Book flights with Kredivo payment plans

Yes. Laters.com lets you check out with Kredivo and choose from plans such as Pay in 30 days, Pay in 3, Pay in 6, Pay in 12, or the longer Pay Monthly financing option. Which plans you actually see depends on the country you are booking from, since Indonesia and Vietnam are the two confirmed markets. Approval is not guaranteed, and instalment tenors can carry interest, so check terms at kredivo.com before you commit.

All of them on Laters.com. Kredivo sits at our checkout as a payment method rather than something individual airlines switch on, so every airline fare we sell can be split this way. You choose your flight first, then pick Kredivo and a plan at payment. Some instalment tenors carry interest and a credit check applies, so review the plan details before confirming.

No. Laters.com does not add a payment surcharge or booking fee for using Kredivo, so the fare shown is the same one you would pay by card. That said, Kredivo is a credit product: the Pay in 30 days option is designed as a short deferral, while longer tenors like Pay in 12 or the Pay Monthly financing plan can carry interest and late fees if a payment is missed. Confirm current fee terms at kredivo.com.

Your e-ticket is issued once Kredivo approves your payment at checkout, the same as with any other payment method on Laters.com. The airline processes the booking as soon as that approval clears, regardless of whether you chose Pay in 30 days or a longer monthly plan. If approval takes longer for any reason, your ticket will not issue until it comes through. Keep an eye on your email and Kredivo account for confirmation.

Yes, a credit check applies when you apply to use Kredivo, and approval is never guaranteed. This is a genuine credit product, not a fee-free perk, and the type of check and eligibility criteria are set by Kredivo rather than by Laters.com. Longer tenors such as Pay in 12 and the Pay Monthly financing option are more likely to involve stricter checks given the extended repayment period. Confirm exact requirements at kredivo.com before booking.

Missing a payment can trigger late fees, and Kredivo may report the missed payment to credit reference agencies. This can affect your credit standing beyond just the booking itself, particularly on longer tenors like Pay in 6, Pay in 12, or the Pay Monthly financing plan where more instalments are outstanding. Interest may also continue accruing on interest-bearing plans while a payment is overdue. If you think you will miss a due date, contact Kredivo directly through kredivo.com as soon as possible.

Kredivo is confirmed for travellers booking from Indonesia and Vietnam on Laters.com. In both markets you can access the full plan range: Pay in 30 days, Pay in 3, Pay in 6, Pay in 12, and the longer Pay Monthly financing option, though interest and fees apply per local regulation in each country. Availability outside these two markets is not confirmed. If you are booking from elsewhere, check kredivo.com to see whether your country has been added.

The Pay in 12 plan or the longer Pay Monthly financing option, which Kredivo has structured with tenors up to 24 months, are built for spreading a bigger fare over more months. These longer tenors reduce the size of each instalment on a costly long-haul ticket compared with Pay in 3 or Pay in 6. They can carry interest over that extended period, and a credit check applies before approval. Confirm the specific rate and terms for your basket size at kredivo.com.

It can. Kredivo runs a credit check when you apply, and how that check and your repayment behaviour are reported depends on Kredivo's own policies in Indonesia or Vietnam. Paying on time across plans like Pay in 3 or Pay in 30 days is unlikely to cause problems, but a missed payment may be reported to credit reference agencies and can affect your standing. Check kredivo.com for details on how Kredivo reports activity in your market.

When an airline processes a refund on a flight booked through Laters.com, the refunded amount is applied back against your outstanding Kredivo balance rather than paid to you directly while instalments remain open. If the refund covers the full fare, remaining instalments on plans like Pay in 3 or Pay in 12 should be reduced or cleared accordingly. Timing depends on how quickly the airline processes the refund and how Kredivo applies it to your account. Contact Kredivo through kredivo.com if a refund does not appear against your balance as expected.

Yes. Kredivo's plans apply to the total fare you are charged rather than to the specific route or number of stops, so a multi-stop or international itinerary is treated the same as a single-leg domestic flight. What determines which plans you see is the country you are booking from on Laters.com, currently Indonesia or Vietnam, not the destinations in your itinerary. Longer tenors like Pay in 12 may suit a pricier multi-city fare better than a short Pay in 3 term. Check kredivo.com for current tenor options.

Pay in 30 days is structured as a single deferred payment rather than an instalment plan, and Kredivo's own notes describe it as a 0 percent option, though exact fee terms are not fully confirmed. The catch is that this is still credit: a credit check applies to get approved, and missing the 30-day due date can trigger late fees and be reported to credit reference agencies. It is not the same as a discount, it simply delays when you pay. Confirm current terms directly at kredivo.com.

Most travellers using Kredivo at checkout will need to apply for or hold a Kredivo account, since it is a credit product that requires approval rather than a generic card. You can typically start the application during checkout on Laters.com if you are not already registered. Approval involves a credit check and is not guaranteed, and eligibility rules differ between Indonesia and Vietnam. Visit kredivo.com to see the application steps for your country.

Airline loyalty accrual is set by the airline's own frequent flyer program, not by the payment method you choose at checkout. Booking through Laters.com and paying with a Kredivo plan such as Pay in 3 or Pay in 12 does not change how many miles or tier points the airline credits to your account. What can differ is that some airline fare classes exclude certain earning rates regardless of payment method. Check the fare rules on your specific booking for confirmation.

Changing or cancelling a flight booked through Laters.com follows the airline's own fare rules, the same as any other payment method. If a change fee or fare difference applies, it is charged separately from your existing Kredivo instalment schedule on plans like Pay in 6 or the Pay Monthly financing option. Any refund due is applied against your remaining Kredivo balance rather than paid out directly while instalments are still open. Contact Kredivo via kredivo.com if your repayment schedule needs adjusting after a change.