650+ airlines to bookNo hidden booking feesCompare multiple providers

Book PayID Flights

Pay in full at checkout with PayID's real-time bank transfer, no instalments or interest involved. No hidden booking fees on Laters.

Plus d'un million de voyageurs par an
trouvent des vols sur Laters.com

Examiné par l'équipe des paiements de Laters.comMis à jour 10 septembre 2026

Vols PayID

Can You Use PayID for Flights?Yes, PayID Works on Any Airline on Laters.com

Yes, you can use PayID to book flights and buy plane tickets for any airline, any route and any fare class through Laters.com. PayID is not a credit product, it is a real-time bank transfer over Australia's New Payments Platform, so there is no instalment schedule and no interest to weigh up. There is no payment surcharge and no booking fee added when you choose it at checkout.

PayID is not something you set up with the airline itself, so booking through Laters.com is what makes it usable no matter who you are flying with. That covers carriers like Delta, American Airlines and United in the US, and British Airways, Lufthansa, Air France and SAS across the UK, Germany and the Nordics, none of which take PayID directly. At checkout, you select PayID as a payment method built into our checkout, confirm the transfer from your bank, and the e-ticket is issued once payment is confirmed.

PayID sits alongside our instalment plans, some of which are interest-free and some of which carry interest, with a soft credit check applying and approval never guaranteed, plus an 18+ condition on any plan you choose. That range stretches from a long-haul flight in business to a short domestic hop, and availability varies by market. If you would rather compare accounts, Naver Pay is also accepted at our checkout.

Recherchez des vols et comparez les tarifs
Choisissez PayID au moment du paiement et sélectionnez un plan
Volez maintenant et payez le reste à PayID selon l’échéancier

Plans de paiement expliqués

Split Your Flight, Pay Over Time with PayID

PayID isn't a way to split a fare into instalments. It's a real-time bank transfer, paid in full when you book, so there's no credit check and nothing owed later. Where other providers on this page do offer plans that carry interest and a credit check, PayID simply isn't one of them.

Votre tarif avec PayIDUSD

$500

Le plus populaire

PayID

Paiements: $500.00due immediately
À payer aujourd'hui: $500.00
Total que vous payez: $500.00payé intégralement aujourd’hui

There's no instalment plan and no credit involved here: PayID moves money from your bank account to the airline in one transfer, so the fare costs exactly what's shown, nothing more. The trade-off is timing, not interest: the full amount leaves your account at booking, and how much you can send in one go depends on the limit your own bank sets on PayID transfers. Not a credit product: PayID is an alias (mobile number, email address, ABN or organisation identifier) linked to a bank account on Australia's New Payments Platform, used to send funds in near real time. No instalments, interest or late fees; per-transfer limits are set by each participating bank.

PayID is Australia's own name for this method, used consistently on the New Payments Platform rather than varying by market. You pay your bank directly, and the airline issues your ticket in full once the transfer clears.

À titre illustratif uniquement. Les chiffres ci-dessus sont calculés à partir du tarif que vous définissez : division simple pour les plans sans intérêt, et le taux illustratif propre du plan sur sa durée indiquée pour le financement mensuel. Il ne s'agit pas d'une offre, d'un devis ou d'une prédiction de ce que vous recevrez. Laters.com n'est pas le prêteur et ne participe pas à la décision : les plans qui apparaissent, les montants des versements, les intérêts et frais, et votre admissibilité sont déterminés uniquement par le fournisseur et dépendent d'une évaluation du crédit ou de l'admissibilité, de votre pays et de votre panier. Le seul moyen de voir vos plans réels est de choisir ce mode de paiement à la caisse, à ce moment-là le fournisseur, et non Laters.com, approuve ou refuse l'achat. Tous les plans, taux, frais et conditions sont des estimations uniquement et sont sujets à approbation et à modification.

Plans PayID par pays

PayID Flight Booking: Available Countries

PayID's flight booking footprint on Laters.com sits squarely in Australia. There's no wider rollout across other markets to weigh it against, so the coverage here is Australia's own real-time payments network, not a slice of something larger elsewhere. Fares booked this way settle in Australian dollars (AUD), charged in that local currency rather than converted at checkout. The country grid below is built from PayID's own published terms for how it operates through the New Payments Platform, not from our estimate of them.

PayID itself isn't a pay-in-instalments plan, in Australia or anywhere it's published: it's a real-time bank transfer, paid in full at the point of booking, with no interest, late fee or credit check attached to the transfer itself. Where other providers on Laters.com offer a short-term split-payment plan billed at purchase and at fixed intervals afterward, interest-free when paid on time but not guaranteed at approval, PayID sits outside that model entirely. Transfer limits are set by each participating bank rather than by PayID, so it's worth checking your own bank's limits before booking.

Laters.com par rapport à la réservation directe

Why Book Your PayID Flights on Laters.com?

Most airlines do not offer PayID at their own checkout, and the few that experiment with real-time transfers set their own rules for it. On Laters.com, PayID is built into one checkout that covers every airline we sell, so paying by PayID does not depend on who operates your flight.

Whichever airline flies the route, and whichever plan PayID or another method settles at checkout, Laters.com is the merchant behind the ticket. That means one team handles the booking, any change to it, and any refund, rather than passing you between us and the airline. PayID itself moves money instantly between bank accounts with no instalments or interest, though transfer limits are set by your bank, not by us.

Laters.com comparé à la réservation directe auprès de la compagnie aérienne
Ce que vous obtenez	Laters.com	Réservez directement auprès de la compagnie aérienne
PayID intégré au paiement sur les 650+ compagnies aériennes	✓	Très peu
Les mêmes plans PayID, quelle que soit la compagnie aérienne avec laquelle vous volez	✓	✕
Comparez toutes les compagnies aériennes en une seule recherche, puis payez avec PayID	✓	✕
Autres prestataires de paiement différé, stablecoins et 100+ autres moyens de paiement à la même caisse	✓	✕
Aucun supplément et aucun frais de réservation pour payer avec PayID	✓	Variable

Évaluation indépendante, aucun placement payant

Laters.com Payment Score: PayID

Illustration façon sticker d’une main de dessin animé cyan au contour noir faisant le signe de la paix

Qu'est-ce que le Score de paiement Laters.com ?

Notre évaluation éditoriale, sur 10, pour évaluer le fonctionnement réel d'un prestataire de paiement ultérieur lors de la réservation d'un vol.

1Repayment Flexibility
2Interest Rate
3Eligibility
4Approval Process

Chaque prestataire à notre caisse est évalué selon les mêmes 4 critères, ce qui vous permet de les comparer équitablement avant de choisir votre mode de paiement. Consultez tous les avis des prestataires de paiement en plusieurs fois →

This score is based on published plan terms, eligibility criteria for flight bookings, and independent research by Laters.com's editorial team. No brand pays to be rated, and the same rows are used to compare every provider on the platform. Dernière révision septembre 2026.

Laters.com est le commerçant pour chaque réservation sur cette page : nous vendons le billet et gagnons sur le tarif, qui est le même quel que soit le mode de paiement que vous choisissez. Aucun fournisseur de paiement ne nous paie pour l'affichage, le classement ou son Score de paiement, et cette page ne contient aucun lien d'affiliation.

PayID isn't a credit product at all: it's a real-time bank-to-bank transfer over Australia's New Payments Platform, paid in full at checkout in AUD. No instalments, no interest, no late fees. Per-transfer limits sit with each traveller's own bank, and coverage beyond Australia isn't confirmed.

Ce qui fonctionne bien

No interest, no late fee: it isn't a credit product
Settles in AUD in full via New Payments Platform
One plan, no hard credit check required

À quoi faire attention

Only one plan: full payment, no instalments
Per-transfer limits set by each bank, not published
Confirmed availability limited to Australia so far
Not a way to spread a fare's cost

4 critères, évalués de la même manière pour chaque prestataire à notre caisse.

Repayment Flexibility7/10

PayID has one shape: pay in full at checkout via real-time bank transfer, 1 payment, no instalments. No deferred or multi-month option exists, so travellers choosing PayID get zero flexibility in timing, only in speed.

Interest Rate10/10

PayID carries no APR, no illustrative APR and no late fee, because the single plan is a real-time transfer, not credit. Nothing is deducted here, but that also means there is no instalment plan to spread a fare across.

Eligibility7/10

Facts show one confirmed market, Australia, where PayID settles in AUD over the New Payments Platform. No other country records are supplied, so coverage outside Australia cannot be claimed.

Approval Process9/10

No credit check applies at all, since PayID is a bank alias, not a credit product. Per-transfer limits are set by each participating bank rather than published centrally, which is the one piece of friction travellers should confirm before checkout.

L'avis éditorial

Points forts: Cost: PayID carries no APR and no late fee because it's a real-time transfer, not a loan.
Retenu par: Held back by having a single plan: full payment now, with per-transfer limits set by the traveller's own bank rather than disclosed upfront.
Quel plan: PayID for travellers who want to pay a fare in full, immediately, without opening any credit line.

This table prices the same Australian fare through PayID's one plan. The fare itself doesn't move: Laters.com adds no booking fee or surcharge for choosing this payment method over any other.

Plan	À payer aujourd'hui	Ensuite	Vous payez au total	Coût du crédit
PayIDPas un produit de crédit	$1,000.00	Rien à payer	$1,000.00	Rien

Qu'est-ce qui peut vous coûter d'autre

Interest charge: None. PayID is a real-time bank transfer, not a loan, so no interest accrues on the fare.
Late payment fee: None disclosed, because the fare is paid in full at checkout rather than across a schedule.
Per-transfer limit: Set by each participating bank rather than published centrally, so very high fares may need checking with your bank first.
Refunded flight: Since the fare is paid in full upfront, a refund is returned to the traveller's account rather than adjusting an instalment schedule.
Credit file impact: None, since PayID involves no credit check and is not reported as a credit product.

This worked example is an illustration, not a quote. What a traveller is actually offered depends on their bank, their market and approval at the time of booking. Every provider we score is costed on the same rows so they can be compared fairly.

Où PayID génère des leads

No interest, no late fee: it isn't a credit product
Settles in AUD in full via New Payments Platform
One plan, no hard credit check required

Avant de faire une demande

PayID is not a credit product, so no credit check applies to it at all.
Availability is confirmed for Australia, settled in AUD; check helloclever.co/xero before assuming it works elsewhere.
Per-transfer limits are set by each participating bank, so a very high fare may not clear in one transfer.
There's no minimum basket disclosed, but bank-imposed limits mean it's worth confirming with your own bank first.

40+ÉvaluéNotes des prestataires de paiement à la voléePayID est évalué selon les mêmes critères que tous les autres prestataires de paiement différé (acheter maintenant, payer plus tard) que nous notons pour la réservation de vols.Voir tous les scores des prestataires

Comparez les options de paiement ultérieur

More Ways to Pay Later for Flights

Both PayID and Naver Pay sit at the Laters.com checkout, so this isn't a question of hunting down a provider elsewhere. It's a choice you can make right here. PayID itself isn't a credit product at all: it's a real-time bank transfer paid in full when you book, with no instalments or interest to think about. Naver Pay is built around a pay-in-4 product, and if that split-payment shape suits you better, compare Naver Pay for flights on Laters.com. If PayID isn't available where you are, these are the other providers that can spread the cost of your flight.

Autres prestataires

Naver Pay

Pay in 4 instalments

A split-payment option built around dividing the fare into four instalments, with approval and a credit check typically part of signing up, and fees possible if a payment is missed.

Coverage varies by market, so check Laters.com at checkout to see if it's offered on your route.

Voir le guide du prestataire

Klarna

Pay in instalments or monthly financing

Klarna offers shorter split-pay options alongside longer monthly financing plans, and some of those plans carry interest, so it's worth reading the terms before you book. Approval is never guaranteed and a credit check can apply.

Available in a range of markets, with exact coverage confirmed at checkout on Laters.com.

Voir le guide du prestataire

Afterpay

Pay in 4 instalments

Afterpay splits the fare into four payments, and while the structure is straightforward, a credit check and approval step still apply, and missed payments can trigger fees.

Known as Clearpay in some markets, so a traveller familiar with that name is using the same underlying service.

Voir le guide du prestataire

Affirm

Longer monthly financing

Affirm leans toward monthly financing rather than a short pay-in-4 split, which can suit a pricier fare, though some plans carry an APR and approval depends on a credit check.

Coverage depends on your market, so confirm availability at checkout on Laters.com.

Voir le guide du prestataire

Zip

Pay in instalments

Zip spreads the cost of a flight across scheduled instalments, with a credit check and approval forming part of the process, and fees possible if a payment slips past its due date.

Also offered as ZIP NZ in some markets, covering the same underlying plan under a local name.

Voir le guide du prestataire

Tabby

Pay in instalments

Tabby lets you split a fare into instalments rather than paying it all upfront, though approval isn't automatic and a credit check may run before you're accepted.

Availability is confirmed at checkout on Laters.com, since not every route supports every provider.

Voir le guide du prestataire

40+FournisseursChaque prestataire de vol maintenant, paiement plus tardConsultez les guides des prestataires et comparez leurs produits de paiement. Les options disponibles pour votre réservation, l’approbation et les conditions s’affichent au moment du paiement.Comparez les fournisseurs de paiement « Volez maintenant, payez plus tard »

Frais, remboursements, vérifications de crédit et admissibilité

FAQ : Utiliser PayID pour réserver des vols

Tout ce que vous devez savoir sur le paiement des vols avec PayID sur Laters.com.

01Can I book flights with PayID on Laters.com?

Yes. PayID is offered at checkout on Laters.com for flights booked from Australia, and it works as a real-time bank-to-bank transfer over Australia's New Payments Platform rather than an instalment plan. You pay the fare in full using your linked mobile number, email, ABN or organisation identifier, with no splitting into instalments and no interest or late fees attached. Confirm current availability at https://helloclever.co/xero before you book.

02Which airlines accept PayID for flights booked on Laters.com?

Every airline sold on Laters.com can be paid for with PayID. That is because PayID sits at our checkout as a payment method, not something individual airlines switch on or off route by route. So whichever fare you pick, the payment method is available the same way. Terms can still shift, so check https://helloclever.co/xero if you want the latest word on how it applies to your booking.

03Does paying with PayID cost extra on Laters.com?

No. Laters.com adds no payment surcharge and no booking fee for using PayID, so the fare you see is the same fare you would pay by card. There is also no late fee to worry about and no interest-bearing plan involved, because PayID settles the full amount in real time rather than spreading it across instalments. That makes it one of the more straightforward ways to pay listed on the site.

04How soon do I get my e-ticket when I pay with PayID?

Once your PayID transfer clears, which typically happens in near real time over Australia's New Payments Platform, Laters.com issues your e-ticket. Because PayID settles the full fare upfront rather than in stages, there is no waiting on an instalment schedule before your booking is confirmed. Bank processing can occasionally introduce a short delay outside our control, so check your email and the confirmation page after paying.

05Is there a credit check when I use PayID for flights?

No. PayID is not a credit product, so no credit check applies when you use it to pay for flights on Laters.com. It works as an alias, your mobile number, email, ABN or organisation identifier, linked to your existing bank account, and the payment moves directly from that account. Because there is no borrowing involved, there is also no credit application or approval decision to wait on.

06What happens if a PayID payment fails or is missed?

It cannot be missed the way an instalment payment can, because PayID is paid in full at the moment of checkout rather than on a repayment schedule. If a transfer fails, your booking simply will not go through, and no funds leave your account. There are no late fees and nothing is reported to credit reference agencies, since PayID carries no credit component and therefore no missed-payment consequence in the usual BNPL sense.

07Which countries can I use PayID from on Laters.com?

Australia is the market where PayID is available on Laters.com. It runs over Australia's New Payments Platform and settles in Australian dollars, so it is built specifically for AUD-linked bank accounts. If you are booking from outside Australia, PayID will not appear as a payment option at checkout, and you should confirm current country coverage at https://helloclever.co/xero.

08Which plan suits an expensive or long-haul business class fare?

PayID suits a traveller who wants to pay a long-haul or business class fare outright in one real-time transfer rather than spread the cost over months. Because it settles the full amount immediately over Australia's New Payments Platform, there is no term length, no APR and no instalment count to weigh against the fare size. Per-transfer limits are set by each participating bank, so for a large fare it is worth checking your bank's own transfer cap before relying on PayID at checkout.

09Does using PayID affect my credit score?

No. PayID has no effect on your credit score because it is not a credit product. It moves money directly between your bank account and the merchant using an alias like your mobile number or email, with no borrowing, no repayment schedule and no reporting to credit reference agencies. Your credit file is untouched whether you use PayID once or repeatedly for flight bookings.

10What happens to my payment if my flight is cancelled or refunded?

Because PayID settles the fare in full at checkout, a cancellation or refund is processed as a direct return to the bank account the payment came from, rather than an adjustment to an instalment schedule. There are no remaining instalments to cancel and no interest to unwind, since none was charged in the first place. Refund timing depends on the airline's fare rules and your bank's processing speed, so check https://helloclever.co/xero or your booking confirmation for specifics.

11Can I use PayID for international or multi-stop flight itineraries?

Yes. PayID applies to the fare total rather than to the route, so a multi-stop or international itinerary is paid the same way as a single domestic leg. What decides whether PayID shows up as an option is the country you are booking from, not the route you are flying, and on Laters.com that means an Australian-based booking. Check https://helloclever.co/xero if you want confirmation before booking a more complex itinerary.

12Is a pay-in-30-style deferral available with PayID, and is it really free?

No. PayID does not offer a deferred or pay-in-30-style plan. It is a real-time account-to-account transfer settled in full at the moment of booking, with no instalments, no interest and no late fees built into the product. If you are looking for a deferred payment option for flights, that would be a different plan entirely, and it is worth checking https://helloclever.co/xero to see what payment methods are currently listed for your market.

13Will I still earn airline miles and status points if I pay with PayID?

It depends on the airline's own frequent flyer terms rather than on how you paid. PayID settles the full fare directly from your bank account with no instalments involved, so from the airline's side the booking looks like any other fully paid ticket. Mile and tier point accrual is governed by the airline's loyalty program rules, not by Laters.com or by PayID, so check the fare conditions or the airline's program terms for specifics.

14Can I use PayID to book flights without an existing account?

PayID itself requires you to have a bank account with a participating Australian bank, since PayID is an alias, a mobile number, email, ABN or organisation identifier, linked to that account rather than a standalone service. You do not need a separate credit account or approval process to use it, because it is not a credit product. Check with your bank or https://helloclever.co/xero to confirm your account supports PayID before booking.

15Is it safe to pay for flights with PayID, and where are my bank details held?

PayID is designed so your actual bank account number is never shared with the merchant. Instead, you give an alias, your mobile number, email, ABN or organisation identifier, and the transfer routes through Australia's New Payments Platform to the account linked to that alias behind the scenes. Laters.com does not store your bank account details for a PayID transfer, since the payment is handled bank-to-bank in real time. For specifics on data handling, check https://helloclever.co/xero.

À propos de PayID et Laters.com

About Buy Now Pay Later Flights with PayID

Qui est PayID ?

PayID is not, strictly speaking, a buy now pay later company at all: it is an alias, a mobile number or email or ABN, that links to a bank account on Australia's New Payments Platform and moves money between accounts in near real time. It has grown from a plumbing detail of Australian banking into something travellers now see at checkout, flights included, whenever they want to pay a fare straight from their bank account rather than reach for a card.

That matters because PayID is not run by a single upstart with a founding myth attached. It sits on infrastructure built and overseen by Australia's banking sector and the body that runs the New Payments Platform, and the mobile-number-to-bank-account idea it popularised has been adopted, refined and occasionally scrutinised by regulators as real-time payments have scaled across the country. We would rather say that plainly than invent a founder or a founding year we cannot verify. For anything current on how PayID is governed or which institutions support it, PayID's own site is the place to check.

However you pay for a flight, only commit to a payment schedule you can actually meet on time.

Réservation avec PayID sur Laters.com

Booking works the same way whether you are paying by card or by PayID: search your route on Laters.com, choose your fare, and select PayID at checkout. Because PayID is a real-time bank transfer rather than an instalment plan, there is no plan to choose and no interest to weigh up; you pay the fare in full from your bank account, and the e-ticket is issued once that payment is approved. There is no credit check here, because there is no credit extended: PayID moves money you already have, not money you owe.

Laters.com is the merchant on this booking: it sells you the ticket, and PayID is simply the rail your payment travels on, not the seller of the flight. Paying this way costs nothing extra: there is no payment surcharge and no booking fee, so the fare is the same as paying by card. You do not need a credit card to book when paying with PayID, and because it settles instantly between bank accounts, there is no separate repayment to track afterwards, no balance owed to PayID once the transfer clears.

Laters.com gagne sur le tarif en tant que commerçant, le même quel que soit le mode de paiement que vous choisissez ; aucun fournisseur de paiement ne paie pour être affiché sur cette page.

Comment fonctionnent les réservations de vol avec paiement différé

Une réservation de vol et un plan de remboursement suivent des calendriers différents. Notre guide explique les questions pratiques à examiner avant de fractionner un tarif.

Ce qui change lorsque vous payez un vol en plusieurs fois
Comment comparer le coût total et les dates de remboursement
Pourquoi une modification ou un remboursement du vol ne met pas automatiquement fin au plan de paiement
Comment un exemple concret divise un tarif en paiements

Lire le guide Visiter le site web de PayID

PayID est un produit de crédit

Emprunter de manière responsable signifie ne vous engager que pour des versements que vous pouvez réellement vous permettre. Les paiements manqués peuvent entraîner des frais de retard, peuvent être signalés aux agences d'évaluation du crédit et peuvent affecter votre cote de crédit et votre capacité à emprunter à l'avenir. Consultez les conditions propres de PayID pour connaître les conditions actuelles, les critères d'admissibilité et la disponibilité des plans selon votre pays. Laters.com est le nouveau nom de Fly Fairly ; rien ne change concernant votre réservation ou votre assistance. Dernière révision par l'équipe éditoriale de Laters.com le septembre 2026.

Noté 4.8 sur Google