Split the fare at checkoutNo hidden booking feesInstant e-ticket after approvalThomas Cook Airlines logo

Thomas Cook Airlines payment plans: airline closed in 2019

Thomas Cook Airlines stopped flying in 2019; book other airlines on Laters.com with Affirm, Afterpay and more, no hidden fees, borrow responsibly.

Thomas Cook Airlines has stopped flying.

Search below for flights on its old routes with the airlines that fly them today.

Where from?Add a city
Where to?Add a city
WhenOut – Back
Who1, Economy

Over a million travelers a year
find flights on Laters.com

Thomas Cook Airlines pay later

Can You Pay Later on Thomas Cook Airlines?

Thomas Cook Airlines stopped flying in September 2019

No. Thomas Cook Airlines stopped flying on 23 September 2019, so there's no fare to put on a payment plan. Search another airline on Laters.com, choose a pay-later plan such as Afterpay or AFTEE at checkout, and get your e-ticket once approved.

Paying later is a payment method at the Laters.com checkout, not something an airline has to switch on, so it works on every airline we ticket. Thomas Cook Airlines no longer flies, so it is not one of them. The flow: search the route, choose a provider, pick a plan, get the e-ticket once payment is approved. Plans shown depend on the country you book from, not the airline, and checkout lists only those your fare qualifies for.

An instalment plan leaves the fare, the baggage allowance, the seat and any loyalty earning exactly as the airline set them. You fly as that airline's own passenger on its own fare rules, and only the paying is spread. Interest-free plans run a soft eligibility check that does not affect your credit score. Interest-bearing monthly financing runs a full credit check. Approval is never guaranteed on either. You can also pay in full by card or crypto at checkout.

  1. Search Thomas Cook Airlines and compare the fare
  2. Choose a pay-later plan at checkout
  3. Fly now, pay later: your e-ticket arrives once the flight is ticketed
Pay later at the Laters.com checkout

Pay later on Thomas Cook Airlines flights

Split the fare on Thomas Cook Airlines flights at the Laters.com checkout with the pay-later providers for Europe. Plans and approval depend on the provider and your booking; Laters.com charges no booking fees or payment surcharges.

Affirm Rates from 0%-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

Payment plans explained

Split the Thomas Cook Airlines fare, pay over time

This is a calculator, not a brochure. Set a fare and every plan shape below prices itself against that number. Thomas Cook Airlines stopped flying on 23 September 2019, so use it with a fare from an airline that still operates. Which shapes you are offered depends on the provider and the market. The interest-bearing shape needs a full credit check. Read the terms before booking.

Thomas Cook Airlines Boeing 767-300ER G-TCCB climbing after take-off from Munich Airport
Your Thomas Cook Airlines fare

$780

Pay in 4

Per instalment
$195.004 payments
Due today
$195.00if approved
Total you pay
$780.00no interest

0% APR Β· 25% upfront Β· Affirm Stripe, Afterpay

Suits a short regional economy fare. Offered through Affirm Stripe and Afterpay. The card shows 0% APR, so no interest. A first instalment leaves the account at checkout. Late fees are set by the provider.

Financing

Payments
At checkoutonce
Down payment
Not specifiedif approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

0–36% APR (US); 0–31.99% APR (Canada) Β· Affirm Stripe, Afterpay, Akulaku

Suits a long-haul or premium-cabin fare that a few payments will not stretch to. Offered through Affirm Stripe, Afterpay and Akulaku. It carries interest and needs a full credit check. Borrow only what you can repay.

Pay in 30

Payments
At checkoutonce
Down payment
Noneif approved
Total you pay
At checkoutRate, payment schedule and total repayment are confirmed in your approved checkout offer.

0% upfront Β· AFTEE

Suits a smaller fare you can clear in one later payment. Offered through AFTEE. Nothing leaves the account at checkout. No APR is supplied, so read the provider's terms on interest, credit checks and late fees.

On an airline that still flies, the airline is paid in full at booking, you repay the provider on your chosen plan, and the e-ticket is issued straight away. The same short instalment shape trades under different names by provider and market, so your offer may be named differently.

Illustrative only. The figures above are computed from the fare you set: plain division for the interest-free plans, and each plan's own illustrative rate over its stated term for monthly financing. They are not an offer, a quote, or a prediction of what you will be given. Laters.com is not the lender and takes no part in the decision: which plans appear, the instalment amounts, any interest and fees, and whether you are eligible at all are determined by the provider alone, and depend on a credit or eligibility assessment, your country and your basket. The only way to see your real plans is to choose a provider at checkout, at which point that provider, not Laters.com, approves or declines the purchase. All plans, rates, fees and terms are estimates only and subject to approval and to change.

Laters.com vs booking direct

Why use Laters.com now that Thomas Cook Airlines has stopped flying?

Booking direct with the airline was a reasonable way to pay by card, but Thomas Cook Airlines stopped flying on 23 September 2019, so no tickets are on sale for it. Laters.com gives you one search across the airlines we sell, and a choice of pay-later plans at checkout. For airlines still flying, the ticket is the airline's own, on its own fare rules, with the same baggage, seat selection and loyalty earning. Splitting the fare changes none of that. Pay-later plans are credit, so borrow within your means.

Thomas Cook Airlines Airbus A321 G-TCDE landing at Bristol Airport
Booking Thomas Cook Airlines on Laters.com compared with booking direct with the airline
What you getLaters.comBook direct with Thomas Cook Airlines
Buy now, pay later on a Thomas Cook Airlines fareβœ“βœ•
100+ payment methods from 40+ providers at one checkoutβœ“βœ•
Compare Thomas Cook Airlines against every other airline we sell in one searchβœ“βœ•
Pay for a Thomas Cook Airlines flight with cryptoβœ“βœ•
Local and regional payment methodsβœ“Rarely
No booking fee and no surcharge for paying laterβœ“Varies
Independently scored, no paid placement

The Laters.com Airline Quality Score - Thomas Cook Airlines

Cyan cartoon hand making a peace sign with black outline sticker style illustration

What is the Laters.com Airline Quality Score?

Our editorial rating, out of 10, for what an airline is actually like to fly once you have booked it.

  1. 1Reliability & operations
  2. 2Comfort & experience
  3. 3Value & network
  4. 4Professional airline rating

Every airline we ticket is scored on the same 4 measures, so you can compare them like for like before you book. See the full methodology See all airline scores β†’

Scored by the Laters.com editorial team from the airline’s own published specifications and named third-party measurements. No airline pays to be rated, no placement is sold, and this page contains no affiliate links.

Thomas Cook Airlines scores 1.0 out of 10: the plain average of the measures below, rounded to one decimal. Each measure is an editorial assessment of the published facts.

What to watch

  • Stopped flying 23 September 2019; no flights can be booked
  • Air operator certificate revoked 7 November 2019
  • No Skytrax review page exists for this airline any more
  • No independently sourced passenger-feedback figure exists for this airline

The editorial take

Strongest on
Network breadth: 82 destinations served when it collapsed in 2019.
Held back by
Ceased flying on 23 September 2019, so nothing can be booked.
Which cabin
No cabin to choose: the airline stopped flying, so book another carrier.

4 measures, scored the same way for every airline we ticket.

Reliability & operations1/10

Thomas Cook Airlines stopped flying on 23 September 2019, when its parent entered compulsory liquidation, and its air operator certificate was revoked on 7 November 2019. No fleet is in service and no punctuality figure from a named body was confirmed, so there is no flight to be on time for. The closure holds this score at the floor.

Comfort & experience1/10

No cabin comfort facts were confirmed: the airline's own website and its Skytrax review page no longer exist, and no seat pitch or seat-width figure was found from an independent source. The absence of any published seat data holds this measure at the floor.

Value & network1/10

Thomas Cook Airlines served 82 destinations when it collapsed, but none can be flown now. No baggage allowance, fees, loyalty programme or value-for-money rating were confirmed from an independent source. The closed network, with no flights to buy, holds this score at the floor.

Professional airline rating1/10

No overall star rating, named award, or independently published review sub-scores were confirmed for Thomas Cook Airlines; its Skytrax review page no longer exists. For a traveller, that means no independent endorsement to lean on. The lack of any rating from a named body holds this at the floor.

How the score is built

  • 4 measures, each scored out of 10
  • The headline is the plain average of those measures, computed in the open
  • Each measure is an editorial assessment based on the published facts and sources in the breakdown
  • No airline pays to be rated, and no placement is sold

What we deliberately left out

  1. Safety. It is not a marketing metric and we will not rank carriers on it.
  2. Cancellation rate and fleet age. Omitted rather than estimated, until a sourced field exists for every airline.
  3. Any sub-metric we cannot attribute. An unsourced measure is dropped, not guessed.
  4. Blended third-party scores that mix in inputs we have already rejected elsewhere on this page.

The full method, measure by measure, is on how we score airlines.

Everyairline we scoreAirline Quality ScoresCompare Laters.com Airline Quality Scores across the airlines we ticket, every one of them scored on the same measures as Thomas Cook Airlines.See all airline scores
Compare the carrier, keep the payment plan

Thomas Cook Airlines or another carrier? Compare before you split

The carriers most often compared with Thomas Cook Airlines, on the facts we hold for both. Every one of them can be booked on Laters.com with the same payment plans.

650+AirlinesEvery other airline we ticketCompare available flights across the airlines on Laters.com, then review the payment options for your selected booking.Compare all airlines

Baggage, fees, miles, refunds and eligibility

FAQs: Booking Thomas Cook Airlines and Paying Later

Everything about booking Thomas Cook Airlines flights on Laters.com and splitting the fare, plus the airline’s own rules that decide what you get.

Thomas Cook Airlines Airbus A330-200 G-TCXB at Manchester Airport

Can I book Thomas Cook Airlines on Laters and pay later?

No. Thomas Cook Airlines stopped flying on 23 September 2019, when its parent company went into compulsory liquidation, so there are no flights to book or pay for in instalments. Laters lists 650+ airlines that are still flying, and you can search those instead.

Which pay-later providers can I use for a Thomas Cook Airlines ticket?

None. Thomas Cook Airlines has had no flights on sale since 23 September 2019, so there is nothing to pay later for. The Laters checkout shows Affirm Stripe, AFTEE, Afterpay and Akulaku for flights on airlines that are still operating. Which of them is offered to you depends on the provider and your country.

Who is eligible to pay for Thomas Cook Airlines flights in instalments?

Nobody can, because Thomas Cook Airlines' air operator certificate was revoked on 7 November 2019 and it no longer sells tickets. For a flight on a current airline, the pay-later provider decides eligibility when you apply. Laters does not set approval rules.

Is there a credit check when I pay later for Thomas Cook Airlines?

No check can happen, because no Thomas Cook Airlines booking can be made since the airline collapsed on 23 September 2019. Paying later is credit. On a current airline, the provider decides what checks apply, so read its terms before you accept.

What happens if I miss a payment on an old Thomas Cook Airlines booking?

If you paid for a Thomas Cook Airlines trip in instalments before 23 September 2019, the repayment agreement is with the credit provider, not the airline. Missed payments are dealt with under that provider's terms, which can include late charges. The airline's liquidation does not by itself cancel what you owe, so contact the provider if you are unsure.

Can I get a refund for a Thomas Cook Airlines flight that was cancelled?

Thomas Cook Airlines cancelled its flying on 23 September 2019, and the UK Civil Aviation Authority started Operation Matterhorn that day to bring its customers home. Laters has no Thomas Cook Airlines bookings to refund. Ask your card issuer, pay-later provider or travel insurer about any old claim.

How should I pick an instalment plan for a bigger fare if Thomas Cook Airlines is gone?

Price the fare on a current airline instead, since Thomas Cook Airlines has sold nothing since 23 September 2019. Laters works on every fare class at checkout and charges no hidden booking fees, so the instalment plan shows the amount you will repay. Choose a plan whose payments fit your monthly budget, and only borrow what you can repay.

Is pay later for flights available in my country if I wanted Thomas Cook Airlines?

Thomas Cook Airlines was based in Manchester, England, but it ceased operating on 23 September 2019, so it cannot be booked from any country. Pay-later availability on Laters for other airlines depends on the provider (Affirm Stripe, AFTEE, Afterpay or Akulaku) and where you live. The checkout shows which options you can use.

Would paying later for Thomas Cook Airlines affect my credit score?

It cannot, because no new Thomas Cook Airlines booking can be made after the airline's collapse on 23 September 2019. For a current airline, each pay-later provider decides whether it checks or reports your credit activity. Check its terms, since missed payments can harm your credit record.

Is the Thomas Cook Airlines code FQ or MT?

The UK airline, based in Manchester, used the IATA code MT, not FQ. A separate Thomas Cook Airlines Belgium was based at Brussels Airport and stopped flying on 27 October 2017. The code mismatch is why this page treats the UK airline, which ceased flying on 23 September 2019.

Where did Thomas Cook Airlines fly from?

Thomas Cook Airlines' main bases were Manchester Airport and Gatwick Airport, with eight other UK bases. It ended all flying on 23 September 2019. Its last revenue flight was an Airbus A330-200, registered G-MLJL, from Orlando to Manchester.

How can I book a similar trip on Laters and pay later?

Search Laters.com, which lists 650+ airlines including TUI Airways and Jet2, two UK carriers that now fly many of Thomas Cook Airlines' former leisure routes. At checkout, choose a pay-later provider from Affirm Stripe, AFTEE, Afterpay or Akulaku, and your e-ticket arrives instantly after approval. Paying later is credit, so borrow only what you can repay.

About Thomas Cook Airlines and Laters.com

About Thomas Cook Airlines

Thomas Cook Airlines Airbus A321 G-TCDM at Manchester Airport, 2017

Who is Thomas Cook Airlines?

Thomas Cook Airlines was a British charter and scheduled airline, headquartered in Manchester, England. It began life as JMC Air and took the Thomas Cook name in 2003. It stopped flying on 23 September 2019, when its parent company went into compulsory liquidation, and it no longer operates. That means there are no current flights to book with it, and no fares to split into instalments.

Its main bases were Manchester Airport and Gatwick Airport, with other UK bases besides. No hub, alliance or loyalty programme is confirmed for it, and no rating or award with a named issuer is on record, so none is claimed here.

On any airline that is flying, paying later changes when you pay, not what you buy. The fare matches the card price, the baggage allowance is the one the fare carries, loyalty earning follows the fare class, and the ticket is issued on the airline's own rules. You fly as that airline's passenger and spread the cost.

Paying later is credit. A soft credit check may apply, a late fee may apply if you miss a payment, and a missed instalment has consequences with the provider. Borrow only what you can repay. To book a flight now, search Laters.com for an airline that is still operating.

Fleet and on-time performance

Thomas Cook Airlines has no fleet in service, so there is no manufacturer to lean on and no single-type or mixed long-haul shape to describe. The airline stopped flying in September 2019, and these facts reflect what could be confirmed at that point: deliveries and retirements change any fleet, and here none remain. Its network ran from Manchester and Gatwick, plus other UK bases, and that network no longer operates. No punctuality figure from a named measuring body is on record, so none is quoted. Cancellation rate and fleet age are left out on purpose, since neither has a confirmed figure and we would rather leave a gap than estimate. If you book another airline in instalments, remember it is credit: a missed instalment has consequences with the provider.

Laters.com is operated by Fly Fairly Pte. Ltd., a travel agent licensed by the Singapore Tourism Board under licence TA04059. Contact Laters.com about a booking, including changes and cancellations; contact your payment provider about your repayment account.

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Sources

Facts on this page were checked against these sources between and ; figures are re-checked when their sources publish new data.