex Pay by Upgrade은 어떤 회사인가요?

Flex Pay is Upgrade's monthly installment loan product, previously known as Uplift. It is offered through participating merchants to eligible US and Canadian residents. Some approved offers are interest-free and others carry interest. The lender and terms appear in the loan agreement, and Upgrade manages repayments. Sources: https://www.upgrade.com/flex-pay/frequently-asked-questions/ and https://www.upgrade.com/en-ca/flex-pay/frequently-asked-questions/.

Laters.com에서 Flex Pay by Upgrade으로 예약

Search for a flight on Laters.com and review the payment methods offered for your booking. If Flex Pay appears, apply at checkout and read the monthly payment, APR, down payment, total repayment and due dates before accepting. Upgrade decides whether to approve the loan. Laters.com handles the flight booking, while Upgrade handles the loan. For changes or cancellation, contact the booking merchant first; payments due during a refund review remain payable. Source: https://www.upgrade.com/flex-pay/frequently-asked-questions/.

Laters.com은 판매자로서 운임에서 수익을 얻으며, 선택하신 결제 방법에 관계없이 동일합니다. 어떤 결제 제공업체도 이 페이지의 게재에 대해 비용을 지불하지 않습니다.

나중에 결제하는 항공편 예약의 작동 방식

항공편 예약과 상환 플랜은 서로 다른 일정으로 진행됩니다. 운임을 분할하기 전에 고려해야 할 실질적인 질문을 가이드에서 설명합니다.

  • 항공편을 할부로 결제하면 달라지는 점
  • 총비용과 상환일을 비교하는 방법
  • 항공편 변경이나 환불이 결제 플랜을 자동으로 종료하지 않는 이유
  • 예시 계산으로 운임이 어떻게 여러 결제로 나뉘는지

가이드 읽기 Flex Pay by Upgrade 웹사이트 방문

Flex Pay by Upgrade은(는) 신용 상품입니다

책임감 있는 차용은 실제로 감당할 수 있는 할부금에만 약정하는 것을 의미합니다. 연체 결제는 연체료가 발생할 수 있으며, 신용 조회 기관에 보고될 수 있으며, 신용 등급 및 향후 차용 능력에 영향을 미칠 수 있습니다. Flex Pay by Upgrade의 자체 약관을 방문하여 현재 약관, 적격 기준 및 국가별 플랜 가용성을 확인하세요. Laters.com은 Fly Fairly의 새로운 이름입니다. 예약이나 지원에 대한 어떤 것도 변경되지 않습니다. Laters.com 편집팀에서 2026년 9월에 마지막으로 검토했습니다.

Google에서 4.8점으로 평가됨

여행객들의 의견

Laters.com으로 항공편을 예약한 실제 고객들의 실제 리뷰입니다.

4.8/5 Google 리뷰
거래 알림

Flex Pay by Upgrade 항공편 특가를 놓치지 마세요

Flex Pay by Upgrade 항공편 거래, 지금 구매 나중에 결제 프로모션 및 플래시 세일을 받은편지함으로 바로 받아보세요.

출처

이 페이지의 정보는 부터 사이에 아래 출처로 확인했습니다. 수치는 해당 출처가 새 데이터를 공개하면 다시 확인합니다.